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PAYMENTS / REMITTANCES
Total Number :882
COMPANY NAMEDESCRIPTION

International Association of Money Transfer Networks
Mobile Payments, Cross Border Payments

Nickel
Blockchain powered mobile Remittances app, Cross Border, Competitive Forex Rates

InstaReM
Focused mainly on P2P cross border Remittances, Doesn't apply any additional transcations fees like Banks and just the intra-day Forex Fluctuation.

Match Move Pay
MatchMove enables companies to offer a fully branded and secure Bank in Any App, increasing revenue and user engagement. The MatchMove proprietary Banking OS is built with the vision of expanding cashless payments in developed and developing markets strengthening financial inclusion. The Banking OS enables any app to deliver Spend, Send, Lend capabilities to all its users, without ever going to a bank branch. In addition, app owners can offer their customers a fully branded, secure mobile banking wallet solution that includes P2P transfer, Cross-Border Money Transfers, Top Up channels, Virtual Payment Cards, Loyalty Points & Rewards, Promotions & Offers amongst many other features. The Banking OS is a fully customizable platform that is cloud-based, always compliant with regulators in each country and PCI-DSS compliant. MatchMove launched myWallet in 2016 and Boss Mobile Money in 2017. myWallet, a virtual wallet application, enables consumers who do not own credit cards or online banking facilities to make payments with a prepaid Mastercard. Boss Mobile Money is a cross-border money transfer application that allows anyone in Singapore to remit money back home through a smartphone in a Safe, Easy, Fast manner. MatchMove is headquartered in Singapore with offices in Vietnam, Indonesia, Thailand, India, Philippines and the USA. MatchMove will soon open new offices in South Africa and Dubai to support its global growth. MatchMove has consistently been recognized internationally with awards including: *10 Fastest Growing Banking Solution Provider 2017 by Insight Success *Most Innovative Financial Technology Provider in Singapore by Global Business Outlook Awards 2016 *Most Promising Solutions Provider Banking and Software 2016 by APAC CIO Outlook

Remitano
Remitano is a product of Babylon Solutions Limited – incorporated in Seychelles. It provides escrowed P2P Bitcoin marketplace where people buy and sell Bitcoin easily and safely with notable simple UI, friendly online customer support 24/7 and lowest fee compared with major players on the market. Our team is comprised mostly by banking professionals with extensive experience in financial products, E-currencies, Payment System and Agile Software Development, and others. Currently, it has service in many countries including United States, Australia, Malaysia, Nigeria, Vietnam, Cambodia, China and is growing everyday. If you'd like to get in touch with us, you can contact us at info@remitano.com. For existing users requiring support and having specific questions about the platform, you can contact us at support@remitano.com.

Toast ( Earlier known as Cryptosigma )
Blockchain based money transfer, helps unbanked workers as well, In Philippines cash can be collected.

ZhongGuo Remittances
Moneytransfer from Singapore to China

TranSwap
P2p Currency Exchange Platofrm, mid-market exchange rate

Pay2Home
Direct-to-bank and cash out services for sender and beneficiary.

Transferto
B2B Cross Border for emerging markets, real time transactions, Network of 130 countries.

FinMates
Tracks Independent Agents, P2P money exchange

CashShield
Risk management helping companies manage fraud, powered by high-frequency trading algo with real pattern recongition and behavioural biometrics. CashShield is an online fraud risk management company that protects enterprises against fraudulent payments and accounts. CashShield operates globally across North America, Europe and Asia, securing millions in transactions for leading enterprises such as Razer, T-Mobile and Vodafone.

MogiCard
The MOGi Mobile Wallet App gives you triple rewards when you pay with your mobile at over 150 locations around Singapore. Available for iPhone and Android, MOGi combines mobile payments, location based services, mobile advertising and rich social networking features to offer a compelling set of benefits to consumers and merchants alike. MOGi allows users to purchase and redeem prepaid gift cards and vouchers using their smartphones, and stores all loyalty cards in the user's mobile wallet eliminating the need to print coupons or vouchers, or carry around a bunch of plastic gift cards, loyalty cards or paper vouchers and chop cards.

Bamboo
Digital expense management solution for small business's in Asia.

You Technolgies
Pre paid multi-currency travel card

Toucan
Mobile Shopping Wallet helping people without credit cards also to buy. Online credit.

2C2P
2C2P (Cash and Card Payment Processor) is a leading Southeast Asian comprehensive payment services provider, transforming millions of everyday payments across Asia. The company offers a number of services tailored for the needs of ecommerce and mcommerce merchants, banks and financial institutions of any size. 2C2P is well positioned to provide payment solutions tailored for the local needs of Asian and international businesses operating in Southeast Asia, providing additional revenue streams to our merchant and business partners. Our one-stop payment solutions are efficient, cost-effective, easy to integrate, and most importantly, safe. Founded in 2003, the company has since established itself as one of the leading payment solution providers in Asia-Pacific. 2C2P's headquarters are in Singapore, with offices in Cambodia, Hong Kong, Indonesia, Laos, Malaysia, Myanmar, Singapore, Philippines and Thailand. 2C2P is backed by Expara IDM Ventures under the i.JAM Microfunding Scheme, an initiative of the Government of Singapore, Digital Media Partners, a VC fund from Singapore, and GMO Ventures from Japan. 2C2P was listed by Deloitte as one of only three Singaporean businesses, and among the fastest growing regional technology companies in the 2013 Deloitte Technology Fast 500 Awards.

Acromobile
Acromobile offers a Payments Tokenization solution for business to facilitate Omni-channel Payments. It enables customers to make purchases and transactions across Mobile, Contact Center, and Web.

Aimazing
Aimazing is a sound wave SDK provider for mobile wallets, allowing users to make Payments at POS by sound wave-encrypted technology. Aimazing offers an SDK for mobile wallets or any relevant applications to encrypt and transfer information between devices through sound.

Alpha Payments Cloud
Payments-focused cloud-based IT firm that provides merchants, banks, and Payments product providers access to the global Payments world via one integration and platform. Alpha Payments Cloud developed the industry's first comprehensive cloud-based enterprise app store for Payments. It was selected for the spring 2016 class of the Wells Fargo Startup Accelerator.

And Global PTE
AI to break down barriers to financial services for customers, Based in Mongolia launhed a mobile based loan product as well.

Arcadier
Arcadier is a Marketplace-as-a-Service platform for enterprises. Arcadier uses omnichannel technology that enables businesses to understand the needs of consumers. It enables consumers to search, purchase and share products from merchants who are enabled to accept all forms of online and offline Payments.

AsiaPay
AsiaPay Singapore is an online Payments service and solution provider in Asia that provides an electronic Payments gateway to banks and e-businesses. Its products include PayGate, MPI, mobile Payments, e-voucher solution, pre-Payments, and PayAlert.

Bill Pay
Billpay is a unified billing and payments technology company. Its technology and innovation enables customers and service providers to electronically deliver bills and make payments from a unified platform, using digital currency instead of cash or checks. Billpay was founded in 2011 and is based in Singapore.

Bluzelle
Bluzelle offers real-time Payments solutions for financial institutions, smart contracts for insurances, and KYC-shared ledger solutions. Bluzelle Quantum is a middleware that enables deployment and management of applications over the Blockchain. It is designed to hide all the Blockchain plumbing, making it easier for its customers to run their applications.

Campus Card
Campus Card is a brand of Vertical Payments Solutions company. It provides Payments solutions like POS systems, and cards to replace cash in school campuses.

Card Up
Cardup is an online platform that enables users to make Big Data & Analytics Payments using their credit card in places where they couldn't before, specifically for Big Data & Analytics ticket items such as paying rent, taxes, suppliers or payroll. Users access up to 60 days instant credit, remove the need for cheques and earn rewards, miles and cashback on all their Big Data & Analytics Payments. CardUp was a part of the Monetary Authority of Singapore (MAS) FinTech Hackcelerator, The FinLab Accelerator in 2016 and more recently selected for MasterCard Start Path 2017.

Change Financial ( Liontech )
Change is a mobile platform that offers retail banking and insurance services for millennials. The company is in beta mode.

Coda Payments
Codapay is an alternative Payments gateway that enables merchants to accept Payments from cardless customers in Southeast Asia. It provides multiple Payments channels such as direct carrier billing, bank transfers, cash Payments, and physical vouchers. Coda operates Codashop, a digital distribution platform for digital gift codes.

Dinlr
Dinlr is a smart dining app that is able to automatically detect the table number you're seated on, so you can place order, make payment within the app.

Dragonfly Fintech
Dragonfly FinTech is a Blockchain technology as a platform service, specialising in areas of money settlement and clearance, banking governance and Compliance, and enabling mobile Payments solutions for a borderless world.

Fastacash
Fastacash is a social Payments technology platform that enables the secure transfer of any type of Payments, across any social and messaging channel, from any part of the world.

FOMO Pay Pte. Ltd.
FOMO Pay is one-stop mobile payment provider, and authorized partner of WeChat Pay, Alipay, UnionPay, Baidu Wallet & BestPay in Southeast Asia, and was selected as one of the Top 100 Asian Companies by E27, Top 100 Startups by Red Herring Asia, Top 8 by DBS’ FinTech Accelerator Program, The Best Fintech Company by Seamless Asia, and Top Fintech Startups in Singapore by Fintech Asia. FOMO Pay provides a one-stop solution for local merchants by facilitating payment collection from China market, including Chinese tourists. This comprises of online payment and in-store payment modes. FOMO Pay’s business solution serves clients from a wide range of industries, including the telecom, publishing, tourism and hospitality, F&B, education and retail industries.

A Good Life (glo)
GLO offers NFC-based M-Pos solutions, NFC-enabled mobile Payments for e-commerce transctions, coupon and voucher solutions, and loyalty and pre-paid platforms.

GoSwiff
GoSwiff is a provider of mobile Payments platforms and marketing solutions. The company offers an integrated mobile commerce platform for mobile and in-store Payments acceptance and integrated value-added services supporting the growing demand and engagement in all markets.

GtDollar
GT Dollar, a part of GT Group, is a mobile Payments service provider. The company provides a virtual credit account for making Payments via an e-wallet. The platform connects SMEs with new & existing consumers and maintains a loyalty program through the distribution of virtual credits.

HitPay
HitPay offers AI driven delivery of Payments and financial services within any platform or mobile app. HitPay Technologies provides AI driven delivery of financial services within any app or mobile platform.

Inpendium
Inpendium is a Payments management service provider for e-commerce merchants. The company offers multichannel connectivity to card acquirers as well as alternative Payments options. It also provides different financial services such as risk management & fraud screening, real-time reporting and reconciliation of the failed Payments.

InsureVite
InsureVite aims to disrupt the current insurance industry by injecting speed, convenience and data security.

IOTAGS
IOTAGS provides NFC solutions to SMEs across Payments, ticketing, loyalty, access control, and asset management industries. It also develops smartphone and web-based applications leveraging NFC technology.

Jewel Paymentech
Jewel Paymentsech develops intelligent risk technologies for the banking and electronic Payments industry by using AI, AI technology, and predictive analytics. It offers solutions to help banks and Payments facilitators conduct merchant due diligence and manage fraud risks using predictive analytics. It also provides automated solutions to marketplaces to identify merchants who sell illegal and counterfeit goods. Jewel Paymentsech was a recipient of the ACE startup grant awarded by SPRING Singapore. In 2015, Jewel was named by SWIFT as one of the most promising FinTech companies in Asia. The company was selected for Wells Fargo?s accelerator program in 2016.

JunoTele
JunoTele is a Payments technology company that provides a direct carrier billing service for merchants.

Kashmi
Kashmi is an Asian peer-to-peer mobile Payments solution operating through a free, unrestricted network, with embedded social media functionality. Kashmi users utilize the platform as their primary bank account, where users are able to manage their finances, send/receive money to friends or service providers as well as save, invest (stocks, etc.), and take loans.

MC Payments
Mobile Credit Payments (MC Payments) is a technology platform that provides transaction solutions for online Payments, mobile Payments, in-store Payments, digital Payments, etc. Mobile Credit Payments partners with acquiring banks, Payments service providers/ISOs to offer merchants a secure PCI-compliant, international Payments processing platform enhanced with innovative technology. It provides customers with global transaction currencies and regional card settlement currencies, a high-end reporting interface, and a risk management solution.

Merchant Play
MerchantPlay provides cloud-based POS software for Mac, PC, and iPad with front and back-office tools to the small and medium-scale businesses. It enables retailers and other businesses to accept Payments, track customers, manage inventory, provide loyalty incentives, and run business analytics for real-time insights into business performance

Mobilepaid
Mobilepaid is a fast-expanding, technology-centric company founded in 2012 by a team of payment professionals with a simple value proposition – to make mobile payments secure, simple, and smart everyday and everywhere. Mobilepaid is a privately owned and financially independent company. Today, we have a worldwide presence with over 60 employees deployed in Singapore, Philippines, and Spain. We currently provide advanced payment solutions to leading banking institutions, acquirers, mobile operators, and to over 10,000 merchants and counting. Mobilepaid owns, develops and maintains its technology. This gives us the speed and flexibility necessary to integrate and customize our solutions for acquirers and to address payment challenges from the most innovative businesses. By delivering global solutions, Mobilepaid makes it possible for its customers to benefit from the best payment and acceptance platforms. We meet the highest standards of security and stability. In 2014, Mobilepaid was one of the select few to achieve PCI-DSS 3.0 Level 1 certification. We also attained our MasterCard mPOS and Visa Ready certifications. From virtual terminals and e-commerce payment gateways, to point-of-sale credit card terminals, mobile payment acceptance (mPOS), tokenization and hashing proprietary solutions, Mobilepaid continues to deliver and build on its founding value proposition.

Mobispot
Mobispot develops wearable NFC devices and applications. It provides NFC solutions for making Payments, transportation, ticketing, access control, discounts, membership and information sharing.

money4money
money4money is a solution people in need of another currency can post orders and meet online to exchange currencies with people having opposite needs directly or through a pool. FiF is in the business of providing solutions to Retail Forex market. M4M is the flagship product that brings in p2p market into existence for money changing

myDompet
QR Tech to pay for school fees,online tickets,in-store purchases etc. MyDompet is a brand new Digital & Financial Inclusion Platform designed and built for Bandung, Indonesia. ... MyDompet's goal is to become to most “loved” mobile e-Wallet by users in Southeast

Nearex
Nearex aims to empower people by simplifying proximity transactions such as microPayments using mobile technology. It offers mobile POS solutions using Xip technology to make simple and fast transactions at merchant stores. Xip technology supports every kind of Payments application which comes with closed-loop card management systems, terminal management systems, transaction management systems, the XipTAG?s, the XipPOS?, and web portals.

Numoni
develops and sells cash-transaction terminals that facilitate e-transactions to the underbanked community. The company offers front-end devices, such as self-service kiosks and mobile/smartphone applications for dealers on the move; and back-end systems, which include a web-based support application for the core system for dealers to view their profiles.

TenX
TenX makes any cryptocurrency spendable anytime and anywhere.

OnlinePay
Onlinepay was founded in 2014 in Singapore and has now grown with global popularity throughout the mobile payment market. OnlinePay.com specializes in social money transfers where friends accross the world can securely transfer or share money together momentarily. This multi-purpose iOS app also makes it possible and convenient to pay for online purchases while topping up your trading and gaming accounts. OnlinePay.com is a simple e-wallet application to share money with a group for dinner; or simply used for that everyday coffee. The perfect application for instant shopping where users can pay or send money without revealing their card details or sensitive information. OnlinePay enables one to securely and quickly transfer or share money with their friends on social networks such as Facebook.

OOjiBO
OOjiBO offers a full-stack banking retail solution that allows the unbanked population to make digital Payments even offline. The full suite of services includes P2P transfers, retail Payments, interest bearing accounts, e-commerce Payments, cross-border Remittances, debit/credit card virtualization, utility Payments, and mobile phone top-ups.

Quantified Assets
Quantified (Quantified Assets) is a Singapore-based platform that provide technology solutions for alternative Payments, Compliance, risk management, data mining and cold storage.

Red Dot Payments
Red Dot Payments is a Payments solutions provider in Asia Pacific for banks, acquirers and merchants. With their scalable solutions, they enable merchants and financial institutions to provide complete end-to-end Payments options for customers worldwide

Slash Digital
Team of serial entrepreneurs and hackers running a digital product foundry with 2 activities: 1) Slash Foundry is a client-facing team that works closely with corporate innovation centers and ambitious, high-profile startups/SMEs in SG, ANZ, APAC & beyond to prototype proof of concepts and to build their products for scale. 2) Slash Ventures is our internal venture builder. We focus on broad AI & deep digital technologies (such as blockchain/distributed ledger, IoT and AR/mixed reality), that can be applied to many problems in the B2B market. Existing ventures include: - Slash Pay: a unified smart API to access and route to all payment gateways, for enterprise clients. Our middleware can be used for other API categories, such as sms. - Boilerplate Assembler: an instant software boilerplate assembler for web projects, ideal for development teams with a high-volume of projects. - Ventures in stealth tba later See www.slash.us.com for more information. We will be coming out of stealth soon.

Smartpesa
SmartPesa is designed to facilitate easy and quick mPOS deployment by integrating into existing banking networks and acquiring systems.

SmoovPay
SmoovPay is an online payment processor in Singapore, Malaysia and Philippines. We help merchants to accept credit card payment securely, quickly & easily across desktop, laptop and mobile devices. We provide merchant solutions that do not require additional purchases of equipment nor setup fees. So start accepting Visa and Mastercard globally today! Sign up for your free merchant account with us https://merchant.smoovpay.com/signup/account

UbiqPay
Ubiqpay is an electronic Payments company that allows consumers to pay for purchases, pay their bills and transfer money to other users. The service also allows their customers to deals with their merchant partners while collecting reward points for their purchases.

Utiba ( Acquired by Amdocs )
Utiba is a mobile transaction service provider which allows users to transfer money globally. It offers electronic top-ups, airtime sharing, wallet-based fund transfers within and across international borders to mobile operators, banks, microfinance institutions, retail merchants, and international Remittances agencies. It was Acquired by Amdocs in March 2014.

Xfers
Xfers is a Payments gateway that makes it easy for anyone with an online bank account to collect Payments and make payouts automatically. Please see: https://drive.google.com/drive/folders/0B0zbCt04qAqcQVpvMHRwZ3lsOFE for our press kit

YewPOS
YewPOS is an integrated point of sales solution that simplifies your business process. It is a unique sales solution for merchants and enterprises with chains of outlets from food to retail stores.

YoloLite by YoloPay
YoloLite is the mobile app and prepaid card from YoloPay. It allows the user to manage and share family expenditure from his/her phone. The wallet/card can be reloaded via the app using Mastercard or VISA.

YuuPay Secure
YuuPay Secure Pte Ltd is a Singapore-based payment service provider operating in the market for over seven years. It is a wholly-owned subsidiary of YuuZoo Corporation, a group that builds targeted eCommerce social networks for brands and companies. With more than seven years of experience in the internet and mobile payment space, YuuPay has already processed millions of transactions for merchants in the US, Europe, Asia Pacific and Japan. YuuPay is connected to over 200 banks worldwide and offers a wide-range portfolio of payment solutions for various industries. As an integral part of the YuuZoo ecosystem, the company also has an access to a large web and mobile R&D Department which allows YuuPay to offer bespoke IT projects that involves payment solutions. With this, YuuPay has the ability to offer a wide spectrum of customised services and solutions to meet clients’ unique business requirements. Customers are always assured to benefit from state-of-the-art technology, vast experience in the web and mobile space, as well as, an innovative approach from the YuuPay team.

Creatella
Creatella is a mobile-first C2C marketplace for currency exchanges with other peers in cash. Users can enter the currency they want to exchange in the app; the app will then notify the user of people nearby who can make the exchange with the opposite currencies.

Sphere
Sphere is a F&B tech solutions company. Incorporated in 2014, Sphere is a collaborative effort between F&B veteran Tim Han and the technical wizardry of Chris Cai and Victor Heng. Sphere is Singapore-based point-of-sale service providers for restaurants. The company provides features such as waiter management, order management, table management, etc., other than the managing accounts.

Limonetik
Limonetik is a disruptive ​B2B ​payment platform providing High Standard Quality payment services to gateways, acquirers and Tier 1 international merchants (B2B & B2C). Our ​easy to integrate Api enables Acceptance & Aggregation of 125 International Payment Methods and also offers "ready to use" customizable marketplace solution ​with a broad choice of sophisticated payment features​. ​ Limonetik’s solutions are global, gateway & acquirer agnostic and we can reach most markets with international and local payment methods. In 2015, Gartner awarded Limonetik “Cool Vendor in digital commerce” status due to our ‘one-stop’ innovative SaaS solution which makes real and positive impacts on our clients businesses. Limonetik announced an increase of over 120% payment transaction volumes processed on its technology platform in S1 2017 Limonetik has raised 10 million € ​in Serie​s​ A ​from ​VC​s​ (Newfund – Orkos – Hiinov) and some successful Business Angels. Among them Olivier Mathiot and Pierre Kosciusko Morizet (Founder of Priceminister), Regis Bouyala (Payment Guru and writer of “World of Payment”), Alain Parize (founder of Smile’s), Laurent Nizri (Founder of Alteir Consulting specialized in Bank & Payment), and Arnaud Barey (Founder of Voyagermoinscher), Erich Lawson Smith (Arma Partners).

Ziddu
Ziddu is an online Bitcoin wallet company that lets users store/transfer Bitcoin from or to their wallets. It also allows users to buy e-commerce vouchers from top e-commerce websites.

Cashdab
"CashDab is the world's online marketplace lender" CashDab allows anyone to anonymously access a decentralised global marketplace lender network and match themselves with borrowers or lenders willing to fund their desired rate of return. CashDab will bypass and disrupt existing cumbersome and costly middlemen entities, and allow cryptographically secure access to competitive loans anywhere and anytime, while adhering to the highest security standards in the Blockchain ecosystem. CashDab is the blueprint for a true decentralised online marketplace lender

COSS
The COSS system consists of a Payments gateway/POS, an exchange, a merchant list, market cap rankings, a marketplace, an e-wallet, various coin facilities and a mobile platform. The COSS platform unifies all transactional aspects that are usually managed by means of FIAT money, and offers multiple cryptocurrency-related services in one place. The list of potential features of the platform can be infinitely extended and will continue growing as the platform evolves.

soCash
soCash develops an application to withdraw and deposit cash. The company allows users to place an order, select a merchant or a neighborhood shop, and get cash. It also allows neighborhood shop owners to earn extra cash and bring more customers to their shop. The startup uses your bank?s mobile app to let users transfer an amount to the merchant?s bank account. Users can then pick up the cash at that outlet.

Chynge
Our flagship solution, Chynge Central, is a SaaS offering that simplifies sanction screening and transaction screening using AI and real-time machine learning. In addition, Chynge Central also includes a money moving marketplace that matches licensed, regulated money remittance providers with each other for cross-border transactions. Our customers use Chynge Central to simplify and automate compliance to local regulations through integrated workflows that simplify Customer Due Diligence with just one-click. Our real- time AI and rules-based compliance engine monitors transactions continuously to catch any illicit transactions and alerts you if any are found. Our integrated payments marketplace of matches you with the right partner licensed, regulated money remittance businesses for quick fulfillment, making it easy for you to move money across borders quickly and safely. Simply put – Chynge Central is a wining platform: broader market, better rates, greater revenue, integrated compliance and fast, safe delivery. Chynge Central is in early release with select customers that have driven multimillion dollar gross transaction volume through our platform.

Frexible.com
Stay tuned to find out more on our projects at invethical.com and frexible.com.

AceKard
AceKards is an all-in-one smart card which consolidates all credit, debit, and loyalty cards of consumers into one single card. It supports all major cards types (Magstripe, EMV, NFC, etc.). It also provides ACE Wallet which can sync with ACE to provide a secure payment.

Buy Me a Drink
Buy Me A Drink is a mobile wallet app that lets users order drinks and pay from the app as well as skip queues. The app allows storing Payments card details for in-app Payments.

card.io
Card.io has developed SDKs for iOS and Android apps, which enables it to scan credit cards with a mobile phone camera for accepting Payments. It also launched its own consumer app for P2P Payments. Card.io was Acquired by PayPal on July 2012.

One Pip
Currency exchange rates are quoted in real time and they change by the minute, making it difficult for individuals and businesses alike to compare between different service providers. That is why we stand by our maxim of making every pip count by offering the best wholesale forex rates that you can ever get in the market. ONEPIP works with multiple liquidity providers, which includes commercial banks, investment banks and prime brokers. Through aggregating our forex volume, ONEPIP sources for the best-in-class forex rates for our clients. Founded in Singapore, where it runs its operational hub, ONEPIP had been operating its own foreign exchange and money transfer online platform ONEPIPnet since early 2014. ONEPIP is licensed by the Hong Kong Customs and Excise Department (HK C&E) to operate a money service business since 2013. ONEPIP is also licensed by the Monetary Authority of Singapore (MAS) to operate a remittance business in Singapore.

Viva Republica (Toss)
Toss, which launched on February of 2015, allows users to send and receive money in a matter of seconds. It condensed the complex authentication process into three simple steps; with Toss, users can send money just by filling in the recipient's bank account, transfer amount, and password. The service has become widely received by the millennium generation as it is continually improving its user-friendly features such as fingerprint recognition and alerting users of to suspicious bank accounts.

BitHolla
HollaPay is a p2p Remittances platform where you can easily transfer your money globally using our technology based on cryptocurrencies. HollaDoor lets you setup up accounts with bitcoin exchanges and allows to you to automatically transfer your money between different currencies. Xray is our data analysis tool where you can analyse historic data and find financial patterns and future market predictions.

Coinone
Coinone provides various blockchain services, including Exchange and foreign Remittances. Under the vision to innovate financial system based on blockchain technology, we aspire to grow and lead the market. 'Coinone' is a global top and Korean no.1 Exchange, currently covering Bitcoin, Ethereum, Ripple, etc. Also, we successfully closed the first ICO token trades recently, and try to seek next ICOs. 'Cross' is a blockchain-based foreign Remittances service. It offers easier, faster, and 80% cheaper fees than the existing banks do. Now the service covers major five SEA countries including China, Japan, India, Vietnam, and Philippines. Based on rapid growth and partnership with major financial institutions in Korea, we are planning to expand our business to global.

KG INICIS
INICIS is providing comprehensive Payments services with proven track record since its establishment in 1998, delivering competitive values incorporating with its affiliate, 'Mobilians' (53% of Korean market share in micro-Payments), offering ultimate Payments services alongside 15+ options that generates annual sales revenue of $350m and profits of $35m as of FY11 across merchants, large enterprises, financial institutions, government and telecom sectors.

MOIN
The traditional overseas Remittances by commercial banks is based upon the SWIFT system, and it causes expensive fees, slow transfer time, and incomprehensible fee structure. To provide a solution to these problems, MOIN has been developing an international money transfer solution based on Blockchain technology, which is fast, safe, convenient, and reasonably priced. On this wise, customers can send their money 50~80% cheaper compared to the existing transfer service. Moreover, MOIN can transfer fund within 48 hours. This is a noticeable improvement in transfer speed, because the traditional Remittances service by banks takes 1~4 weeks in case of sending money from Korea to Southeast Asia countries. In addition, MOIN is very easy and convenient to use. Not only customers can understand the MOIN's simple transfer process but also the funds they send are traceable.

Poppay
Awesome, High Frequency sound based quick Payments service. Have a check with microphone of your smartphone by Staff handling PopPay gadget. The check automatically pop up on the customer phone. Just pay at the table with mobile, not at the register Split Payments is easy with just one button. Not just for Payments, Pop-Analytics, loyalty Program is integrated. You can have coupon and mileage point from merchants. Merchant gets frequent-customers and new-customers with Pop Analytics. PopPay's successfully developed with government R&D grant. PopPay is ready to go, it is under the pilot service with several franchise chain Headquaters.

N.code (D.code)
N.CODE provide luxury goods of diverse brands through affiliation with European luxury boutiques. In addition to brand diversity, "d.code" guarantees provision of the sufficient and accurate information of brand information, product description, and price. They cover more than 700 luxury brands and 100K items. Second, they ensure reasonable price and quality service. Through direct collaboration with luxury boutiques in Europe, they guarantees minimum margin price. Generally, the price they offer is about 20% cheaper than that of retail price in Korea. Third, they provide not only content curation service but also on-demand concierge service so that customers enjoy a truly personalized shopping experience. Fourth, they use customer data to develop fashion trend algorithm and predict demands and trends. With such information, buyers can make better purchase decisions. They share this information with sellers as well to help them develop product-sourcing and marketing strategy.

Spoqa
Spoqa is a Korean startup developing mobile marketing solutions. Spoqa operates Dodo Points, a tablet-based loyalty solution for local merchants. Store customers volutarily input their phone numbers into Dodo tablets that are installed facing customers on store counters to receive membership benefits, without having to sign up or download apps. Since its launch in April 2012, Spoqa now offers analytical customer management interface 'Dodo Insight', marketing automation service 'Dodo Message' and targeting advertising service 'Dodo Ads' to a wide variety of businesses ranging from small coffee shops to major hotel brands.

VP(Virtual Payment)
VP (Virtual Payments) offers ISP Payments services in Korea.

WireBarley
*Sending money overseas? Wire with WireBarley! WireBarley is a money transfer FinTech startup that provides mobile/online based cross-border Remittances service in Asia-Pacific region.We are one of the very first pioneers that started the business in Australia in 2012 and now quickly expanding into other countries including Korea, New Zealand, Vietnam, Philippines, Hong Kong, Japan, Indonesia, Singapore and the USA. WireBarley provides quicker, safer, cheaper and more convenient way to transfer money overseas. *Why Bank? WireBarley!

UTooMe by Coinluck Co. Ltd
UTooMe by Coinluck is an on-demand credit marketplace squarely aimed at replacing the large credit card issuers/acquirers by giving the power of lending and seeing returns on that lending back to individuals.

2Dep
The company will provide mobile receipts and mobile Payments services through secure and convenient ways. Mobile receipts will bring benefits such as reducing costs from printing receipts, easier access to marketing channels, easier management and analysis of customers' data, and easier reporting taxes. This app will relieve the hassle of organizing receipts to file expenses, managing physical copies of receipts, and will reduce the risk of leaking their credit card information. They will be able to make Payments directly from their phone, and will also be provided coupons through location based service which allows target marketing that can attract many customers. We call this types of coupon as 'drone coupon' because it literally delivers coupons to customers that they need when they pass by the shop. Our techniques doesn't require any cost for markets because we are not using NFC system or extraordinary network service. Only action requires is installing our application on POS.

BRILLIANTTS
BrilliantTS is a Korean technology platform that offers smart TV features for smart devices.

CoinPLUG
Coinplug is a Korea based Bitcoin startup founded in June of 2013. Coinplug provides a Bitcoin exchange & wallet service, okBitcard(bitcoin prepaid card), 2-way ATM and Payments processor targeting Korea and other Asia market. Consumers and merchants can use the company's services to accept virtual currency Bitcoin

Kakao Pay
Over-counter Payments, peer-to-peer transactions, bill Payments, web Digital Banking

Paygate
PayGate is a global leading cross-border online Payments platform provider, based in Seoul, South Korea, founded in 1998. We serve about 3000 merchants with more than 100 Institutional partners worldwide and enables Payments, E-commerce, Remittances services across the regions. PayGate guarantees a secure online Payments processing for international credit cards, and other types of Payments through advanced, secure, reliable and cost-effective Payments platform, called Seyfert. With our unique and individual online Payments processing technologies for minimising fraud and chargeback risk with cost efficiency, the state of art banking Compliance platform offers a vast array of secure Payments solutions for businesses.

Paymint

Infosonic (Sonic Pass)
Infosonic is the startup producing Sonic Pass as mobile authentication&Payments app. Sonic Pass: The integration app service you can login and pay both online and offline without inputting anything like ID/PW, Credit information.

Keypair
Keypair, We world first provide NFC enabled Card type HSM (Hardware Security Modules) and OTP (One Time Password) authentication service thru Smartphone for financial transactions. Currently, 75% of all banks in Korea has chosen us to provide the authentication service. More than 10 million users are expected by 2017 in Korea thanks to our service is rectified by Korean government as standard. Product/Service at a Glance Using generic combi IC Card, it supports both OTP and HSM service with ease and convenience. Simply tagging your phone via NFC, the IC card generates PKI instantly and communicate with your financial institution very safely. This is true Hacking free solution for eCommerce and eGovernment in various usages applicable.

spend. (Spend Wallet - X Lab)
Spendwallet is a cutting-edge smart wallet that digitally consolidates credit, debit and gift cards securely into one device.

Bitspark
Bitspark is a leading Crypto-Financial services provider for the APAC region. Bitspark has pioneered the world's first blockchain powered end to end Remittances service in addition to a Blockchain auditable feature rich trading exchange. Bitspark is focused on providing Payments solutions to individuals and businesses alike leveraging the speed and efficiency of the Bitcoin network with no prior knowledge necessary. Bitspark provides Individuals and Business customers a service to send money to emerging markets in Asia including: Hong Kong, Philippines, Indonesia and Australia for less than half the cost of the competition with thousands of pickup locations nationwide. Bitspark's feature rich trading exchange provides new users and professional traders alike the tools to trade 20+ trading pairs in a secure, easy to use and transparent web and mobile platform.

Currenxie
Currenxie provides same day, spot, and forward foreign exchange services.

Plain Exchange
Plain Exchange is a platform that helps users sell leftover currencies and purchase other currencies from fellow university students. Users can accept other students' offers or sell their currency at your desired rate having a comprehensive overview of all the offers available to help find the best deal.

Valoot
Valoot gives consumers the opportunity to select the currency of purchase prior to handing over their card. The solution sources the rates for the conversion straight from the FX market - no more hidden markups and commissions. Valoot charges a small fee for providing the service, passing the vast majority of savings to the consumer and the merchant.

Y2P Techonolgies
Y2P Technologies ('Y2P') was established in June 2015 as a Hong Kong Blockchain gateway for real-time foreign exchange and global funds Remittances, with the initial strategic objective of providing a unique global solution for cross-border Payments with China.

Ybex Limited
We are a Hong Kong-based FinTech startup and our platform, YBEX, is the ultimate marketplace for foreign currencies services. We help individuals and businesses compare and lock-in exchange rates with the most suitable money service providers for their Remittances, cross border Payments and money exchange needs. Our two-sided platform marries the latest mobile, web and cloud-based technology with bleeding-edge ultra-high frequency trading infrastructure. For users of FX services, our mobile app YBPay brings transparency and convenience; for money service providers, our web portal YBPro helps streamline operation. Our aim is to revolutionise the whole ecosystem - whether it is for oversea foreign workers, travellers, oversea students and multi-national corporations on the user side, or for local money exchange shops, international Remittances companies and banks on the service provider side, YBEX improves the experience for everyone.

33 Financial Services Ltd.
33 Financial Services Ltd. is a wholly-owned subsidiary of China 33 Media Group Limited. It is a financial services company and full service international prepaid card issuer based in Hong Kong. It offers Prepaid Card solution and Financial Products in order to facilitate the dynamic B2B and B2C market demand. It also offers consumer and commercial lending, risk management, marketing operations, customer service and information technology.

Addweup
Addweup is a developer of an excess money converter for freight passengers. The company develops an electronic device that helps passengers at airports to get their excess remaining currency converted, processed or gifted before returning to their home country via an online payback platform.

Asiapay
AsiaPay Limited, a leading ePayments, mPayments solution and technology vendor as well as merchant acquiring service player in Asia, strives to bring advanced, secure and cost-effective electronic Payments processing solutions and technologies to banks, corporate, SMEs, charities and others in global market, providing integrated Payments processing for comprehensive range of international credit cards and popular debit cards in Asia.

CashYou
Cashyou is a free and instant P2P mobile wallet enabling P2P Payments through NFC, QR code or online. The company's goal is to provide a secure and easy way for people to send and receive small but frequent local P2P Payments in Hong Kong.

ePaylinks
ePaylinks Technology Co., Ltd. (ePaylinks) was established in 1999, after more than a decade being developed into a leading third-party retail and internet Payments service provider including bank card acquiring business. Our "Internet Payments Business License" is issued by the People's Bank of China. The company has worked with more than 30 banks in China for comprehensive third-party Payments business co-operation, and become China UnionPay and Master Card international credit card clearing organization member institutions. The company's extensive cooperation with the mainstream retail chain industry in major cities in China, to provide retail Payments technology products and services for more than 30,000 domestic retail operators, cooperation covering bank card acquiring business, Internet Payments, membership cards, convenient Payments, etc..

Fuzo
Fuzo is an online platform and wallet for mobile money, bitcoins and blockchain assets transaction. The company offers an embedded security element and eSIM platform which uses mobile virtual SIM card for secure virtual currency transactions.

Jade One
Jade One is a cash transformation platform. It takes funds, transfers them to another format and facilitates transactions. The platform can transform money, Payments, RFID/NFC wristbands or e-vouchers into the format relevant to clients. They also offer event access, tracking and social media integration.

ibox
Ibox is a mobile Payments service for acquiring banking cards that enables its users to run their businesses from anywhere.

ko-kard
ko-kard is a localized banking and payout solution that simplifies the complexity of Remittances delivery or payouts for large scale communities and global marketplaces. Transaction management, ATM,ePos,mPos,multiple currency and data capturing capabilities are ko-kard technologies driving simplification, building client loyalty and creating massive cost disruption and savings to the end user.

Melotic
Melotic is creating a way to send and receive money, using bitcoin. The company is developing a mobile application that lets users send, receive, and convert money from their phone. Same currency transactions are free, and exchange rates are close to the interbank rate.

Mobexo
Mobexo provides mobile Payments services, replacing credit cards, paper money and coins. The company's solutions enable paying, receiving and transferring money, along with currency conversion services.

MoneySwap
MoneySwap PLC engages in providing prepaid card services, and merchant acquisition and Remittances services for China UnionPay and operating an online peer to peer foreign exchange and Payments platform in Europe and the Asia-Pacific. It offers Payments solutions for merchants and MoneyExpress that enables users abroad to remit funds directly to UnionPay cardholders in China.

