Help us to improve LATTICE80 FinTech Database by providing feedback to

Home - Startup List - Country List - LATTICE80 Main Homepage

Total Number :491

Prêtgo is a crowdlending website that allows individuals to lend money directly to French companies

Cash In Asia (CA) provides a common channel to bridge the gap between growing young businesses and investors in the region. As a lending-based crowdfunding platform for businesses, we share the belief that a community of enterprises will spark business opportunities. Building on this, we seek to bring together brilliant minds and resources, to reap attractive returns for both businesses and investors alike.

Microcred Group
Leading Digital Finance player for financial inclusion in Africa & Asia Micro&SME. Microcred is a digital finance company focusing on financial inclusion, in Africa and China. Microcred offers financial services to emerging client segments particularly the unbanked with a focus on micro & SMEs. Microcred operates in Madagascar, Senegal, Nigeria, Ivory Coast, Mali, Zimbabwe, Burkina Faso, Tunisia and China. The Group is one of the few global financial institutions that has been able to deploy a cost-effective model to address the issue of Micro & SME financing globally. Microcred was created in 2005 by Arnaud Ventura with the support of Positive Planet and a number of institutional investors.

Mobile Shopping Wallet helping people without credit cards also to buy. Online credit.

Crowd Genie Financial Services
P2P online Lending that allows Singapore-based SMEs to obtain financing from multiple investors. Being an intermediary platform, we match borrowers looking for debt financing with lenders looking for debt investments. P2P Debt crowdlender, licensed by Monetary Authority of Singapore

Crowdo's mission is to empower entrepreneurs in Asia. For entrepreneurs, we offer a crowd funding platform to raise funds, gain visibility, and build traction, allowing global supporters to access innovative new goods and services and to tap into Asia's growth story. For businesses and organizations, we’ll be your strategic partners in building and managing a fully branded crowdsourcing platform based on your needs: whether you want to engage internal or external communities to test market demand, re-energize your brand, source innovative solutions, or much more.

96 Credit
to provide affordable loans for Singaporeans and expats in Singapore. The company provides unsecured personal loans and works on a relationship-based approach.

ApexPeak is an emerging markets-focused working capital provider. ApexPeak deals directly with businesses as well as those transacting on electronic invoicing networks. The simple and innovative approach of ApexPeak helps ease the cash flow problems faced by most business owners today by offering them early Payments on their invoices. ApexPeak has financed transactions in over 25 emerging market countries and has built a reputation for speed and efficiency in its approach to financing businesses.

Direct lender to SME's.

Capable Loans
Helps businesses obtain financing from banks and financers. Offers loans to registered companies in Singapore and also personal loans to salaried employees.

Capital Match
Capital Match is an online peer-to-peer lending marketplace for SMEs based in Singapore and Southeast Asia. It provides SMEs with affordable working capital from professional investors.

provides subscription-based tools and value-added services that enable consumer lenders to reduce the cost of risk, increase operational efficiency, and enhance profitability using Big Data & Analytics data and traditional datasets. It offers value-added services in the areas of retail risk management Compliance, risk-based pricing, custom scorecard development, and data mining. It has operations in the Southeast Asian region.

EMVertex Credit
B2C avenue which provides you with our dedicated money lending services here in Singapore. We provide financial aid to applicants who are strapped with financial difficulties and problems ranging from corporate to personal loans. We are committed in providing our valued clients with competent and top-quality financial services that they can trust.

First Trade Factoring
First Trade Factoring (FTF) was established with one goal in mind - to propel the growth of SMEs in Singapore. Established in 2011 and based in Singapore, FTF started out providing innovative financing solutions to facilitate growth for large corporations and small businesses alike. FTF has since played a critical role in how businesses optimize their cash flows.

The business applies for a loan on the platform, post which the platform conducts due diligence on the business. After the diligence process, the borrowers get pre-funding commitments from the funding partners of Fundrevo. After this, the loan is listed on the platform for investors to choose and invest in. The investors receive fixed monthly rePayments.

Lender Exchange
LenderExchange is a community built by a group of business executives and lending professionals. The site is designed to provide transparent and efficient collaboration between borrowers and commercial lenders, asset-based lenders, commercial finance, mezzanine, and leasing providers.