PayAllies
PayAllies is a Payments system that process cashless transactions leveraging the current widespread mobile technology and a competitive price model, improves the overall performance of the current Payments systems for electronic transfers over the traditional Payments channels, providing inclusion and accessibility, focusing on emergent economies.

Paycelerate
Paycelerate is a service platform that uses a marketplace model to match supply and demand of short-term working capital. It operates discrete marketplaces between buyers and their suppliers where parties an agree to deals to accelerate Payments of invoices.

PayMe
Launching in early 2017, PayMe from HSBC is a simple, secure and social way to pay, and will be available to everyone in Hong Kong, no matter which local bank you use.

QFPay
QFPay provides small- and micro-sized businesses with mobile Payments technologies and value-added services. It enables small and micro businesses to use mobile Payments technologies. The company's entrepreneurial team consists of professionals with experience in Payments or internet products and its product technology team includes senior managers from enterprises such as MasterCard, IBM, ZTE, Motorola, Baidu, Tencent, and Yicha. QFPay is headquartered in Beijing, China.

Truevo(Swish)
Truevo Payments offers a complete white label solution to banks, Payments service providers and telecommunication companies looking for a fully branded and certified, market-ready mobile commerce platform. The Swish offering consists of a complete range of state-of-the-art mobile card readers, mobile applications, embedded Payments modules, a full-featured Payments gateway complete with fraud screening, and web portals, all of which are easily brandable and customizable for rapid market deployment.

TNG Wallet
TNG Wallet is one of Hong Kong's leading e-wallets with over 370,000 downloads and usage rate comprising ~5% of Hong Kong's population. The mobile app features instant money transfer, forex, bank transfer, global bill Payments and global SIM top-up functionalities.

Yintran Group
Yintran Group is a Hong Kong-based, financial technology development company that has developed the money transfer network. This network allows users to transfer money, via the Internet. The company was established by veteran legal professional, business owner, engineer, and banker.

Alitobit Digital
A Bitcoin startup based in Hong Kong dedicated to build a better and more accessible Bitcoin network here to make HK a Bitcoin city! With investment and plans in locating multiple traveling sized Bitcoin Teller Machines in different area in HK, we are providing the quickest way in HK for customers to turn HKD to Bitcoin in less than 15 seconds. No signup, no verification, no bank wire, just cash. Founded by Bitcoin enthusiasts who believe Bitcoin is the future of Payments. Strongly passionated to get involved in the Bitcoin revolution. www.alitobit.com www.facebook.com/Alitobit www.twitter.com/AlitobitBTC General Inquiry: hello@alitobit.com Business Inquiry: marketing@alitobit.com

BitNexo
BitNexo facilitates International money transfers between Asia and Latin America using Bitcoin in the background. They remove the barriers to use Bitcoins advantages to benefit their customers. Bitnexo provides Payments solutions, Remittances, and Compliance.

Bitquant Research Labarotories
Bitquant Research Laboratories is mom-and-pop Hong Kong-based financial technology research laboratory developing technologies for local angel investing, trading between Africa and China, and for trading options and futures for Hong Kong equities and digital currencies. All of our software is open source and available through our GitHub repository.

GLOBCOIN
Globcoin develops and distributes currency conversion products and solutions to its clients. Globcoin provides its clients with multi-currency accounts that enable them to pay, transfer, and withdraw money in multiple currencies. Furthermore, it provides its users with a mobile application that enables them to manage their accounts. Globcoin was founded by Helie d’Hautefort and is based in London.

CoinDirect
CoinDirect is a digital Payments service provider that allows merchants to collect digital currency Payments for free on their own without having their funds flow through any third parties - just like cash. Our product serves the functions of traditional online Payments service providers like PayPal, including providing the invoicing, matching the Payments to the specific customer and product/service, facilitating the Payments, and verifying the transaction, all without having to accept any Payments on behalf of the merchant.

CoinSimple
CoinSimple makes it extremely simple for professionals and online merchants to accept bitcoin, convert it to local currency automatically, and to get the most competitive services from among the several bitcoin Payments processors. Our approach is unique because we focus on user experience, user interface design and customer analytics. We are a team of Bitcoin, programming, design, marketing and legal experts with a vision of empowering the world's Bitcoin e-commerce transactions.

DigiByte(DGB)
DigiByte (DGB) is a worldwide decentralized Payments network and digital currency, inspired by Bitcoin. DigiByte enables lightning fast transactions with minimal or no fees. Users can send and receive DigiBytes to or from any DigiByte address in the world in a matter of seconds with no required sign up, registration, or hidden fees. DigiByte uses P2P technology to operate with no central authority; managing transactions and the issuing of DigiBytes is carried out collectively by the network. DigiByte is open-source; its design is public, nobody owns or controls DigiByte and everyone can take part.

Oklink

PaynPaid
PaynPaid is a cross-border Payments platform that enables businesses and professionals from over 200 countries to grow globally by facilitating seamless, cross-border Payments. Additionally, corporations and marketplaces can rely on PaynPaid mass payout services to send funds to their beneficiaries worldwide.

Enuma Technologies
Enuma Technologies is an engineering services firm bringing together high levels of technical expertise with a strong commitment to customer satisfaction. Enuma's strengths range from the creation of full-stack prototypes, developing specialized hardware, customized software development for cutting edge technologies, and supporting in-house resources by developing specialized components for integration with existing infrastructure.

OpenCBS
OpenCBS is an innovative platform offering an Open Source Core Banking System as well as other value-added solutions for the microfinance and financial services industry including a Tablet application for KYC, Appraisal and collection of Social Performance Indicators, a Loan Origination Solution and a Customer Relationship Management System.

Tofupay
We are filling the gap in Asia of an advanced multi-currency eCommerce Payments system.

The Cable Hong Kong
The latest financial technology innovations combined with traditional services, all online.

Foris
We are harnessing the power of blockchain to build the universal money app.

Xendit
Xendit provides Payments infrastructure in South East Asia. We have an end to end solution that allows modern businesses to accept Payments through cards and bank transfers, manage funds through escrow/custodian accounts and disburse funds through the fastest pipes in the markets we serve. This means we deliver frictionless Payments across tech and traditional businesses.

Moka
Moka, a Jakarta-based startup that focusses on building mobile point-of-sale (mPOS) for restaurants and retail. Moka charges its users a monthly subscription fee, depending on the number of items they carry. Transaction data is stored in the cloud which means business owners can access real-time sales data anytime, anywhere.

PINN
PINN is a cardless bank that helps you pay anything with only a PIN, without card is needed.

Veryfund
Veryfund used to verify Payments for your customers who pay by bank transfer method internet banking / ATM.

Bitcoin.co.id
Bitcoin.co.id is the Big Data & Analyticsest Indonesia Bitcoin Exchange that act as backbone for the entire finance ecosystem in Indonesia that implementing cryptocurrency's technology in Payments system and Remittances business. Company has grown more than 13,357 % in term of Bitcoin trading volume last year and profitable despite its fast growth. Indonesia is one of the largest markets in Indonesia by size and growth potential especially in Remittances indurstry therefore company is well positioned to profit from it. We build a world-class Bitcoin service business that focuses on exceptional customer service, continuous innovation and long term client relationships. We actively upgrading our Bitcoin.co.id to improve its services. Bitcoin.co.id has had extensive media coverage in Nationwide . For more details, including our 0% trading fee for cryptocurrency trading, please visit our site: www.Bitcoin.co.id

Cicil
Platform that allows Indonesian university students to buy products by installment without using credit card

Ayopop
AppliAYOPOP is Indonesia's fastest growing mobile platform for consumer bill Payments and digital products such as Phone credit (Pulsa), Internet Data Package, Token Listrik PLN, and other. Founded in early 2016 it aims to simplify the lives of millions of Indonesians who need it's products regularly. Ayopop is driven by a dynamic team with backgrounds from Lazada, Google, Times Internet, Boston Compliance Group, DBS and other.cation which lets the user to buy phone credit and mobile data packages

Cashlez
Cashlez is a Payments technology company that creates a mPOS system, a concept of receiving credit card and debit card-based applications on smartphones (android and iOS) connected to a card reader via bluetooth. This system can monitor all sales transactions of your business in real time. Now, all your business can accept non cash Payments by card easily.

Kartoo
Providing Payments issuers with a platform for promotions and loyalty points management.Find credit card and debit card deals with Kartoo, and never miss another promotion again! Kartoo can show you the promotions that matter based on your location, categories, malls, and more, and we update our promotions database daily.

MVCommerce
MVCommerce is uniquely qualified to solve the critical resource gaps faced by the Bank in providing mobile services channels are safe and robust and in reaching the majority of the population is un-Banked. In addition to eliminating a major investment and costly to deliver services, MVCommerce continue to add value by providing support, monitoring, maintaining, improving and expanding the capabilities of operational infrastructure to their Clients.

PayAccess
PayAccess is Indonesia's leading independent mobile Payments startup. It is an award-winning startup with nearly half a million customers.

Brankas
Managing financial accounts in a single place

True Trade Markets
True Trade Markets is developing a modern web and api interface for providing ultra low latency markets to currency traders.

Kudo
Kudo is an Indonesian startup technology company that develops cutting edge solution to enrich the e-commerce and Payments market in Indonesia.Kudo is Indonesia's leading Online-to-Offline (O2O) platform. Kudo enables digital entrepreneurs ("agents") across Indonesia to become the gateway for unbanked & less tech-savvy customers to the digital ecosystem. Kudo's extensive agent network across 500+ cities in remote towns and rural areas of Indonesia enables customers to transact & pay online for the first time in their lives. The company offers a wealth of services through partnership with various merchants & suppliers, ranging from cell-phone top-up, bill Payments, online shopping, all the way to fin-tech & digital Payments services. Kudo was co-founded by Albert Lucius & Agung Nugroho in 2014.

billie.id
billie.id is a smart bill Payments assistant to help people pay their bills on-time and simultaneously.

Jenius
Jenius is an app by Bank BTPN which offers a new way in doing banking activities.

Midtrans
Midtrans, previously Veritrans, was established in 2012 with a mission to provide online businesses in Indonesia with a Payments infrastructure that is safe, reliable, and fraud-free. Working with reputable banking institutions and Payments channels in Indonesia, we support online businesses by facilitating transactions and enabling their growth via our chat commerce service. Our clients include Matahari Mall, Tokopedia, Bukalapak, Cottonink, Bro.do, Garuda Indonesia, Pegipegi, JD.id, and many others. To learn more about us, visit www.midtrans.com.

Padipay

Ipaymu

Mimopay
MIMOPAY is a Payments aggregator that provide a complete, secure, trusted and convenience one-stop Payments solution for any digital contents and goods. Our technology makes your Payments become very simple and easy through our various reliable Payments channel services

Dimo
Moible Pyment through QR

Mandiri e-cash

Olsera
Olsera is a creative solution, help you design and build your online store, at the same time bring the Point Of Sale (POS) technology to your smartphones and tablet, with most conveniences the technology can offer today. Olsera.com also allow store owner to create their own mobile app to compete head to head with the big players in market.

DealPOS
DealPOS was founded to provide small businesses with an easy to use software to help manage their inventory and billing activities. They saw how many retailers struggle with their point of sale system and wanted to build an intuitive and user friendly register system.

Kredivo
Kredivo is online with a credit card Payments methods in 30 days or in installments 06.03.12 month. Kredivo has built a modern API to let you provide your customers with innovative financing options. This API reference will help you get started on including Kredivo as a new Payments method on your site.

HaloMoney

T2P(DeepPocket)
T2P is based in Thailand and the additional capital will be leveraged to expand their services beyond Thailand and into other ASEAN countries.

Dealcha!
Dealcha.com is Thailand's first cashback website, offering their users an opportunity to earn free cash through their online shopping activity. The concept is simple, register free on their website, choose any of their partner online stores, shop till you drop, and when you make a purchase...a percentage of the price gets credited back to your Dealcha! cashback account. The cashback you receive is on top of any promotions, credit card discounts, coupon codes or Payments methods you make. You can then redeem your cashback as actual cash, completely free of charge.

Digio
Digio develops mobile applications that facilitate making financial transactions via mobile devices.

Omise
Omise is Thailand's leading online Payments gateway offering a wide range of processing solutions for any business need. Our endeavor is to provide the best online Payments experience that works seamlessly on both the mobile and the web. With a growing dynamic international team, we relentlessly work to set new benchmarks to the industry by optimizing easy-to-integrate functionality for our partners while at the same time, narrowing the gap that staggers between the physical and online market today. Omise looks is expanding beyond its existing borders to Japan, Indonesia and other countries across the Asia Pacific in the near future. In Thailand, online stores are still striving to have a proper Payments solution because applying and implementing has never been simple and smooth. All of the major PSP's require cumbersome documentation to apply; monthly commitments, high transaction fees and all take considerable amount of time to gain approval. Additionally, there is no good online API documentation or sandbox to test. Thus, stores drive their business by offline Payments methods such as ATMs, Banks or online banking. Once shoppers have made their transactions, they have to send a proof of Payments to there store via email or other social network channels.

Rabbit Internet
Electronic Payments system

Ascend Money
Ascend Money established by Ascend Group for financail solution for banked and unbanked people. E-Wallet.

Coins.co.th
coins.co.th makes money transfer frictionless and accessible to everyone through the use of mobile devices and Blockchain technology. Our mobile wallet empowers consumers and small businesses by giving them direct access to world class financial services. We're proud to be based in Bangkok, Thailand.Founded in 2014 by Silicon Valley entrepreneurs Ron Hose and Runar Petursson, Coins is Southeast Asia's leading mobile blockchain-enabled platform that enables anyone, including those without bank accounts, to easily access financial services directly from their phone. Using Coins, customers have access to a mobile wallet and services such as Remittances, air-time, bill Payments, and online shopping at over 100,000 merchants who accept digital currency. Operating in the Philippines and Thailand, Coins' mission is to increase financial inclusion by delivering financial services directly to people through their mobile phones.

MergePay
Pay at the Speed of Sound. Our mobile wallet uses high-frequency inaudible sound to send money between consumers and merchants in South East Asia, and other low credit card penetration markets.MergePay is a mobile application that assists its users in tracking and managing their bills. The application provides its users with a dashboards that notifies them of their due dates and their total recurring sum. Furthermore, it enables them to add and remove recurring bills, either manually or automatically. MergePay was launched in 2012 by Ian Borders and is based in Chiang Mai.

WitPay Technologies
Topups, Utility Bill Payments and Mobile Payments

iPay - yaPi
I have been waiting for Square to operate in Thailand for several years. I can't wait anymore, so I'd better build it! iPay works like Square, it comes with a small dongle that allow any merchant accept credit card Payments anywhere in the world. iPay ecosystem consists of web application, Android, iOS, API and desktop application. It can work without a dongle, after registrationon merchant can start accepting credit card immediately using the web application. iPay is available world-wide, from Thailand to Brazil. Every corner in the world will be able to accept credit card. There is no monthly cost. Merchant can accept credit card within 30 seconds. iPay turns laptop, tablet and smartphone to credit card terminal, no download required.

Bahtsmart,Dollarsmart Global(DSG)
DSG is an Fintech startup delivering online web and mobile International Money Transfer Service for Individuals and Corporates, with a focus on Asia and in particular ASEAN. We offer online fast and secure money transfers at great rates, with no fees and charges. DSG started business in Dec '14 between Australia and Thailand trading as Bahtsmart. In 2015 we continue our expansion in Asia More

Alua
A premium, exclusive paid social networking platform for stars of social media to monetise their fanbase.

Masii.com
Thailand's leading financial comparison site

Ubanga
Borderless p2p-Lending.Ubanga deletes borders beetween economies, letting everyone use and produce financial services without entry threshold.We took p2p-lending for an easy start.Ubanga is to be an international platform using technologies that are to change the future of finance. Imagine world where money no longer have any barriers before them and flow all over the world releasing potential suppressed before.

LeverLoan
Leverloan is the best and easiest choice to access financial products."Leverloan is a financial products comparison website across financial institutions. We aim at developing the website to deliver users as much and useful information as possible prior to doing a business with a financial institution. In terms of financial institutions, Leverloan helps increase access to targets looking for information and application of; for instance, credit card, cash card, personal loan, insurance, and other financial products. This will help those financial institutions not only reduce a cost of operations but also increase a number of online transactions.

MoneyClip
MoneyClip is a financial innovation studio seeking to enable ubiquitous access to digital financial services to those excluded by the conventional financial institutions. Based in Bangkok Thailand our platform will enable an ultra-low-cost end-to-end Remittances platform enabled by using blockchain assets and last-mile partnerships (mobile money, e-wallets, post offices, agent pick-up) to move value instead of bank Payments. Beyond Remittances MoneyClip will open up it's API so that 3rd party developers might build an ecosystem of financial possibilities leveraging a decentralized exchange of bundled last-mile providers linked by a blockchain and Payments system agnostic intelligent transaction routing system.

expay
Started in Thailand , expay Payments solutions provider is now entering the emerging market.Expay Payments gateway allows you to list goods or services online and automatically process electronic money (eWallet), ATM, counter services, mobile and online banking. Earlier this year, we completed the integration with the largest banks in Thailand, such as Kasikorn Bank, Bangkok bank and Siam Commercial Bank, as well as PayPal, Webmoney, Yandex.Money and other Payments systems. At this moment we can offer for our customers more than 60 Payments methods under one contract with only one technical connection.Expay Payments gateway work without charging connection, set-up or maintenance fees. Our solution works with current merchant bank account. No matter where the seller physically located - in Thailand, or in any other country.The system is designed for currency conversion in incoming and outgoing Payments. We can work with counterparties in any currency.

UTU
How does one turn a loyal customer into a happy one? The answer was simple. A flexible loyalty rewards platform that was unlike any other.So, we created UTU.The world's first borderless loyalty network that would effortlessly connect brands and customers all over the world. It's a unified platform for businesses or merchants to reach their potential consumers, engage them socially, work with their needs and reward them. For our merchants (UTU Brand Partners), we provide a unique global reach, supported by real-time technologies that reward, understand, nurture and engage.Focused on driving promotions to accelerate rewards, the lightweight and seamless platform converts a fixed cost of marketing into a variable cost of sales. And for the rest of us, we've redefined rewards. Enabling us to earn, redeem, convert, manage and maximize our rewards points with participating brands anywhere, anytime.We're the loyalty rewards platform of tomorrowtoday!

THYBER.Com

IMburse
A payments marketplace to access any payment type to collect and pay out monies. Deployed via a single system integration point and the possibility for advanced automation allows you to take your services and products to a whole new level.

Billme
We enable organisations to send invoices however and whenever they want to and get paid on time.

Pay Solutions
Online Payments Service Provider, The First of Thailand.

Air Pay
Financial services to make your life more comfortable with a full range of services.

Paysbuy/JAEW Wallet
Paysbuy is an online Payments service provider that provides local Payments processing for merchants over Payments channels such as credit cards, bank transfer, over the counter, and E-Wallet.

Siampay
Leading online Payments gateway system.

THAIEPAY
ThaiePay is an e-commerce system provider who offers complete services covering from credit card online Payments system, online shop, shopping mall, to online booking system. With ThaiePay, you can open online shop instantly. Our system is not complicated with friendly features. You can adjust your online shop easily. Our services are divided according to users' needs as detailed below.

Pay social

AgriDigital
AgriDigital is an integrated commodity management solution for the global grains industry. They combine high end technical and industry expertise with beautiful design and intuitive workflows to provide seamless solutions to complex commodity, logistical, risk and customer management issues.AgriDigital are a global leader in software platforms designed to assist in the transaction and settlement of agricultural commodities and to manage supply chain risk. Through applied blockchain technologies, distributed ledgers and smart contracts, AgriDigital provides real time Payments to growers, increased efficiencies for brokers, flexible supply chain for buyers and financiers, and paddock to plate transparency for consumers.

airBux
Launching their alpha phase in Cairns only from February 2017. Whether you're a local or a tourist, airBux is your go to app. It consists of a number of exciting lifestyle modules with which you can earn and burn airBux rewards at a growing pool of airBux merchant partners

Airwallex
Airwallex is a foreign exchange market making and cross border Payments company focused on Asia Pacific markets.Airwallex was founded to make currency market more accessible for everyone, inspiring individuals and businesses alike. Supported by best liquidity provider around the world and sophisticated order matching algorithms, they evolve the traditional FX machineries into comprehensive personal and business toolkits that are ready to use, and to substantially simplify the foreign exchange process for global integration.

Allocated Bullion Exchange
Allocated Bullion Exchange (ABX) is the world's leading electronic institutional exchange for allocated physical precious metals. ABX has Modernised, Globalised & Integrated the precious metal markets by redefining the way physical bullion is traded. ABX connect all major global liquidity centres and break down the barriers of entry to the global wholesale market for all market participants.

ANZ BladePay
ANZ BladePay and the right POS vendor app could deliver great benefits: Simplify the Payments experience in your dine-in restaurant by allowing customers to pay on the spot. Table order and billing information displays directly on the device and the table is automatically closed off in your POS system so no more running back to your counter POS. Take orders at customers' tables directly into your POS and send orders straight to the kitchen. Potentially reducing double handling and incorrect order taking and entry. Bust queues and maximise sales at your quick service restaurant by walking a queue and taking orders, opening a new Payments line, scanning items using the in-built barcode scanner and complete card Payments on the spot in next to no time.

Apositive
APositive provides Payroll Funding & Invoice Finance exclusively designed for the recruitment, contracting and labour hire industry. Benefits: Up to 100% funding to cover payroll and more. Advanced technology allows for quick & easy access to funding. Integration with your payroll or contractor manager to relieve you of all your back office headaches. Flexible pricing options to suit any Recruitment / Labour Hire business. No upfront fees or fixed contract. Perm Fee funding to help boost your cash flow. Take on new business without the stress of meeting payroll with an APositive funding solution.

Assembly Payments (Promise Pay earlier )
Assembly Payments (formerly known as PromisePay) is the world's most flexible Payments platform. Their platform is the only end to end solution that lets you accept, manage and disburse Payments in any way you imagine. They believe the potential of bringing Payments online is so much more than moving money from one place to the next. So they put customer experience at the centre of their thinking and completely reimagined the way Payments were managed to empower organisations to build extraordinary customer experiences and unlock new business value, with Payments at the centre. Assembly powers Payments for some of the largest and most ambitious companies in the world including Gumtree, Carsales, Airtasker, and more than 100 platforms across North America, Asia Pacific and Africa. Assembly's investors include Carsales.com.au, Cultivation Capital, Kima Ventures, Mark Harbottle, rampersand, Reinventure

BillPro
BillPro offers secure international Payments solutions for small / medium sized eCommerce businesses. Through a network of international banking partners, BillPro provides online merchants with leading edge, secure, multi-currency Payments options that are available worldwide. BillPro offers global card processing solutions, echeck, ACH, international bank Payments and a variety of other region specific alternative Payments methods for all business types. Secure Payments are a priority for cross border transactions and BillPro offers a Level 1 PCI DSS Compliant Payments gateway, that is fully integrated with many of the world's largest gateways and shopping carts. BillPro is experienced in assisting eCommerce businesses to expand their operations globally. Their staff can provide personalised support and guidance for each business's unique cross border expansion strategy. With competitive rates and lucrative partner programs, BillPro is a leading provider for both domestic and international merchants.

Bullsumo
Billsumo was created to solve an everyday problem - remove the stress associated with paying bills and attaining financial goals. Billsumo, a white-label product, loaded with features, gives 2nd and 3rd tier financial institutions an opportunity to access new technology and innovation at a fraction of the cost of developing it themselves. By providing the ultimate bill paying and budgeting experience, financial institutions who provide Billsumo will be better positioned for tomorrow's customer; will enjoy an increase in customer engagement; appeal to millennials; creates a new revenue stream; and have access to exceptionally rich customer data. The customer enjoys a single regular Payments, smoothing all their bills to align to their income; ease of use; simple dashboard; and, peace of mind that bills are covered for and paid on time. Innovation doesn't need to break the bank - partner up with Billsumo and connect with your customers in a more engaging and meaningful manner.

Blueshyft
blueshyft is an iOS based platform installed in over 1,200 retailers across Australia, that allows businesses to accept cash Payments for digital goods and services. The blueshyft network allows customers to: * load their digital wallet * credit their online account * pay for online orders * purchase or redeem gift cards The blueshyft platform also facilitates acquisition, identification, retail, logistics and activation services.

BPAY
BPAY is Australia's leading Payments scheme offering electronic bill Payments and delivery services through over 150 Australian financial institutions and used by over 11 million consumers. These services are accepted by a growing network of organisations spanning over 200 industries including large corporate, government departments and small to medium enterprises. At BPAY they are focused on providing secure, easy and innovative Payments and information services to their member financial institutions for use by all Australians.

BPS Technology
BPS Technology was born out of a 25 year history of producing software for the trade exchange industry. With a vision to create a global brand, the inception of BPS Technology was in January 2014 as a global leader in trade exchange software management systems, mobile Payments platforms and owner of the world's largest trade exchange Bartercard. BPS is made up of three divisions: Bartercard, TESS - Trade Exchange Software Services and the bucqi Platform. BPS is positioned to be the global software provider to Trade Exchanges as well as a leading global Payments and loyalty business. BPS is represented through 75 offices across 8 countries. Each division is complimentary to the other and their key purpose is to drive customers to merchants, through proven management systems and advanced technology on mobile and online transactional platforms. BPS earns fees on each and every transaction conducted on all platforms. BPS has an outstanding management team and Board of Directors with a deep history in trade exchanges and Payments systems that has led to the development of TESS and the identification and refinement of the bucqi technology acquired in 2014.

Braintree
At Braintree, they're building products that make Payments easier-so easy that they fade into the background, making entirely new kinds of interactions possible. Their full-stack Payments platform lets companies build their own experiences and then scale their businesses around the globe. Braintree are also in a unique position to greatly impact how merchants and customers interact. Recently acquired by PayPal, Braintree are now in an even greater position to change the way people pay. Their offices foster an environment where collaboration is paramount, transparency and communication are treasured, and where snacks are aplenty. Braintree have offices in Chicago, San Francisco, New York, London, and Sydney and their product makes impact worldwide.

bucqi
bucqi is the new and exciting app that allows you to earn dollar for dollar rewards to spend on everyday purchases at cafes, hairdressers, bars and much more!

Bux
Mobile financial services have grown to offer financial inclusion to accommodate the statistic that in 2015 about 250 million international migrants have sent close to $600 billion to their families in their home countries. More than 70% of that sum went to the developing world. BUX's role is to be a true global Payments gateway for the international migrant and overseas foreign worker and those consumers that may not have access to all and everyday financial services. The BUX global team are privileged to be working in over 40 countries. 10 of these countries are Money Send Countries (Developed Countries) and 30 countries are recipient beneficiary countries (Under-Banked Countries).

CheckVault
CheckVault is Australia's premier secure Payments system. Unlike conventional escrow, CheckVault does not act as custodian - instead appointing an independent agent they call the escrow agent. CheckVault's escrow agent is Perpetual Corporate Trust Limited - one of Australia's leading Trust companies with over a century of experience. CheckVault provides a secure escrow service, where client funds (the money being paid for goods or services) are held by a trusted specialist custodian until both the buyer and seller agree to the release of funds. In the event of a dispute, the funds are held by the custodian until the matter is resolved or as directed by a court of competent jurisdiction.

ChimpChange
ChimpChange provides digital banking for the connected generation that lives a mobile, social and on-demand lifestyle. It delivers a better banking experience by offering an easy, affordable and personalized way to send fast and secure mobile Payments and do all your daily transactional banking from a single app. ChimpChange bridges the gap between peer-to-peer Payments and traditional banking. It offers linking capabilities to personal bank accounts and a ChimpChange MasterCard that can be used to make in-store/online purchases, pay bills and withdraw cash at over 28 million ATM and retail locations where MasterCard is accepted. The easy-to-use mobile app makes it quick and easy to transfer money and make Payments in real-time using only mobile phone numbers - with no need for account details.

CurrencyFair
CurrencyFair was created because they believe that ordinary people, and businesses, should have access to the same great exchange rates for international currency transfers normally reserved only for banks and market professionals dealing in millions. The three Founders, are all expats, so they'd experienced first-hand what a blatant rip-off international money transfers could be; both in poor exchange rates and high international wire fees. As the Founders are also ex-bankers they felt that they had the knowledge, the experience, and the network to come up with a better system. So that's exactly what they did with CurrencyFair!

CurrencySpot
CurrencySpot is Australia's cheapest, easiest, fastest way to order foreign currency, banknotes and currency cards. With same day delivery and tighter spreads than current offerings, CurrencySpot will lead the market in changing the way customers think about their travel money. No need for long queues and excessive rates at the airport! For the first time ever, individuals and corporates will have instant access to foreign currency through a simple mobile application and a user-friendly online platform. It also allows institutions to offer a full-service currency solution with simplified KYC/AML reporting measures for their clients.

Manigo
Manigo is an international money and social payments platform with a multi currency MasterCard. Our goal is to create the ultimate financial tool where all financial apps come together in order to give you the perfect experience. We strive to become your wallet’s best friend. Manigo’s multicurrency wallet and the Manigo MasterCard will help you save money and avoid bank’s hidden fees by using the right currency wherever you are. Share unforgettable times with your friends and don’t worry about the money. With Manigo requesting, collecting and splitting money in groups is as easy as sending a text. Spend wisely with the budget manager, knowing that all your transactions and expenses can easily be monitored and analyzed. And this is just the beginning. We are on a mission to create an interoperable payment ecosystem combining mobile money and cards, thereby resolving lots of pain points of traditional payment systems. Our suite of consumer, business and merchant accounts featuring MasterCard debit cards and awesome front end-solutions will empower you to focus on your mission, whilst we take care of the rest.

CurrencyVue
Currency volatility has a huge impact on the competitiveness of business involved in international trade. One of the huge challenges voiced by finance managers is the difficulty of gaining a complete and timely understanding of their FX exposure. Managing this is usually a manual process using complicated spreadsheet models that are prone to human error. CurrencyVue easily and quickly aggregates foreign invoices and orders so finance managers are able to more accurately assess their exact FX exposure and take action to hedge their risk. The automation and analytics provided increase profit margin predictability, reduces costs and eliminates manual processes.

Cuscal
Cuscal is Australia's leading independent provider of Payments solutions including card and acquiring products, mobile Payments, fraud prevention, EFT switching and direct entry. They process 16% of Australia's EFT transactions, have over 7 million cards under management and switch and acquire for around 40% of Australia's ATMs. Cuscal partner with more than 100 clients from a range of industries including financial services, airlines, fintech and retail. They use their expertise and scale to help existing companies grow and new companies enter the market. This drives competition throughout the Payments industry, increasing innovation and giving businesses and consumers greater choice.

DigitalX
DigitalX is an innovative software solutions company providing investors exposure to the global digital Payments industry, through disruptive fintech products and services in the Remittances and digital currencies sector. DigitalX develops software, leveraging Blockchain technology and the secure ledger system to create new and innovative fintech software, for institutions and consumers. The Company is disrupting the global Remittances market with its unique Remittances product AirPocket, designed to provide consumers with the ability to securely and cost-effectively send Remittances in any currency, from anywhere, anytime, regardless of transaction size.

DiviPay
DiviPay is a mobile wallet that allows groups to create joint spending accounts in a matter of seconds.At DiviPay you can split the cost of anything. They let you pay as a group online and in-store so you never have to deal with an IOU, ATM or bank transfer again.

DragonBill
DragonBill help people keep promises. They make sure small business get paid on time and customers get what they paid for. DragonBill removes the stress and uncertainty that surrounds Payments, leaving everyone safe, in control and most importantly - Happy!

Easyshare
Easyshare is a secure, online easyshare platform simplifies paying rent, paying bills, splitting expenses and communicating with your fellow housemates and property manager. No more chasing housemates to make rent Payments. No more calendar reminders. No more spreadsheet. No more spotting your housemates. No more arguments. We've got you covered. Each housemate sets up their individual Payments method and we take care the rest! We collect rent from each housemate and pay the total to your property manager, landlord or biller.

EI8HT
EI8HT is the best way to send and receive Bitcoins, from your mobile phone, without counterparty risks or fees.

EML
ASX-listed company (ASX:EML) Emerchants Ltd., Store Financial Europe and Store Financial USA have come together under a single brand: EML. They are a leading provider of innovative Payments solutions leveraging reloadable and non-reloadable prepaid debit cards in Australia, the United Kingdom, Europe, and North America offering innovative funds disbursement solutions through the use of prepaid debit cards. Their end-to-end solutions and proprietary processing system is designed to offers their partners unprecedented, secure access to actively manage payouts, gift, incentives and rewards, and supplier Payments. EML has offices in Brisbane, Australia; Birmingham, United Kingdom; and Overland Park, Kansas (Kansas City area) in the U.S.A. Their mission is to transform the commercial Payments solutions landscape by inspiring companies to demand more control, more transparency and more flexibility over their money. They are the leading provider of Payments solutions in Australia offering innovative prepaid debit card programs for consumers, corporations and government entities. They are a financial services organisation that tailors innovative solutions for clients to meet the demands of expense management and funds disbursement.

eway
In 1998 eWAY was launched with a vision to make Payments easy. Today they are 25% of the local online market and trading in 8 countries. eWAY process billions in Payments every year across the globe for tens of thousands of businesses. They are merchant centric and believe in offering their community a safe, reliable, and frictionless Payments gateway which is a cornerstone to their growth and success. eWAY are a very large privately owned Payments platform and the only provider with a "real people" 24/7 local and omnichannel customer service offering. eWAY is changing the way businesses get paid. After all, any gateway can provide you with technologies for taking Payments. But that's all they are: technological. eWAY is taking Payments further because they take them personal. They know that the best Payments systems are equal parts technology and humanity, so they're always there to support your people, consult on your plans, and connect you with others who can help you get it done. Smarter Payments with a personal touch. It's what they're all about.

Payfriendz
Payfriendz is the new free payment app giving you an easy and secure way to send or request money in real time between your friends. Available on IOS and Android. We're expanding our service offering and developing the incredible platform that currently powers our app in order to make it available to business partners. This platform has been built with the best technology available today, and is highly modular, enabling a high level of configurability. Sign up for updates at payfriendz.com and find us on twitter @Payfriendz

Ezidebit
Ezidebit provides businesses custom Payments solutions that improve cash flow, reduce financial risk and cut administrative costs, whilst increasing customer satisfaction and retention. Their expertise in Payments technologies automates and simplifies Payments collection and removes business process complexity while ensuring data security and Compliance. Recognised as an industry leader, Ezidebit processes transactions on behalf of businesses of all sizes, from multiple industries including childcare, health and fitness, property management, tourism and finance. As the leading provider of recurring Payments solutions across Australia and New Zealand, their range of custom Payments solutions include direct debit and credit card Payments, merchant services, as well as BPAY, phone and online billing options, integration with major CRM software and management of recurring and/or one-off Payments.

Ezypay
Ezypay is a multi-award winning FinTech company offering a Payments solution to merchants who need to collect recurring member or subscription Payments. Solving the problem of collecting recurring Payments for fast growing multi-national, multi-site companies, using the one Payments system, Ezypay collects membership or subscription Payments across borders, in multiple currencies and settles funds in one or more preferred currencies. They work with multi-national businesses, with multiple sites, and complex business models. Often their clients are growing quickly and want to expand their business to non-traditional emerging markets in South-East Asia. The Ezypay Payments solution addresses their issues of collecting multiple currencies, across multiple- countries, cross border settlements and multiple Payments methods.

Fat Zebra
Fat Zebra specialises in online Payments. As developers, they look to make the process as simple as possible while still providing all the required functionality of a Payments gateway product. Their experience is in software development and finance - this helps them understand your needs and the requirements of the industry. Accepting credit cards online has traditionally been complicated and a painful process. Fat Zebra aim to fix that.

Finch
Finch is a fintech startup with a vision to reimagine the consumer finance experience. Its first product, "a financial app for your social life" combines social Payments and spending insights to help young Australians build their financial confidence by helping them understand their current social spending habits. Users can pay friends, split bills, run tabs and get actionable spending insights, in one convenient place. In December 2016, Finch beat over 100 fintech startups from around the world for one of eight spots in Silicon Valley's top fintech incubator - Envestnet | Yodlee (formerly Ynext).

FlashFX
FlashFX offers foreign currency transfer, a real alternative to average banks and money remitters. They give the control back to you. Where it should've always been.They show you, transparently and clearly, what the costs are (and why). Nobody else does that. Nobody else put you in control of your money. FlashFX let you track your money every step of the way, from your account to your recipient's. (After all, you can track parcels you send by post - so why not your money?). They let you choose when you'd like your currency to be converted. Look at past rates. Choose the rate you'd like. And automate the transfer (if you'd like to).Choosing who you use for your foreign currency transfer? That is in your control

FLEXIGROUP
FlexiGroup provide a range of finance products and Payments solutions to consumers and businesses through a network of retail and business partners.

Flexischools
Flexischools is the leading provider of online ordering and cashless Payments systems for schools throughout Australia and New Zealand.

Flo2Cash
At Flo2Cash, their goal is to be the leader of innovative technology based products, solutions and services in order to help their customers get paid. Their journey to achieving this goal is filled with continuously innovating and developing new Payments products and building strategic partnerships and infrastructure globally.

Foreign Exchange Central
Foreign Exchange Central is an experienced, dynamic and business focused Remittances organisation.

forexCT
Forex Capital Trading (ForexCT) was founded in 2006 by an experienced mix of bankers, venture capitalists, internet experts and foreign exchange (FX) specialists. Their platform now offers CFDs over a range of financial markets including FX, Commodities, Indices and Equities. Their mission is to provide their customers with an online trading experience which is superior to any of their competitors. They offer the opportunity to all traders, from novice to experienced, to start trading within minutes of registering and to enter the market with an amount as low as $500. Above all they pride ourselves on the highest standards of client service and excellence in creating bespoke trading solutions. ForexCT's state of the art platform is web based and does not require any software installation or firewall modifications. The company's experience in the foreign exchange market has proven that a platform of such specifications is imperative for the largest and most liquid financial market in the world.

FP Markets
FP Markets is an Australian company providing Contracts for Difference (CFDs) and Margin FX contracts (Forex for foreign exchange). Since commencing trading in 2005, they have become one of the major players in the CFD market. They offer CFDs under what is referred to as a Direct Markets Access (DMA) CFD pricing model. FP Markets is one of the most awarded companies in the industry, winning awards from Smart Investor, Investment Trends, Money Magazine, and The Bull and a 5 star rating from CANSTAR CANNEX.

FXCM
FXCM Inc. (NYSE: FXCM), is a leading world-wide provider of foreign exchange trading (currency trading) and related services to retail and institutional customers. FXCM, founded in 1999, was the first forex broker to list on the New York Stock Exchange, making us a market leader in transparency and financial stability.FXCM provides No Dealing Desk forex trading execution, eliminating any conflict of interest between broker and trader, and ensuring that there is no dealer intervention in trades. Forex for Experienced Traders: FXCM's top tier product, Active Trader, offers a level II type trading environment with 5 levels of market depth for a liquidity view seen by market makers. Short-term traders have the advantage of seeing actual liquidity available at individual price levels.

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Gobbill
Gobbill is an Australian based digital start-up company focused on household and small business bill Payments automation. Gobbill users sign up for an account and then forward their email bills (e.g. utility bills) to their own @gobbill.com. Gobbill checks for fraudulent and suspicious email bills and ensures that Payments are made on time using users' stored Payments methods. It can be used by anyone who receives bills via email or by emailing photos of their paper bills. It helps their users to avoid late fees and missing out on "pay on time" discounts. Users will also protect their consumer credit rating score.The company is interested in AI, Deep Learning - text in the wild, fraud detection and much more..

Groupee
Groupee is an evolution of how you split Payments.Groupee was designed to make group Payments effortless, allowing you to quickly and efficiently split a bill with up to 20 friends at your favourite bars, restaurants and cafes. No more lining up to pay, no more hunting down an ATM to withdraw cash & absolutely no more fuss. For merchants, Groupee increases your staff's efficiency and accuracy, speeds up customer turnover and increases tip yield and venue profitability.

HiFX
HiFX help thousands of individuals and businesses to transfer money every day, quickly, easily, securely and at highly competitive exchange rates. Founded in 1998 HiFX is a trusted global Payments and foreign exchange specialist, providing clients with the ability make overseas Payments, track those Payments and manage their account 24 hours a day, 7 days a week online or over the phone. HiFX are truly global with offices in Australasia, Europe, the USA and the UK and are part of leading global Payments provider Euronet Worldwide Inc. Listed on the NASDAQ (EEFT) Euronet Worldwide have a market capitalisation of more than US$2.5bn and annual global revenue in excess of $1.4bn. They manage the needs of over 100,000 clients annually who transact in excess of $30 billion in foreign exchange. Their state of the art systems and secure online platform helps reduce the cost of transferring money internationally through better pricing and efficiency gains. They also have hundreds of affiliate and partner relationships with large organisations like banks and media institutions, to enable their clients to access HiFX's international Payments solutions and services.

InDebted
InDebted is a venture-backed financial technology startup focused on changing the debt collection industry. Behind their amazing staff and licensed collection agents is a state-of-the-art technology platform. From the ground up they have developed innovative systems to collect more debts, in less time, whilst ensuring that all parties are treated fairly and with respect. They are focused on assembling one of the most talented teams on earth to complement their aggressive growth. They have roles open for people who share their dedication to building the world's most powerful collections engine and reinventing this multi-billion dollar industry. If that sounds like something you'd like to be a part of, they'd love to hear from you.

Indue
Indue exists to deliver financial Payments products and settlement services that impress our clients.

InPayTech
In 2016 Integrated Payments Technologies Limited - InPayTech - acquired the companies and patent rights of Payments Adviser Group (PAG) an Australian company which launched a proprietary service designed to radically simplify the way data and Payments are issued and processed by linking transaction data to an electronic banking Payments. The process of bringing the service to market began in 2004 - from concept stage, through research and development to the launch phase in late 2008. The technology platform was first deployed in the superannuation industry with the launch of ClickSuper originally developed in partnership with Cuscal Limited. ClickSuper is an e-commerce solution designed to simplify the superannuation contribution and rollover process. Leveraging the unique PAG technology, ClickSuper linked electronic Payments with electronic data creating a quick, simple, pre-reconciled and validated process.

IntegraPay
With a focus on automation, IntegraPay offers a robust and reliable Payments solution with streamlined efficiency. Their products are designed to optimise cash flow. IntegraPay is a world leader in recurring bank debit, e-commerce and real time Payments solutions. The solutions are tailored to meet the needs of clients who require integrated and secure Payments products. IntegraPay holds an Australian Financial Services Licence. They maintain PCI DSS Level 1 (Version 2) Security and are your single point of connection to access the world of Payments processing. IntegraPay provides Payments services to companies in Australia, New Zealand, United States, United Kingdom and China.

Integrated Research
Integrated Research (IR) is a leading global provider of proactive performance management software for critical IT infrastructure, Payments and communications ecosystems. More than 1000 organizations in over 60 countries including some of the world's largest banks, airlines and telecommunication companies, rely on IR Prognosis software to provide business-critical insights and ensure continuity-critical systems deliver high availability and performance for millions of their customers across the globe. Every second millions of critical systems and networks keep the world ticking. And every second, thousands of teams work tirelessly to maintain order but the threat of a problem is never far away. IR makes sure these systems run at their best and predict vulnerabilities before they arise.

Intrapay
Intrapay is a cashless Payments and e-commerce solution, specialising in closed loop campus environments for Universities Mining & Resource Sites Health & Aged Care Facilities Corporate Campuses Intrapay is a fully-hosted and serviced solution, implementing and managing state-of-the-art cashless systems for its clients, with little administrative or IT resource requirements. All Intrapay clients are supported by a comprehensive and responsive customer service team, recognised in the Telstra's Peoples Choice 2012 as one of the leading Australian Customer Service operations. Some of Australia's leading organisations use Intrapay to enhance their service operations. Intrapay is a division of The Scotney Group, processing millions of transactions for over 200,000 users since 2005.

iSignthis
iSignthis Limited (ASX: ISX) is based in Melbourne, Australia with a European region office in Amsterdam and London, and representatives in the US and Asia. Founded in 2013, their initial goal was to research a means of preventing Card Not Present (CNP) fraud in order to protect consumers and merchants from the growing problem of online fraud. Their research has led to patents being successfully granted in a number of jurisdictions. iSignthis is now a global leader in online, dynamic verification of identity and financial transactions via regulated e-Payments instrument authentication. The automated, online identification of persons remote to the transaction is made possible via a patented electronic verification method, and is available to more than 3 billion customer accounts across more than 200 countries. iSignthis offer a broad commercial application on a global scale, with their identity verification being sourced from data based on regulated e-Payments instruments including credit cards, debit cards, direct debit, e-mandate and wire transfers. iSignthis provide the legal basis for Compliance to meet customer identification requirements for AML obligated entities, as well as operational benefits for any online business looking to reducing customer on-boarding friction, mitigating CNP fraud, monitoring transactions and streamlining operations.

Lantern Pay
Lantern Pay is passionately driven to use technology to improve outcomes for claim recipients and service providers.Lantern Pay is a Payments mechanism that lets claim recipients transact in seconds, whether they are at home, online or at a service provider's premises.Backed by leading Australian financial institutions, recipients can have confidence in receiving the most from their care fund and service providers can look forward to fast, secure and transparent Payments.

littlepay
littlepay is an Australian fintech start-up focused on developing micro Payments processing services. littlepay are creating a versatile open loop Payments platform which can be adapted to suit a range of industry applications. They are backed by a global investment company with a long track record of investing in and developing Payments technologies.

Living Room of Satoshi
Living Room of Satoshi is an innovative Australian startup that allows you to pay bills with bitcoin. A simple, secure way to pay your everyday Australian bills (electricity, rego, phone, credit card etc) with bitcoin. Grab any Australian bill and pay it now. No fees.

Loke
LOKE Digital is a global leader in customer engagement, digital loyalty, automation & mobile Payments solutions.LOKE's purpose-built technology platform, affectionately known as "Tidy", has delivered hundreds of digital (mobile + social) customer engagement promotional campaigns that have driven millions of quantifiable valuable customer interactions and, of course, sales.Their in-house Studio delivers their clients with world-class UI/UX and product design & branding, communications, digital marketing strategy & project management services.

miiCard
miiCard Identity Proofing and Verification Services enable high-value transactions purely online for the first time in consumer finance for Payments and lending. Accepting miiCard identities, verified to the same level as a physical photo ID check, removes fraud, reduces risk and increases new customer conversion instantly. By leveraging the security and authority in an individual's financial accounts miiCard* establishes proof of identity online and in minutes to remove the need for physical document checks. Verifying everything from name and address through to live transaction banking data, miiCard provides all the information needed to make instant, informed selling decisions and meet AML and KYC Compliance in a single, easy to implement solution.

Mint Payments
Mint Payments Limited is a pioneer in omni-channel Payments solutions that enables organisations & businesses of all sizes to accept, process and manage Payments online and through various mPOS, mobile and tablet devices. Mint Payments Limited make card and electronic Payments transactions simple, safe and fast for businesses and their customers through their integrated tools, expertise and technology platforms.Mint Payments Limited integrated multichannel Payments solutions enable effective revenue management, cash collection and cash flow that put businesses and organisations in control of its financials and operations to help it grow and be efficient. Mint Payments has been recognised as one of Australia's best performing small-to-medium companies for their dedication to drive the Payments revolution and innovation.

Mobile Assets
Mobile Assets in the successor of Tilikum Investments, a Sydney-based early-stage financial technology company that was founded in 2013 by experienced entrepreneurs, technologists and scientists from Microsoft, McKinsey & Company, JP Morgan and Price Waterhouse.The company is launching a new mobile Payments app that solves multiple pain points for a broad set of target customers in some of the largest and fastest-growing markets in the world.

Mobile Embrace
Mobile Embrace Limited (ASX:MBE) is a mobile marketing and Payments company. They are a Digital Distribution Network for the complete end-to-end mobile customer life-cycle. Through their integrated and award winning mobile marketing and Payments infrastructure they enable the reach, engagement, transactions with and embracement of consumers via mobiles and tablets. The world is Mobile, Embrace it!

NexPay
NexPay makes international student Payments simple and easy.

Novatti
Novatti develops Payments systems for global top-ups, e-recharge, digital wallets, mobile money, bill Payments, and voucher management. It accepts Payments from WeChat Pay, AliPay, JD Pay, and Chinese Banks. The platform enables MNOs, banking, and alternative Payments network service distributors to extend their product portfolio while taking their robust, integrated Payments services to its users' market faster and more cost-effectively. It offers solutions for industries such as agriculture, aviation, financial institutions, retail, alternate Payments, broadcasting, and telecommunications and the clients of the company are OPTUS, MTN, TELSTRA, VOXtelecom, eziPIN, and Hutchison Telecom.

Octet
OCTET is a web based Business to Business trading platform that connects 'Buyer and Seller' through a closed community network. OCTET provides your company with an unsecured line of credit and gives you the ability to reduce your Working Capital through extended interest free days. Whether you opt for an Octet credit facility, your corporate credit card or your existing bank facility, Octet's agile Payments platform complies with your business requirements/needs. Their clients take advantage of: Accelerated Cash Flow Interest free line of credit up to 60 days with the option to extend to 120 days Avoid paying the typical 3-4% foreign currency conversion fee A real-time exchange rate at the time of transaction or the utilization of existing forward contracts Reward Points when you purchase with a credit card depending on card provider Aquire Points (1 Point for every $3^) on eligible Octet transactions directly through the Octet

OFX
OFX is a global provider of online international Payments services for personal and business customers, formerly known as the OzForex Group Limited. Established in 1998 with the aim of providing clients with a better deal, there are OFX offices in Sydney, Toronto, San Francisco, London, Hong Kong, and Auckland. OFX technology also powers international money transfer services of Travelex, MoneyGram, ING Direct, Macquarie International Money Transfers and other international financial institutions. OFX is also integrated with cloud accounting software providers Xero and Saasu, enabling users to pay foreign currency invoices at great rates in a simple and easy way. OFX's extensive network of global banking partners help save on banking fees and deliver transfers quicker than most banks. A combination of knowledge and expertise has made the OFX a significant player in the global foreign exchange marketplace, and one of the world's leading online money transfer provider. Its parent company, OzForex Group Limited, is a publicly listed entity with shares traded on the Australian Stock Exchange under the code 'OFX'. When it matters, OFX it.

OneTick Technology
Onetick Technology is an online B2B innovative Payments solution to the Insurance Industry. They assist canny Smash Repairers by providing cash solutions through their Invoice Factoring and Pre-repair Finance products. Doing business with Onetick Technology is paperless. No data entry and no form submissions. Already integrated into your current business processes for quoting and invoicing, their fully automated system can approve your financing needs in seconds, and they provide Payments overnight or 'rush' Payments for immediate cash needs. Onetick Technology has two core products: 1) Pre-repair finance - Available where an insurance company has approved the repair quote but the work has not commenced. Onetick Technology will pay for any supplier invoice(s) up to the approved value of the quote. Work with any Supplier, never be late paying a Supplier again, build up your credit history with your Suppliers; 2) Invoice Factoring - Factoring (or Post-repair) finance is available where a smash repairer has completed the repair work. The money will be in the smash repairer's bank account the next business day.

Openpay
Openpay is an interest free Payments plan providing a seamless customer experience. Currently in over 1,000 retail locations and 100 dealerships across Australia & New Zealand. Some of their clients include Nike, Anaconda, Shaver Shop, House and BMW. Whether you are shopping at your favorite retail store, improving your home or having your car serviced - Openpay will help you get the things you need now. The process is easy, fast and paperless. The instant response confirms your transaction and allows you to enjoy your purchase right away with no interest ever.

Ordermentum
Ordermentum is mobile led B2B ordering and Payments, like you shop online. To the supplier we are a SaaS platform that collects & integrates customer orders & Payments whilst growing sales, reducing costs & improving cashflow. To the retailer we are a simple intuitive mobile solution to place orders and pay for all wholesale goods in one place. Hosted on Amazon Web Services, our responsive web design works on all devices, scheduled email & SMS reminders collects orders daily and integrate via flat file or API to any system and as an authorised Payments aggregator we collect and settle funds daily. Whether you're a small start-up, a large wholesaler, distributor or franchise, Ordermentum is designed to help your business grow. If you're aiming to improve promotional sales, reduce admin costs, improve cashflow or expand with new customers in emerging channels - this is the solution for you.

PayDock
PayDock is a smart Payments platform designed for Merchants and Developers, unlocking access to all Payments types through a single API.

Payhero
Accept customer Payments anywhere on your desktop, tablet or phone. Sell online, process card Payments and automate customer billing.

Payreq
Payreq enables businesses and governments to deliver invoices to their customers' preferred digital bill presentation platform.Invoices delivered to the customer's chosen bill presentment channel (rather than using email or mail) cannot be lost or forgotten, and therefore are more likely to be paid before or on time.

Supercapital
Supercapital Ltd is fully authorised by the FCA to provide foreign currency exchange and international payments services.

Pelikin
They're developing a secure multi-currency online environment allowing instant international Payments to be made within the Pelikin community at a fraction of the cost of using a bank.Unlike a bank account Pelikin follows you wherever you go, helping you spend, send and receive money locally without the lengthy delays, big fees or unreasonable exchange rates. No account fees or charges, hold over 20 currencies, use a multi-currency prepaid card and access transaction records 24/7.

SlashPay
SlashPay is a payments company (in stealth mode) that focuses on enabling consumers to buy directly from any advertising medium, with a secure and convenient experience to shop & buy, instantly.

Peppermint
Peppermint Innovation Limited is a company focused on the commercialisation of a proprietary Mobile Banking, Payments and Remittances technology, designed for banks, mobile money operators, Remittances companies, Payments processors, retailers/merchants, credit card companies, and microfinance institutions. The focus of our initial efforts is in the Philippines, a country with a population of circa 100 million people and 105 million mobile phones in use, where over 4 years has been spent developing and integrating the technology which is currently being used by three leading commercial banks. Peppermint aims to leverage a successful commercialisation strategy in the Philippines and build on established relationships in order to develop a commercial presence utilising the Mobile Banking, Payments and Remittances Platform further across Asia and beyond.Peppermint operate an established Mobile Banking, Payments and Remittances Platform.

Pepperstone
Pepperstone Group is an execution-only forex and CFD broker that provides trading solutions sophisticated enough for veteran traders, yet simple enough for the forex novice. Pepperstone assists retail and institutional investors in using forex and other instruments as an asset class and part of their investment objectives. They strive to offer the best trading platforms with access to low-cost pricing, reliable trading infrastructure, fast execution and exceptional client support. Pepperstone offers direct access to multiple destinations of liquidity in the forex markets without the usual burdens of a deal desk which had previously been unavailable to the retail investor.

physiSECURE
Supporting innovative governments and businesses with identification, verification and secure Payments solutions - All with a wave.

Pin Payments
Pin Payments is Australia's only all-in-one programmable multi-currency Payments system. Sell to local and international customers, and accept Payments from any debit and credit cards bearing the Visa and MasterCard brands. Create workflows and scheduled charges to suit your business, using a modern JSON API. All you need is your ABN and your credit card - no merchant account or lengthy application process is required.

Qpay
Simple, Secure, and Intuitive Mobile Payments.

Quest Payment System
Quest Payment Systems is an all Australian technology company headquarted in Melbourne providing diverse and innovative end-to-end Payments solutions to retailers and financial institutions both locally and abroad.

Remitt
Remitt are creating a new blockchain ISO Standard and realtime platform. Remitt are building technology to revolutionise banking by creating new finance applications and connecting legacy systems to their new platform.

Ripple
Ripple provides global financial settlement solutions to enable the world to exchange value like it already exchanges information - giving rise to an Internet of Value (IoV). Ripple solutions lower the total cost of settlement by enabling banks to transact directly, instantly and with certainty of settlement. Banks around the world are partnering with Ripple to improve their cross-border Payments offerings, and to join the growing, global network of financial institutions and market makers laying the foundation for the Internet of Value. Ripple is a venture-backed startup with offices in San Francisco, New York and Sydney. As an industry advocate for the Internet of Value, Ripple sits on the Federal Reserve's Faster Payments Task Force Steering Committee and co-chairs the W3C's Web Payments Working Group.

Smartpay
Smartpay is a dual listed ASX / NZX Fintech Payments company who designs, develops, and implements EFTPOS and Payments solutions for merchants and currently supplying over 35,000 EFTPOS terminals across Australia and New Zealand. Smartpay are the largest independently owned and operated EFTPOS provider in Australasia. They're constantly working to bring the latest in EFTPOS and mobile Payments technology to their customers. Their strength comes from their strong focus on technology road map of products and software for over 20,000 merchants and retailers they support. They have a dedicated team that can move quickly to adapt to change, develop solutions for industry groups and larger customers and deliver end-to-end Payments solutions that are world-class. They're so much more than a hardware provider. They can also license their technologies to third parties allowing not just local merchants to benefit from innovations they have made.

Sniip
Sniip is a free mobile based Payments solution providing customers with a simple, secure and organised way to receive, view and pay their bills. Customers can either scan a Sniip Payments code from their paper bill or move to paperless billing by electing to receive their bills directly into the Sniip App via push notifications, reducing printing and postage overheads. Payments is fast and secure via a 4-digit PIN, and is more secure than carrying a physical wallet. Payments details are encrypted locally on the customer's device, never stored on any servers, eliminating any potential hacking risk. Sniip also offers the ability to set calendar reminders and adjust the Payments amount. What's even better is that Sniip simply connects to your existing Payments gateway used for online Payments, so there is no costly or time consuming implementation required.

Splitr
Splitr smooths the social friction associated with splitting bills and collecting money from your friends, roommates and colleagues.Using Splitr, you can scan an itemised bill, allocate the share of it to friends in any way you like and quickly and seamlessly get reimbursed. No hassle at the restaurant, no fights between roommates over the electricity bill, or fuss collecting for someone's birthday present ever again!

SQID Payments
SQID Payments delivers secure authentication of transactions like e-commerce, credit cards, loyalty programs, transaction testing and processing solutions. Make Payments anytime, anywhere.

Stripe
Web and mobile Payments, built for developers. A set of unified APIs and tools that instantly enables businesses to accept and manage online Payments.

Tappr
Tappr is a unique Australian technology firm introducing an innovative Payments portfolio that allows merchants, individuals and consumers to pay or transact money safer, quicker and easier.

Tapview
TaxTrax is a cloud based software solution designed to help accountants and their clients become experts in the R&D Tax Incentive. TaxTrax is Australia'a first platform to bridge the gap between the R&D tax adviser, the tax agent, and their client list. TaxTrax is backed by Australia's largest R&D tax advisor, Swanson Reed. They are 100% independent and only prepare R&D claims.

The Currency Shop
The Easy Way to Compare Exchange Rates and Fees in Seconds

TorFX
TorFX has been looking after the foreign currency exchange requirements of private individuals and corporate clients for more than a decade.TorFX make connecting currency simple and stress-free, so you can enjoy serious savings and a first-class personal service whatever the size of your transfer.

Touchcorp
Touch allows its customers to conduct any transaction on any device. They provide a comprehensive suite of services covering Payments, transaction integrity and transaction infrastructure. Touch work with their customers to develop market-leading solutions that are both innovative and technically excellent. They have particular expertise in facilitating digital Payments in the retail, telecommunications and government sectors.

TransferWise
TransferWise is the clever new alternative to banks and brokers, that allows people to transfer money abroad at a lower cost than ever before. It uses technology developed by the people who built Skype and PayPal to remove all the fees the foreign exchange industry has kept hidden for decades. Customers have already moved more than 1bn using the platform - an approach that has put over 45m back in their pockets.

Verrency
Verrency provides card issuers a scheme-agnostic, white-labelled, top-of-wallet service that enables them to provide their customers: Full Payments card & device controls Top-of-wallet Payments card aggregation abilities The capacity to earn and spend issuer-affiliated Tier 1 loyalty program points anywhere Ground-breaking anti-fraud capabilities With Verrency, issuers can digitally enable newly issued products for immediate use by cardholders and lower their distribution costs by empowering cardholders to link all their accounts to one single Payments card.

WAIV
WAIV is an international technology company who provide a global Payments system, designed to make online banking safer, faster, and cheaper. Their aim is to increase financial inclusion for the 2 billion unbanked people worldwide.

WorldRemit
WorldRemit is changing the way people send money abroad. They've taken something complicated and made it simple.Tap the WorldRemit app or click their website and your international transfer is made - to a bank account, cash pickup, Mobile Money, or Airtime top-up. They send to more than 120 countries and the number is growing all the time. Using WorldRemit is easy because they do the hard bit, connecting hundreds of banks, money agents, mobile operators and Payments systems around the world.

World First
WorldRemit is changing the way people send money abroad. They've taken something complicated and made it simple.Tap the WorldRemit app or click their website and your international transfer is made - to a bank account, cash pickup, Mobile Money, or Airtime top-up. They send to more than 120 countries and the number is growing all the time. Using WorldRemit is easy because they do the hard bit, connecting hundreds of banks, money agents, mobile operators and Payments systems around the world.

zipMoney
The Company offers point-of-sale credit and digital Payments services to the retail, education, health and travel industries through two core products, zipMoney and zipPay. The Company is focused on offering transparent, responsible and fairly priced consumer products. zipMoney's platform is entirely digital and leverages big data in its proprietary credit scoring engine to deliver real-time consumer responses.

Vantage Fx
Vantage FX is an Australian financial trading services provider with a focus on client relations and innovation.

Metaps
Metaps is a data driven monetization platform for apps using AI data and the company also provides Fintech services.

Coiney
Coiney provides smarphone-based credit card processing services in Japan.

GMO Payments Gateway
GMO Payments Gateway offers PG multi-Payments service, including credit-card, convenience store Payments.

Kyash
Kyash offers a multiple Payments platform empowering Payments to individuals and merchants.

Ubiregi
Ubiregi offers a point-of-sale (POS) system for iPad devices.

Royal Gate
Royal Gate is a tech company that offers mobile Payments devices, technologies, and solutions.

Quikwallet
QuikWallet Network works with Banks to enable their merchants to accept digital Payments using ultra low-cost technology solutions.

MobiKwik
MobiKwik, is India's largest independent mobile Payments network, trusted by over 35 million users and 100,000 retailers. Founded in 2009 by Bipin Preet Singh and Upasana Taku, the company has raised three rounds of funding from Sequoia Capital, American Express, Tree Line Asia, MediaTek, GMO Payments Gateway, Cisco Investments and Net1.

Paytm Payments Bank
Paytm is the consumer brand of India's leading mobile internet company One97 Communications. Paytm is headquartered in New Delhi, India. Its investors include SAIF Partners, Sapphire Ventures and Saama Capital and Ant Financial (Alipay).

TranServ
TranServ is a digital Payments company serving a variety of organizations and individuals to make Payments processes easy and safe. Its consumer-facing Payments solutions include an e-wallet that provides a platform of choice for peer-to-peer transfers. With its social multipurpose wallet, Udio, the company offers a platform to send and request money and gifts with added features such as bill splits, group Payments, social gifting, recharging, and other utility bill Payments facilities.

Chillr
Chillr is anIndian FinTech startup that makes mobile banking & financial transactions super simple for millions of users.

Oxigen
Oxigen is a mobile wallet application designed to meet its users' Payments needs. It enables users to recharge their mobile phones, send money to banks or friends, make bill Payments, gift talk time to friends using their preferred social platform, shop online through many e-commerce websites, pay conveniently at local offline stores, create gift cards and send them to friends and family, directly book bus tickets, earn PAYBACK Points while transacting using the wallet and redeem them as 'Wallet Balance', and more. The application was launched by Oxigen Services India. We at Oxigen Wallet are a unit of Oxigen Services India Pvt Ltd. - India's leading Payments solutions provider. Since 2004 we have been serving India through our business of service aggregation providing instant recharges, bill Payments & money transfer through POS machines at over 500,000+ retail outlets. With the trust of 20 million users and counting a network of 15,000 online and offline merchants, 170+ Banks and 15,000 modern trade partners across the country we are one of the most widely accepted mobile wallet in the country.

Innoviti Payments Solutions
Innoviti provides solutions for improving operational efficiency and enhancing customer experience in every Payments transaction. As a pioneer in this space, Innoviti is transforming Payments.

CMS Info Systems
CMS is uniquely positioned as India's largest cash management services company. More than 50% of the cash in the entire country is moved by us. We provide safe and secure ATM management, cash delivery and pick-ups, cash-in-transit, dedicated cash vans, currency chest support, cash processing and sorting, and cashiering services. CMS Info Systems Ltd. was formed in 2009 following an investment by the Blackstone Group to acquire majority stake in certain key businesses of CMS Computers (founded by the late Mr. Ramesh Grover family in 1976). In 2011, CMS Info Systems Ltd. acquired Securitrans India Private Limited (SIPL), the second largest cash management company in India, thus consolidating its position as the leading cash management services company in India.

Fino Payments Bank
Fino Payments Bank is the first payments bank to go live in India with 410 branches and more than 25,000 banking points on day one. The bank was incorporated on 4th April, 2017 with the name Fino Payments Bank Limited.FINO PayTech is an institutional investor driven company owned by international and Indian investors and has emerged as a thought leader, innovator and implementer of technology solutions for institutions like banks, micro-finance institutions, government entities, insurance companies. As an alternate banking channel FINO PayTech enables end-to-end customer sourcing and servicing.

Financial Software and Systems
Financial Software and Systems (FSS) is a global leader in Payments technology and transaction processing, offering business value in the areas of electronic Payments and financial transaction processing solutions & services. The company has earned the status of being a Payments systems leader through a combination of established portfolio of technology solutions, state-of-the-art infrastructure and 25 years of experience in the Payments domain. Headquartered in Chennai, India, FSS has established a global footprint in Africa, Australia, Canada, Europe, Middle East, Singapore and the United States of America.

Electronic Payments and Services
EPS is founded by professionals who have been part of the retail, banking, oil and technology space for more than a decade. EPS senior management together have 30 years of retail Payments experience and been in the fore front various new initiatives in the country for last decade or so. EPS has formed primarily to provide quality Payments services for value.

Ezetap Mobile Solutions

CCAvenue
All the Avenues solutions - CCAvenue, ResAvenue, EventAvenue and HotelsAvenue are designed and created exclusively for Avenues using three key technologies - Java, Enterprise Java Beans, and the Java 2 Platform, Enterprise Edition (J2EE). These technologies have helped Avenues create sophisticated front-end systems, which include industry specific customized shopping carts, booking engines etc, which are seamlessly integrated into a specialized back-end Payments Service Provider (PSP) based system. They easily processes transactions of customers, around the world, 24 hours a day, from a simple browser and authorize these transactions in real time through multiple Payments gateways and more than three dozen Direct Debit Banking interfaces. Working in tandem, they offer multiple industry verticals an all-in-one solution that is specially created to suit their unique requirements.

Mswipe
Mswipe's mobile swiper is the only solution which enables feature phones to be used as a mobile POS today.

ItzCash
ItzCash Card is an Indian holistic Payments solutions company that provides prepaid Payments solutions to consumers and various business entities. It offers many consumer solutions such as ItzCash reloadable prepaid card; a prepaid card for Dish TV DTH customers to renew their subscriptions; NoQ24x7 Card, a multi-essential services prepaid Payments card to make Payments for various bills; and more. Its corporate solutions include cash management services; an online Payments gateway; experience-based gift boxes; and more. The company also offers a range of government solutions. ItzCash Card provides its solutions through a network of company-owned and franchised stores, and distributors.

RazorPay
Payments Gateway Solutions for Indian Organisations. Razorpay provides an easy to integrate Payments gateway solution that blends seamlessly with your website avoiding your visitors from ever leaving your website throughout the process. Simple pricing and same price for all types of Payments methods.

Chargebee
With the subscription businesses expanding worldwide, each recurring revenue business needs more options & flexibility to manage varied billing use-cases. Chargebee is built with a focus on delivering the best experience to provide a seamless & flexible recurring billing experience to customers & manage customer subscriptions. Commercially available since mid-2012, Chargebee is trusted billing partner for SaaS, Subscription eCommerce and Membership Services of various sizes, globally. Chargebee's highly skilled team delivers professional support that helps small businesses quickly implement best practices & Compliance requirements. Some of the features that help differentiate Chargebee are the ability to use custom fields, custom domain support with mobile compatible check-out pages, apart from a highly stable REST API for extended flexibility.

Juspay
We are a team of engineers and designers working passionately to revolutionize digital Payments in India with secure, reliable, efficient and cost effective solutions.

InstantPay
Acquired by Axis Bank on July 27, 2017

Airpay Payments Services
Airpay offers online Payments gateway solutions for e-commerce and retail markets in India. Its solutions include PCIDSS Compliant IVR Payments Gateway, net banking, and mobile Point-Of-Sale systems. Airpay's features include best-in-class RMS system integration, single-window transaction settlements, dynamic Payments gateway switching, transaction reconciliation, customer support, and more.

Paynear
Paynear Solutions is a transactions processing company that enables individuals and businesses of all sizes to easily manage their card Payments activities. The company offers Paynear mPay, a mobile point-of-sale solution that enables merchants to accept card Payments. Its solutions are used by various merchants ranging from small- and medium-sized businesses to large enterprises as well as neighborhood stores. The company sells its products through authorized distributors. Paynear Solutions was incorporated in 2013 and is based in Hyderabad, India.

Mosambee
Mosambee is a comprehensive EMV & AADHAAR compliant tablet based mobile (POS) Point of Sale system providing providing end to end Payments solutions for Bank, Cash, Cheque, Debit and Credit Card transactions.

ToneTag
ToneTag is an integrated library (sdk) that allows easy, frictionless, and secure proximity Payments using sound (Tone) or NFC (Tag). Depending upon user device and retail pos hardware, mobile application can toggle to initiate in-store purchases using sound or NFC.It works on any mobile device and no internet is required on user device at time of initiating Payments.

Ftcash
FT Cash is a financial technology venture that supports micro-merchants, small businesses, and retail chains through mobile Payments. Its aim is to enables instant offline transactions by gathering all Payments gateways, including credit cards, debit cards, and mobile wallets under one channel. The company's staff is comprised of executives such as senior executives from Deutsche Bank, KPMG, and World Bank among others with a pedigree from Wharton Business School, Harvard University, SRCC, IIT Bombay, and more. Founded in 2014, FT Cash is based in Mumbai, Maharashtra. It is funded by IvyCap Ventures and several international angel investors.

Instamojo
Instamojo is an on-demand Payments platform, on both web & mobile that allows individuals and small businesses to collect Payments online by sharing a link with their audience. The link can be shared through SMS, WhatsApp, email, and social channels or embedded on websites and blogs.Instamojo was launched by Sampad Swain and Akash Gehani in 2012 and is operated from Bangalore, India.

BillDesk
BillDesk, a property of IndiaIdeas.com Ltd. was conceived in early 2000 to solve the frustrations of most of us when it comes to paying bills. We have created BillDesk to help consumers like us leverage on the potential of electronic medium to better organise and manage our Payments, while escaping some of the pitfalls of traditional bill Payments services.

Novopay
Novopay pioneers a new way of electronic transactions at Retail - empowering businesses, merchants and consumers with technology forward solutions. They make banking and Payments convenient, simple and safe.

Walnut (Thumbworks Technologies)
Walnut is a smart personal digital assistant that analyzes the SMS inbox of users to surface important and critical information, including expenses, bills, and tickets. It does not look at or analyze personal messages coming from 10-digit mobile numbers and is designed to view only the messages coming from businesses such as banks and merchants. It does not have access to users' bank accounts. Walnut does not upload any message or transactional data.

Zebpay
Bitcoin is on its way to becoming the world's first global currency. Non tech savvy users still face a challenge trying to send and receive Bitcoins using existing Bitcoin wallets. There is a learning curve to understand bitcoin addresses, network confirmation time and fee and backing up wallets. Zebpay is targeted at regular people who want to start using bitcoins among friends and family and to accept bitcoins in their small businesses. They can now do that using Zebpay which as simple to use as popular instant messaging apps.

Perpule
Perpule 1Pay is a Self Checkout app for express checkouts and easy Payments in Perpule's partnered stores like Hypercity, Spar etc. Scan barcodes, create cart and pay online seamlessly in the app to skip queues

Citrus Pay
Citrus Pay is a Payments gateway for merchants and a digital wallet for customers. Merchants can be assured their transactions are secure and Payments can be smooth. Citrus Pay is compatible with all devices like iOS, Android, Windows, etc. Being a beloved app by its customers, Citrus Pay secured its spot in Mumbai Coworking's list of FinTech startups in Mumbai.

Money On Mobile
Money On Mobile offer a Simple, Smart and Secure way to buy products from your current local retail shops. They know that your time is precious. They offer you a service that you can use with assurance to top-up your phone, buy your next meal or even conveniently pay your utility bills all from the palm of your hand. With Money-on-Mobile you can avail yourself of this service from your local neighborhood retailer friend for Payments.. Anytime, from Anywhere, and to Anyone!

PayMate
PayMate is a leading provider of electronic Business-to-Business (B2B) Payments solutions in India. PayMate is helping large Enterprises and SMEs transition from traditionally slow and costly forms of Payments like cash and checks to real-time and efficient digital Payments. Its technology and services help business customers to automate and seamlessly manage vendor Payments (AP), customer Payments (AR), invoicing, and cash flow. In addition, businesses can easily apply for working capital financing at competitive rates. Multiple forms of electronic Payments channels are supported including cards, net-banking, ACH, NEFT, RTGS, and IMPS. All services are delivered via our proprietary cloud based Payments platform and can be accessed on any web enabled desktop or mobile device. Processing of high volume transactions, Payments settlement, mitigating risk, and security are core elements of the proprietary platform. PayMate offers its services in partnership with Airlines, Car Rental companies, Hotels, Banks and other third party financial service providers. PayMate is a PCI-DSS compliant company and adheres to the highest standards of Compliance, security, and risk in the Payments industry. PayMate is headquartered in Mumbai and funded by Lightbox Ventures and Mayfield Fund. PayMate is funded by blue chip Silicon Valley based investors including Kleiner Perkins Caufield Byers, Sherpalo, Mayfield and Lightbox Ventures.

QwikCilver Solutions
Founded in 2008, QwikCilver Solutions provides gift cards and stored value solutions for retail and corporate customers in India. It helps its customers increase sales and brand engagement. Through its solutions, it enables businesses of all sizes to offer more engaging options to their end-customers. The company offers pre-paid cards, electronic and physical gift cards, e-promotion cards, loyalty programs, discount cards, and other physical and virtual card-based programs for its retail customers. It enables its corporate customers to drive convenience through multi-purpose corporate campus card programs, employee incentives, and benefits card programs. It is based in Bangalore, India.

fonePaisa
fonePaisa, is India's first Onmi Channel Payments platform, founded by tech and banking veterans Sharad Hegde, C S Prasad and Ritesh Agarwal

Kyash
Less than 5% of Indians pay online. A major chunk of revenues for successful consumer internet businesses actually comes from offline Payments methods like cash on delivery and agent booking centers. Kyash is a fully automated and secure system to collect cash Payments via a country wide network of neighbourhood shops and offices. If you have a customer with a mobile (to receive sms) and cash in hand, you can easily transact with them using Kyash.

Billeasy
Billeasy's vision is to create an ecosystem that aids to revolutionise commerce, while saving the environment, one paper at a time.