MoolahSense is a web-based crowdLending. It cultivates entrepreneurship by empowering businesses and investors with a trusted and vibrant crowdLending.

New Union
Business financing platform where local businesses seeking short-term financing connect with individuals and businesses seeking short-term investments. It supports budding local SMEs, helping them achieve their potential through alternative financing solutions.

Onelyst is an easy-to-use comparison site for moneylender loans. As a neutral party, we help you get the best moneylender loan offers that are personalised to your request.

SGRecX is a non-bank capital provider that offers early Payments on accounts receivables.

Platform that helps bridge the SME funding gap by matching invoice sellers with investors. It provides trustworthy alternative financing solutions that are 100% focused on small and medium businesses so that taking out term loans is no longer necessary for dealing with the tightening credit conditions. The platform helps local businesses raise interim funds while simultaneously achieving high returns for investors.

P2P car financing platform that opens up access for retail investors to invest in collateralized assets, while at the same time, reduces the down Payments requirement for potential car owners in Indonesia.

Turnkey Lender
Online lending software with credit application processing and loan management for payday lenders, microfinance, and online lending businesses. It helps lenders with a credit scoring systems. It is an all-in-one platform and uses automation to filter out unnecessary or risky propositions.

Validus Capital
online financing for SME businesses. The investors on the platform are individuals and institutional lenders. The company provides funds to SMEs for working capital, invoice discounting, trade finance, quick loan processing, etc.

WeFinance is a crowdLending that matches people seeking loans to people with savings and helps them lend money to each other easily at an interest rate where both benefit.

Wish Finance
WishFinance offers cross-border transactions for micro to medium enterprises and personal loans for the Asia-Pacific region.

"CashDab is the world's online marketplace lender" CashDab allows anyone to anonymously access a decentralised global marketplace lender network and match themselves with borrowers or lenders willing to fund their desired rate of return. CashDab will bypass and disrupt existing cumbersome and costly middlemen entities, and allow cryptographically secure access to competitive loans anywhere and anytime, while adhering to the highest security standards in the Blockchain ecosystem. CashDab is the blueprint for a true decentralised online marketplace lender

FriendlyScore is an alternative Credit Scoring Technology using Social Media and Big Data. It is a SaaS B2B solution that analyses Big Data to assess borrower risk, credit worthiness and default probability, a process known as Big Data Credit Scoring. It is an alternative approach to the traditional credit scoring that is used to assess thinner-file borrowers such as students, foreign nationals, and under-banked populations.

Linkflow Capital Pte Ltd
Linkflow Capital operates a site at offering Singapore's first business financing comparison portal for SMEs to improve their access to financing and funding. With our proprietary business credit loan assessment tool, SMEs are able to receive an online loan assessment and assess their business loans options instantly.

Kommerce is a trade finance venture by a team of seasoned entrepreneurs, lawyers, technologists and logisticians, with significant emerging and frontier markets experience on the team.

Prexem allows each individual to lend directly to French VSEs / SMEs with ease. Prexem also offers businesses the means to grow by quickly accessing a new source of financing.

Budget Capital
Our goal is to provide personal loans at the most competitive, if not lowest, rates in the moneylending industry. We review our promotional loan packages regularly to ensure you get the best deal in town. To ensure professionalism and integrity in our company, we have engaged a Certified Public Accountant as a consultant and advisor to constantly review our policies and procedures for compliance with government legislations.

Capler helps to shorten your Account Receivables (AR) Aging and provide funding via Receivables Purchase. We focus on helping our clients to access working capital by leveraging on efficient receivables. In a nut shell, you can outsource a portion or your entire AR to us to manage and let your staff focus on their key responsibilities. Capler will manage the receivables on a day-to-day basis and handle things in a more efficient manner. From the AR submitted to us, should you need to ease your cash flow, you can easily log in to our web-based platform (24/7 access and from anywhere in the world) and select the invoices that you wish to sell to us. Alternatively, you may submit invoices from new customers, as and when required. We provide the flexibility for you to choose which invoices to sell, when to sell and the period to sell them for. Upon receipt of the full payment for the invoices, we will refund the reserve amount and a pro-rated portion of our fee (if the payment arrives earlier than the period selected). Our web-based platform, embedded with our risk assessment algorithm, helps us to approve deals swiftly. Capler's focus is to help our clients access working capital by leveraging on efficient receivables, and keeping the process simple, flexible and fast, through innovative technology.