Click&Pay
is one of the emerging fintech startup based out of Hyderabad. What makes them interesting is the number of Payments solutions they provide to the businesses.

cashkumar
Cashkumar is a financial marketplace in India that started with Foreign Exchange, Outward Remittances and Travel Insurance. With a unique reverse bidding model, it helped Travelers buy or sell Foreign Currency at the best rate in Bangalore, Mumbai and Pune.

Suvidhaa
Suvidhaa is a renowned company in the Payments and Remittances space. We are a leading aggregator of multiple services like utility bill collection, insurance premium, mobile and DTH recharge, travel tickets, money transfer services on a single platform through a network of 80,000 franchise outlets across the country. Our innovative business model has brought about a radical change in the way people make Payments and Remittances across multiple services. Over 300 Service Providers ride on Suvidhaa's robust S-Commerce Platform to reach their last mile.

Prizm Payments Services ( Hitachi Payments Services)
Hitachi Payments Services - a company with a vision to be a leading player of Secure and Innovative Payments, Mobile and Card Services. Hitachi Payments Services is a company created by integrating the operations and team of Integrated Maintenance and Services Private Limited (IMAS) and Sequoia Capital, one of the world's leading Private Equity Firm as a financial investor. Prizm Payments is created to develop a self-sufficient mutually beneficial nation-wide modern Payments ecosystem for financial institutions, retailers and service providers. If you need to access IMAS website please click here. With a presence in 70 Tier 1, Tier 2 and Tier 3 cities, Prizm Payments delivers services to 20 of the top corporate customers in the country. Managing over 3,500 Electronic Transaction Terminals (ATMs, Kiosks and other financial institution devices), a customer of Prizm Payments will not be more than 45 minutes away from one of its 43 spare part depots across the country and a rework centre in Chennai.

EKO India Financial Services
Eko is building a low cost financial services infrastructure to increase the reach of financial institutions to the un-banked and to democratize financial services for the un-banked in urban as well as rural areas: powered by innovation and technology.Eko India Financial Services provides a low cost infrastructure to enable instant, secure and convenient financial transactions.

The Mobile Wallet
The Mobile Wallet is India's first Payments solution that will make it easy and possible for its users to complete their daily transactions without having to reach for their physical wallets. After successfully testing our backend by offering plain vanilla services like Mobile Recharges and Utility Bill Payments, The Mobile Wallet is now ready to offer its customers, a safe and secure shopping experience for all their needs. Be it daily needs such as paying your local kirana store to paying for a taxi ride or lifestyle experiences such as fine dining, The Mobile Wallet provides its customers a fully functional service wallet to make their day to day lives easy and safe.

Freecharge
FreeCharge is an e-commerce website headquartered in Mumbai, Maharashtra that provides online facility to recharge any prepaid mobile phone, postpaid mobile, DTH & data card in India. The website was started in August, 2010 by Kunal Shah of Accelyst Solutions Pvt. Ltd. In November 2012, the company claimed to be doing online recharge of INR 6 million on a daily basis, translating to INR 2.19 billion a year. It provides online facility to recharge any prepaid mobile phone in India. The amount paid by the user for recharge is returned in form of shopping coupons of some of the top retailers in India, thereby making the recharge virtually free. The first two retailers for which coupons were available were McDonald's and Barista. and were followed by other big retailers such as Cafe Coffee Day, Domino's Pizza, Crom?, Puma, Shoppers Stop and Jet Airways. In 2011, FreeCharge was named one of the most promising technology startups from India by Pluggd.in.

Pine Labs
Pinelabs is a provider of retail POS solutions that simplify Payments acceptance, while creating business opportunities for Issuers, merchants, and brands to connect with consumers. The company started its work with specialty Payments and loyalty solutions for closed-user group applications for retail petroleum industry. Today Pinelabs has evolved into a Payments acceptance partner choice for more than 40,000 retailers, ranging from large worldwide enterprises with wide network across India to locally-owned small businesses. The company provides its users with solutions such as Instant EMI, Instant Discounts, Cash Back Programs, PaybyPoints, Loyalty Solution, Gift Solution, e-Wallet, Targeted Promotions, Dynamic Currency Conversion, and more.

Aditya Birla Nuvo

M-Pesa (Vodafone)
M-PESA, a subsidiary of Vodafone, is a mobile-phone based money transfer and microfinancing service. Founded in 2007, it was originally designed as a system to allow microfinance-loan rePayments to be made by phone, reducing the costs associated with handling cash and thus making possible lower interest rates. But after pilot testing it was broadened to become a general money-transfer service. M-PESA has since been extended to offer loans and savings products, and can also be used to disburse salaries or pay bills, which saves users further time and money. M-PESA was launched by Safaricom, a mobile-network operator in Kenya. HOW IT WORKS M-Pesa is the world's most successful money transfer service. It enables millions of people who have access to a mobile phone, but do not have or have only limited access to a bank account, to send and receive money, top-up airtime and make bill Payments. Customers register for the service at an authorised agent, often this is a small mobile phone store or retailer, and then deposit cash in exchange for electronic money which they can send to their family or friends. Once they have registered all transactions are completed securely by entering a PIN number and both parties receive an SMS confirming the amount that has been transferred. The recipient, who does not have to use the same network, receives the electronic money in real-time and then redeems it for cash by visiting another agent.

PayU India (PayUmoney)
PayU India is the flagship company of Naspers group which is a $25 Billion internet and media conglomerate listed on London and Johannesburg stock exchanges respectively. PayU provides state-of-the-art payment gateway solutions to online businesses through its cutting-edge and award winning technology.

Ola Money
Ola Money is a seamless experience, making Payments easier and simpler. Ola Money one-click checkout is the fastest way to pay! Your personal and financial data is stored in a secure and encrypted environment

LIME (AXIS Bank)
Your own personal, digital wallet. Just add money from any bank account, debit or credit card to your secured Lime wallet and you can then use it for recharges, bill Payments & shopping.

JioMoney
JioMoney, launched recently in 2016 by Jio, is a digital Payments app. With JioMoney, one can receive great discounts and offers. Users can also bookmark their frequently visited retailers so shopping can be made quicker than usual.

ICICI Pockets
While you might find a Pocket card redundant, considering you're opting for an e-wallet app to avoid using a card, they do have a pretty neat wallet app. It's VISA powered and can be used on any Indian website, or to transfer money to email ids, WhatsApp contacts, and also just tap and pay your friends easily.

HDFC PayZapp
HDFC PayZapp, making digital Payments in India simplified with one click Payments, is one of the top online wallets in India. Users can easily compare flight and hotel tickets and even buy music or pay bills with the app. Simple connect your debit/credit card once and forget to worry about making Payments.

Citi MasterPass
Citi MasterPass, a free digital wallet, helps make checking out while online shopping a speedier process. Once you've stored all your Payments and shipping details in your Citi Wallet, simply click on the MasterPass button and it will take care of the rest.

Airtel Money
With the Airtel Money app, users can easily recharge prepaid accounts or pay postpaid bills. You can also shop online if your digital wallet has cash loaded in it. It's also extremely safe as every transaction or Payments you make requires a secret 4-digit mPin.

remitguru
RemitGuru understands that the ties that bind NRI's to their roots go deep and we truly appreciate the sentiment behind the act of Remittances of money and gifts to the loved ones back home. Remitguru.com is a personalized online Remittances service specially created to meet the unique needs of the Indian diaspora living overseas. RemitGuru redefines the way the NRI stays connected with his family by introducing new ideas and methods into the money transfer process. RemitGuru is backed by Avenues, south Asia's Big Data & Analyticsest eCommerce company that provides Payments gateway services to thousands of eMerchants across the world and processes millions of transactions every month. RemitGuru is partnered by Axis Bank, one of the most trusted premier commercial banks in India. The wealth of experience of both the promoters has helped RemitGuru become a cutting edge Remittances solution which is not only trustworthy, but also efficient, convenient, cost effective and user-friendly.

remit2India
Remit2India offers an online Remittances service to send and receive money in India. The service provides global coverage and aggregates Payments and delivery modes to facilitate money transfers by non-resident Indians across the world.

BookMyForex.com
BookMyForex is the world's first and largest currency exchange marketplace that connects customers looking to exchange foreign currency with the best banks and RBI authorized forex companies. We aggregate forex rates from multiple forex companies/ banks and compare these rates in real-time to determine the best rates available in every city and neighborhood in India. These rates are then transparently displayed on our site 24x7. Effectively, we eliminate the need for customers to haggle with multiple low quality forex vendors. Exchanging currency doesn't need to cost an arm and a leg. In fact it doesn't need to cost anything. Using BookMyForex's forex cards you can buy forex at exact interbank rates. That's the same rates seen on search engines, forex trading sites and business news channels.

YPAYCASH
YPAYCASH offers mobile Payments platforms and retail shopping solutions. It offers YPayCash, a mobile wallet Payments system that enables its users to make Payments using mobile phones instead of a credit or debit card.

zipcash
ZipCash is a mobile voucher loaded on mobile phones, which can be used as digital currency to shop online and offline. It can be used for online shopping at partner sites, utility bill Payments, DTH recharges, and mobile topups as well as to buy gift vouchers, and to redeem local deals and offers.

Mobo Money (Tech Mahindra)
MoboMoney is the latest innovation from Tech Mahindra that offers a secure and agile digital mobile wallet to enable Payments service. Your Tap n Pay Payments solution is based on NFC (Near Field Communication) Technology which allows radio communication between two NFC enabled devices. All you need to do is tap your MoboMoney tag on the Merchant POS to make your Payments and free yourself from the hassle of carrying cash. Every transaction data is protected by stringent encryption measures which meets the highest standards of the industry. Just load your MoboMoney wallet and enjoy cashless shopping.

Mobicash
Most Secured Way of Internet & Mobile Payments Money Transfer and Getting Paid Using Your Cellphone.

Zaggle
Zaggle is an award-winning digital Payments, cashback and analytics company. The company help corporates and individuals enjoy gifts and experiences across multiple channels everyday; in the form of employee rewards and recognition, channel partner incentives, employee benefits, online shopping cash back and restaurant cash back.

MagicX
MagicX, has racked up 100,000 downloads since it was launched on Feb 24th 2016 and has also been the No. 1 new shopping app in Android.The app enables users to carry out day-to-day tasks like grocery shopping, bill Payments, recharge, order food, book flight tickets and other utility services via a chat enabled, AI platform and is currently available for free download in the Android store. MagicX has tied up with about 20 partners across e-commerce, bill Payments, recharges, groceries, travel etc. In this short time, MagicX has successfully driven huge traffic to some of these partners - in some cases emerging among their top 10 transaction sources.

Happay
HapPay is an online business expense management solution that streamlines user expense workflows from end-to-end and offers real-time visibility and control over business spends. Businesses can provide their employees with HapPay prepaid VISA cards and let them spend freely while tracking and approving their expenses within set limits through its dashboard. Employees can also snap photos of receipts, record cash expenses, and submit expense reports. Launched by Anshul Rai and Varun Rathi in 2012, HapPay was founded in Whitefield, Karnataka. HapPay operates as a B2B company.

Vayana
Vayana Network is a financing network that enables Businesses and their Trade Partners to capture their entire receivable and payable trades electronically and finance through Banks and Financial Institutions. Businesses can finance their payables, or factor their receivables or make financing available to their counterparties. Vayana Network, in partnership with MasterCard and Banks, also offers its award winning Commercial Card solution for Payable financing.

Momoe
Momoe enables people to pay on their mobile phones. Momoe is a location aware smart phone app. People can pay on Momoe with their existing credit cards & debit cards.

PhonePe
PhonePe is a mobile Payments app that allows you to transfer money instantly to anyone, by using just their mobile number. Our goal is to make digital Payments so easy, safe & universally accepted that people never feel the need to carry cash or cards again. We will be launching soon- so watch this space!

Ruplee
Ruplee is mobile Payments app that allows you to pay at offline merchants with your phone.

PayLo
PayLo is India's first omni-channel payments platform enabling merchants to accept payments online, in-store and on delivery through a single platform. Working towards financial inclusion and digital payments to align with Honourable Prime Minister Shri Narendra Modi's vision of a Digital India, our aim is to empower retailers, traders & merchants, to support the self-organized sector move towards advanced means of payments and adoption of technology to ease way of handling cash inflow. PayLo POS, is our flagship product in this direction.

Emvantage
Emvantage offers an online Payments gateway platform compatible with credit card, debit card, and net banking. It enables the banks and merchants to offer PCI DSS 2.0 compliant online Payments facility to their customers, without investing in the online acquiring infrastructure. The platform's MIS tool allows users to extract daily, weekly, monthly, and quarterly merchant and bank reports. Its helpdesk management ranges from onboarding to back office management and support ticket management.

YTS Solutions
YTS Solutions Pvt. Ltd. offers B2B Payments solutions like wallet solutions, eKash Solutions for loan Payments, MoSaPay for micro salary Payments, and Phatse for online Payments. The company was founded in 2013 and is based in Mumbai, India. As of August 3, 2015, YTS Solutions Pvt. Ltd. operates as a subsidiary of Airtel M Commerce Services Limited.

ElectraCard Service
ElectraCard Service is a MasterCard company, providing software solutions and processing services for electronic Payments and card systems. It provides end-to-end solutions across the Payments industry, including banks, financial institutions, retailers, exchange houses, and telecoms. Its software suite of products enable customers to electronically process, in real-time, card transactions, online transactions, mobile Payments and services, and contactless Payments.

Ultracash

Gharpay Technology Services Pvt Ltd
As of June 14, 2013, Gharpay Technology Services Pvt Ltd was acquiredby SSN Logistics Private Limited. Gharpay Technology Services Pvt Ltd operates a doorstep cash Payments network and also develops a doorstep cash Payments platform for the ecommerce industry. The company is an offline Payments company that reaches various customers at their doorstep and provides a simple way to pay. Gharpay Technology Services Pvt Ltd was founded in 2010 and is based in Hyderabad, India.

BHIM ( Bharat Interface For Money)
BHIM (Bharat Interface for Money) is a Mobile App developed by National Payments Corporation of India (NPCI), based on the Unified Payment Interface (UPI). It was launched by Narendra Modi, the Prime Minister of India, at a Digi Dhan mela at Talkatora Stadium in New Delhi on 30 December 2016. It has been named after Dr. Bhimrao R. Ambedkar and is intended to facilitate e-payments directly through banks and as part of the 2016 Indian banknote demonetisation and drive towards cashless transactions.

Trupay
Protinus Infotech seeks to better the existing payments transaction ecosystem. In a smart world with unfettered connectivity right in your mobile phones, they are developing a mobile based payment solution to enable seamless payments across platforms.

Cashfree
Cashfree is a Bangalore based technology company enabling users to pay through their mobile wallet for home delivered products and services.

PayLatr
PayLatr is a recurring micro-credit mobile platform offering interest-free monthly credits to low-income households in India to easily pay for retail transactions without cash, credit cards or other pre-paid means. On average, a middle-income household in India spends about 7,000 - 9,000 rupees at any neighborhood store. More than 95 percent of transactions are in cash because most stores do not accept cards and/or users do not have credit cards. Often, households experience cash crunch issues by using up most of their cash for grocery shopping. PayLatr offers monthly credit to improve their household cash flow by providing recurring monthly credit lines at various merchants, via mobile money.

Paymatrix
PayMatrix enables users to pay rent and rent deposits for both residential and commercial properties.Apart from this, You can create rental agreements online and can avail of various property management services on user-friendly dashboard.The platform enables tenants to pay through Credit Cards and multitude of wallets.

IndiaPay

Easypay
Easy Pay Private Limited is India's one of its kind payment marketplace, which offers one-stop solution for all kinds of payments. This has been made possible through an extensive network of physically-placed outlets both; in urban and rural areas, facility of multiple payment modes, and instant confirmation of payment. The retailers, well-equipped with the knowledge of using the POS device, as well as aware about the latest services in the market, would be fundamental in providing the best user experience to the customers, by connecting them online, and managing their payments. The primary focus of Easy Pay is, to provide its services to the large social strata of customers, who are either not familiar with the electronic payment system, or do not have means to pay electronically. Easy pay's mission is to deliver superior values to its customers, stakeholders, employees, and society at large, at a minimum cost to the environment.

Sling
Brazilian micro-credit company Avante recently acquired Sling, an Israeli startup that enables micro-merchants to tap into mobile financial technologies via "Slings" such as bracelets or stickers facilitating customer Payments by credit or debit card. The company is expanding in Latin America and has established an innovation center in Israel.

Zooz
Zooz provides a data-driven Payments platform for enterprise merchants to connect with multiple Payments and technology providers and route transactions through the entire Payments process. Zooz has offices in San Francisco and Berlin, with an Israeli R&D center in Ra'anana. It has attracted $40.5 million in investments. Zooz is a technology company that provides a Payments platform designed to help merchants maximize their Payments performance. It offers the flexibility to connect with multiple financial institutions, seamlessly integrate acquirers, e-wallets, alternative Payments methods, fraud management and other third-party services, and intelligently route transactions through the entire Payments process. Zooz consolidates and analyses all Payments data to provide valuable information to merchants, enabling them to personalize customer experiences online and in-store. It is the partner of choice for any business seeking to extend reach, reduce decline rates, increase revenues, maintain strong customer relationships and meet the challenges of the dynamic global market.

MyCheck
Founded in Tel Aviv in 2011, MyCheck offers an Uber-like branded mobile Payments solution for hospitality merchants (mostly restaurant chains) on three continents. Users get features including faster checkout, the ability to split a bill and add a tip, while merchants get analytics tools and increased customer engagement.

TravelersBox
TravelersBox offers a solution for travelers with leftover foreign currency. Automatic kiosks in airports in Canada, Georgia, Israel, Italy, Japan, Philippines and Turkey - with many more on the way enable people to use that spare cash to redeem gift cards, add to their PayPal or Viber Out account or make a charitable donation

Neema
This Israel company created an AI-based platform to detect credit card fraud in online Payments instantaneously, using a relational bridge algorithm system.

Covercy
Covercy has a digital system for inexpensive international money transfers in 25 currencies. Covercy recently closed a $1.5 million funding round and was licensed in the UK. A 2015 graduate of Microsoft Ventures Accelerator, Covercy was on Forbes' list of 10 best businesses at the 2016 London Technology Week.

Moneyberry
moneyberry takes the pain out of group payments. No need to calculate how much everyone owes. No need to chase friends for payments. No need to return individual funds like deposits moneyberry does it all for you, for free.

Rewire
In January last year, Rewire launched a digital banking service for borderless money transfers and Payments geared to Israel's unbanked international workers. Based in Tel Aviv, Rewire has almost 1,000 deposit points across Israel and offers a web-based tool for transactions to India, Philippines, Thailand, Nepal, Sri Lanka and Russia. The company plans international expansion.

PayKey
As online purchasing and social media use continue to increase, it was only a matter of time until someone created a secure solution facilitating Payments through social media. Tel Aviv based PayKey has developed software that enables banks to provide their customers with the ability to make online Payments within various social networks and messaging services. A winner of the Bank Innovation Israel Demo contest, PayKey's solution is available across mobile platforms, works with various social networks, and can be customized and branded. In November of 2016, PayKey raised a $6 million Series A funding round which included Mastercard and Santander InnoVentures.PayKey's first of its kind secured Payments keyboard makes everyday banking easierand more efficient. PayKey enables Payments within any social network, includinFacebookMessenger, WhatsApp, Twitter etc. Leveraging existing networks createssimplicity and an intuitive Payments experience. Users enjoy instantaneous money transfer capabilities while chatting with their friends and family members.PayKey's technology is the first to bridge this gap between banking (bank users) and social interactions (social networks). With PayKey customers enjoy the security of the trusted banks within their favourite applications, making everyday banking easier and more efficient than ever before

Avante
As +50 million micro-businesses continue to remain 'invisible' to the financial system, Avante is focusing on providing micro-finance to businesses operating in 'the bottom of the pyramid. The company's grand mission is to humanize financial services to the audiences suffering from Financial Inclusion. Avante is empowering the massive, underserved, sector of micro-entrepreneurs across South America, by providing them an advanced suite of FinTech services. Its disruptive combination of Credit, Payments and Digital Banking, offer a ground-breaking approach to class E/D businesses, certifying the company as a B Corporation and 2015 B Corp Best for the World honoree. The company is one of the fastest growing Brazilian financial organizations, encompassing 30 people in So Paulo's HeartQuarter, and over 100 agents in Brazil's north-east regions. The company is currently deploying a full-fledged R&D center in the bustling high-tech center of Tel-Aviv, Israel.

Tipalti
Tipalti streamlines and automates the way companies make Payments to their suppliers, partners, publishers, and crowd. Tipalti brings a comprehensive solution that addresses all phases of pay-out from payee onboarding and Payments method selection to funds disbursement, while keeping the payer in full tax and regulatory Compliance. To streamline the accounts payable processes, the platform also provides an invoice processing workflow and supplier portal for self-service.

Openbucks
The Openbucks Gift Card Payments Network is a fast, convenient and safe alternative to credit cards for online Payments. Consumers can get a gift card from a trusted retailer such as Subway, Circle K, CITGO, Hess and Sports Authority, and purchase online at hundreds of online games and ecommerce sites..

Credorax
Credorax provides online Payments processing & acquiring bank services under one roof, to a diverse range of online merchants worldwide.Credorax provides superior customer experience backed by next generation technology.Its customers enjoy seamless integration of its Payments services, excellent rates,high transaction approval rates and a wide range of value-added customer services.

Nipendo
Nipendo provides enterprise-level organizations with a highly scalable, cloud-based trading-partner network that removes the barriers to widespread deployment of electronic procurement and invoicing. Nipendo's Supplier Cloud empowers organizations to automate the entire PO-to-Payments lifecyclefrom order receipt to shipping/receiving, through electronic invoicing and reconciliation all the way to Payments. Unlike existing dated solutions that require heavy investment and lengthy custom programming for every new supplier connection, Nipendo offers a plug-and-play solution that enables rapiNipendod on-boarding of thousands of suppliers at a low entry cost. As a result, Nipendo enables businesses to significantly expand the reach of electronic procure-to-pay processing across their supplier ecosystem, lowering the cost of doing business while increasing efficiency and profitability.

DOV-E
DOV-E has created a full-blown communication protocol over sound waves, which takes care of correct and fast delivery of information. DOV-E's 2 flavored technology provides both short range (NFC-like) connectivity, as well as long range (iBeacon/Bluetooth-like) connectivity. The protocol also enables full-duplex (both ways) communication, which means that the mobile phone can send and receive information at the same time. The DOV-E software is provided as an easy to embed Mobile SDK, for iOS and Android (with more to come). For devices such as vending machines and POS, they provide a POS SDK (Linux, Windows and more to come). The DOV-E software can also run in any web browser, as old as Internet Explorer 8 or newer, using their Web SDK.

Amaryllis Payments Solutions
Amaryllis Payments Solutions Ltd provides marketplaces with a modular end-to-end Payments platform for full visibility of the transaction lifecycle. Its platform optimizes the complex transaction routes and reconciles the needs of buyers and sellers. Amaryllis built its platform specifically for marketplace service providers to enable end-to-end transaction processes from pay-in to pay-out on a single platform. The technology was designed to provide customers with the ability to scale fast, manage risks, maximize price/market fit, and build trust. Amaryllis's technology has been successfully deployed by major Payments processors in the United States.

Invoice Ninja
Invoice Ninja is a free, open-source solution for invoicing and billing customers. With Invoice Ninja, you can easily build and send beautiful invoices from any device that has access to the web. Your clients can print your invoices, download them as pdf files, and even pay you online from within the system.

Clearshift
Clearshift is committed to leading a transformation in financial services, Our goal: full transparency. Unlike your bank or broker, we want our..... Our mission is to innovate and lead the transformation in financial services towards maximum transparency; to generate tangible value to our customers and the market as a whole; to leverage technology to enable the global delivery of safe, simple financial services; to close the transactional gaps in international trade... We provide simplifying solutions for international trade that enable our customers to focus on their core competencies

Mooncard
The next-generation corporate payment card that automates the management of expense claims and business expenses!

Fly Money
Fly Money is the RentalCars.com of the travel money industry. The company aggregates exchange rates from currency providers all around the globe, and allows travelers order currency at the best rates in the market.Fly Money system is white-labeled and integrated within OTAs, airlines and banks websites, enabling to order travel money as part of the booking flow of air tickets and hotels. Based on their progressive analysis performed regularly, Fly Money services obtain particularly high conversion rates making their ARPU highly competitive in the Ancillaries market.Fly Money works according to the regulatory requirements in every jurisdiction it operates in.

HedgeWiz
HedgeWiz provides financial stability to global businesses by providing a platform for currency risk management, ensuring that organizations are aware of and neutralize their foreign exchange exposures.The company partners with financial business leaders to help them grow without foreign currency disruption.

HopOn
HopOn was established in Israel in 2013 and has developed a unique, low cost solution that can be integrated with public transport operators fast and easily. Their system is secured, simple to use with a one button click solution. Using the ultrasonic HopOn Beacon, their patent pending innovative system offers the operator and the passenger the best experience in public transport ticketing.The HopOn system was picked by leading Israeli and EU public transit operators, and supports thousands of vehicles, including buses, BRT, LRT and bike-share stations.HopOn is a patent-pending Payments and ticketing platform for public transportation that can work in parallel with and support multiple, simultaneous validations. It is being used by more than seven public-transportation operators in Israel on thousands of vehicles, including buses, BRT, LRT, and bike-share stations. The low-cost system is quickly and simply integrated, highly secure, and simple to use with a one-click button solution. The ultrasonic 'HopOn Beacon' transfers information over ultrasonic-sound waves to the passenger's phone.

PayMe
PayMe is an innovative online Payments platform that enables any organization / ecommerce platform and acquiring entity to embed its dedicated full stack platform into its product. With its white label technological solutions, PayMe aims to become the world's largest financial services marketplace allows clients to offer a complete suite of solutions as part of their value proposition to their customers.

StratoHedge
StratoHedge provides currency traders with real-time mentoring to help them improve performance, without deterring them from self-trading, for an improved trading experience. The company strives to enable its customers to wisely use their limited trading time in order to maximize profits, including knowing the right times to enter and exit a trade and staying out of trading traps.

Wobily
Wobily is an eCommerce solution that allows retailers to set up an online store. It lets online retailers organize products, customize their storefront, accept credit card Payments, and track and respond to orders.

ZotaPay
ZotaPay specializes in online Payments processing solutions including credit and debit cards and local Payments solutions. The combination of ZotaPay's advanced technology and customized Payments solutions provide merchants with an efficient Payments funnel for customers worldwide and allows them to process and monitor transactions in real time. ZotaPay offers merchants tailor-made products and services across various industries and markets. Its Payments gateway supports global processing solutions and is connected to more than 300 financial establishments worldwide.

V-Check
V-Check Ltd offers a new Payments ecosystem that replaces checks, credit cards, and cash with an innovative fintech approach that enables paperless money transfer. The system is easily managed through the V-Check user's smartphone and allows both immediate and scheduled (postdated) Payments to either a designated beneficiary or a third-party beneficiary. In addition, V-Check also offers a second signer feature that requires two people to sign off on Payments.

token
token offers a sophisticated, intuitive Payments solution designed to disrupt Payments fraud, enabling consumers to pay for anything, anywhere, all while keeping their Payments information away from hackers. token's solution helps increase Payments convenience and enhance the user's sense of privacy and security while at the same time dramatically reducing the risk of fraud.

WhoPaze
WhoPaze allows an additional Payments option and controlled shopping process by assigning the Payments decision and action to a remote user not present in the shop. While one user does the shopping, another user pays for the purchase. The platform enables teens to shop freely online and in stores while their parents ultimately oversee their purchases without being physically present.

FTS
FTS is a global provider of convergent billing, charging, customer care, policy control, and Payments solutions designed to provide increased flexibility and independence for communications and content service providers for a reduced total cost of ownership. The company offers solutions for both growing and established providers. It deploys its full range of end-to-end and add-on telecom billing and policy control solutions to customers in more than 40 countries in the wireless, wireline, cable, MVNE and MVNO, M2M and IoT, broadband, content, cloud, mobile money, and eCommerce markets, including multiple convergent installations. FTS is a Magic Software Group company formerly known as Formula Telecom Solutions Ltd. The company was named a key monetization innovation enabler for communication service providers in Innovation Enabled by Monetization '2016' by Frost & Sullivan.

TraderTools
TraderTools Inc has an advanced FX trading platform used by banks and brokerages for quicker time to market, better execution, and higher profit. The TraderTools platform, which integrates liquidity aggregation, pricing, white-labelling, and global order management, is available in a fully hosted SaaS environment. It delivers fully disclosed, one-to-one relationship pricing at no cost to liquidity providers, and helps generate Alpha, reduces reliance on internal IT, and can be up and running in a matter of weeks.

SafeCharge
SafeCharge International Group Ltd is a global provider of Payments services, risk management and IT solutions to online businesses. SafeCharge provides online merchants with a comprehensive Payments solution that includes secured connectivity to financial institutions; a cashier with personalized checkout options; an advanced risk-management platform; and a sophisticated and flexible Payments management and analytics component. Additionally, to reduce the scope of the Compliance process, SafeCharge provides PCI descoping solutions that enable merchants to securely migrate and store all credit card numbers in SafeCharge's vault. The company's wholly owned subsidiary, SafeCharge Ltd, is regulated as a Payments institution by the Central Bank of Cyprus under EU directive.

Recouvr'Up
Debt Collection Web Platform - speeds up payment delays and recovers unpaid invoices

Riskified
Riskified Ltd is a turnkey risk-management solution that reviews, approves, and guarantees transactions. Riskified offers a 100% chargeback guarantee on every approved order, allowing merchants to sell with confidence. The flexible business model enables merchants to identify the transactions they want reviewed, and they are charged only when Riskified approves and guarantees a transaction. The company supports business growth by building fraud solutions tailored to each customer's specific needs. Riskified was listed by Inc. magazine as one of '15 Israeli Start-ups to Watch in 2016.'

PayBox Payments Solutions
PayBox Payments Solutions enables groups and individuals to collect and transfer funds and make purchases immediately and safely using various mobile devices. The technology was developed specifically with the needs of the social end-user in mind and enables direct peer-to-peer interaction without an intermediary. The company's PayBox as a Marketplace feature lets merchants offer the most relevant goods and services to the most relevant groups by using advanced ML algorithms to optimize matching and conversion rates. The app is available for both iPhones and Android devices.

Cellarix
Cellarix is a 24/7 secure financial service accessible by either mobile or web that can be used for business to business, consumer to consumer, and consumer to business transactions. The system essentially turns the subscriber's mobile phone into a wallet in which the user can deposit and withdraw cash from his or her account via multiple cash stations or send and receive money to/from his or her credit card or bank account. The easy-to-install and use service utilizes the subscriber's phone number as the account number and does not depend on the type of mobile device, mobile operator, particular bank, or type of credit card held by the user.

OlehPay
OlehPay is a money transfer platform designed to help users avoid costly bank fees and unfavorable exchange rates and enable them to get the true middle rate with transparent pricing. Move money to Israel with OlehPay. Avoid costly bank fees and unfavorable exchange rates. Get the true midrate, with transparent pricing. OlehPay makes domestic Debits in the States and Credits in Israel to allow transfers without bank wires fees.

Inceku
Inceku is a white-label mobile wallet designed especially for hotels to provide guests with the ultimate hospitality experience. The on-demand services are available via the guest's own smartphone, enabling the hotel to engage them beyond the confines of the hotel walls, even after they have checked out. Inceku's plug-and-play platform collects, analyzes, and explores relevant data about guests and provides smart insights so the hotel can better respond to their needs. It can be related to hotel facilities, outsource services, or other "in hotel purchases" and predicts which offer has the best potential to end in a transaction. By using the "@hotel' digital wallet, hotels can lower the administrative burden on front-desk staff by offering streamlined check-in and check-out processes direct from a device.

RiskHedger
RiskHedger is a system that helps businesses avoid loosing money due to currency and commodity rate fluctuations. RiskHedger offers an online system that analyzes the risk of the deal/exposure, proposes hedging strategies, and enables users to buy the strategy directly through the system. User enter their deal parameters (assets, prices, dates, and quantities) and receive a comprehensive solution to help protect the deal from losing money.

Oblingo
Oblingo is a cross-site Payments button that enables users to purchase digital content in micro-Payments. Oblingo uses an AI-based model to enable the sub-dollar content market to grow.

Syncopa Labs
Syncopa helps developers of mobile-wallet applications achieve higher acceptance and engagement with customers, provide 100% availability for mobile Payments, and increase the number of transactions via mobile-wallet apps. Syncopa's patent-pending technology enables magnetic, chip-and-PIN or NFC transactions via smartphones, automatically selecting the best card to use from the customer's available cards based on his/her location and financial benefits, and the provider's interests. The solution involves a field-programmable card that uses BLE to communicate with a smartphone and emulates mag-stripe/chip cards, while a server and smartphone app determine the user's indoor location and automatically select the best configuration for each transaction.

Tiidan
Tiidan uses technology to enable fast execution of international trade transactions at lower costs. The platform enables balanced risk between importers and exporters, similar to a letter of credit but online, immediate, and automatic. It enables SMBs to participate in international trade, minimizing their exposure to risk through advanced Payments or open account Payments methods.

On Track Innovations
On Track Innovations provides cashless-Payments solutions, including near-field communication (NFC) products, that are used in businesses such as banking, mobile network operators, vending machines, mass transit, gas stations, and parking. OTI's field-proven suite of cashless-Payments solutions is based on an extensive global IP portfolio of 35 patent families and more than 100 patents and patent applications.

Netsize
Netsize - a Gemalto company - is the global leader for mobile operator micro-payment solution and messaging services. We connect and contract directly with mobile operators and help our clients to monetize mobile services or provide messaging services. These can be for selling digital goods or for vending and ticketing, as well as for value added services like mobile marketing to manage customer relationships and app store payments.

Mobilicard
Mobilicard develops NFC and BLE technology for Android and IoT environments. The company develops solutions for Android apps, IoT, and contactless readers for Payments. It develops software as well as integrable NFC and BLE technology.

CoinMama
CoinMama, developed by Newbit Ltd, offers a quick way to buy virtual currency online using a credit card, debit card, or cash.

Bit2c
Bit2C Ltd is an Israeil Bitcoin trading site that provides simple and secure interaction between sellers and buyers.

Paywiz
Paywiz is a social commerce technology for merchants that lets customers split bills when buying concert tickets, travel bookings, food delivery, etc. at the online point of sale. This can be done from any device or operating system, with no mobile application or registration needed. Paywiz uses behavioral algorithms that analyze group data to optimize the Payments process.

BlueSnap
BlueSnap is a global Payments technology company that optimizes mobile checkout for ecommerce merchants and drives higher Payments conversions by as much as 40%. The company's Powered Buy Platform combines intelligent Payments routing, frictionless one-click checkout, global Payments processing, award-winning smart subscriptions, multiple integration options, and dynamic ecommerce tools. BlueSnap supports shoppers in 180 countries with localization in 29 languages, 60 currencies, and 110 Payments types.

My-Payz
My-Payz is a loan exchange incorporated as a Payments means within shopping carts. The exchange will present a shopper with multiple lender offers to finance the current shopping cart without burdening existing credit lines. The loan is executed immediately, and funds are transferred directly to the merchant. The monthly Payments is collected via the customer's credit/debit card.

Mazalit
Mazalit is a financial platform for the diamond and jewelry industry, offering a range of financial tools and services and enabling real-time transactions and Payments.

Leverate
Leverate provides cutting-edge technological solutions for FX & CFD brokerages.Our best-in-the-industry solutions give financial brokers a professional and competitive advantage. Leverate's products cover every need of the online broker from lightening fast live data feeds to robust risk management systems to keep your business profitable and a head above the competition.

Behalf
Behalf is an alternative financing provider that specializes in working capital credit for small businesses. Behalf increases sales and improves cash flow by enabling merchants to offer instant point-of-sale financing and flexible rePayments terms on almost any product or business service needed to run a business.

ActivePath
ActivePath offers fully interactive statements and bills for consumer-facing enterprises, providing their customers with a seamless, differentiated brand experience, and saving them time when accessing their account information or dealing with online Payments. The company also enables Web-level functionality from within customers' inboxes, removing the need for them to log into their accounts online.

Orbograph
Orbograph, a subsidiary of Orbotech, supplies recognition software for the U.S. check and lockbox processing markets, as well as electronic/paper automation solutions in healthcare revenue cycle management (RCM). Orbograph solutions are utilized by 20 of the top 30 U.S. financial institutions with in-house check processing. Its cloud-based Healthcare Payments Automation Center automates the posting of receivables into patient accounting systems and hospital information systems, achieving straight-through processing levels of efficiency.

Pepper
Pepper was developed to lead the banking services of the future, offering a smart, innovative, and advanced banking experience that allows all of its users to manage their money in a transparent and simple way. Pepper is 100% mobile, fee-free for a variety of account transactions, and constantly implementing cutting-edge technologies and high-level design. Pepper was founded by Leumi Group.

W-HA
W-HA was created in 2000 as a wholly owned subsidiary of Orange to promote the development of fixed and mobile internet services in France. It manages carrier billing systems that allows content and service providers to be paid through the operator invoice.

cambiu
Cambiu offers location-based currency exchange services. Users select the currency, amount, and their location, and Cambiu finds deals based on value and distance. Users choose the offer they want and get the terms and details for free via an instant voucher. They then go to the exchange merchant and present the voucher to get the best deal.

S-Money
S-money is a French electronic money institution specializing in digital payment.

Vala
Vala aims to be the Uber of money-transfer services, focusing on cash-based transactions that effectively turn local cash agents into human ATMs. Employing AI algorithms, risk science, and a wide network of cash agents, Vala provides both senders and receivers with an easy and safe way to transfer money anywhere.

Pumpkin
Pumpkin made it easy, fun and secure to send money to friends. Only a phone number or a Facebook friendship is needed to exchange cash.

uChange
UChange is a P2P foreign-exchange app that connects two people nearby who have opposite currencies and want to exchange the same amount of cash. By taking away the middle man, users make the exchange for free and get full value for their money.

ChromaWay
ChromaWay provides a platform for smart contracts, issuing, and transferring assets through a blockchain. The company has partnered with LHV Bank(the largest of Estonia's domestic banks)to create a blockchain-based Payments platform. ChromaWay also works with funderbeam.com to create a blockchain-based start-up marketplace (markets.funderbeam.com).

MaxChange
MaxChange is an innovative foreign-currency conversion calculator that also enables local changers in the user's area to make offers to exchange currency.

Scanovate
Scanovate develops and provides optical character recognition (OCR) solutions for the financial and mercantile sectors. The technology is designed to identify, detect, and extract almost any form of formatted textual data from documents in real time from any camera-enabled smartphone, tablet, or PC. Scanovate's proprietary, streamlined, stand-alone mobile OCR component allows clients to drastically simplify their mobile bill Payments and credit card transaction experience. Simultaneously, they generate new revenue streams from processing mobile-bill and invoice Payments and from enabling clients to obtain higher mobile-commerce conversion rates. The multi-tiered, card-authentication solution also substantially reduces exposure to fraud and chargebacks

Sunbit
Sunbit has developed a Payments solution designed to eliminate financial waste while providing the best possible experience for retailers and customers. Sunbit uses its proprietary technology to enable retailers to quickly and easily split a purchase into multiple Payments, increasing sales and extending the customer's buying power so that retailers can earn more while their customers pay less.

Crazy Duck
Crazy Duck develops QB, a mobile platform that focuses on ordering and Payments in restaurants and bars. The technology saves users time wasted waiting for menus or checks at the end of the meal and increases revenue for restaurant owners because customers get in and out faster.

CodiPark
CodiPark is a mobile-Payments platform that focuses on parking lots. CodiPark users scan a barcode, pay, and go without waiting in lines or seeking Payments machines. The process speeds up entrance and exit times, resulting in increased revenue opportunities for parking-lot owners, who also no longer have to collect cash.

Monyx Wallet
The Monyx Wallet app, which is based on Nayax Ltd technology, allows consumers to purchase products at vending machines with their smartphones With Monyx purchases can be made with the user's debit/credit card or Paypal, and users also can track their purchasing history and send gifts to friends. Monyx also provides special discounts and promotions on participating machines worldwide.

ForexManage
ForexManage provides advanced, real-time risk-management and FX online-trading technologies for financial institutions including banks, brokers, and corporate finance firms. The company's flexible, modular, and scalable solutions are easily implemented either as vertical modules integrated with legacy systems or as full turnkey platforms. They can be implemented on-site or delivered as SaaS via hosted solutions. ForexManage's clients include Commerzbank, Dresdner Kleinwort, Bank Hapoalim, City Index/IFX, Fimat, Cantor Fitzgerald, and London Capital Group.

Crypto Next
Crypto Next's white-label software format facilitates incorporation of Exchange into existing or newly created websites. The company produces modules for languages, multiple virtual currencies, multiple fiat currencies, margin and futures trading, and merchant Payments services with recurring Payments through the Crypto Next wallet. It also provides a turnkey exchange relevant to companies in an approved jurisdiction with a multiple-currency bank account.

CurrencyTransfer
CurrencyTransfer is an online marketplace that matches individuals and businesses with the most competitive international foreign exchange quotes, enabling customers to save 85% versus hidden bank and broker fees. On the CurrencyTransfer platform, FCA-regulated Payments suppliers compete in a live marketplace to win business.

RevenueStream
RevenueStream has developed a SaaS cyber-security Payments solution tailored for ecommerce websites, Payments providers, and credit-card issuers. The company's technology eliminates the risk associated with transaction fraud, offering 100% real-time protection for ecommerce merchants through cutting-edge AI, algorithmic processing, and big-data mining.

HomeNet Payments
HomeNet Payments Ltd provides a platform for money collection specifically designed for small groups such as building committees, schools, community groups, and other organizations that have traditionally dealt only in cash, checks, or bank transfers. HomeNet's fully self-operational platform allows users to pay by credit card (with the option of integrating other digital options) and enables everyone in the group to handle the money collection, providing transparency in management.

Quartix
Quartix is the developer of a cloud-based platform designed to seamlessly and securely connect buyers, suppliers, and funders within a single, financially beneficial ecosystem for a win-win-win solution. With Quartix, suppliers sell outstanding invoices issued to their buyers on a non-recourse basis and get cash at highly attractive rates; buyers support and strengthen the supply chain with minimal effort while enjoying an ongoing financial return; and funders tap in to an attractive, otherwise inaccessible flow and receive a higher-than-average yield according to their dynamic-risk appetite and investment capacity.

Roommates
Roommates is a mobile wallet app that enables members of multiple-member households to pay their share of expenses easily and on time.

Global-e
Global-e enables retailers to transact locally with customers in more than 200 destinations worldwide, offering a localized, seamless, international customer experience. Global-e provides a unique technology-based, end-to-end solution for online merchants to handle all cross-border sales, removing all friction points to selling globally. It supports more than 60 currencies and over 45 Payments methods, localized multi-lingual checkout, multiple shipping options, and local duty and tax calculation

Fyolo
Fyolo is an app that lets users pay for gas from their mobile phones and earn benefits in the process. While drivers gain benefits along with a simple, easy-to-use Payments method, Fyolo enables gas stations and business owners to gain direct approach and data on drivers. It offers a real-time marketing platform to approach drivers on the road and enables personalized messages based on personal profiles.

Splitit
Splitit enables ecommerce and brick & mortar merchants to offer interest-free, monthly installment Payments to their customers at the point of sale. The additional Payments option translates into increased conversion rates, higher average tickets, increased customer satisfaction, and fewer obstacles to making purchases. ISOs and agents benefit from improved merchant acquisition and retention, increased credit-card volume, and increased revenue via a share of Splitit fees. Customers do not have to apply for a new credit line or qualify for a new credit card. Rather, Splitit works on their existing cards so they continue to enjoy their regular benefits, such as points, cash-back, and mileage.

Paygilant
Paygilant's technology protects mobile wallet financial transactions executed by NFC, QR Code, or online against fraudulent attacks. Operating on the mobile device, Paygilant enables frictionless customer experience during the transaction, triggering immediate authentication only upon a suspicious fraudulent attempt.

PARX
PARX Ltd, a subsidiary of On Track Innovations Ltd, provides parking Payments and management solutions for municipalities and parking operators. The company's EasyPark is a comprehensive, easy-to-use, fully integrated electronic parking-Payments system that comprises all relevant aspects of parking management from both the city's and driver's perspectives. The system allows cities to improve parking services, optimize operations, cut costs, and reduce traffic congestion and pollution.

Praxell
Praxell Inc has built a cloud-based platform that creates private-label financial solutions for businesses ranging from financial institutions to merchants and service providers. Praxell's program management platform has been integrated with credit card and ATM networks, Payments processors, POS networks, and retail systems to establish programs such as commercial check cashing, rebates, tax refunds, corprorate expenses, and gifts.

Tradency
Tradency develops products and advanced services that create new market trends and business opportunities for financial institutions. In 2005, Tradency invented the concept of mirroring and then created a comprehensive trading platform based on the 'trade-by-knowledge' model in which traders automate their trading and base their decisions on the actions of track-record-proven expert strategies. The company's Mirror Trader product offers traders a comprehensive workspace with a variety of popular tools, unique features, and personalized options. In 2016, Tradency re-Invent again the strategy following industry by introducing the RoboX. RoboX is smart Trading machine that enable the end user to trade packages of the best trading strategies according to a pre-define rules.

CTB Banking Systems
CTB Banking Systems Ltd provides electronic banking and trade services for ecommerce. The company's S.T.A.R.S. software package enables banking applications to receive and process S.W.I.F.T. and Telex messages in a fully automated manner. Its TRAFIC product family provides banking clients with a multi-banking application from which the customer can communicate with several banks with which he has accounts.

iRetail
iRetail develops and markets Payments solutions for small- medium-sized businesses such as retailers and restaurants to make their work easy, efficient, and fast.

Nayax
Nayax provides cashless, telemetry, management, monitoring, and BI solutions to the unattended machine industry, including vending machines. The company works with leading global-Payments processors to provide the best cashless services at highly competitive rates. The system is compatible with all forms of credit, debit, prepaid, and postpaid cards in the form of contact, swipe, and contactless Payments. It is compliant with all automated vending machine protocols; fits all machines; and provides the hardware, software, SIM cards, connectivity, credit-card clearing, and management & monitoring solutions for vending-machine businesses. The Nayax Cashless Payments & Telemetry System is an online management and control application with worldwide wireless coverage, the latest technology, and secure access to the Nayaxvend back office. It has more than 100,000 devices installed worldwide and operates in more than 40 countries and 26 currencies.

PRACTI
PRACTI develops retail systems from mobile point-of-sales app (EPOS) that are tailored for small retail chains and franchises, allowing them to keep all their data in the cloud while keeping it accessible from anywhere at anytime. The platform also provides in-store sensors to get a better understanding of off-line analytics, as well as white-label consumer-facing apps that create a tailored experience for PRACTI's retailers and their customers.

Simplee
Simplee Financial Engagement software, developed by Simplificare Inc, unifies hospital and physician estimates, statements, Payments, and credit, simplifying the financial process for patients. Health systems and community hospitals using Simplee achieve higher patient satisfaction, greater Payments success, and lower costs. On average, Simplee customers receive net promoter scores 4x the healthcare norm for billing and Payments experience; a 50% higher adoption of digital engagement, benefiting the revenue cycle and marketing initiatives; and a 3x return on investment driven by lower costs and higher net collections.

TokenID
TokenID has developed a system of tokenized security for authentication, Payments, and financial transactions. The company's patent-pending technology is designed to secure and authenticate transactions with one-time-use tokens and Payments credentials, thus enabling zero-risk consumer purchases both at point-of-sale and online. TokenID enables secure financial transactions with any Payments system, meaning alternative Payments methods not available through a merchant's Payments system can use TokenID technology, thus allowing users of the alternative Payments method to pay with any merchant TokenID generates revenue from credit card interchange fees and shares it with the Payments service provider (which owns customers) and bank/issuer (which owns the credit card numbers range used by TokenID to complete transactions).

Inbal Data Processing
Inbal Data Processing Ltd develops and supports commercial-accounting software for currency exchange and money sales. Its flagship product, ChangeMat software, is an established platform for money exchange dealers, widely used all across Since its introduction in 1995 when it received the first Bank of Israel license for currency exchange, ChangeMat has been updated to include support for the Tax Authority and Money Laundering Prohibition Authority, as well as other software solutions to customize users' needs.

Bits of Gold
Bits of Gold operates the largest Bitcoin service in Israel. The company is working to make Bitcoin accessible to emerging markets in traditional banking and financial institutions with a focus on security, ease of use, and adherence to regulation.

PaidIt
PaidIt is a digital Payments platform that offers a simple and secure pay-at-table mobile application for restaurants, bars, and cafes. With PaidIt, users can share and split the check. By scanning the QR code, they can choose the products that they want to pay for and the Payments method.

Curve
Curve simplifies the way you spend, see and save your money - by combining all your cards into one Mastercard, connected to a mobile app.

Zeek
Zeek is a mobile app and web-based platform that allows users to sell their unwanted vouchers for cash and buy gift cards to leading UK brands at a discount. Zeek is on a mission to help rescuing $100B of store credit lost every year by providing a safe, easy to use and cost effective service. Since launching in the UK at the beginning of 2015, they have rescued hundreds of thousands of pounds for users that would otherwise have been wasted.

Pango
Pango is the world's most advanced pay-by-cell solution for parking. Pango allows drivers to pay for parking on the street instead of feeding the meters, at Parking Garages by using their phones as a remote control for the gate, and at Valet Parking where they can let the attendants know that they are on the way back to the garage and have their car ready for them in no time. Pango already works in 60 cities around the world, processing close to 2,000,000 parking transactions each month! Pango also enables the local businesses around the parking spaces to advertise to the parkers, offering them parking validation and additional location based coupons.

LifePay
LifePay is a mobile solution for the acceptance of credit card Payments with guaranteed transaction security.

Dengi Online
Dengi Online is a Payments system providing Payments services on all websites.

ROBOKASSA
ROBOKASSA - is a universal solution to the problem of accepting Payments from your customers.

Yandex.Money
Online Payments services

Pay-on-wheels
in-vehicle Payments system

Vdlog.ru
Easy borrow and Lending

Liqpay
Liqpay.com is an online Payments system which lets anyone safely send money using both the Web and mobile phones all over the world.

Payplug
PayPlug provides online Payments solutions for e-merchants.

RBK Money
RBK Money Payments service is a modern, simple, and convenient platform for the implementation of transfers using a variety of popular

Bayar
Bayar is a cross-platform mobile wallet application used to transfer money to friends, family and to make purchases from merchants with just a few taps on their phones.

BillPlz
Billplz is a software for merchants to collect payments fastest, at the lowest cost possible. The software focuses on providing 4 services to merchants, i.e. API, Billing, Payment Form and Mass Payments. API is our core focus, which is designed for developers to integrate Billplz seamlessly. Today, Billplz is proud to serve Axiata, Telekom Malaysia (TM), Digi, Majlis Agama Islam Selangor (MAIS) and thousands more.

GHL
GHL Systems is Asia/Pacific's leading end-to-end Payments services provider, deploying world-class Payments infrastructure, services, and technology.

Imaginary Pay
We are a platform for making money transfer and Payments easy.

ManagePay Systems Berhad (Mpay)
ManagePay Systems Berhad ("MPay") is a provider of end-to-end electronic Payments ("e-Payments") solutions for banks and financial institutions, merchants and card issuers with operations in Malaysia.

Mobiversa
Mobiversa's mission is to provide affordable, convenient and secure mobile Payments ecosystem to facilitate transactions using debit and credit cards almost anywhere. Mobiversa brings mobile Point of Sale (mPOS) to merchants which is a key enabler for a cashless society.

MOLPay
MOLPay is leading Payments gateway in Southeast Asia to offer global cards Payments for merchants to sell online.

MoneyMatch
Our mission is to disrupt traditional financial services with innovative technologies to increase convenience for consumers and reduce the cost of transactions! A Fintech startup, authorised under the Bank Negara Malaysia (malaysian central bank) fintech regulatory sandbox and the only Malaysian fintech approved to do digital cross-border payments & peer-to-peer money exchange. MoneyMatch has received the approval from the central bank back in June 2017 and since then we have been operational and transactional; we have processed MYR19 million in transactions up to date for new and repeat users - both individuals who send money abroad and businesses who sign up to use MoneyMatch to make payments overseas.

PayAzu
PayAzu is a Malaysia based Fintech startup focusing on Mobile Payments. PayAzu is working on creating seamless Payments experience.

PrimeKeeper
Building the next generation of mobile Payments, starting with you. We help facilitate immediate, fast and secure Payments transaction for P2P and P2B mobile Payments.

Soft Space
Soft Space is a tech company working in the digital Payments sector.

Speed Order
Speed Order was conceptualized in 2012 with vision to solve enterprise challenges in finding balance between safe, fast and flexible Payments processing.

StoreHub
StoreHub is one of Southeast Asia's fastest growing technology company with a revolutionary iPad POS system that changes how retailers manage their businesses and connect with their customers. As a venture-backed startup, we have been growing exponentially over the last 4 years and now serve thousands of businesses across the world from our offices in Kuala Lumpur, Shanghai, Manila & Bangkok. Our goal is to build a culture of meaningful work, where every person on the team works towards a shared vision while engaging their role in a personally satisfying manner. The people who succeed with us are most clearly defined by their competency and humility. These are the values that are most important to us, and we expect this of every team member at StoreHub starting with our leadership team

Tranglo
Founded in 2008, Tranglo provides licensed Financial Institutions, businesses and consumers worldwide the ability to make timely cross-border payout or transfer through Tranglo FI solutions and turn-key B2C solutions (Tik FX and TreatsUp). Their proven platform has processed >USD 1 billion cross-border transactions for various clients. Their history started when Their first generation Prepaid Reload was done in 2008; a single reload card which enabled the topup of multiple prepaid mobile accounts for the Malaysia-Indonesia corridor. Later that same year, They saw the addition of real-time peer-to-peer airtime Prepaid Credit Transfer platform with Malaysia Mobile Operators. In 2011, Tranglo rolled out its FI solutions to enable cross-border money payout for Indonesia, Philippines and Bangladesh.

99Bill
The company provides a range of financial services including mobile Payments, consumer loans and Wealth Management services

Ant Financial
Ant Financial is an online Payments services provider that enables individuals and businesses to execute Payments online in a secure manner.

ChinaPnR
ChinaPnR provides a range of services including financial account management, Payments and settlement services, operating risk control services and Big Data & Analytics for a variety of different companies.

Nongfengqi
Nongfenqi, a rural internet finance services platform.Run by Nanjing Nongfenqi E-Commerce Co. Ltd., provides installment Payments services to large farming groups and collaborative communes on their agricultural equipment purchases.

Ping ++
As a specialised provider of SaaS Payments systems, Ping++ provides Payments services for a large number of businesses in both the business-to-business and consumer-to-business markets.

PINTEC
PINTEC utilises big data and other innovative technologies to provide smart financial services and solutions to consumers and small businesses as well as to help broaden access to financial services generally.

TENPAY.COM
Owned by Tencent Group, Tenpay is a third party Payments platform. It is committed to providing secure, convenient and professional online Payments services for Internet users and businesses.

Yeepay
YeePay's Payments services provide a single platform integrating both online and offline electronic Payments. It enables consumers and businesses to make and receive Payments through the internet, mobiles, and telephones.

Yunnex
Yunnex is a smart point-of-sales (POS) solutions provider.

1Pay
1Pay is a mobile Payments platform that enables consumers and vendors to manage all their Payments needs from one platform

Payoo
Payoo offers intermediary Payments services for e-commerce platforms.

Orb
Orb is a software foundation focused on providing business solutions to solve the issues of its current economic system. It is involved in the development of a decentralized cloud computing system for its users. The company's core objectives vary from decentralizing its economic system to promoting digital currency, along with a settlements system that depends on a natural depreciation model and producing a coexistence-based new growth index. Through its decentralized technology, Orb enables various economic regions to run their systems without the support of a central governance model.

MOMO
Momo is an ewallet and Payments app

Vietnam Payments Solution
VNPAY is a financial services company that provides electronic Payments solutions in Vietnam.

iPay88
iPay88 Sdn Bhd is the leading regional Payment Gateway Provider in South East Asia. Since 2006, iPay88 has successfully provided e-commerce and online payment services to more than 10,000 merchants regionally and globally. Headquartered in Kuala Lumpur, iPay88 have presence in Indonesia, Philippines, Cambodia, Vietnam, Thailand and Singapore and currently engages over 100 professionals across its offices. iPay88 have seen rapid growth in recent years and is currently planning its expansion into Bangladesh, Middle East, Myanmar and Laos. iPay88 joined NTT Data Corporation (“NTT DATA”) group in September 2015 for further strategic expansion. With NTT Data Group as partner, it helps the founders’ vision to build iPay88 as a global brand and to be the leading payment gateway company in APAC region. Website: www.ipay88.com LinkedIn: https://www.linkedin.com/company/ipay88 Twitter: https://twitter.com/ipay88 YouTube: https://www.youtube.com/channel/UCBQklrsagP7e4_jBZB0EGXg Tech in Asia: https://www.techinasia.com/companies/ipay88 Facebook: https://www.facebook.com/iPay88.Online.Payment/

OnePay
e-paymens & services

OnOnPay
OnOnPay is mobile commerce platform for reload of mobile credits with loyalty programmes

NganLuong.vn
NganLuong.vn is a joint stock company that provides e-commerce services.

Baokim
Online Payments Gateway Security Metal Corporation under Bao Kim EC, the managing unit and Pricing Corporation Vietnam.

Sohapay
Sohapay.com is an online Payments gateway that operates in Vietnam.

Vimo
Vimo enables users to pay online and make peer-to-peer transfers in just a few seconds.

SoftPay Solutions
SoftPay Solutions offers online software for businesses to manage their customer base, and account and billing information.

Moca
App

Cash2VN
Created by Bitcoin Vietnam (a fully-registered brokerage service in Vietnam), the Cash2Vn platform provides an international Remittances service for the Vietnamese diaspora to send money back to friends and family in Vietnam

SoftPay Mobile
SoftPay Mobile is a International leading Mobile Point

Nodestr
Cross border Payments for SME's

Webmoney
WebMoney is a global online Payments system that facilitates online business activities.

Mobivi
To provide a path for people that have no credit to purchase goods and services directly from a bank account to a product supplier.

Remittances hub
Provides easy money transfer facilities

Senpay

Currency Cloud
Currency Cloud software plugs into businesses' systems and lets them send money internationally in a simpler and cheaper way than banks do. OUR PURPOSE: Why we exist To re-imagine the way money flows through the global digital economy so that it creates a better tomorrow for all. OUR MISSION: How we're going to do it To create the world's most trusted payments platform that can be easily integrated into the next generation of business payment companies. OUR VISION: What we want to achieve For our API to have positively touched and impacted the lives of millions and millions of people.

GoCardless
GoCardless (http://www.gocardless.com) is a UK based next generation Payments company that makes collecting Payments by Direct Debit easy for everyone from individuals to multi-national corporations.

Kalixa
Kalixa is a business that provides merchant Payments processing services.

Azimo
Azimo is an online international money transfer company that challenges the old fashioned, expensive ways of moving your money around the world. We're all about lower costs, excellent exchange rates and a brilliant service.

dopay
dopay provides a cloud-based payroll service that allows employers to calculate salaries and make Payments electronically.

Worldpay
Worldpay is a financial technology company, specializing in Payments processing around the globe.

Kantox
Kantox, an online finance platform, provides currency exchange and international payment solutions. It is a foreign exchange service provider, offering SMEs and mid-cap companies solutions for their foreign exchange needs, based on transparency, efficiency and value. In 2016, Kantox launched Dynamic Hedging to help companies monitor currency risk in real time and expanded its API out of beta.

Yoyo Wallet
Yoyo Wallet is an app that enables mobile payments and automated loyalty. The app collect consumer loyalty points automatically in the app and can receive offers and promotions that are relevant to them, from the retailers they favour.

Telleroo
Telleroo is the modern way for businesses to make Payments. Businesses can reduce time spent on sending Payments by 10x and do not need to bother with commercial banking anymore.

Token
Token’s mission is to allow financial institutions, businesses, and people to instantly and securely move money wherever they may be. To accomplish this, we’re developing a powerful banking API platform, with a focus on openness, security and the best possible customer experience. The result is an ecosystem where money and information move together, and where users have full control and visibility of their payments. Also, third party applications have easy access to banking, while financial institutions are at the centre and are not disintermediated. Token’s CEO, Steve Kirsch, has invented several groundbreaking technologies and has had multiple billion dollar exits. Token’s CTO, Yobie Benjamin, was formerly the Global CTO at Citigroup, where he was responsible for quadrillions of dollars in payments. Moreover, our team comes from top companies like Google, Amazon, Apple, Microsoft, Docker, Twitter, and Square. Token is working with a range of industry players to build the payments ecosystem of the future. Partners include HSBC, Fidor, CGI, Capgemini and VirtusaPolaris. Our company has also been recognised by leaders in the industry, including: SWIFT's Innotribe Startup Challenge 2015, GTS Global Innovator Competition 2016 and Plug & Plays Fintech EXPO (2015). With offices in San Francisco and London, our footprint with offices and people is growing rapidly, so checkout out our website for the latest information www.token.io.

Tagcash
Tag Cash is a digital wallet featuring online, offline and SMS Payments.

Beamandgo
Our goal is to enable providers to buy food, medicine, health care, insurance, education and other essentials for their family in a way that is affordable, convenient, transparent and sustainable.

Coins.ph
Coins.ph delivers financial services over mobile to the 300+ million people in Southeast Asia who are currently unserved by traditional banks. Our platform runs on Blockchain technology and is built on top of existing retail infrastructure (10,000+ cash-in/cash-out locations), cutting down on one of the Big Data & Analyticsest cost components of retail banking.

Paidup
PaidUp is a smartphone app that supports small and regular sized businesses in getting access to finance and funding from their top customers.

E-peso
Digital currency for secure cashless transactions for any industry at any amount or type whether private or government.

Paymaya
PayMaya is a digital financial solution that empowers consumers and businesses, providing Payments solutions for all eCommerce needs.

Dragonpay
Our mission is to provide a more secure and easily available e-commerce Payments channel for the broad market.

Pesopay
PesoPay is a comprehensive and secure online Payments gateway.

Weepay
WEEPAY is also an eMerchant Aggregator of BancNet and MegaLink for Online Payments.

Qwikwire
We provide a B2C white-labeled invoicing, billing, and Payments service for property management firms, insurance companies, private for-profit schools, BPOs, and utilities providers.

PayBilis
Paybilis is a brand new way of doing mobile banking that works with your existing bank accounts and lets you pay your bills in any mobile devices in an instant - anywhere you are.

Paylance
Paylance is a bitcoin Remittances and processing company based in the Philippines.

Paynamics
Our company offers various electronic Payments products such as creditcard/debit card processing, check processing and other alternative Payments such as bank transfers, ewallets and vouchers.

PaySwitch
PaySwitch is a carefully developed, user-friendly platform that accepts Payments for in-store value-added services such as electronic load, gaming pins, bills Payments, e-tickets, hotel vouchers, mobile money transactions, and more.

BloomSolutions
Bloom lets you set a daily allowance for your kids, receive a money transfer, get weather updates, find the names of all the Beatles, or buy mobile load -- all through simple SMS commands.

IT.Corea
The first & and only Korean IT Company that provides a strong and dependable information technology and connectivity solutions for Korean & local market in the Philippines.

VMoney
VMoney is an extensive end-to-end financial solution for businesses and consumers offering integratable online Payments and funds disbursements for online and retail merchants, government institutions, medical organizations, educational facilities, and business enterprises.

Rebit
Rebit.ph is a service of Satoshi Citadel Industries, a Philippine-based holdings company for Bitcoin-related ventures. It is our mission to further the growth of the Bitcoin network in the Philippines, by providing universal access to otherwise inaccessible financial services, enabling unemcumbered participation in the internet economy regardless of the size of your bank account, and fostering innovation without permission from central authorities.

Acorns
Acorns is the largest and fastest growing investment app that allows people to round up their daily purchases and automatically Invest the Change into a commission-free diversified portfolio of index funds offered by the world's top asset managers. Founded in Newport Beach, CA in February 2012, by son and father team Jeff and Walter Cruttenden. Acorns takes the guess work out of investing and provides a simple entry-point for anyone to get started using the Acorns app on iPhone or Android. The app and financial engine were built with natural human behavior in mind to help inspire realistic investment strategies that can be held for the long term.Customers accumulate fractional shares and automatically invest and save into a portfolio constructed by world-renowned Nobel Laureate economist Dr. Harry Markowitz. Acorns' smart portfolio algorithms automatically work behind the scenes, helping people build wealth, pennies at a time. From Acorns mighty oaks do grow!

Coinify
Bitcoin,Currency

Clearhaus
Clearhaus provides acquiring services and card Payments solutions to online merchants.

Yourpay
Yourpay is a Payments facilitator and offers a Payments gateway and aquiring services for e-commerce and POS for B2B

MobilePay
MobilePay is a smart alternative to cash when you need to send or receive amount to pay in stores or shop online.

Altapay
AltaPay is a Payments management company that provides Payments processing tools to e-commerce entities.

Paylike
Paylike is the modern full-stack Payments platform

FarPay
FarPay integrates directly with your accounting system, and makes it easy for your customers to pay invoices.

CoinPip
CoinPip is a Bitcoin wallet service and Payments solution for merchants in Asia. The company tracks and notifies users on the location of funds.

Principled Systems Pte Ltd
Principled Systems focuses on startup projects with the aim to make everyday financial transactions more efficient, ethical, and equitable.

Thumzap
Thumzap is a simple way to split a check on any mobile or online order or for a third-party to pay for someone else's purchases. Thumzap makes it easy for app users to send friends and family a request to pay for their in-app purchases. Once the request is received, it can be paid with one simple click with no need to set up a digital wallet, or enter credit card information since Thumzap simply plugs into the payer's existing Payments method in the Google Play or Apple app store.

Netpay International
Netpay International is a leading Payments service provider, offering a secure, online credit card clearing service based on state-of-the-art technologies. The company offers businesses a complete turn-key solution, and acts as a one-stop-shop for all their Payments needs.

Simplex
Simplex facilitates fraudless credit card Payments for goods and services sold online. It protects online businesses against fraudulent chargebacks, using AI and AI technology. Simplex analyzes Payments and related data and decides whether they are safe for processing, using a real-time AI system. A Simplex-approved transaction is guaranteed; the merchant can safely supply the product to the customer, knowing there won't be a chargeback, and that if there is, Simplex will cover it.

Currenge
Currenge is a P2P, business-oriented, multi-currency exchange platform that allows people and firms to achieve savings, converting deposited money into other currencies. Currenge offers its customers savings near 1% and eventually intends to allow them to trade among themselves.

PassportCard
PassportCard offers a real-time travel insurance solution designed to revolutionize the relationship between insurers and their customers through a holistic approach involving no out-of-pocket expenses, no paperwork, and no long claim process. Its solution facilitates claims payouts in real time, on the spot, when the customer needs it most. Using its big data and predictive analytics technologies and global Payments platform, the company's award-winning solution provides an opportunity for leading insurers and assistance companies to offer an innovative, co-branded disruptive service and a superior customer experience. PassportCard currently operates in Germany and Canada (in collaboration with Allianz) and Israel. It is also expanding into the UK, Scandinavia, and other significant markets. PassportCard is a joint venture between White Mountains Insurance group and DavidShield. The company franchises its innovative solutions to major travel insurance and medical assistance companies worldwide.

Pali Mobile
Pali Mobile Ltd is a free peer-to-peer money exchange platform that helps users find fellow travelers with whom to swap funds, eliminating Payments to a middle man. Pali also can direct users to nearby, traditional money-exchange spots and tell them the exact rates given at each.

Touch Bank
Touch Bank is an online retail bank, an international project of OTP Group, CEE region. It started servicing Russian clients in spring 2015.

Unistream
Easy money transfer platform

Pay-me
Pay-Me provides mobile point-of-sale (mPOS) services for small and medium merchants.

EasyWallet
Web Based Bitcoin Wallet - quick and easy way to get started with bitcoins.

uBank
uBank develops mobile Payments solutions to ensure secured customer transactions.

iboxmpos
Ibox is a mobile Payments service for acquiring banking cards that enables its users to run their businesses from anywhere.

VENDi
Every year vending operators lose at least 10-15% of their revenues due the lack of cashless Payments and telemetry.

Wallet One
Wallet One is a provider of web and online Payments services for multi currency account and convenient money transfer.

Tradeshift
Tradeshift is the world's largest business commerce platform that connects buyers and sellers.

Bancore
Bancore A/S offers mobile Payments solutions for the un-banked and semi-banked populations in emerging markets.

Unwire
Unwire enables mobile Payments, mobile ticketing and mobile messaging for telecom operators, media companies and transportation companies.

4xLabs
4xLabs provides SaaS solutions for money services businesses and travellers in the cash exchange market. Our flagship product, Biz4x, enables money changers at every stage of their development to accelerate their business growth by providing them with access to live FX rates, a risk intelligence database, new customers in global markets, a point-of-sale system, as well as facilitates regulatory reporting.

Cardable
Cardable helps its users get better deals from their credit/membership/loyalty cards by consolidating and displaying the promotions relevant to them.

FlexM
FlexM is a financial service provider, offering comprehensive state- of- the- art electronic payment solutions in South East Asia. Our mission is to support financial inclusion and promote a cashless society offering safe and secure mobile wallet and prepaid card payment solutions to consumers and employers.

Acorns
Acorns is the largest and fastest growing investment app that allows people to round up their daily purchases and automatically Invest the Change® into a commission-free diversified portfolio of index funds offered by the world's top asset managers. Founded in Newport Beach, CA in February 2012, by son and father team Jeff and Walter Cruttenden.Acorns takes the guess work out of investing and provides a simple entry-point for anyone to get started using the Acorns app on iPhone or Android. The app and financial engine were built with natural human behavior in mind to help inspire realistic investment strategies that can be held for the long term.Customers accumulate fractional shares and automatically invest and save into a portfolio constructed by world-renowned Nobel Laureate economist Dr. Harry Markowitz. Acorns' smart portfolio algorithms automatically work behind the scenes, helping people build wealth, pennies at a time. From Acorns mighty oaks do grow!

S2Pay
S2Pay is an Innovative mobile wallet for making payment to anyone, anytime, anywhere in a quick and safe way.

Moneygram
MoneyGram International is a money transfer company to securely and quickly send or receive money.

Concur Technologies
Concur Technologies provides on-demand employee spend management solutions that enable organizations to control their costs.

Activehours
Activehours develops a smartphone-based application that enables hourly workers to get paid early when they need it.

Affirm
Affirm, a financial technology services company, offers installment loans to consumers at the point of sale.

C2FO
C2FO is the first working capital market in the world. Our ability to create a seamless match between A/R and A/P has enabled efficiency in the riskless provisioning of working capital between suppliers and buyers.

Fundbox
Fundbox, a tech company, helps small business owners overcome occasional short-term cash flow gaps by advancing payments for their outstanding invoices. Its primary tool plugs into a company’s existing accounting software and assesses each invoice before utilizing a proprietary algorithm to build a risk profile of each transaction, the business in question, and its market. If accepted, Fundbox underwrites the invoice in 50 seconds and deposits its value in a company’s bank account the next business day with a payback period of 12 weeks. Launched in January 2013, the users’ weekly payments are calculated by adding 1/12 of the invoice value plus a small fee of approximately 0.5% of the same.

Gusto
Founded in 2011, Gusto provides HR, payroll and benefits to modern companies. We have offices in San Francisco and Denver, but thanks to our 40,000 customers and their employees, there’s a little piece of us in all 50 states.

Point
Point lets homeowners sell a fraction of their home to long term investors.

Ripple
Ripple offers a global real-time payment system that enables banks and financial institutions around the world to directly transact with each other without the need for a central correspondent. The company also offers FX Market Making, a solution enabling enterprises to gain access to cross-currency liquidity through a distributed network that allows foreign exchange to be externally sourced from a competitive FX marketplace or an internal FX trading desk. This minimizes FX exposure thereby lowering the volatility and counter-party risk of trades. Ripple Insights features industry updates, insider perspectives, and in-depth market analysis. Founded in 2012, Ripple is based in the U.S.

Stripe
Stripe is the best way to accept payments online. Stripe aims to expand internet commerce by making it easy to process transactions and manage an online business. We want to increase the GDP of the internet.

Card.com
CARD.com creates fashionable and simple payments solutions for its members

Checkbook
Checkbook is solving the major paper Check problem in payments making business inefficient today. Checkbook's Digital Checks are a way for individuals and businesses to send and receive funds via email - with instant deposit and next-day fund credits.

Chime
Chime a new kind of bank account that empowers people to lead healthier financial lives and automate their savings. Founded by financial and tech industry veterans Chris Britt and Ryan King, Chime has created a new approach to banking that doesn't rely on fees, doesn't profit from members' misfortune or mistakes, and helps members get ahead financially. Chime members get a Chime Visa® Debit Card, a Spending Account and an optional Savings Account, and a powerful app that keeps members in control and helps them save automatically. Our members' funds are FDIC insured through our partner, The Bancorp Bank, Member FDIC. Chime's app is available for iPhone and Android devices and has been featured as one of the best new Money Management apps on the App Store.

Digit
Digit checks your spending habits and removes a few dollars from your checking account if you can afford it.

Lydia
Lydia's iPhone and Android apps enable you to pay anyone very easily. You can pay a friend (for rent, drinks, movies...), pay professionals (restaurants, taxi drivers, doctors...) and pay online purchases: it's easy, it's 100% secure and it's free. Lydia is the leading mobile payment app among French millenials. Launched in July 2013 by Antoine Porte & Cyril Chiche, Lydia already convinced more than 150K users (october 2015 data) in France. The business started with college campuses (150 of French campuses uses Lydia, october 2015 data) and has since extended to retail chains and e-commerce.

Dwolla
Dwolla provides platforms a simple, fast, and robust service for bank transfers (i.e. ACH transactions). Use branded or white label APIs to verify bank accounts instantly, transfer payments, keep balances, or route funds directly to bank account and routing numbers. A flat, transparent pricing model keeps transactions free of charge and monthly costs consistent. Additional features and services, like White Label or next day payments, may cost extra.

Final
Final is an Oakland-based startup focused on combating fraud online and offline, while giving consumers more control over their spending. The credit card startup provides its users with a physical card and a mobile application that protects the user’s account from fraud, theft, breaches, and card cancellation. Through its application, the company allows its users to give a credit card number to each merchant or a disposable one-time use number for one-off purchases, and provides view of transactions and buying habits. Founded in 2014, Final is a venture-backed company that went through Y Combinator in Winter 2015.

Fincity
Finicity provides a suite of APIs for financial management, payment and credit decisioning solution developers.

IntellectEU
IntellectEU is an international technology company with core expertise in financial integration, middleware solutions and DLT development.

Kaiku
Kaiku is a reloadable prepaid debit card offering mobile money deposit, direct deposit, card-to-card transfers, online bill pay, and the ability to track your spending with access to over 55,000 surcharge-free Allpoint ATMs.

Mitek
Mitek’s ID document verification allows an enterprise to verify a user’s identity during a mobile transaction, enabling financial institutions, payments companies and other businesses operating in highly regulated markets to transact business safely while increasing revenue from the mobile channel. Mitek also reduces the friction in the mobile users experience with advanced data prefill. These innovative mobile solutions are embedded into the apps of more than 5,400 organizations and used by tens of millions of consumers daily for new account openings, insurance quoting, mobile check deposit and more. For more information, visit us at www.miteksystems.com

Nexbank
With $6.4 billion in assets as of June 30, 2017, NexBank delivers commercial banking, mortgage banking, and institutional services primarily to institutional clients and financial institutions and is also committed to serving the banking and financial needs of large corporations, middle-market companies, and real estate investors.