Funding Straits
Funding Straits is a P2P lending space for SMEs. It checks the creditworthiness of the SMEs and gets them short term loans from the investors

Invox Singapore
nvox is a leading receivables exchange headquartered in Singapore, offering an online avenue for small and medium-sized businesses to monetize their working capital tied up in outstanding invoices to large organisations. Receivables exchanges overseas have facilitated millions of dollars in financing to small and medium-sized businesses in their respective countries. As of August 2015, Invox has arranged over SGD 1 million of invoice financing deals on behalf of its investors. For more information, visit us at or email us at

Max Credit is owned and operated by MaxCredit Pte Ltd which is a Singapore based licensed money lender (License Number: 116/2013) accredited by IPTO Singapore. Our goal is to provide each customer with a quick and convenient place to secure cash so they can take control of their finances and go about their daily lives. Providing quality service for our hard working customers is our top priority. We want to ensure that when a quick convenient cash advance is needed, we will remain your only choice! With our flexible lending programs, we will work hard to secure you a loan that best suits your needs. As a Private Money, Non-Bank Lender, we can go outside the usual bank lending box, our main (but not exclusive) lending criteria base on 2X of your monthly salary. Let MaxCredit assist you with your Non Bank financing needs. Our company has been in business since 2010. We have the experience and resources to fund your personal financing needs.

PeopleFund is Korea's first P2P Lending to partner with a Tier 1 Bank to process all loans through a bank-integrated system. PeopleFund is... Trying to solve the Korean financial industry's problem PeopleFund started with an underlying question of the Korean middle class: 'Why is borrowing rate significantly higher than 2% of deposit interest rate?' It is not uncommon to see leaflets for loans in the streets of Seoul. Savings bank and private lenders are promoting loans at interest rate of more than 20%, while remaining balance of household debt has already surpassed KRW 1.1 trillion. On the other hand, much of the customers are struggling to overcome hurdles of conservative banks resulting them to turn to 2nd tier financial institutions in Korea. Therefore, we have established ourselves as a fintech company that reinvents the Korean financial system.

Lendit is the leading personal loan oriented marketplace lending company in Korea that operates fully online and manages a marketplace platform where investors can provide capital to people seeking loans. Through our advanced risk ranking algorithm and cost- effective operational process, borrowers can access to an appealing interest rate and investors can enjoy 'high and stable' yield. We offer borrowers an APR between 4.5% and 18.0%, and investors an average return of 10.66%. By transforming the traditional banking system, we aim to help both borrowers and investors to achieve financial goals.

Life's Great
We are making it easier, quicker and simpler for our customers to compare products online. We have developed a chatbot that you can just message to get a quote. We promise we won’t ask for any information that we don’t need so there’s no long forms to complete. And rather than give you a long list of options to choose the best product from we will advise you on the best value option to suit you. We make comparison as simple and as easy as chatting to a friend.

Lendpool connect people to money that fund their dream projects. Empowering innovation everywhere Lendpool is the place to go for all project creators to achieve their goals while fulfill their financial needs.

UTooMe by Coinluck Co. Ltd
UTooMe by Coinluck is an on-demand credit marketplace squarely aimed at replacing the large credit card issuers/acquirers by giving the power of lending and seeing returns on that lending back to individuals.

8% is Korea's leading online financial service. With the 8 percent platform, many small investors are lending to people who need money, and lenders are being paid to investors every month. With 8% of online evaluation systems and platform technologies, you can significantly reduce operating costs and deliver high-yielding financial products.

HonestFund is a financial technology company that operates an alternative investing platform in South Korea. HonestFund provides individuals and institutional investors access to alternative investment opportunities across a wide range of asset classes, such as residential/commercial real estates, infrastructure financing and unsecured personal loans. Due to its unique capability of providing a fully transparent and frictionless process for both investors and private issuers, HonestFund raised funds from leading financial institutions, such as Shinhan Bank, Hanwha Investment, KB Investment, Shinhan Capital and Daily Financial Group.

Money Auction
Moneyauction partnered with telecommunication carrier Korea Telecom and offers a mobile service allowing borrowers to apply for and lenders to bid on loans via their cell phone. In 3 months Moneyauction plans to launch a secondary market (called 'Divided bond trading'). A spokesman told that he expects this new feature to boost the transaction volume.