ShieldPay
First and foremost, we are a FinTech business, fully authorised and regulated by the FCA for payment services. We are an alumni of the 2017 Barclays Accelerator Programme, powered by Techstars. Our mission to eliminate fraud in peer-to-peer payments and to enable anyone, anywhere, to transact with each other in total confidence. Whether you are an individual or business, ShieldPay enables you to create an instant digital escrow facility with no set-up costs. Our platform protects both payer and payee in any transaction by verifying the identity (and beneficial ownership) of all parties. Funds are held securely in the ShieldPay Vault, and are only released when both parties agree. We created ShieldPay as traditional payment systems and banks failed to protect buyers and sellers of goods and services from fraud. Core to the ShieldPay culture is giving our customers an easier and safer way to be able to Buy Safe, Sell Safe and Pay Safe. We are a passionate bunch of technologists, designers, marketers and legal and compliance experts who share the same vision of making the payments ecosystem a safer place for all.

M-DAQ ( Earlier known as Summit Investment Pte Ltd )
Founded by a group of veterans from the FX and Securities Industries with experience averaging 15 years amongst the key members, M-DAQ is a game-changing platform that prices and trades exchange-traded products in a multitude of choice currencies by blending ‘executable’ FX rates into equities and futures products. M-DAQ enables Securities Exchanges to go multi-currency without significant changes to systems and back-end processes, with low start-up and running costs. All investors now, regardless of profile or trade size, can benefit from a multi-bank FX wholesale price in their overseas investment. It is a Game Changer that aims to create a World without Currency Borders®.

Wobe
Wobe is a mobile application that enables people to start a small business with the help of their android smartphone. Users can start their own business by selling prepaid phone credit and other digital products like electricity and water vouchers at a later stage. Wobe enables millions of unbanked Southeast Asians to perform micropayments with the help of an e-wallet on their smartphone. The users are able to generate income by processing person-to-person bills and utilities through this application.

Wobe
Wobe is a mobile application that enables people to start a small business with the help of their android smartphone. Users can start their own business by selling prepaid phone credit and other digital products like electricity and water vouchers at a later stage. Wobe enables millions of unbanked Southeast Asians to perform micropayments with the help of an e-wallet on their smartphone. The users are able to generate income by processing person-to-person bills and utilities through this application.

Wobe
Wobe is a mobile application that enables people to start a small business with the help of their android smartphone. Users can start their own business by selling prepaid phone credit and other digital products like electricity and water vouchers at a later stage. Wobe enables millions of unbanked Southeast Asians to perform micropayments with the help of an e-wallet on their smartphone. The users are able to generate income by processing person-to-person bills and utilities through this application.

InfoCorp Technologies
InfoCorp Technologies specializes in providing just-in-time payment solutions for logistics and payment industries.

Carrott
How much ‘lazy’ money do you have? Most people don’t often think about their lazy money or don’t even realize that they have lazy money. Carrott is a fintech, focused on helping ‘Stop Lazy Cash’ through technological solutions (web-based and app). Let’s #StopLazyCash together! Flagship Product - Carrott is an automated micro-savings app to effortlessly reallocate the ‘lazy cash’ into growing their retirement savings (and personal financial wellness). Using everyday transactions, Carrott identifies if you have made any ‘lazy cash’ transactions on their debit or credit card. On applicable transactions, Carrott rounds the transaction up to the next dollar and debits from your account. Then Carrott consolidates these micro-transactions and made a deposit into your nominated superannuation account, once a month. This enables consumers to save money towards retirement, whilst gain a better understanding of their finances, and ultimately achieve financial wellness. Download Carrott for: iOS - https://crtt.co/2x1sfHz Andriod - https://crtt.co/2gD0WfP Carrott is a proud member of the Singapore FinTech Association and FinTech Australia. Follow us on Twitter - https://www.twitter.com/Carrott_SLC 'Like' us on Facebook - https://www.facebook.com/Carrott.SLC Webpage - https://www.carrottslc.com

Arttha Digital Banking
Arttha, an initiative by PureSoftware, is one of the fastest growing technology providers in the mobile payments world. With a focus on business execution and process optimization, it delivers high performance technologies while ensuring minimal operational costs for service providers. It's provides a one platform solution for consumer facing financial services, including cards, devices, vouchers, loans, agent management, and multi-currency transactions. In the last three years, Arttha has been adopted by more than 50 banks and financial institutions, and 4 mobile operators, as their preferred solution. We have a proven track record of being disruptive and innovative in our approach to solving business problems in the unconventional financial services market.

Waitrr
Waitrr is a mobile app that enables customers to order their food before reaching the restaurant. The customer can browse through restaurant menus, order the food, and pay directly for it through their phone. The platform also enables merchants to automate orders and payments at their restaurant.

Wallex
Wallex is an overseas payment and cash management solutions for businesses. It allows users to make cross-border payments at better rates and faster speeds. It also provide users with the ability to convert and hold balances in multiple currencies, so that they can properly plan, manage, and hedge their currency needs from a single platform.

WAAVE
WAAVE is a social mobile wallet that enables the fastest way to order and pay for drinks, food, store items, and tickets in Singapore.

CashChanger
Time is money, we get that. We will help you compare the best exchange rates locally so you don’t have to do it yourself. At Cashchanger, we aim to be your one stop shop for all your traveler's foreign currency needs by providing rates data aggregation across physical money changers, advising if it's a good time to buy foreign currency, and providing a rate conversion tool to decipher rates from rate boards. Read more about these features here: http://blog.cashchanger.co/introducing-rate-advisor/ http://blog.cashchanger.co/how-to-read-and-compute-rates-in-money-changer-board/ http://blog.cashchanger.co/journey-on-finding-the-best-currency-exchange-rate-at-the-arcade/

ExSmart
ExSmart is an app which helps users to send money overseas at very low costs. Users choose the date they want their recipients to get the money and save more by booking for future dates.

OneCash
OneCash is a mobile based platform that helps users to make it fast and easier way to send and receive money. OneCash is an electronic wallet which supports payments, mobile top ups, and other banking transactions.

jumper.ai
jumper.ai has built AI powered omni-channel commerce platform that enables buy, sell and collect payments on social media platforms. Sellers generate actionable #hashtags and/or super-powered short links using jumper?s tech which converts their post into a direct point-of-sale. Buyers can show intent by commenting on the post with the #producthashtag and confirm via their AI channel (FBMessenger/SMS currently). For posts with super-powered short links, users click the link and purchase using their web-bot in < 1 minute; and if they've previously purchased using jumper.ai, their preferred AI channel will kick in (messenger/SMS).

CherryPay
Cherrypay is an international money transfer platform to provide lower transaction fees and faster payment service for consumers. The company provides the following solutions: 1) Cross-Border E-commerce including shopping on Taobao (China), Yahoo (Japan), eBay (US), Amazon (US) or Gmarket (Korea); 2) Cross-Border Expense: Making instant transfer for living expenses, tuition fees, and bills overseas anytime and anywhere; and 3) Oversea Travel Expense: Choosing where to pick up cash when travellers arrive in one country (to be available soon).

OX Fina
A Traditional Financial Institution Run On Decentralized Apps. With The Support Of Global Fanatical Experts And Renowned Tech Veterans, OX Fina Aspires To Build A Comprehensive Financial Solution For All. OX Fina Will Combine Features Of Modern Banking, IoT, Big Data And Blockchain-Based Technologies While Also Meeting Security. The Third EYe Technology Implementation Into OX Fina, Will Serve As An Automation And Digitization Ecosystem, Allowing Us To Not Only Integrate Single Companies, But Entire Industries Enabling Access To Financial And Industrial Services In The Same App, At A Click’s Hand. OX Fina Financial Services Will Be Fully Interconnected With International Systems To Respond To The Transaction Needs Of Our Customers Worldwide. If You Have Ever Contemplated The Inner Workings Of A F.I. Or You Are A Fan Of New Revolutionary Technologies, Take A Look At Our Prospectus Below!

Capital Springboard
Capital Springboard, is a Singapore based largest peer-to-peer invoice financing platform which allows accredited investors to purchase short term outstanding invoices, with the ability to realise annualised returns of 11-25%, during a 90 day investment window with low risk. This platform which connects investors with sellers proves beneficial to SMEs that are short on cash flow; providing accessible capital to fund their growth. Singapore is a global financial hub and a market with a sizable SME sector that requires access to capital. With offices in Singapore, UK and Ireland, Capital Springboard has facilitated trade worth S$165 million as of 31 July 2017.

Look Who's Charging
Look Whos Charging (LWC) is the first company to solve a highly complex 45 year old problem - automating the process of matching transaction descriptions to the underlying merchant data with a near 100% success rate. LWCs solution focus on helping customers and banks eliminating the stress of unknown transactions like Transaction not recognised, Fraud and Customer Spend Analysis issues on customers credit card statement. Our solution will be able to help each bank and financial institution save over ~$20 million and > 600,000 hours each year in customers calling your customer service center to enquire and check on unknown credit card transaction in their statement. We are currently working on delivering a pilot project with one of the four major bank in Australia is helping to eradicate the 14 million unknown transaction enquiries faced by the Australian banks each year. The online banking pilot will be going live in August 2017. We recently won the CeBit PitchFest 2017 on our solution. Link: http://blog.cebit.com.au/cebit-pitchfest-2017-look-whos-charging-takes-out-first-prize Video about the solution:https://www.youtube.com/watch?v=7xLIi_smyX8

PayETH
PayETH offers an Ethereum-based wallet solution for crypto-currency. It offers a wallet linked debit card and a merchant acceptance solution.

GoCoin
GoCoin develops a payment gateway for online and retail merchants to accept bitcoin as a payment method. The company publish a robust set of merchant APIs that other companies and independent software developers use to process bitcoin payments.

M1 Remittance
M1 remittance is a self-service mobile remittance platform that allows users to transfer money to other countries like Bangladesh, India, Indonesia, Myanmar, Malaysia, Sri Lanka, Pakistan and the Philippines. It further enables customers to access real time exchange rates before remitting their funds.

Magpie
Magpie offers a mobile-first platform to merchants for accepting payments from customers. It accepts all cards, has a quick integration, and fast, secure processing of huge volumes of sales. It enables push transactions through cash terminals, and sending of invoices to any device.

Savvee
Savvee is a mobile payment technology which turns audio, print or video advertisements into spontaneous points of sale using digital watermarks and QR codes. Users can scan Savvee QR code to pay while shopping. Donation to charity can also be made from the app.

EARNED
EARNED provides access to workers' unpaid wages, before every payday, with its hybrid credit/debit card.

Invoiced
Invoiced is a modern billing system designed for growing businesses. We allow businesses to accept online payments in just a few clicks, including credit cards, ACH, bitcoin, and PayPal. Our focus is helping businesses get paid on time with less effort. In order to achieve this we built an entire workflow around invoicing that ensures customers receive their invoices while making it easy for them to pay. Invoiced helps businesses keep their collections efficiency high, even when processing a large volume of receivables (10s to 100s of thousands).

Beam and go
Converting Money into Digital Gift Certificates

Sherpa Funds Technology
Sherpa Funds Technology (SFT) provides Optimal Risk Sizing (ORS) which links investors to portfolio managers. As usage of the product increases, the analytics identifies similar-minded investors and managers to link in risk-equivalent communities.

Zipmark
Zipmark enables businesses to send and receive 100% digital checks without risk, at a reasonable and transparent cost. Zipmark's API can be easily integrated into web and mobile payments, offering a lower cost alternative to credit and debit cards; also by leveraging Zipmark QR codes users can pay for items such as rent, fees or subscriptions directly from paper invoices via the Zipmark iPhone app. Zipmark was founded by Jake Howerton and Jay Bhattacharya. Jay was the co-founder of Mobile Money Ventures (acquired by Intuit) and was with Citigroup for 7 years where he was responsible for emerging payments strategy including mobile, NFC and smartcards. Jake is a technology focused entrepreneur and the former CTO of Sunshine Suites, Inc. Magazine's 15th Fastest Growing Real Estate Company in 2009. Jake is also active in creating the OpenTransact standard, an open and simple financial standard for authorizing transactions without revealing account credentials.

PayStand
PayStand is a leading cloud-based billing & payment platform for B2B companies.

Symple
Symple is a cloud platform for business payments.

Bitpay
BitPay is a payment processor for the peer-to-peer digital currency, Bitcoin.

breadwallet
Enabling Bitcoin for the masses. Not millions of users - billions. breadwallet is beautiful, simple and the safest mobile wallet today.

Domuso Inc.
Domuso is a data-driven payments and financing technology for the rental housing industry.

Klarna
Klarna has become the most elegant, checkout usher for commerce websites all over Europe. Shoppers and merchants know that Klarna makes life – and payments – easier than ever. And what greases the wheels of e-commerce in Europe will make for a wonderful and important company." - Michael Moritz, Sequoia Capital 2011. Klarna is one of Europe’s leading providers of payment solutions for e-commerce. Klarna separates buying from paying by allowing buyers to pay for ordered goods after receiving them, providing them with a safe after delivery payment solution. At the same time, Klarna assumes all credit and fraud risk for e-stores so that sellers can rest assured that they will always receive their money. Klarna’s vision is to enable trust and to offer a frictionless buying experience to buyers and sellers across the world. Data driven - Klarna’s business model relies on only charging for approved purchases, which means that Klarna always work towards increasing stores’ sales. Klarna, with its millions of customers, is data-driven and a leading company within decision science. Using data that has been gathered through millions of purchases throughout the years, Klarna can create accurate algorithms that enables the highest acceptance rate on the market. Klarna has been able to take advantage of the benefits of Erlang when developing its services. Erlang has been a key success factor from the start where the symbolic nature of the programming language made it possible to get the first working version up and running in a few months time. Erlang’s ability to leverage multi core technology has also made it possible to scale the system through an exponential growth in transactions with little effort. Klarna has also benefited from the ability to upgrade code in a running Erlang system and the many features for supervision and for building high availability systems. Background - Klarna was founded in 2005 in Stockholm, Sweden by the three students Sebastian Siemiatkowski, Niklas Adalberth and Victor Jacobsson who were at the time studying together at the Stockholm School of Economics. They started the company with the vision of making shopping online simpler, safer and more fun. Market leading in its Swedish home market, Klarna has rapidly expanded throughout Europe and today offers its payment solutions to online shops and consumers in six countries. In spring 2011, Klarna acquired the Israeli risk analysis company Analyzd, and Klarna’s seventh office opened in Tel Aviv, Israel. Funding - In May 2010, Klarna secured its second round of funding worth $9 million from Sequoia Capital. Following this, Sequoia Capital partner Michael Moritz joined the Klarna board of directors. Moritz has previously been involved in investments into Google and YouTube for example. In late 2011, Klarna announced its third round of venture capital funding, which was led by DST and General Atlantic worth a stunning $155 million. DST and General Atlantic have previously invested in successful web companies such as Facebook, Zynga and Twitter.

Adyen
Adyen is a technology company that provides businesses with a single solution to accept payments anywhere in the world. The only provider of a modern end-to-end infrastructure connecting merchants directly to Visa, MasterCard, and 250 other payment methods globally, Adyen delivers frictionless payments across online, mobile, and in-store. Headquartered in Amsterdam and San Francisco, with offices across North America, South America, Europe, Asia and Australia, Adyen serves more than 4,500 businesses, including 7 of the 10 largest U.S. Internet companies. Customers include Facebook, Uber, Netflix, Spotify, Dropbox, Evernote, Booking.com, Yelp, Vodafone, Superdry, Mango, Crocs, O’Neill, SoundCloud, KLM and JustFab.

Mozido
Mozido delivers trusted digital commerce and payment solutions globally. Mozido’s mobile payment, financial services, loyalty programs, and mobile offers are delivered as cost-effective cloud-based solutions branded for clients. Highly interoperable, Mozido solutions work with virtually any wireless carrier and mobile device, and integrate easily with ads, offers and other products from 3rd parties. Mozido’s worldwide presence and global offerings include offices in the US, China, India, Africa, UAE, Germany, Mexico, Jamaica, and South Korea enabling people to exchange money and offers with family, friends, and merchants anywhere in the world.

TransferWise
TransferWise lets expats, foreign students and businesses move money globally. The firm's pricing and operating model are a substantial departure from standard practice in the money transfer sector, providing customers with a lower-cost alternative to traditional means of moving money internationally. TransferWise was founded in London in March 2010 by Taavet Hinrikus and Kristo Kaarmann. Taavet was part of the small team that started Skype in 2003 and has recently worked with a number of startups as an angel investor and advisor. Kristo had a financial services background from Deloitte and PricewaterhouseCoopers. Institutional investors include IA Ventures, Index Ventures, Seedcamp and Kima Ventures. Strategic angels include Virgin Group Sir Richard Branson and PayPal founder Max Levchin. TransferWise is licensed and regulated by the UK Financial Services Authority.

WorldRemit
WorldRemit is changing the way people send money. It’s easy – just open the app or visit the website – no more agents. • Transfers to most countries are instant – send money like an instant message. • More ways to receive (Mobile Money, bank transfer, cash pickup, and mobile airtime top-up). • Available in over 50 countries and 125+ destinations. • Backed by Accel Partners and TCV – investors in Facebook, Spotify and Netflix. • WorldRemit is the UK’s fastest-growing technology company (Deloitte Technology Fast 50 2015) WorldRemit’s global headquarters are in London, UK with regional offices in the United States, Canada, Japan, Australia and New Zealand.

Circle
Circle is a consumer finance company focused on transforming the world economy with secure, simple, and less costly technology for storing and using money. Circle is backed by $136 million from investors including Goldman Sachs, IDG China, Breyer Capital, Accel and General Catalyst. With offices in Boston, San Francisco and Dublin, Ireland, Circle is building products aimed at enabling greater ease-of-use in online and in-person payments, with enhanced security and privacy, and the convenience of free, instant, global digital money transfers. Learn more at circle.com.

Spendesk
Spendesk’s mission is to change the way companies manage their payments. We use the latest innovations in the banking industry to build a software that gives CFOs a complete control over their company’s spendings and provides employees with an awesome experience when they need to do professional purchases. Our SaaS application provides corporate cards fully integrated into customizable approval and bookkeeping workflows. CFOs and accountants can now easily generate and manage credit cards for employees to use in their day-to-day transactions. Spendesk is a unique solution to generate corporate cards for employees and easily manage expenses as a team. Today, hundreds of European customers have already trusted Spendesk including AB Tasty, Bobbies, Deezer, Drivy, iAdvize, JobTeaser and Webedia Group.

SumUp
"SumUp is a leading financial technology company that is set to become the first ever global card acceptance brand. The company enables businesses to accept card payments at the Point-of-Sale or on the go in a simple, secure and cost-effective way. SumUp is the only company to offer an end-to-end EMV card acceptance solution built on proprietary hardware and mobile apps. This unique offering enabled SumUp to rapidly expand into 16 markets, including the U.S., Brazil and Germany, making it the mPOS company with the largest global footprint. The company has gone on to develop a full suite of SDKs and APIs for third parties to integrate card payments into their mobile apps. SumUp has been backed by renowned investors, including Groupon, BBVA Ventures, Holtzbrinck Ventures and American Express. In April 2016 SumUp has merged with the mPOS company payleven to create the global leader in mobile payment.

Clinkle
"Clinkle’s goal is to modernize the way people transact, by creating a next generation payment platform that will change the way people pay for things. Based in San Francisco, the company is planning to introduce its mobile wallet for day-to-day transactions within the next year. "

LendFriend
"LendFriend is a FinTech startup focused on undeserved lending markets. The team has built 3 products: - Online p2p lending platform targeting friends and family. Grew to $3MM+ loans. - Multiple underwriting models utilizing proprietary data from traditional brick and mortar high-interest lenders. The identified customer profiles are targeted for larger loans with lower interest rates because their loan repayment is disproportional to their credit score. - Online platform that matches high-risk borrowers with an aggregated network of online lenders and places these loans on prepaid cards. Product's purpose is to bank the underbanked."

Flint
Flint is a mobile payment service that enables users to easily take credit cards on the spot by scanning, via invoice or online. Flint Mobile can also send invoices for online bill payment, handle cash and checks and manage customized coupons with Apple Passbook integration. Other features include automatic syncing of all transactions as well as line item information and customer information with QuickBooks accounts. Flint is also a payment service provider and offers quick setup without needing a merchant account. Flint was launched in 2011 by Greg Goldfarb and Andrew Laszlo.

YapStone
YapStone is a global provider of online and mobile payment solutions for global marketplaces and large vertical markets. YapStone powers payments for HomeAway®, VRBO®, and thousands of apartment rental and vacation rental companies, homeowners’ associations, and self-storage companies. YapStone processes over $18B in payment volume annually and has been recognized for its growth, ranking on the Inc. 5000 list of Fastest-Growing Private Companies for nine consecutive years. To add, YapStone was named to Forbes'​ list of "Next Billion Dollar Startups in 2016"​ as well as Forbes’ List of America’s Most Promising Companies in 2015. With over $110 million in funding from investors including Accel Partners, Meritech Capital and Bregal Sagemount, YapStone is well on its way to “changing how the world pays.” Headquartered in Walnut Creek, CA, YapStone has additional U.S. offices in San Francisco, CA, Santa Monica, CA, and Austin, TX, with international operations in Drogheda, Ireland. To learn more the next big thing in FinTech, visit www.YapStone.com.

Point
Point is the leading provider of multichannel electronic payment solutions in Europe focusing on payment services to merchants. Point installations handle 10 million transactions per day, and the Point Group provides service to approximately 630,000 payment terminals. Customers include some of the largest retail companies in Europe, as well as small independent stores and online merchants. Point has more than 800 employees and a local presence in Denmark, Estonia, Finland, France, Iceland, Ireland, Latvia, Lithuania, Norway, Sweden and the UK.

Ripio (Bitpagos)
"Ripio, formerly known as Bitpagos, is a financial payments company that provides electronic payment solutions for businesses in Latin America. It offers a range of financial services for the emerging markets using the blockchain technology to make a more accessible financial system. The company helps merchants process international transactions with credit cards or bitcoins for a fraction of the cost as well as consumers buy bitcoins instantly with cash. It deals with clients in Argentina, Brazil, Chile, and Ecuador.

SnapCard
SNAPCARD was founded in 2013 in order to help consumers spend their digital currencies. Since then we have been rethinking the way that merchants accept digital currency. It is our focus to help merchants understand the value of accepting digital currencies.

Zuora
Zuora provides subscription billing as well as recurring revenue, payments, and billing solutions. Its solutions cover roles of CEOs as well as marketing, finance, and operations that cover commerce, finance, and billing processes. The company’s solutions cover subscription packaging catalog, subscription lifecycle management, hosted B2C commerce pages, REST and SOAP store front APIs and libraries, automated invoicing, electronic payment collections, taxation, chart of accounts management, accounting close capabilities, file-based GL integration, dashboards, two factor authentication, data sources, and premier support. It provides its solutions to industries such as cloud services, communications, media, and healthcare industries worldwide. Zuora was incorporated in 2007 and is headquartered in Foster City, California with satellite offices throughout North America, Europe, and China. It also has locations in Sydney, Australia; Amsterdam, the Netherlands; Atlanta, Georgia; and London, United Kingdom.

Ondot Systems
Ondot Systems is the creator of Mobile Card Services, a white-label solution that gives consumers control over payment cards. Headquartered in Silicon Valley, Ondot brings together an experienced management team from mobile, security, and payment card industries who share a vision of transforming how consumers interact with their financial institutions.

Finix Payments
Finix Payments offers a B2B payments platform for banks, acquirers, and enterprises to enable push payments over debit card.

Medxoom
Introducing Medxoom - Healthcare Payments for the Modern Workforce™ Medxoom reimagines employee healthcare engagement and enables employees and their employers to effectively monitor and manage healthcare utilization; revealing new insights that drive healthcare performance optimization. Medxoom builds a smarter and happier cost-aware employee population. For Employers: Healthcare Performance Management solutions For Employees: Simple mobile healthcare billing, HSA savings, and payments For Brokers: Modern Healthcare Benefits Solutions and Services

Spendesk

paykii
PayKii operates a global bill payment platform for money transfer companies and financial institutions that enables your customers to pay bills for their loved ones back home. It's a single connection providing access to more than 600 billers in 13 countries.

BIZworks
"BizWorks provides customers with industry-specific solutions based on smart technology. combines new technology elements such as security code development, special label production, history system construction, and event system applying smart technology, and to integrate with various industries. Solution : GT-CODE, GT-Pay, OCR Engine, OfficeAI GT PAY is mobile order/ payment platform that an use easily by scanning label, "

Paycock
Paygood is a New Concept smart payment system that can help you to proceed payment with installed smart phone app instead to carry heavy card terminal or equipment.

COOP

FinShot
FinShot launched our overseas remittance service CoinShot 3 months ago to help foreign workers living in Korea send money back to their home countries quickly and cheaply.

Jumio
Jumio is creator of Netverify Trusted Identity as a Service (TIaaS). Netverify combines proprietary computer vision technology via automation, machine learning, biometric facial recognition and identity experts to provide the highest level of accuracy and fraud detection. Jumio's three pillars of verification; ID, Identity and document, verifies credentials issued from over 200+ countries in real-time via desktop, web and mobile creating a fast seamless digital experience. Learn More Today: http://bit.ly/2x8G8nm

KONA i
KONA I is leading the next generation payment solutions. Banks, card issuers, and other financial institutions are required to meet their clients' ever growing needs of convenience and security for payments. KONA I offers the most comprehensive product suite with its advanced and cost-efficient solution for financial institutions

FAMOCO
FAMOCO connects contactless card and NFC phones to accelerate the mass-market deployment of any kind of B2C and B2B services. It offers a professional B2B-oriented device as a smartphone to deploy business applications, which bring multiple benefits to its individual customers, banks, and retailers. In addition, FAMOCO provides an Android operating system and a management suite that offers centralized over-the-air device management services for its clients. The company is based in Paris, France with additional offices in Schaerbeek, Belgium and Hong Kong, China. Founded in 2010, FAMOCO is backed by venture capital from Aurinvest and FastForward.

BLUEPAN
Its goal is to disrupt the entire global remittance market with blockchain technology. We believe that our remittance technology can help migrant workers and small business owners save remittance transaction fees significantly.

SENTBE
Sentbe is the latest breakthrough in remittance service offering the cheapest, fastest and easiest service. Sentbe was established and signed an MOU agreement with KEB Hana Bank in 2015.

CrenT
It allows consumers to build credit from their consistent monthly payments

PLATFOS
Build your mobile Giftcard in only 1 Hour With no initial cost

WePay
WePay is the leading payments provider focused solely on meeting the needs of online platforms that need to settle money between their users. Founded in 2008, it provides everything an online marketplace or cloud software provider needs to provide integrated payments from within their app while maintaining trust and safety. This includes not just credit card processing, but also complete solutions for managing fraud risk, regulatory compliance, and customer support provided at no extra cost. WePay is venture-backed with more than $74.15 million and was named to the Inc. 500 list in 2015 as 62nd fastest-growing private company in the US.

Verse
At Verse, we are building a product that people love and makes payments easy. We strive to create a superior user experience while connecting the universe through payments. The company was founded in 2015 and is based in San Francisco, California.

Venmo
Venmo is a service that makes it easy, safe, and fun to pay your friends. Venmo's iPhone and Android apps allow you to make and share payments with friends for rent, utilities, dinner, drinks, movies, concert tickets, birthdays, laughs, and anything else. Paying with your debit card or bank account is free, and you can transfer money from your Venmo account balance to your bank account overnight.

Veem
Veem is a global payment company that offers solutions enabling small businesses to send and receive payments in local currency. Using blockchain as a payment rail, the company eliminates the need for intermediary banks therefore reducing costs for small- and medium-sized businesses. The company converts the sender’s funds into bitcoin, selling the digital currency at an exchange for the desired currency of the recipient. Align Commerce charges a rate of 1.9 – 1.5% depending on the size of its transactions. Launched in 2014, the company is based in San Francisco, California.

Vantiv
Vantiv, LLC is one of the largest providers of payment strategies and technology solutions for financial institutions and businesses worldwide. Formed in 1971 and most recently known as Fifth Third Processing Solutions, LLC, the Company builds strategic partnerships with its customers, helping them become more efficient, more secure and more successful. Headquartered in Cincinnati, Ohio, Vantiv, LLC is a joint venture between Advent International and Fifth Third Bank, a subsidiary of Fifth Third Bancorp (FITB). Vantiv, LLC supports more than 400,000 merchant and financial institution locations and 12,000 ATMs in 46 states and 8 countries. The company processes more than 11.4 billion ATM and POS transactions and nearly $400 billion in debit and credit sales volume annually. Its subsidiary, NPC, is the largest provider of payment processing services exclusively focused on the small-to-medium merchant processing market. According to the Nilson Report (March 2011), the Company is the largest PIN Debit U.S. acquirer and third largest U.S. merchant transaction acquirer ranked by general purpose transaction volume. For more information, visit www.vantiv.com.

Token
Token’s mission is to allow financial institutions, businesses, and people to instantly and securely move money wherever they may be. To accomplish this, we’re developing a powerful banking API platform, with a focus on openness, security and the best possible customer experience. The result is an ecosystem where money and information move together, and where users have full control and visibility of their payments. Also, third party applications have easy access to banking, while financial institutions are at the centre and are not disintermediated. Token’s CEO, Steve Kirsch, has invented several groundbreaking technologies and has had multiple billion dollar exits. Token’s CTO, Yobie Benjamin, was formerly the Global CTO at Citigroup, where he was responsible for quadrillions of dollars in payments. Moreover, our team comes from top companies like Google, Amazon, Apple, Microsoft, Docker, Twitter, and Square. Token is working with a range of industry players to build the payments ecosystem of the future. Partners include HSBC, Fidor, CGI, Capgemini and VirtusaPolaris. Our company has also been recognised by leaders in the industry, including: SWIFT's Innotribe Startup Challenge 2015, GTS Global Innovator Competition 2016 and Plug & Plays Fintech EXPO (2015). With offices in San Francisco and London, our footprint with offices and people is growing rapidly, so checkout out our website for the latest information www.token.io.

TipBx
Marketplace to pay tips to service people using digital cash

Tango Card
RaaS(R) - Rewards as a Service. Software + digital content + service = amazing results for enterprise customers. Almost every application and SaaS platform we use today has a reward or incentive component. From rewarding a first money transfer to Singapore to consistently meeting a step goal in your company's wellness program to making DFS disbursements more effective, rewards and incentives are a key building block of our modern economy. Tango Card has built an incredible digital and global catalog of rewards and we make these available to our customers via powerful and easy to use technology - primarily via our industry first RaaS (Rewards as a Service) API. We work with many of most admired companies in the world. Floodgate, FyrFly, WTI, SGVC, Innovation Endeavors, and SWAN & Legend have all invested in the company.

SWITCH
Switch help Issuers drive top-of-wallet(tm) revenue by helping get cards into use, and keep cards in use post a card replacement. We help card Issuers drive top-of-wallet(tm) revenue by helping cardholders get & keep cards in use, new or post a card replacement event. Over 800 million cards will be replaced this year. Compete and Own the Top of Wallet™ by empowering cardholders with the fastest and easiest way to securely sign-up, sign-in, checkout, and update payment cards across tens of thousands of sites.

SupportPay
SupportPay is the 1st automated child support payment platform that enables parents to share child expenses & exchange child support/alimony directly with each other. In the US, there are 55 million parents that live apart. 39 million exchange over $200B/yr in child expenses & child support/alimony. (most hear about the 16M who don't pay) Globally there are over 298M parents who exchange $900B/yr. After a parent has an order, there has been no standard way for parents to manage this conflict ridden process. Since child support is not just a single monthly payment but also a broad collection of shared expenses (medical, education, childcare, etc) parents must continually manage, communicate & negotiate over these expenses. The process is complex, time consuming & stressful. SupportPay eliminates child support conflict providing both parents transparency while saving time & money. Parents can now spend less time managing child support & more time raising happy, healthy children.

StyloPay
StyloPay - An innovator in building mobile payment solutions

Rixty
Rixty is an alternative payment system that lets domestic and international users spend cash and coins for online games, virtual worlds and all types of digital content. Consumers can pay without a credit card and without exposing confidential information by converting cash to Rixty value at 140,000 stores in the US and Brazil or nearly 500,000 locations worldwide. Online game and website publishers use Rixty to engage with and monetize a larger percentage of users. By providing cash-based consumers a safe and flexible way to pay online, Rixty helps these publishers increase sales, enable new business models and attract new customers.

Plastc
Plastc, a company that provides a service to manage your credit cards in one card, previously raised more than $9 million through preorders. As of April 2017, the company is filing for bankruptcy and closing down, without shipping product for these preorders. Plastc Card's product pitch claimed they were the most intelligently designed, full-featured, and secure payment device on the market. In conjunction with the Plastc Wallet app, the Plastc Card can store credit, debit, gift, loyalty and membership cards on a single device. Each Plastc Card is equipped with a secure PIN lock, proximity alerts, and a unique ‘Return Me’ mode, making it more secure than both traditional credit cards and other payment technologies.

PennyPass
A new revenue engine for digital media

PaySpan
Payspan’s customers comprise an elite array of industry-leading Payers, Providers and solution partners, spanning the healthcare reimbursement spectrum. Connecting more than 900 Health Plans, 90 million Members, 750,000 Providers and 5,000 Financial Institutions, we securely transfer payments and facilitate new reimbursement strategies that improve health, improve patient experience and reduce cost.

PayPal
PayPal provides online payment solutions to its users. It enables its users to transact money through their account balances, bank accounts, credit cards, or promotional financing without sharing financial information. The company serves individuals who purchase through online stores across the globe and businesses worldwide. It has a strategic relationship with Facebook. PayPal was formerly known as X.com Corp. and changed its name to PayPal in March 2000. PayPal has quickly become a global leader in online payment solutions with more than 153 million accounts worldwide. Available in 190 markets and 24 currencies around the world, PayPal facilitates global e-commerce by making payments possible across different locations, currencies, and languages. The company was founded in 1998 and is based in San Jose, California. It has an additional office in Timonium, Maryland; a European headquarters in Luxembourg; and an international headquarters in Singapore. The company also has operation centers in Berlin; Chandler, Arizona; Dublin and Dundalk, Ireland; La Vista, Nebraska; Petaling Jaya, Malaysia; Sao Paulo, Brazil; and Shanghai, China. PayPal, Inc. has development centers in Scottsdale, Arizona; Austin, Texas; Chennai and Bangalore, India; Singapore; and Tel Aviv, Israel. Currently, PayPal operates as a subsidiary of eBay Inc.

PayNearMe
PayNearMe operates the world's only real-time electronic cash payment network. It is used by financial institutions, utilities companies, property managers and other businesses to digitize the cash collection process--eliminating the risks and operational costs of handling cash as well as other manual collection methods such as money orders. Consumers can conveniently pay with cash for rent, utilities, online purchases and more in their own neighborhood stores. PayNearMe's network of payment locations includes over 17,000 7-Eleven® and Family Dollar® stores across the United States, many of which are open 24/7. The transaction takes less than 60 seconds. There are no forms to fill out, and the consumer's account with the biller is credited in real time. At the core of PayNearMe is a flexible technology platform that's designed to accommodate endless number of payment use-cases, as well as multiple integration and configuration options enabling businesses in any industry to start offering PayNearMe with minimal technical effort and no business process reengineering. With its proprietary embedded barcode technology, PayNearMe supports mobile, web, printed, magnetic card and in-bill (EBPP) payment options.

Payable
Payable helps thousands of contractors get paid faster and more efficiently. Much more than payments, we're on a mission to strengthen the 1099 workforce by making invoicing, work-tracking, onboarding, and calculating earnings and taxes as simple as possible for both contractors and the companies they work with.

MovoCash
MovoCash generates on-demand payment tokens that make P2P transfers spendable at POS and NFC payment terminals. It organizes its users’ portfolio of source funds and enables them to authorize and send payment amounts in real time for virtually any transaction without disclosing personal financial information. With the technology its users can shop in stores and online, pay bills, and convert gift cards and digital currencies to cash for use at any POS and can move cash to friends to split a bill. It allows its users to save on frequent purchases such as entertainment, travel, and everyday necessities.

MobileCause
MobileCause is an investor-backed Los Angeles software company founded in 2008. We were one of the first to launch text-to-donate capabilities into a cohesive platform of fundraising solutions for nonprofits. Today, MobileCause is a leading mobile and online fundraising and communication software for educational, faith-based, healthcare, and charitable nonprofit organizations. Our platform gives nonprofits of all segments the means to easily and securely raise more money than ever before with a full suite of technology solutions that empower donors to give wherever they are—from anywhere, on any device. MobileCause is trusted by thousands of the world’s leading nonprofit organizations including United Way, The Salvation Army, American Heart Association, University of Southern California, Habitat for Humanity, Catholic Charities and many more.

MintChip
MintChip is digital cash platform linked to a country’s fiat currency. It uses secure asset stores to move funds between parties without an intermediary and can process transactions both online and offline. The MintChip platform is agnostic to the type of user, indifferent to the use case and designed to highly secure every transaction, regardless of value. It records every transaction, in multiple locations, to enable compliance with all possible regulations and ultimately enable deployment anywhere on the globe. The platform was built on a highly scalable, open architecture that supports new, or existing payment system participants, and completes transactions at fraction of the cost of any current payment system.

Mercury Payment Systems
Mercury Payment Systems is one of the fastest-growing payment processing companies in North America. Mercury is a trusted, award-winning channel partner to over 500 point-of-sale (POS) Independent Software Vendors and 2,500 POS Value Added Resellers, delivering secure and reliable integrated payments and visionary technology leadership to the industry. Mercury is pioneering the "Social POS," empowering its merchants to identify, acquire and retain customers through unique engagement and closed-loop measurement using Mercury's patent-pending SaaS mobile loyalty platform.

Marqeta
Founded in 2010, Marqeta has re-engineered how payment cards, virtual cards and mobile authorization products should be developed and deployed. The Marqeta Platform, built from the ground up with no legacy infrastructure, provides the world’s first fully documented, open API issuer processor platform. Companies can build, issue and deploy innovative payment, finance and commerce solutions with enormous control over what, where, and how purchases are authorized. Adopters of The Marqeta Platform include leading financial services, e-commerce, retail, and social media brands. Engineered in California, The Marqeta Platform integrates with Visa, MasterCard and Discover and makes it easier than ever to make payments, receive payments, reward customers and create more efficient business processes. Learn more at https://www.marqeta.com.

Fibonacci
Fibonacci Global Payments Services Pte Limited was established in Singapore as a specialist multi-currency prepaid program manager. We offer both general purpose reloadable, “Off-Us” (Card Scheme), and (Private Label) “On-Us” prepaid programs under the 1618Prepaid brands. Our flagship program is our 1618Payroll card with an integrated end-to-end remittance capability provided by 3rd party licensed remittance agents. Our executive team has more than 120 years of financial market experience including more than 70 years of payments experience. Fibonacci concentrates on developing unique financial services solutions for corporates, institutions and individuals with goal of streamlining process and saving money. Fibonacci offers two solutions for corporate clients. The first is the IndustryPay™ payroll platform that assists businesses to streamline employee payments by providing end to end solutions in technology processing, management and operational services for prepaid and debit card programs. While the second is a white label solution that offers corporates and institutions the ability to have their own customized and branded prepaid multi-currency card. Fibonacci's offers individuals a multi-currency prepaid card to allow everyone even those without a banks account a means to save, pay and transfer. Our prepaid card solutions are unique because they provide the ability for foreign workers to send or perform international remittance of their money to loved one’s internationally.

SynapseFI
Synapse is building next generation banking software, including: (1) Developer-facing APIs to help companies connect to banking infrastructure (2) Bank-facing APIs so banks can automate their back-end operations. We automate account creation, payments, identity verification, risk mitigation, compliance tools & more to help banks and fintech developers streamline their back-ends. Fintech clients include rental and invoicing platforms, payment apps, crowdfunding sites, investment platforms, etc.

Zero
Zero is the first banking experience to combine the balance oversight of a debit card with the rewards of a credit card. Zero was built on the belief that people shouldn’t be required to take on debt just to get cash back on their spending. Zero is powered by a mobile app and Zerocard, a solid metal card that comes in four levels, varying by rewards percentage and minimum annual spend to qualify. The highest level card, Zerocard Carbon, gives customers 3% cash back on all purchases. Zero is waiving the minimum spend requirements for a limited time for people who sign up for early access at zerofinancial.com and successfully invite friends to also sign up. Zerocard acts like a debit card, where deposits and withdrawals appear in one place in the app with a real-time, net balance. Unlike debit cards, however, it processes on credit card networks, thus allowing users to earn a flat cash back rate on all spending regardless of category. Cash rewards are unlimited and automatically deposited on a monthly basis. Zero also gives customers higher interest on deposits than leading savings accounts and has none of the typical fees charged by traditional banks. Other features include an Intelligent Advisor that forecasts balances, no ATM fees at more than 50,000 locations, and customer support via in-app live chat. Zero’s investors include ENIAC Ventures, New Enterprise Associates, Nyca Partners, Lightbank, and Middleland Capital.

Vyze
Vyze is a financial technology leader in consumer financing solutions. NCL helps merchants launch and implement innovative lending programs that provide more consumers with the financing options they want and need. NCL’s simple solutions deliver increased sales and a better consumer financing experience while giving retailers and manufacturers greater control over their lending options.

SPARE CS, INC

Debitize
Debitize is a breakthrough new financial tool that makes it easy to use credit cards responsibly by combining the discipline of a debit card. It is compatible with most major credit cards and works by automatically setting aside funds from your checking account to cover every credit card purchase, and then paying your bill for you at the end of the month. Debitize is free, and goes to work as soon as you sign up and link your accounts. Now you can earn rewards, build credit, and enjoy better security and fraud protection, all without worrying about overspending or missing a payment!

Remitly
Remitly is a mobile payments service that enables consumers to conveniently make person-to-person international money transfers from the United States. Its online service is disrupting the $588 billion a year industry by using the latest technology and mobile devices to eliminate unnecessary forms, codes, agents, extra time and fees tied to the traditional money transfer process. As a licensed money transmitter, Remitly currently operates in 49 states and Washington, D.C., and sends millions of dollars to thousands of customers each month. A Techstars company, Remitly is backed by Stripes Group, DFJ, Vulcan Capital, QED, Trilogy Equity Partners, DN Capital, Founders Co-Op, Bezos Expeditions and TomorrowVentures. Remitly is headquartered in Seattle, Washington, with additional offices in the Philippines. For more information on Remitly, please visit www.remitly.com.

Transfast
Transfast Remittance operates as a money transfer company that offers money remittance services. The company enables its customers to send money to their families and friends through its network of agents and payout locations. It also offers home cash delivery and cash card credit services. Transfast Remittance was founded in 1988 and is based in New York, United States.

Uphold (Bitreserve)
Previously known as Bitreserve, Uphold enables anyone, anywhere to move, convert, hold and transact in any form of money or commodity instantly and securely. With our numerous patented and proprietary technologies including; Reserveledger™ and Reservechain™, our members, regulators and the wider public can verify - in real-time - our balances, transaction volumes and flows, solvency, assets and obligations and our overall financial health. Uphold members funds are held in legally segregated accounts. Our members can rest assured that value held in Uphold is 100% safe and secure and can be withdrawn, at any time, regardless of what is happening in the global economy.

Xoom
Xoom is a pioneer in the international money transfer market, providing consumers with an easy to use, cost-effective and safe way of sending money worldwide. With Xoom, consumers can send money to friends and family to 30 countries in Latin America, the Philippines, India, Europe, Australia and South Africa from the convenience of their mobile phone, tablet or computer. Xoom was founded in 2001 and is backed by Sequoia Capital, New Enterprise Associates, SVB Capital and Fidelity Ventures.

Zenbanx
Zenbanx is a financial technology company that created a mobile multi-currency account for people who live, work or travel across borders. The Zenbanx Account is offered through regulated financial institutions and combines the convenience of a mobile application; the security of a regulated financial institution; and significant value over the competition.

zipzap
ZipZap is a technology platform for moving money around the world. ZipZap brings significant innovations to the remittance industry by leveraging mobile technologies, digital payment solutions and traditional payment rails, to create a remittance app that is fast, easy and cost efficient.

Amazon Payments
Amazon Payments makes it easy for millions of Amazon customers to pay using the information already stored in their Amazon account.

Bindo
Bindo is a retail platform to bring local stores online, index inventory and facilitate sales via seamless POS integration. Bindo processes all online/offline transactions and geocodes sku-level sales analytics.

Blispay
Blispay created the most cost-effective & streamlined in-store financing experience in the market. The Blispay Visa Card is the most mobile centric credit card in the industry, allowing merchants of all sizes to provide financing without any technical integration or financial obligation while customers get to enjoy instant issuance, 6 month special financing & 2% Cash Back. Our first product is an everyday credit & financing solution that customers deserve and merchants need. Our founding team consists of experienced industry veterans from companies including BIll Me Later, PayPal, Bank of America, MBNA, Microsoft & Zynga. We’re proud of our first product and are excited to bring more innovative, transparent, and fair banking products to market in the future. Apply today at www.blispay.com, join our team by emailing jobs@blispay.com, or follow us on Twitter & Facebook to stay up to date with the latest news!

Braintree
Providing the global commerce tools people need to build and grow businesses, Braintree’s global platform powers payments for thousands of online and mobile commerce innovators including Airbnb, Uber, GitHub, Facebook and Pinterest. Merchants in more than 40 countries across North America, Europe, Asia, and Australia can accept, split, and enable payments in more than 130 currencies. Braintree’s SDK powers PayPal, including PayPal One Touch™, Venmo, Apple Pay, Android Pay, credit/debit cards, and Bitcoin across any device. Braintree was acquired by PayPal in 2013. To learn more, visit Braintree at www.braintreepayments.com and on Twitter @braintree.

CardFlight
CardFlight empowers app developers to easily take in-person (card present) payments within their own iOS and Android apps. CardFlight's open platform connects mobile app developers with payment processors, focusing on the 90+% of credit card payments that happen in real life. Developers use CardFlight's encrypted mag stripe reader and SDK/API so that they can easily and securely accept card present payments in their apps, with support for virtually any payment processor or merchant account. Our clients retain full control of their integrated app experience without dealing with the typical complexity of payments integrations.

CheddarGetter
Cheddar (formerly CheddarGetter) is a usage based billing platform for SaaS companies. Based in Bloomington, IN, Cheddar’s unique combination of real time usage tracking and billing automation revolutionizes how hundreds of companies monetize.

Dynamics
Dynamics produces next-generation interactive payment cards that utilize programmable magnetic stripes to communicate dynamic information to the 60 million 1970's era magnetic stripe readers that are used in their day to day payment card transactions.

Emergent Payments
Emergent Payments delivers optimized payment solutions in high growth markets. We help merchants and partners grow revenues and open new markets. The company is based in Palo Alto, California with development centers in North Carolina and Shanghai, as well as international offices in Luxembourg, India, China, South Korea, Brazil, Singapore, Malaysia, Nigeria, Bangladesh and Japan. The company sold its Digital Commerce platform (Live Gamer Elements) to Autodesk in 2014, in order to focus on its core payments technology and business. It rebranded as Emergent Payments in early 2015 and invested in the payments platform, team and operations in high growth international markets.

Exactuals
Exactuals is a SaaS-based platform that assists enterprises in paying non-employees. The platform registers its clients' data, calculates payments based on preferences, aggregates payment data, and distributes deposit payments to non-employees. It features identity vault, automated workflow, aggregated payments, real-time transparency, centralized identity management, direct deposit, and tax centers. It offers its services to firms in the music and film industries. Exactuals was launched in 2011 by Mike Hurst and is based in California.

Inbox Health
Inbox Health seeks to bring pricing transparency to the patient's point-of-sale experience in healthcare. Inbox Health believe that the future of healthcare is more than urgent cares, pharmacy clinics, and hospitals. Inbox Health helps healthcare providers manage their practices effectively without the infrastructure of a large organization or the freedom of practicing out-of-network. Inbox Health believes in a better patient experience, with transparent pricing and streamlined payments.

InstaMed Communications
InstaMed has emerged as the leading payments network for healthcare. They process billions of dollars and information on their single, integrated network, connecting thousands of hospitals, practices and payers, and millions of patients. Their innovative private cloud technology transforms the healthcare payment process by delivering new levels of payment assurance, simplicity, convenience and cost savings to the healthcare industry.

INSTO
INSTO is the world's first person-to-person payment platform that allows buyers and sellers to schedule payments over time. Buy or sell anything, and schedule recurring payments for things like services or rent.

Karmic Labs
Karmic (http://www.karmic.com), a leader in the convergence of payment cards and mobile software, has developed a robust, integrated payment and expense management solution that gives businesses the power to save time and money. Karmic is committed to developing reliable platform solutions that power simple and state-of-the-art financial applications. Offering ease of enrollment, payments and expense management along with a real-time mobile experience, "Powered by Karmic" solutions help anyone manage their expenses.

LevelUp
LevelUp helps merchants own the shift to mobile by powering mobile-payment optimized loyalty programs, enabling their customers pay for their purchase and accrue/redeem rewards with a single scan or tap. LevelUp's analytics platform helps merchants better understand their customers and deliver the right campaigns to the right customers to drive revenue and increase customer happiness. LevelUp is currently used by over 14,000 merchant locations and 4 million users. Anyone can download the free LevelUp app for iPhone or Android. Merchants can also embed the LevelUp SDK into their own branded applications. LevelUp, a SCVNGR company, is funded by Google Ventures, Highland Capital Partners, and Balderton Capital. Learn more at TheLevelUp.com.

LoopPay(Samsung Pay)
Founded in 2012 in Boston, MA, LoopPay is the most widely accepted mobile payment provider, empowering consumers to finally leave their physical wallets at home, today. LoopPay’s patented Magnetic Secure Transmission™ (MST) technology turns existing mag stripe readers into mobile contactless readers without any change or cost to merchants or their payment processors, enabling secure mobile payments at more than 10 million locations in the U.S. Consumers can select from an array of devices that match their phones and fit their lifestyles, including the LoopPay Fob, ChargeCase, CardCase and Card. In addition, all cards, including payment, gift, loyalty, reward and IDs, can be stored in one place via the LoopPay app, which offers utmost convenience and security, as all data is password and PIN-protected. LoopPay also encrypts and stores all card track data in secure memory within any device and is a Level One PCI Certified Payment Provider.

Lemonway
Lemon Way is a white-label B2B platform that offers payment processing, wallet management, and third-party payment solutions for joint gifts, crowdfunding, e-commerce, carsharing, mobiles, and marketplaces. With a range of complementary regulation and management services to its name, the company enables its clients to follow real-time back-office operations, carry out documentation, and fight payment fraud. Lemon Way also offers an API that can integrated into a client’s current payment systems.

Compte Nickel
The Account-Nickel is a service bank account alternative and means of payment French , created in 2010 by the company Financière electronic payments (EPF), with the co-founders and developers the engineer in electronic Ryad Boulanouar 1 and the financial Hugues Bret 2 .

Weeleo
Weeleo is a peer-to-peer platform that facilitates the exchange of cash currencies in person, based on the current rate and for free. It acts as a currency exchange tool that connects travelers who wants money with others who are willing to sell thus enabling them to save money. Users are required to create profiles, describing what currency they have or need. They are then match-made with potential swap candidates based on factors such as location and currency availability.

Afrimarket
Afrimarket is an innovative Money Transfer operator with a cash-to-goods approach, helping African migrants remit dedicated funds to Africa at a fraction of current money transfer costs. Afrimarket enables African migrants to send dedicated funds to their families back home at a fraction of the price of traditional money transfer giants. In 2012, African migrant workers sent nearly US $60 billion in remittances to support their families. African migrants face two challenges when remitting funds. - First, the cost. Africans pay more to send money home than any other migrant group. In fact, the average cost of sending money to Africa is almost 12 percent, much higher than the global average of 8.96 percent. - Second, part of the money that manages to make it home is not used for its intended purpose – rather, it can be diverted or lost to other needs deemed by the recipient to be more important. Afrimarket allows migrants to remit dedicated funds at specific point of sales where they can buy food, medicine or pay for tuition fees. Cutting out money transfer agents and other middlemen in favor of mobile phones, the Afrimarket platform is able to drive down fees for remittance senders, and thereby increase the amount of money that reaches the intended recipient. To send dedicated funds via Afrimarket, migrant workers simply need to log into their online Afrimarket account (soon to expand to brick-and-mortar agents in sending countries), enter their payment information, specify the recipients’ phone number, choose a specific point-of-sale for funds to be received, and click send. What distinguishes Afrimarket from other mobile remittance platforms is what happens on the recipient end. Through the platform, money is transferred from the sender's Afrimarket digital account in the form of credit (rather than cash), which can only be redeemed at designated point-of-sales, and used for specific purposes. Collapse

Mooments
Mooments provides digitised rewards solutions to corporates, banks and large-scale B2C players through a SaaS solution suite, ecosystem integrated into a consumer-and-merchant based redemption and payment solution.

PayTop
PayTop is an innovative, integrated and independent payment services business that is positioned as a mobile and web-based payment account operator. PayTop is approved by the ACP (Autorité de Contrôle Prudentiel de la Banque de France) and focuses on building innovating offers based on French regulation on a day-to-day basis, thus guaranteeing greater security for its clients as well as a long term trusted relationship. PayTop also has a multi service permit with a European passport. After money transfers, PayTop plans to expand its range of new financial services (credit cards, small office/home office equipment in payment terminals, etc.). The company obtained multi-service authorization from the ACP in April 2011 and is part of the worldwide business cluster “Finance Innovation.” PayTop has about ten associates and is based in Paris. More information is available at www.paytop.com

SlimPay
Subscription has completely transformed the way we consume, placing payment as an essential step of the customer journey and a key to online conversion. In addition to processing SEPA payments in EURO for fixed and variable payment plans, SlimPay’s API-driven Direct Debit solution provides value-added technologies and services enabling merchants to effortlessly onboard customers, increase customer lifetime value and maximise collected revenue. Visit https://dev.slimpay.com to find out more about our API. Our 60 payment specialists spread over 6 international offices are helping more than 2000 customers in 34 countries in their payment challenges. Founded in 2009, SlimPay is a licensed payment institution passported in several European countries. Collapse

Smile&Pay
Smile & Pay offers electronic payment terminals that enable small and medium merchants to accept payments from a large customer base with smartphones for no fixed fee. The company’s products include PocketSmile, a mobile-sized terminal that accepts all credit cards; and MaxiSmile, a terminal that features a printer and mobile GPRS facilities. With Smile & Pay’s payment solutions, individuals can also track their receipts in real time through their computers or phones.

HiPay
We’re a global payment provider processing more than 2bn € annually across 150 countries and 220 payments types. By harnessing data analytics we help deliver valuable customer insights that enable our clients’ businesses to succeed.

Monyx Wallet
The Monyx app allows consumers to purchase products at vending machines quickly and easily using their smartphones. Monyx provides special discounts and promotions on participating machines worldwide. With Monyx, users can use their Debit/Credit card/Paypal, track purchases history, send gift products to friends and much more.

moni
Hello I'm Moni and this is my fanpage! You can ask me for an advance of up to $ 4,000. It's very simple! Complete an online form and immediately you confirm if it was approved and I'll transfer it within the same day into your bank account. devolvés Like me? It is also very easy. Just the day debitaré agreed as your bank account. Arrives ends meet and are tight? He left a trip with friends? You had some unexpectedly? Want to go to a mega concert? Here I can help with a short term loan for you to solve some of these situations. Join www.moni.com.ar and you'll see how easy it is :)

Osper
Osper is a prepaid debit card and mobile banking service empowering young people to manage their money responsibly by instilling good financial habits from an early age. It offers a safe MasterCard prepaid debit card and a simple mobile banking app with separate logins for young people and parents. All money on Osper is safely managed by a European regulated bank. Its application runs on Android and Apple devices that also include any iOS device running 6.0 or higher. Osper is comprised of several investors, including Index Ventures, Horizons Ventures and a number of entrepreneurs, and individuals from the financial services market. To use the service, young people must be at least 8 years old, and must sign up with a parent or legal guardian. Their parents or guardians must be U.K. residents with a debit card from a U.K. bank. Osper was launched in 2012 by Alick Varma, who previously worked at McKinsey and Spotify, and also trained to be a math teacher. It is based in London.

Payment Components
PaymentComponents Ltd is a catalyst, empowering FinTech Innovation in Financial Institutions, Corporates and FinTechs. PaymentComponents is a unique amalgam, bonding deep Financial Services understanding, expertise in developing mission critical Financial systems and the latest trends in FinTech innovation. Our API Framework provides a complete, PSD2 compliant, solution for Financial Institutions to actively participate in the FinTech (R)evolution. It empowers the creation, testing & growth of Platform Based services & fosters the collaboration with the rapidly growing FinTech community. Through treasury management systems, automated payments & reconciliation solutions, we provide a hassle-free path to FinTech benefits, for Corporates. Via software components, support and know-how, we enable Rapid & Agile development of SWIFT & SEPA compliant FinTech applications worldwide. We are empowering FinTech Innovation for Computer Associates, JPMorgan, Citigroup, Pictet and Credit Suisse, among others.

PayinTech
Founded 6 years ago, the company is pioneering the use of contactless technologies applied to the tourism, leisure and entertainment. It innovates year after year and rapidly accumulating experience to become cashless leader on the French market events. It deploys its solutions for this sector from the beginning of 2011 and then continues its development in the field of fixed solutions. Payintech: the will to create the world leader cashless systems in industries recreation and tourism The company's vision of simplifying the leisure industry transaction systems while maximizing their revenue and marketing data. It stems from the desire to create a global leader with a proprietary system, plug and play and scalable. PayinTech allows actors recreation and tourism to optimize the management of financial flows while generating new revenue and achieving strategic marketing datas: the customer is immediately positive ROI . The PayinTech solutions allow end users to simplify their financial transactions while providing a fun and interactive living that allows managers / organizers to operate new levers for acquisition and retention .

Neomy
Neomy is the personal assistant who informs of the best time to send money abroad. His intelligence looks for the best exchange rate over recent times. Feel free to chat with Neomy, she will take care of everything directly :)

Swikly
Swikly is the new simple alternative to online booking services, security deposits and down payment transfers. Swikly is your trusted third party which can seal a booking commitment by a credit card imprint while keeping your usual method for the final payment (cash, checks, credit card …). You can now ask for your down payments or security deposits without the check or bank transfer constraints.

Spendesk
Spendesk’s mission is to change the way companies manage their payments. We use the latest innovations in the banking industry to build a software that gives CFOs a complete control over their company’s spendings and provides employees with an awesome experience when they need to do professional purchases. Our SaaS application provides corporate cards fully integrated into customizable approval and bookkeeping workflows. CFOs and accountants can now easily generate and manage credit cards for employees to use in their day-to-day transactions. Spendesk is a unique solution to generate corporate cards for employees and easily manage expenses as a team. Today, hundreds of European customers have already trusted Spendesk including AB Tasty, Bobbies, Deezer, Drivy, iAdvize, JobTeaser and Webedia Group.

Dopay
dopay provides a cloud-based payroll service that allows employers to calculate salaries and make payments electronically. Worldwide there are 2 billion people that have jobs but no bank account. Companies feel this acutely. Since both their employees and their customers are unbanked, they have to manage huge amounts of cash. DoPay breaks this cash cycle by offering a payroll and cash management service for companies. Employees receive a DoPay card and DoPay app, which give them a full banking experience. We are already working in partnership with Barclays to provide payroll services to several multinationals, embassies and local companies in Egypt and aim to expand into the largest unbanked regions of the world.

Red Flag
To develop a platform to make it easy to start and manage SMEs using your phone, including automated accounting, expenses, invoicing.

Previse
Previse has pioneered algorithm-driven invoice payment decisions. We use machine learning to predict the likelihood that a multinational will ultimately pay a supplier's invoice, which enables instant payment. Previse reduces transaction costs for buyers, improves working capital for suppliers, and creates an attractive new asset class for funders. This is "Trade Finance 2.0", driven by data, and driving growth for companies large and small.

MONEYMAILME
Moneymailme is a mobile application that enables its users to receive and transfer payments with others. Moneymailme lets you send and receive money instantly on your mobile device, securely and free while chatting with your friends or during video calls with them. Money can be transferred overseas in multiple currency formats. Moneymailme was founded in 2015 by Mihai Ivascu and is based in England.

Billon GROUP
Billon disrupts technological fundaments behind money and the way it is stored and moved between people and organizations. We have created a revolutionary instant payments system tapping on distributed ledger technology. Our technology supports all national currencies, complies with financial regulations and eliminates barriers of time and distance. It is a technology that cares for people’s needs in the digital age. Billon builds pioneering white label products and customised solutions for businesses that wish to reinvent their financial transactions, benefit from new ways of engaging with their audiences and reshape their processes to meet the needs of the digital age. Our solutions enable new incentives schemes and motivational programs for your users. You can tailor them to your requirements and offer all your consumers, employees or temporary workers a fully digital and mobile user experience. We also offer ready to use merchant services and content monetization tools.

Treezor
Treezor is an independent provider of outsourcing and white label solutions for electronic payments. Founded in Paris, Treezor owns a European License and is one of the approved suppliers for MasterCard® Prepaid. As an e-money issuer and a payment institution, Treezor is a white label solution dedicated for prepaid cards, e-wallet, marketplaces, crowdfunding and collaborative consumption platforms. With over 50 million transactions processed every year, Treezor is an expert in payments and risk management.

PayGreen
PayGreen Online payment solution with a positive impact on the world

POLLEN TECHNOLOGIES
Pollen is an Open Banking Platform for the Enterprise. Our SaaS platform is integrated directly into a companies bank account, helping streamline their AP/AR processes, using a combination of human and machine led interactions. Our goal is to help companies scale more effectively by allowing them to scale their ability to pay and get paid more efficiently.

CASHAA
Cashaa is a p2p marketplace for money transfer matching senders and receivers with cryptocurrency traders. Cashaa is a UK company based in Level39, Canary Wharf, and has just been ranked no.41 of the most influential blockchain companies by Richtopia. Cashaa is a product of Auxesis Group, India`s leading blockchain development company which works with banks, governments, insurers and startups in India and internationally. We successfully launched our MVP in Feb 2017, did some live transactions, and the motivation of building a truly innovative remittance application is becoming more stronger with each transaction we are doing. Although our competition is with the Western Union kind of services, we were also able to compete with startups like Transferwise, World Remit, Uphold or Circle without having a huge customer acquisition cost. Now we are glad to announce our seed round of $1m to make Cashaa a groundbreaking product which can compete with the industry giants like Western Union and MoneyGram as well as with startups like Transferwise and World Remit.

WHITES GROUP
Whites Group is a UK based international payments and foreign exchange specialist, we focus on serving clients across a number of sectors who require overseas transactions for their everyday business. We are regulated by the FCA as an Electronic Money Institution in the UK and a Money changer and remittance company in Singapore with the Monetary Authority of Singapore (MAS). Our license in the UK allows to do everything a bank can do other than lend money and pay interest on deposits held. In Singapore we can purely make a transaction on behalf of a customer to over 36 currencies. We currently transact in excess of £330,000,000 per annum on behalf of our corporate and individual clients and have recently opened the office in Singapore. Additionally we are in the early stages of gaining regulation in our first US state which will open up a huge market in the coming years. We are looking to raise finance to allow us to expand our product suite, this will give a leading edge over competitors, open up a huge market we couldn't previously monetise and give us huge cross selling opportunities to our current client base.

CashWay
CashWay provides a simple solution for everyone to pay online with cash.

REMITSY
Remitsy are saving businesses time and money on international payments to China. Currently, Remitsy help businesses all around the world with their payments to China. Remitsy is the fastest and cheapest solution for China corridor, thanks to underlying blockchain technology.

IXARIS
Ixaris Systems is a B2B financial services company that provides enterprise payment solutions and payment applications based on open-loop prepaid card schemes for organizations. Its payment applications provide easy access to electronic payments for consumers who are unwilling or unable to use credit card services. The company’s technology division enables banks, financial institutions, and payment innovators to rapidly deploy and support payment applications and solutions. Its solutions division enables enterprises in the travel industry to optimize their use of corporate payments to gain advantages specific to their sector. Founded in 2002, it is based in London, United Kingdom.

Spendesk
Spendesk’s mission is to change the way companies manage their payments. We use the latest innovations in the banking industry to build a software that gives CFOs a complete control over their company’s spendings and provides employees with an awesome experience when they need to do professional purchases. Our SaaS application provides corporate cards fully integrated into customizable approval and bookkeeping workflows. CFOs and accountants can now easily generate and manage credit cards for employees to use in their day-to-day transactions. Spendesk is a unique solution to generate corporate cards for employees and easily manage expenses as a team. Today, hundreds of European customers have already trusted Spendesk including AB Tasty, Bobbies, Deezer, Drivy, iAdvize, JobTeaser and Webedia Group.

Limonetik
Limonetik is a disruptive ​B2B ​payment platform providing High Standard Quality payment services to gateways, acquirers and Tier 1 international merchants (B2B & B2C). Our ​easy to integrate Api enables Acceptance & Aggregation of 125 International Payment Methods and also offers "ready to use" customizable marketplace solution ​with a broad choice of sophisticated payment features​. ​ Limonetik’s solutions are global, gateway & acquirer agnostic and we can reach most markets with international and local payment methods. In 2015, Gartner awarded Limonetik “Cool Vendor in digital commerce” status due to our ‘one-stop’ innovative SaaS solution which makes real and positive impacts on our clients businesses. Limonetik announced an increase of over 120% payment transaction volumes processed on its technology platform in S1 2017 Limonetik has raised 10 million € ​in Serie​s​ A ​from ​VC​s​ (Newfund – Orkos – Hiinov) and some successful Business Angels. Among them Olivier Mathiot and Pierre Kosciusko Morizet (Founder of Priceminister), Regis Bouyala (Payment Guru and writer of “World of Payment”), Alain Parize (founder of Smile’s), Laurent Nizri (Founder of Alteir Consulting specialized in Bank & Payment), and Arnaud Barey (Founder of Voyagermoinscher), Erich Lawson Smith (Arma Partners).

Wynd
WYND is helping retailers to create in-store and out-store customer journeys and to manage their orders and payments easily.

Payfit
Paying employees has never been easier. PayFit allows SMEs to easily manage the pay and leave of their employees.

EBURY
Using Ebury’s integrated financial services and technology, small and mid-size companies can make and receive payments in foreign currencies, enjoy better exchange rates, use emerging-market currencies, hedge currency risk, benefit from liquidity, and finance transactions in more than 100 currencies – quickly and easily with a managed service. In addition, its white-label products are offered via brokers and accountants. Ebury is one of the UK’s fastest-growing financial services companies, employing more than 170 people across offices in London, Madrid and Amsterdam. Its clients include more than 3,000 mid-size companies. It is regulated by the Financial Conduct Authority. For more information, visit www.ebury.com

Paycar
PayCar offers both security and simplicity by enabling sales to be made outside bank opening hours. No more bank check to check or anxiety about credit funds on his bank account.

Revolut
Revolut offers its customers a global money app that claims to cut hidden cross-border fees to zero. It allows customers to exchange currencies at perfect interbank rates, send money through social networks and spend with a multi-currency card everywhere Mastercard is accepted. It also facilitates users with all services on their mobile app. The online and in-store purchases done by the card are free of charges and the ATM withdrawals done by the customer, provides them with the local currency at the best possible exchange rate. Revolut plans to add support for cryptocurrencies, stocks, and bonds. It is also going to expand to North America and Asia. Recently, the company applied for a banking license in Lithuania. Revolut also plans to build its own payment processing network. (Nov. 2017)

IMPERIAL FOREIGN EXCHANGE
mperial FX helps businesses and individuals transfer money anywhere in the world and in any volume – quickly, easily and inexpensively. Our professional and service-oriented approach is backed up by decades of industry experience and highly-trained staff, ready to help you. Whether you use us to pay a service provider in the Middle East or to buy stock from Germany – we understand your requirements and have a comprehensive set of services that will allow you to run your international finance needs effectively.

UINT
UINT is a hardware and software solutions for banks. It caters powered card engineering. It help banks conceive own authentication strategy for logical and physical transaction in either corporate banking or retail banking.

SETL
SETL is an inititive to deploy a multi-asset, multi-currency institutional payment and settlements infrastructure based on blockchain technology. The SETL system will enable market participants to move cash and assets directly between each other, facilitating the immediate and final settlement of market transactions. The SETL system maintains a permissioned distributed ledger of ownership and transaction records, simplifying the process of matching, settlement, custody, registration and transaction reporting.

Virgopass
Virgopass is the payment solution developed by jet multimedia france, subsidiary of digital virgo group, a global and leading digital solutions provider, partner of the media and telecom operators. It provides a wide range of digital entertainment offers to the user. It enhances the user experience in digital entertainment. It provides digital entertainment solutions for the media, publishers, and carriers.

Virgopass
Virgopass is the payment solution developed by jet multimedia france, subsidiary of digital virgo group, a global and leading digital solutions provider, partner of the media and telecom operators. It provides a wide range of digital entertainment offers to the user. It enhances the user experience in digital entertainment. It provides digital entertainment solutions for the media, publishers, and carriers.

BuyBox
Since its founding in 2010, BuyBox has spent five years developing its platform built on cutting-edge technology, enabling any e-retailer to roll out E-gift Card service for its clients. BuyBox clients currently include such big names as E.Leclerc, Carrefour, L'Occitane, Belambra, and VeryChic.

CALASTONE
Calastone is an independent, cross-border transaction network for the mutual fund industry.

WeSwap.com
WeSwap is the world's first person to person currency exchange for the traveler. Users swap currency with each other at the interbank exchange rate and pay a transparent fee. As well as an online account which can hold multiple currencies, users receive the WeSwap Prepaid MasterCard(R) which enables them to access the funds in their account anywhere that accepts MasterCard.

VOGOGO
Vogogo is a web application that provides paperless invoicing with online payment services. The application is designed for small businesses as an efficient and effective replacement to traditional paper invoicing and receipt of payment by paper cheque. Most small businesses can benefit from being more efficient but many do not have a lot of resources to research and implement new business systems. With that understanding, Vogogo was built with a focus on simplicity and ease of use.

MASABI
Masabi is the global leader in transport mobile ticketing and payments. The company’s award-winning JustRide platform is a cloud-based, deployment-proven, end-to-end mobile ticketing and fare collection system. It consists of services for ticket purchase, display and inspection, together with back-end infrastructure for secure payments, ticket management, customer service, reporting and real-time analytics. Masabi’s technology signals the end of ticket lines, lost tickets and fumbling for cash by allowing passengers to quickly and securely buy and display tickets on their mobile phones. Masabi’s scalable cloud-based technology is operational with over 25 transport agencies and operators round the world, including: Virgin Trains, Arriva, Abellio, Thames Clippers, Boston’s MBTA, LA’s Metrolink, Transport for Athens, NICE Bus New York and launching with New York’s MTA in 2016. The company has offices in New York, Boston and London.

MIURA SYSTEMS
Miura Shuttle is a U.K.-based provider of innovative electronic payment hardware. It designs, certifies, and manufactures payment hardware for the mobile point-of-sale (mPOS) solution marketplace. It enables retailers and acquirers to provide payment solutions for the retail, hospitality, financial, and transportation markets globally. Miura Shuttle also helps payment service providers and tablet-based POS software vendors disrupt their markets. The company sells its devices in the United Kingdom and internationally. It was founded in 2008. \

judopay
We believe apps are the future of commerce because they transform old-school, clunky browser experiences into the easy, speedy fulfilling experiences customers want. We partner with you to bring in-app greatness to your customers and brand, with the slickest, simplest and safest payments platform around, so your business grows as a result. And you’ll know when we’ve done our job because it’ll be like we’re not even there. A taxi with one tap. A coffee ordered and paid before your customer enters the cafe. It’ll just work, like magic. From launch partner of Apple Pay to developing the first mobile-specific fraud prevention service in 2013, we’re pioneers in next-generation mobile payments, for app experiences your customers will love. For further info, please visit - www.judopay.com or call us on +44 (0) 203 503 0600.

BANGO
Bango is the standard platform chosen by leading global stores to deliver mobile payments to everyone. As the next billion consumers adopt their first smartphone and look for universal payment methods, Bango will be there to unlock the world of apps, video, music, games and other content that brings those smartphones to life. Global stores plugging into the Bango Payment Platform include Amazon, Google, Samsung and Microsoft. Bango also partners with leading payment providers around the world to drive new users and revenues through its industry-leading mobile payment solutions. Visit: bango.com

BINK
Bink is a mobile app that automatically collects consumers loyalty points and rewards just by them using their payment cards. The app links their payment and loyalty cards together....like magic enabling retailers to send hyper-personalised offers and promotions direct to their mobile, together with showing all of their loyalty balances, securely in one place. Bink is available in the App Store and Google Play. Consumers have the ability to create an account using Twitter, Facebook, or its users’ email address. Launched in 2014 by Lee Clarke and Greg Gormley, the application is operated from Ascot and now offices in London The Company has grown to over 52 staff and is continuing to recruit with ambitions for an office in NY before the end of 2017

HANDPOINT
Handpoint provides a complete payment solution as a service for next generation Point of Sale, delivering pre-certified chip (EMV) and contactless (incl. Apple PayTM) payments to POS developers with just a few lines of code, without having to go through any certifications at all. Handpoint has been a global innovator in payments, winning both the prestigious FinTech Innovation Award 2015 for Mobile POS and the Payments Awards 2014 for the world's first PCI-certified point-to-point encryption for mobile (PCI-P2PE). Handpoint provides this payment service with sleek card readers in North America, Europe and South-Africa. Learn more at www.handpoint.com and download our freely available simple APIs and SDKs at dev.handpoint.com. Read on www.nextgenpos.com and explore why “NextGenPOS to Cash registers are what PCs were to Typewriters” as well as related topics by primary Fintech though leaders. *NextGenPOS = {Tablet POS, iPad POS, Mobile POS, mPOS, queue buster…}

Cloud Connecte

Quarter
Quarter is a group payment method that allows users to split the cost of an online purchase at checkout.

PayMyTable
PayMyTable is a mobile application which enables you and your friends to seamlessly pay the restaurant bill without waiting for your server! Because a nice dining experience can easily be ruined by a frustrating payment process (waiting and fighting for the bill), use PayMyTable and finish on the best taste!

PLEO
Pleo provides business spending solution by offering smart payment cards for employees. Pleo offers on-­demand Prepaid MasterCard® virtual cards (for online purchases) and plastic cards (for in­store purchases) connected to a desktop and mobile app for both employees and managers to track and manage all company expenses in real time.

Switch.
Switch is a payment gateway platform that enables businesses to accept payments online. It aims to empower online commerce by providing the tools necessary to deliver frictionless transactions.

TRANSFERGO
TransferGo is a global money transfer company that supports migrant workers to send money back to their relatives without paying unnecessary bank fees. Through the company, migrants have the ability to transfer money overseas with the help of a digital account-to-account business model. As it is a licensed and authorized payment institution controlled by the FCA under the supervision of HMRC, the company is considered as a secure way of transferring money. Since it removes the costs of international transfers, TransferGo is a fit for businesses to pay their suppliers. It charges a fixed fee for transferring money as well as 0.6% to 1.5% fee for the currency conversion per transaction.

GOHENRY
goHenry helps young people learn how to earn, save and spend responsibly. Combining web and mobile apps with a pre-paid debit card with parental controls, goHenry gives 8 to 18 year olds hands on experience of managing money within a safe environment. Parents set rules and limits, can allocate pocket money automatically or set tasks and chores for their children to earn extra money. They and the kids can see their earnings, spending and saving on graphs. Children and teens can also use budgeting tools to set savings goals, and track and filter spending by retailer, size of spend and category. It’s a way to give young people financial independence so they can learn by doing, but under a watchful eye and with no danger of debt. goHenry was set up by a small group of parents and friends, unable to find the right tools to teach their own children about money.

QIKSERVE
QikServe is a B2B cloud-based platform that provides ordering & payment services for hospitality operators. QikServe’s platform enables customers to discover restaurants, check-in to tables, browse menus, place orders, save and redeem loyalty points or vouchers, and pay their bill directly from their mobile phone or tablet.

PLANET PAYMENT
Planet Payment delivers innovative payment processing solutions that solve many of the challenges facing today’s global electronic payments industry. They deliver their payment processing and multi-currency solutions to 71 financial services institutions around the world. Their services are currently deployed at 103,000 active merchant locations in 23 countries and territories across the Asia Pacific region, the Americas, the Middle East, Africa and Europe. At the heart of Planet Payment is our centrally-hosted transaction platform which manages the global connectivity and interaction between consumers, merchants, banks, and the payment networks. Their platform provides the flexibility to deliver solutions tailored to meet the specific needs of banks and merchants in both established and dynamic emerging markets around the world.

ACCESS PAY
AccessPay develops and offers cloud-based payment and cash management solutions. The company’s cloud-based service provides ease of integration with any ERP, TMS, or other back-end systems. It also enables the straight-through processing of domestic and international payments via BACS, FPS, CHAPS, and SWIFT. By connecting an organization’s back office systems with its banks and providing a consolidated view of all banking relationships, AccessPay gives corporate enterprises real-time visibility of all cash balances and offers a detailed analysis, which helps financial professionals maximize the use of working capital. The company was founded in 2012 and is based in London, United Kingdom.

STHALER
The Sthaler team initially developed FingoPay payments and the Fi-D identity and access system while working with major promoters of global music concerts and festivals. The challenge for promoters is to introduce a secure, convenient, cashless payment and access system that opened the loop and allowed cash from sources outside of the event i.e. live card transactions. FingoPay and Fi-D have been designed to bring speed and accuracy and a sensible, secure, easy way to go shopping, for dinner or to a club. Transactions take less than 5 seconds including loyalty Each transaction can involve the customers mobile or wearable device for additional security. All transactions are digitally receipted to customers FingoPay account and email. Whether a customer is at an event, on the high street, on the beach, by the pool, at the bar all they need to carry is their fingers and every transaction is secured by their unique natural identity, that is impossible to replicate

MONEY MOVER
Money Mover’s core focus is to provide the mass affluent and SMEs - which are under-served by banks and other payments providers - with simple, transparent and low-cost payments across currencies. In order to differentiate from its competitors, Money Mover has developed a web application which provides rich functionality (integration with accounts, reports, tools and services) as a core part of our service. Money Mover charges a single fee per payment, which is linked to the transaction size. All costs, charges and fees are included in the fee quoted. There are no hidden costs or membership fees.

Droplet
Droplet is an app that lets you collect rewards on your phone and pay in your favourite places hands-free It's also completely transaction fee-free for merchants. 600 businesses and 19,000 users in three UK cities have joined Droplet so far and we're growing to 15 cities this year. Find out more and download the app at https://dropletpay.com

AstroPay
AstroPay is the fastest growing payment solution in Latin America. It provides guaranteed payment solutions to consumers, avoiding issues like payment rejections, local taxes, fraud and credit approval. AstroPay also allows consumers to purchase online at international websites, using the most effective local payment methods in local currency. AstroPay, a UK company, runs operations in more than 10 countries in the Latin American region, providing payment solutions in markets where most popular solutions are not available, or not functioning properly. We pride ourselves on our ease of use, simple integration and operation for our merchants; easy registration and usability for our customers. Unless merchants accept local payment methods, the approval and conversion rates in Latin America will be minimal. AstroPay helps you raise merchant's income rates with a first-class payment solution. We allow merchants to accept local payments solutions in multiple currencies and then AstroPay simply settles funds offshore. Our clients include PokerStars, Neteller, GoDaddy, WorldPay, Light in the Box, Workana, BET365 and many more. AstroPay is already the payment method of choice for thousands of Latin American consumers.

CratePay
CratePay makes receiving and sending payments easy. Accept payments from hundreds of countries and withdraw to your bank-account, PayPal, Payza, Neteller, Skrill, Bitcoin, SolidTrustPay, PerfectMoney and many others. Accept instant payments with CratePay's IPN and send auto-payments using AutoPay. CratePay can be used for personal and business purposes with less hassle and more fun. Deposit and withdraw your money with ease. International payments made easy.

Daotec Ltd
Whether you wish to capture more sales, route your calls to different locations, or offer IVR services to your customers - our wide range of services and options offer the flexibility you require. DaoTec was founded in 2001 and operates as a carrier in the UK and Austria and offers customized telecom solutions as well as premium, toll-free, special rate & geographic phone numbers.

GlobalWebPay
Global Web Pay is a company dedicated to making online international money transfer as easy as possible to all European consumers. Our mission is to make money transfer fast and painless – allowing users to send money anywhere in the world at low cost. Global Web Pay has teamed up with Envoy Services Limited to bring the benefits of their network of global banking relationships and local payment methods to the online consumer. Together, we access a global banking network of over 200 banks, used to deliver your money cheaply, quickly and securely. - Transfer from UK to over 35 countries - Faster, Cheaper, Easier Payments - Simply £4.75 for any transaction. - Make payments by debit card or bank.

M2 Payment Solutions
M2 Payment Solutions brings forth over 25 years of experience in the financial services and technology industry to provide world-class issuing and acquiring processing services.

Mukuru
Mukuru.com is an online remittance company.

North Payments
North Payments is a leading provider of payment services enabling businesses to transact online safely, fast and with ease.

Bankable
Bankable is a global architect of innovative payment solutions for corporates, banks and retailers. Our solutions – including e-wallets, m-wallets, remittance services, P2P money transfers, and prepaid card programmes – are available in the form of white-label self-service platforms as well as via APIs. Our proprietary software assets help organisations streamline their payment processes while unlocking new revenue opportunities. While banks and retailers can quickly launch new corporate or retail financial products, our “Banking as a Service” approach enables any organisation with a large customer base to offer light banking services to their customers.

Kayswallet
Payment processing and e-commerce solutions. Kayswallet is an independent UK-based payment and business consultancy that provides comprehensive payment solutions and gateways for all types of businesses. The company specialises in providing Card Not Present (CNP) payment solutions, online merchant accounts, e-commerce solutions and consulting services for the global e-commerce markets. Kayswallet also provides Terminal and Point of Sale (POS) solutions for UK clients. Kayswallet is the one-stop service for B2B clients looking to create the optimal online payment process. We are the initial contact between the client and the acquiring bank where our experienced professionals guide businesses through every step of setting up everything needed for online credit and debit card payment processing. Kayswallet's B2B specialties include: e-wallet solutions e-commerce business development Online payment Payment processing Credit and debit card payments Prepaid card payment solutions Acquiring services Mobile payments Offshore multi-currency private banking Small project management Whether you are an experienced online seller or a newcomer to the e-commerce world, Kayswallet can provide you with the best possible solution. We cover every aspect of online payments such as setting up payment gateways and creating an Internet merchant accounts. We also assist with implementing secure online payment API including 3D secure processing and e-commerce consulting services. Our services are ideal for all types of online and offline businesses. They include online shops, web directories, software developers and publishers, online dating and social, restaurants, hotels and travel websites, financial service providers. We also are able to consult on some high-risk type of businesses. No matter what your business needs are, our dedicated team will find the best solution for your company in the most efficient and hassle-free way. Over the last couple of years, the online payment industry has seen substantial growth and innovation. New digital currencies emerged, mobile payments and mobile-to-mobile money transfers are becoming more and more popular every day, and prepaid virtual payment cards tied to e-money accounts are as common as any of the traditional payment methods. All these changes make starting an e-commerce business a lot easier than before. However, there are still a lot of challenges businesses have to face when finding the right payment processing solution. When a business is looking for an online payment processing solution, it's really important to find the right merchant account and the best payment processor. Kayswallet covers the whole online payments spectrum and guides businesses through the whole setup and maintenance process.

Payza
Payza is an international e-commerce payment platform that facilitates fast, safe, and easy transfer of funds, acceptance of payments, and online payment transactions without the need for traditional banking services. Payza's e-wallet software makes the world of online commerce accessible to more people than ever before by providing a single low-cost platform for payments, remittances, e-commerce, prepaid debit cards, currency exchange services, and more. Their services also include a range of tools for bookkeeping, money management, and payments. Payza does business in over than 200 countries and accepts transactions in over 20 currencies.

ImpulsePay
ImpulsePay is the leading facilitator of the UK Mobile billing mechanism, Payforit and its underlying "direct-to-bill" technology. Payforit is a major improvement on existing premium rate technologies. The key component leverages "Direct to Bill" technology which allows us to apply a charge directly to the consumer’s mobile phone bill or credit within the network operators accounting systems. This means we do not need to send premium rate text messages, rely on delivery reports or use a cumbersome process for authorisation. Once a consumer hits our payment gateway, they authorise the purchase by a sending or receiving a pin code (you can choose which method to allow) and that’s it. If they have sufficient PAYG credit or their contract is in good standing, then the charge is applied and they get sent to the success page you specified. ImpulsePay became available after the launch of the Payforit 2.0 framework by the UK network operators. This aims to give greater online payment transparency and consumer protection, whilst opening up the online world to an easier way to accept high volumes of small payments at a much wider range of tariffs under £10. ImpulsePay is a key member of the Payforit Management Group, continually contributing to the development of the mechanism, most recently with the framework release of Payforit 4.0. Payforit replaced Premium SMS as the permitted online billing solution, by operator mandate, from January 2013.

Solid Payments
Solid Payments is a global Payments Service Provider since 2011, a Gibraltar company registered as an ISO with VISA / Master Card as we provide secure payment solutions through various acquirer banks to online ventures worldwide. Solid Payments provides state-of-the-art technology that helps merchants to process transactions easily and securely. Solid Payments specialises with strong risk tools and is an expert with fraud prevention and fraud monitoring. We understand your processing needs and we measure your risks, therefore we build to each client a tailored and unique solution that helps to increase his revenues. Our state-of-the-art gateway is PCI level 1, and gives you and your clients a simple and smart way to pay online.

PaymentsCompliance
Actionable intelligence into the legal and regulatory payments landscape

Paypoint
PayPoint is a leading specialist payments collection network used, primarily, for the cash payment of bills and services and prepayments for mobile telephones and energy meters. PayPoint commenced trading in 1996 and initially collected payments through its network of Retail Agents for its founder Client investors, who included British Gas, BT, BBC TV Licensing, London Electricity (now part of EdF) and four water companies. Since then, PayPoint has successfully added to its founder Client base, grown its Retail Agency network, developed new services and now has many new Clients. It handles over £9.5 billion from over 550 million transactions annually for more than 6,000 clients and merchants.

Fonix
Fonix Limited, a cellular phone distributor, supplies telecommunication handsets in the United Kingdom and internationally. The company is based in Sheffield, the United Kingdom.

Orderella
Orderella is a mobile ordering and payment platform for the hospitality industry. The company's platform allows the users to order and pay for drinks ahead of their arrival. Orderella was founded in 2012 and is headquartered in England.

Oxygen8 Group
Oxygen8 Group are a global provider of integrated mobile solutions with offices in ten countries, operations in over 20 countries and a turnover in excess of £90million. Headquartered in Birmingham UK, Oxygen8 also has offices in London, Australia, Canada, Caribbean, Ireland, Kenya, South Africa and the USA. Working in partnership with its clients, Oxygen8 enables businesses to drive new revenue streams, improve customer communication, build brand awareness and increase customer loyalty. Clients include mobile networks, newspaper groups, radio and television stations, major high street retailers and banks. As a global business, Oxygen8 has the infrastructure, technical skills and depth of resource to take new products to market quickly and easily, whilst still giving clients the benefit of 'on-the-ground' local knowledge and support. The Oxygen8 management team draws on many years of experience and expertise, having been at the forefront of the mobile marketing industry since its inception. Oxygen8 is fully compliant with the latest industry regulations and standards, providing customers with complete confidence that the company is leading the way in best practice for the industry.

ParentPay
ParentPay Limited is a software company that provides an online payment system for schools in the UK.

Payfriendz
Payfriendz is the new free payment app that makes payments with friends simple and free.

KWANJI
Kwanji is an online FX comparison platform empowering businesses globally to trade more efficiently. Bridging both emerging and traditional markets, we’re partnered with FCA regulated brokers in the UK and beyond. Quickly compare and choose from multiple FX quotes in seconds, send funds and transact globally without being overcharged.

PepperHQ
Pepper is a B2B mobile payments and loyalty application that enables brands to increase their operation efficiency and drive more traffic. Consumers can discover and learn about brands, check-in to pay at stores, earn and redeem loyalty points, pre-order their favorite products, and get access to message alerts sent by these stores. Brands and businesses can gain access to consumer analytics; promote their products; manage their bespoke and loyalty apps using self-help guides and reference apps offered by the platform; and integrate their existing POS environments, analytics packages, loyalty programs, identity providers, and back-office systems with Pepper through a cloud-based API.

Sparkle.cs
Brands, loyalty operators and retailers all want to innovate in-store to help drive better and more profitable customer engagements. The Point of Sale (POS) is central to this environment and any innovation that needs to interact with it, including paper coupons, digital coupons, price-comparison, loyalty programs, social media, mobile wallets, etc. Until now, POS changes have been costly and time consuming projects, exacerbated by the many varieties of POS units both within and across retailers and the vendor lock-in that POS providers wield. Consequently, POS changes are often strategic bets requiring high-level sponsorship and commitment – the very antithesis of ‘test and learn’. Sparkle for the first time provides a solution that, without POS software integration, converts the POS into a platform that can be dynamically updated with new functionality (POS Apps) that can interact in real-time with loyalty programs, mobile phones, social media sites, ecommerce sites and bespoke customer interactions. Sparkle is creating the App Store for POS.

CAKE TECHNOLOGIES
CAKE is revolutionizing the way restaurants and bars engage with their customers. We are expanding rapidly throughout London through our mobile payment app, which seamlessly connects customers with the restaurant, allowing people to itemise, split or pay for all of the bill. Cake not only eliminates the hassle of cash and card payments, but also provides invaluable and actionable data back to the venue to drive revenue and increase loyalty and retention. Working hand in hand with venues, CAKE fully integrates with Point of Sale systems, enhancing customer insight and marketing data collection for venues. Our relationships with some of the most well-known brands in London means that Cake is now processing more payments than the traditional methods of cash and card in over 70% of our venues. With growth rates averaging over 20% month-on-month, CAKE is constantly on the lookout for new and existing venues who wish to dramatically improve the customer experience.

Skrill
Founded in 2001, Skrill (Moneybookers) is one of the world's largest online payments and Digital Wallet providers with over 20 million account holders. The Digital Wallet allows customers to make online payments securely without revealing personal financial data, as well as send and receive money using just an email address. Skrill's worldwide payment network offers businesses access to more than 100 payment options, with 41 currencies covering 200 countries through just a single integration. More than 100,000 merchants use Skrill globally, including eBay, Skype and Facebook. In recent years, Skrill has won a number of accolades including placements in the 2010 Deloitte Technology Fast 50 and Sunday Times Deloitte Buyout Track 100 league tables. Skrill kick-started January 2012 with in-line HTML5 gateways for payments from mobile devices and Skrill 1-Tap, the ultimate way to buy with just one tap when you're on the move.

CurrencyTransfer.com
CurrencyTransfer is an online marketplace matching individuals and businesses with the best international payment quotes.

JunglePay
JunglePay Mobile Payments and Online Billing Solutions. JunglePay, developed by TxtNation, provides payment options to mobile or web-site user, in the form of mobile billing(primary option), IVR Billing (Phone Billing) and credit card payments.

Zapp
Zapp is the mobile payment innovator. Zapp's technology is backed by some of the biggest names in financial services and retail. Zapp is an independent company within the VocaLink group. Zapp's Pay by Bank app service will be available from October 2015 to Barclays Pingit users making Pay by Bank app the UK's first total market mobile payment solution

Flypay
Flypay is a food tech startup changing the way customers order and pay in hospitality environments through four service experiences: 1. Pay at Table - our award winning solution that allows customers to check, split and pay for their bill, without finding a waiter. 2. Bar Tabs - our reinvention of the bar tab eliminates the need to leave cards behind the bar. Customers pre-auth their tab and can just walk out at the end of the night without needing to check out. 3. Order and Collect - ability for customers to order for takeaway, on the fly. 4. Order at Table - aimed at counter service brands, customers can order and pay for their meal without needing to find a waiter. Winner of the Payment Awards 2015 Mobile Payment System of the Year.

Paym
Paym is mobile payment platform that enables users to pay friends, family and small businesses. Users can register for Paym through the banking app and link their bank account to their phone number.

Zappit
zappit is a pioneer of both NFC- and QR-enabled mobile engagement and payment technology; connecting brands with consumers, anytime, anywhere. With headquarters in London and representatives across the world, the zappit team brings over 15 years of experience in delivering consumer engagement solutions to our clients’ mobile marketing campaigns. Providing a range of mobile technologies and a data profiling service to businesses including Morrisons, JCDecaux and Avery Dennison, zappit is delivering the future of mobile engagement technology today, allowing brands to generate and analyse rich customer data and adopt a more targeted and personalised approach.

PayMet
PayMet charges directly to your card in the most secure way. You'll love it because it rewards you for going back to your favorite places.

Covercy
Based in Israel, Covercy provides online, international money transfer and foreign currency exchange solutions. It ensures transparency and helps its customers avoid hidden charges. It targets small- to medium-sized payments and allows its users to make payments to any country in 21 currencies. Covercy serves its customers in the EU member countries, the United Kingdom, and Israel. It was founded in 2014.

Duo Money
Duo Money offers a global, cheap and fast payment app unlocking the power of Bitcoin for value transfers: - Frictionless cross-currency transfers - Easy P2P transactions - Pseudonymous and secure payments Our Duo Money app is a prepaid wallet for bitcoin payments. It makes bitcoins exceptionally easy to use for European consumers. Top-up in local currency (GBP or EUR), and at the point of payment we instantly fulfil a bitcoin transaction at the spot rate. It can take as little as 3 seconds from opening the app to completing a bitcoin transaction. With Duo Money, use bitcoins without holding bitcoins – no volatility, no risk of theft or loss of bitcoins, and no technical knowledge required. Our mission statement: - To deliver the best consumer bitcoin payment experience possible. - To empower consumers with safe and easy access to blockchain technology. - To inspire confidence through radical transparency. Company details

Flash Cash

ECHO
ECHO, is a decentralized peer-to-peer encrypted social messaging & digital payment platform: enabling anybody to exchange encrypted text-, audio-, video-, and image- messages plus transforming digital payments. Sending money to your friends, or paying for your coffee at Starbucks is as simple as taking a picture. ECHO will be able to live encrypt any voice and video conversations, completely decentralize voice, video, chat and wallet thanks to IPFS and Blockchain technologies. ECHO combines the best feature of Whatsapp/Skype and Paypal and is superior in tech and security right from the start. Instead of relying on the traditional slow banking infrastructure, weak security and high fees, ECHO introduce a first of its kind remote control for an international financial platform merged with a state of the art chat application on the Blockchain. ECHO will be connecting millions through encrypted messaging and instant money transfers. Promo: https://www.youtube.com/watch?v=sXF6nPjq_bs Disclaimer: The ECHO team supports privacy, security, and freedom for anybody. We believe in privacy as a basic human right and see the internet as an environment where everybody could express their opinion and have unrestricted access to information while remaining anonymous. We are leveraging Blockchain technology to provide higher security standards for our users. The ECHO platform prohibit any unlawful activity and will comply willingly with all legal requests for information to law enforcement personnel and other third parties to answer inquiries.

BITBOND
Bitbond is a peer-to-peer bitcoin lending platform. Users can borrow bitcoins or lend bitcoins to other users. Bitbond conducts a credit rating for all borrowers before they can publish projects on its marketplace.

PAYLEVEN
payleven offers client software and payment platforms designed to accept credit card payments from customers on any mobile device. The company provides payment solutions with transparent costs for the day-to-day running of small and medium-sized businesses. payleven serves as a provider of mobile card payments, with over 100 employees in 10 countries. The company was founded in 2012 by Rafael Otero and Konstantin Wolff. It is headquartered in Berlin, Germany.

PAYLOBBY
Paylobby.com is an innovative platform that helps merchants find a suitable Payment Provider.

NUMBER26
N26 is Europe’s first Mobile Bank with a full European banking license and is setting new standards in banking. N26 has redesigned banking for the smartphone, making it simple, fast and contemporary. Opening a new bank account takes only eight minutes and can be done directly from your smartphone. Users receive a Mastercard to pay cashless or withdraw cash all around the world. They can block or unblock their card with a simple click and send money instantly to friends and contacts. N26 was founded in early 2013 by Valentin Stalf and Maximilian Tayenthal. In two years N26 has acquired more than 500.000 clients. It operates in 17 countries: Austria, Belgium, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Portugal, Slovakia, Slovenia, and Spain and currently employs 290 people. Since January 2015, N26 has been available for Android, iOS, and desktop. N26 has raised more than $55 million from investors including Li Ka-Shing’s Horizons Ventures, Battery Ventures and Valar Ventures, in addition to members of the Zalando management board, Earlybird Venture Capital and Redalpine Ventures.

TRAXPAY
Traxpay has developed an award winning and patent pending Software-as-a-Service platform. The Traxpay platform helps banks and B2B networks to generate untapped revenue by offering innovative payments and supply chain financing products to their corporate clients. The solution connects corporate ERP systems with each other and with bank's backend systems. This connection unlocks data and business process optimization to enable significantly more flexible and efficient payments processing, (reverse) factoring and dynamic discounting. All Traxpay solutions are optionally connected to and processed via the blockchain offering banks dedicated blockchain product use cases. The company is privately held, headquartered in Frankfurt, Germany and led by senior industry experts with experience in banking and payments. Until today Traxpay has raised € 20mn of venture capital by key investors like Earlybird Ventures, CommerzBank, Software AG and others

PAYMILL
PAYMILL is a payment solution platform that enables online businesses to accept payments on their websites within a very short period of time. Its developer-friendly REST API allows its users to accept credit and debit card payments directly via their websites and mobile applications. The API gives its users full control over their checkouts so that they are able to deliver a user experience optimized for higher conversions. Additionally, it allows its users to handle more than 100 transaction currencies in one PAYMILL account. PAYMILL supports all major credit and debit card brands such as Visa, MasterCard, AMEX, JCB, CUP, Diners, Discover, and many others. It was launched in 2012.

GASTROFIX
Gastrofix has developed a cloud-based point-of-sale (POS) system for Apple iPad and iPod. The cash register covers the whole hospitality industry from restaurants, cafés, bars, bakeries up to franchise chains.

Wirecard
Wirecard is a software and IT specialist for outsourcing and white label solutions for payment processing and issuing products. Since its foundation Wirecard has proved to be one of the leading international providers of outsourcing and white label solutions for electronic payment transactions.

OPTIOPAY
OptioPay is an online payment processing platform. They offer software with flexible payment options, including gift cards. OptioPay was founded by Marcus Börner and Oliver Oster in 2014 and is headquartered in Berlin, Germany

PAYWORKS
Payworks is the provider of Pulse, a next generation Point of Sale payment gateway technology. With Pulse, developers of Point of Sale solutions for merchants can quickly and cost-efficiently integrate card payment functionality into their applications, and securely process EMV, contactless and mobile wallet transactions at the Point of Sale. With headquarters in Germany and offices in the US, the UK and Spain, Payworks provides its technology to leading acquirers and payment providers globally.

BITWALA
Bitwala was built on the importance of having financial freedom and the possibility to live on Bitcoin exclusively. We provide efficient, mass payouts in over 20 world currencies to private and business clients. We bring the best exchange rates at a low 0.5% fee. We offer the world's leading prepaid card for bitcoiners to easily spend bitcoin or altcoins anywhere easily, encrypted multisig bitcoin wallets, and a feature-packed, user friendly mobile app available on Android and iOS

COOKIES
Cookies is a mobile payment platform to offers money transfer services within family and friends groups through phone number or email address. It keeps track of spending and get notified about incoming payments and requests in real-time. Cookies wants to become the Venmo of Europe. Forget about complicated bank transfers. Save time and energy—send and receive money from your phone like you chat with your friends. Settling debts with friends can be awkward and unpleasant. Cookies will do it for you, letting you off the hook!

PEY
PEY GmbH develops a mobile payment system that makes Bitcoin accessible for consumers and dealers. It offers features such as one-step buying process, quick legitimization, and practical exchanges. PEY GmBH was founded in 2014 and is headquartered in Hanover, Germany.

MPAX
mpax is an app with which you can pay at your local merchants. Every time you pay, you make progress towards unlocking rewards. Our intelligent marketing schemes offer four value propositions to local merchants: 1) attract new customers 2) retain existing customers 3) learn more about customers by way of data analysis 4) accept cashless payments with smartphone - free of charge

SAFFE
Saffe Payments is an Information Technology and Services platform.It is a mobile payment app that leverages world-class facial recognition technology to make life easier and more secure.

BETTER PAYMENT
Our mission is the most innovative payment gateway in the world to develop, make payments online and to accept in Mobile Applications.

ELEFUNDS
elefunds, launched in 2012 and led by Tim Wellmanns, is a social impact enterprise that revolutionizes the way we raise funds digitally. elefunds provides uniquely fundraising as a service and offers to round up all types of electronic payments to donate by giving change to the charities you love. elefunds provides its powerful service to people, companies and charities to easily activate, give and receive donations and to be part of real social impact worldwide. elefunds core vision and continued ambition is to add social value to everybody’s daily life

MK PAYMENT SOLUTIONS
MK Payment is a Berlin based e-payment and technology company. It operates an electronic voucher network, connecting consumers, merchants and businesses across Europe and Middle East North Africa (MENA). MK Payment’s branded and white label products offer merchants and businesses cutting-edge e-payment solutions to address a broad range of customers, including banked and unbanked consumers as well as teenagers. Our mission is to simplify the online payment experience to help merchants of any kind, game publishers and web services to increase their conversions in the safest way possible. Fast, secure and easy for consumer and businesses alike. Products: - MangirKart | www.mangirkart.com/en - MK Payment Voucher - CashCodeCard & more Drop us an email: contact@mkpayment.com if you want to learn more about our products and services

QNIPS
Qnips provides individual and industry-specific customized software solutions for customer engagement and marketing. It is structured as an SAP system for customer loyalty systems. Qnips’ users have the ability to instantly redeem coupons, collect loyalty points, leave feedback, and receive their reward or rebate as cashback by scanning and submitting the QR code on their receipt upon payment. The platform allows its users to rate the products and services they made use of at their Qnips partner. It also provides the functional modules for smartphone apps, payment methods, card systems, and location-based services. Qnips was launched in 2011 by Christian Brützel

Barzahlen - Cash Payment Solutions
Sry for the German V. With Barzahlen consumers can buy online and make payments with cash at thousands of stores nationwide. Here’s how Barzahlen works. With participating online shops, consumers can use the Barzahlen option to pay for purchases owed. You simply place your order with Barzahlen and print out the given receipt. You then take that receipt into a Barzahlen Partner shop and they scan it and you pay in cash. Once you pay, your order with the retailer or merchant will be fulfilled

AVUBA
Avuba brings a modern mobile-first bank account and payment products to market. They believe that today’s bank accounts are outdated and that the world deserves a new kind of bank account: Easy to setup and simple to use everyday and everywhere, intelligent and supportive towards its owner and secure enough to power the next generation of online payments.

CASHOUT APP
Cashout is a virtual trading application for iOS that gamifies currency trading. It provides real time fx quotes and profits.

AIRBOOKS
Airbooks is a SAAS start-up focsued on intuitive business apps for freelancers and SMEs. It provides a cloud application to create and send invoices, and receive business payments. Invoices can be shared online and payments can be made directly through AirBook's payment gateway which is focused specifically on business-to-business transactions. It creates beautiful invoices in a fast and intuitive way, while still enabling to customize the design and content of invoices with ease.

OKIKO
OKIKO is PayPal Express for kids & teens. OKIKO offers a safe online payment method for kids and teens: free, prepaid-only and without a credit card. Purchases are possible in certified online stores. Thanks to individual and flexible settings, the parents can keep track of the income and expenditure of their children. Using their OKIKO account, children and young people can manage, save and invest their pocket money online for the first time. OKIKO's intelligent content filter ensures that only age appropriate items can be purchased. Parents maintain full transparency and control over the transactions of their children thanks to individual account settings. You can specify the available budget, stores and product categories. The express check-out makes it safe and simple for children to gain their first experiences with online shopping. No additional registration is necessary for each shop. A German partner bank with a full banking license ensures the security of customer accounts pursuant to the German Banking Act.

SAPASO
Sapaso operates as a service provider for the professional management of membership fees. The firm handles the payment processing, dunning, and receivables management. They also offer to their customers the analysis of payment flows and accounting. In this way, Sapaso claims to be able to prevent payment losses, save hours of administrative work, and improve the customer loyality. What makes Sapaso unique is that its service is not only available for eCommerce but also takes care of non-digitized companies which so far have no access to modern payment processing

BLOCKPAY
Welcome to BlockPay - The New Payments Era BlockPay allows any merchant (retail, grocery chains, restaurants, vending machines, petrol stations, kiosks, etc.) to accept one or more digital currencies at zero cost! BlockPay is an easy, fast & cost-efficient platform that supports all of the new digital currencies (like Bitcoin, Steem, Ethereum, Dash and Smartcoins) plus regular debit, credit, and gift cards. BlockPay runs standalone (App) or integrated (e.g. Odoo) with existing systems, and is available worldwide in 44 languages. With just a couple taps, the merchant provides the amount due to the customer. The customer uses their Wallet of choice to instantly pay via QR Code or NFC. BlockPay sends the eReceipt automatically to the customer's phone, along with any Loyalty Points earned. From customer to customer, just 8 seconds on average. Faster and safer than cash, it's another path to profits!

GUARDFX
Provide a variety of low cost, high quality security solutions like CCTV, Fire Alarm, Intrusion Alarms, Video Door Phone, EPABX / Intercom, Access Control and other systems for your business or home Our goal is too provide property owners with security products that would benefit both the property and the people residing or using it. That way, they would feel more at ease and more comfortable about their safety. GuardFX makes a strong effort in supporting their customers by the means of generating awareness in them about the importance of using high quality and affordable products sourced from well-known manufacturers such as Panasonic, Active Pixel, LG, ESSL, Samsung, Panasonic, Yale & others The company serves as the one stop shop for all electronic security needs.

PAY & RELAX
PAYLAX is a trust-based payment method that allows you to safely and conveniently buy and sell in marketplaces and online shops. For this, the purchase price is not transferred as usual directly from the buyer to the seller, but on an intermediate account (escrow account). The shipment of the goods takes place after successful payment. The money is parked on the escrow account until the buyer has received and checked the goods or otherwise reached an agreement. This trust-based payment process provides maximum protection for buyers and sellers. With PAYLAX, you no longer have to worry about whether a buyer or seller is trustworthy. More information about PAYLAX can be found in our FAQs or here

WorldKoins
WorldKoins provides a mobile app for international travelers to convert leftover foreign currencies to e-Gift cards, vouchers, PayPal or even donation. WorldKoins introduced partner's app (DropKoins), which allow partners around the world to accept leftover currencies from travelers leaving the country. WorldKoins partners are mainly Taxi drivers, Uber drivers, duty free business and shops at international airports. Before leaving the visited country, travelers deposit their leftover currencies with a WorldKoins partner and the deposited amount is credited on WorldKoins account which can be used toward online products and services available on the app marketplace

Treasury Intelligence Solutions
Treasury Intelligence Solutions is the leading cloud platform for managing corporate payments and cash flows. The company delivers smart payments to help customers make better decisions.

Billie
Billie is passionate about making life easier for entrepreneurs and businesses. They offer them a simple and intuitive way to advance payments for their outstanding invoices.

iPAYst
iPAYst is a multi channel mobile payment application which uses on an QR-Code to trigger a payment transaction. The company was founded in 2010 and provides users and merchants with an easy to use mobile payment application. iPAYst is integrated within cash-point software used in Brick and mortar businesses as well as all major E-Commerce platforms.

Dealoyal
Dealoyal is a cash back offer marketplace for brick and mortar businesses linked directly to a user's payment card. Any business with physical POS can gather real time data about it's customers' offline buying habits and use it to influence behaviour with Dealoyal's smart loyalty tools. While for customers, Dealoyal eliminates the headache of carrying multiple plastic loyalty cards or coupons as all deals are redeemed by simply paying by any bank or payment card. Dealoyal transactions are bank independent.

Mokipay Europe
Innovative service of mobile payments allows making fast and secure payment settlements using mobile phones with the operation of contactless NFC (Near Field Communication) technology.

CoinGate
CoinGate offers Merchant services for various businesses to accept Bitcoin as payment from their customers. They automatically convert Bitcoins to local currency such as EUR/USD which means no price volatility risks for business. Visit our page or contact us directly for additional information.

Cardinity
Cardinity is a licensed payment institution regulated by the Central Bank of the Republic of Lithuania and active in the European Union. They provide the possibility to accept credit and debit card payments from customers all around the world. Online merchants are able to charge all the major credit and debit cards such as Visa, MasterCard, Maestro, Carta Si, Diners Club International, etc. in any currency.

Copernicus Gold
Copernicus Gold is a multi-currency blockchain platform as one for carrying out settlements and making investments in gold.

Carrott
Carrott is an automated micro-savings app to effortlessly reallocate the ‘lazy cash’ into growing their retirement savings (and personal financial wellness).

SingX
Technology has opened doors to a faster, cheaper, and more convenient way to make cross-border payments - SingX is here to make that change happen.

Grab
Grab is Southeast Asia’s leading ride-hailing platform. They solve critical transportation challenges and make transport freedom a reality for 620 million people in Southeast Asia. Grab will also offer loans and insurance with its new fintech platform - Grab Financial.

Kyber Network
Kyber Network is a new system which allows the exchange and conversion of digital assets. It is a decentralised exchange for cryptocurrencies that focuses on both security and usability. They provide rich payment APIs and a new contract wallet that allow anyone to seamlessly receive payments from any token. Users can also mitigate the risks of price fluctuations in the cryptocurrency world with their derivative trading.

WB21
WB21 Group provides digital banking solutions to private individuals, institutional and corporate clients worldwide. They are the only financial institution that offers the entire account opening process online, in real time for Private and Business clients from 180 countries.

Seven Seas Finance
Seven Seas Finances offers safe, low-cost and easy-to-use online financial services needed for trading Businesses and Consumers around the globe. Their services include Personal/Business Accounts, SEPA Payments, Cross-Boarder Payments, Currency Exchange and Payment Cards.

Paysera
Paysera LT is a licensed electronic money institution providing online payment services globally. It has developed Paysera system which offers simple and convenient methods to perform payments at lower rates and faster than at a bank.

Mistertango
Mistertango is an electronic payment company. They provide simple, fast, low fee payment services, as well as payment collecting services for online stores.

Vericents
Vericents was founded to process online payments the right way. The Vericents team brings together experts in development, information security, regulatory and financial compliance, risk mitigation, and innovation in financial applications. More than anything, they have a wealth of experience, as well as the knowledge and the desire to do things right.

iKentoo
iKentoo offers a professional POS solution for restaurants, bars, and takeaways. Its cloud solution provides continuous backups and real-time data for its clients.

Muume
MUUME has set itself the goal of digitizing everyday consumption processes on smartphones and linking these daily consumption processes closely with ordinary banking and payment services with added values, such as loyalty and couponing.

SwissPay
SwissPay.ch gives News Publishers the opportunity to monetize occasional readers as well as non-subscribers through an innovative pay-per-article solution which generates news revenue streams from instant mobile payment and video advertising.

UTRUST
UTRUST is a ground-breaking payment platform that empowers buyers to pay with their favorite cryptocurrencies while providing the best consumer protection in the market.

Wave
Wave offers a cloud-based integrated suite of small business tools including accounting, invoices, payments, and payroll.

Dream Payments
Dream Payments is a fintech solutions company and developer of technology that enables leading merchant acquirers and banks to deliver mobile merchant services solutions to businesses of all sizes.

EMQ
EMQ is a financial technology startup that is building a financial network across Asia with a focus on remittance. With a footprint across Hong Kong, Taiwan, Indonesia, Vietnam and the Philippines, the company partners with financial institutions and other strategic partners in each country to enable and settle cross-border remittance via banks and various modes for top-up and cash pickup.

Episode Six
Episode Six provides next generation software platform technology for companies that offer payment products, enabling them to serve their customers better. Their mission is to redefine what is possible in the payments industry. They tear down technology constraints that are increasingly burdensome and limit innovation due to inflexible, legacy technology.

Silot
Silot Pte. Ltd. is a cloud-based TechFin startup based in Singapore and Beijing, providing cutting edge unifying QR code e-payments technology.

Monaco
Monaco Technology GmbH has a mission of putting Cryptocurrency in Every Wallet (TM) as the pioneering payments and cryptocurrency platform (Monaco Visa card and mobile app) allowing users to buy, exchange, and spend fiat and cryptocurrencies, such as bitcoin and ethereum, at perfect interbank exchange rates

Pi Pay
An innovative and completely cashless payment platform operating in Cambodia with a perfect touch of lifestyle and convenience.

EnKash
Enkash™ is refining the way businesses pay each other. We believe that businesses need a fast, automated and simple interface to process their payments, and manage their cash flows better.

Payswiff
Payswiff Solutions Pvt ltd (Formerly Known as Paynear Solutions Pvt Ltd) was established in 2013. PaySwiff provides omnichannel payment processing and tax compliance solutions to small & medium businesses, large enterprises, banks and ISP’s across India and in 11 international locations.