Tera Funding
TerraFunding is a real estate P2P financial service that connects builders and individual investors

amplifi by AMP Credit Tech HK Limited
Amplify Capital by AMP Credit Technologies serves needs of small businesses through banks and business service providers. With AMP's innovative credit scoring and loan servicing platform, their partner institutions can make capital easily accessible to small businesses with minimal development effort or investment and on terms that are fair and

They believe in the power of imagination and networking, they believe that everyone has a great idea, one which may have the power to change the world around them, or at least make the lives of some people more interesting. They believe that every great idea deserves to go from a concept to become something concrete.

Golend Internet Finance
GoLend Internet Finance is a P2P Lending featuring Hong Kong mortgage loans, connecting borrowers and investors directly.

Lenddo is the world's first online community that empowers the emerging middle class to use online social connections to demonstrate their creditworthiness and access affordable, life-improving financial services.

Microcred China opens an office on Hong Kong Island,Microcred takes controlling equity participation in the capital of banks or financial institutions in Africa and China and invests jointly with International Investment Funds and Local partners.

Monexo is an online P2P lending marketplace with the goal of providing superior customer experience and removing the friction in the borrowing process with use of robust technology.

MoneySQ is a fundraising and Lending. It is involved in finding various ways to utilize financial technology resources to improve the online lending experience.

Next Chapter
Next Chapter is a rewards based Crowdfunding platform supporting female founders, co-founders, or female oriented products. Offering consultation, advice and a rich network of support, campaigners receive a workbook/manual to map out their strategy and expert advice along the way to help them succeed in raising the funds needed to launch. Next Chapter's vision is to change investor language and landscape so that women become more included in the funding process and we contribute to 'moving the needle' in supporting the continued growth of female entrepreneurs businesses.

Qupital is an online invoice financing platform. It allows companies to raise finance against their receivables by connecting them with investors interested in a new asset class.

Velotrade provides a web-based platform which brings together businesses willing to sell their trade receivables to investors willing to advance funds.

Welend by WeLab
WeLab operates numerous online Lendings including Wolaidai, one of China's leading mobile leading platforms, and WeLend, Hong Kong's leading online Lending.

Lendable is a peer-to-peer lending platform. When you borrow money, it comes straight from an investor. Unlike banks, who hand out loans from piles of cash they look after on behalf of savers. Our platform is super-fast (you’ll see in a moment), and makes lending as hassle- free as possible. It’s a matter of a few clicks and you get your quote. Unlike banks, who require paperwork and run expensive branch networks.

Dynamic Fintech
Dynamic Fintech was established since March 2013, as a licensed lending company and developed to be a P2P internet lending company with the using of technology on internet and apps to create a platform efficiently, safely matching the funding need and investment needs between borrowers and lenders.

5D Lend
5D Lend Company Limited (' 5D Lend ') is a Hong Kong financial and technological start-up company, mainly engaged in Hong Kong's first and only P2P Lending.

Amartha is present as a financial technology company (FinTech) that connects micro and SME business partners with investors. Based on peer-to-peer technology, investors are now more comfortable in choosing business partners that require financing, based on the desired risk profile and desired return.

Platform that allows Indonesian university students to buy products by installment without using credit card

DANAdidik is a Peer-to-Peer Lending (P2PL) for the micro student loan in Indonesia. Anyone can now fund a student in Indonesia, get a return while helping them.DANAdidik is a Crowdfunding platform for micro student loans in Indonesia; connecting students with lenders. Without being restricted by traditional source of capital such as deposits, DANAdidik provides an affordable borrowing rate to students, while enabling a return to lenders. Win-win for both sides. DANAdidik is the first and only company aiming to tackle the absence of student loan in Indonesia. We want to build a world where everyone can go to college

FinAccel is a financial technology company creating disruptive and meaningful products in retail credit for Southeast Asia, the 7th largest economy in the world and home to nearly 10% of the world's population. With an all star team of investors, founders and employees, FinAccel is currently focused on disruption in the unsecured lending space.

GandengTangan is a crowd-Lending that connects lenders with business owners.

Investree (PT Investree Radhika Jaya) is a Jakarta-based financial technology startup with one simple mission: as an online marketplace that matches people who want to invest money and people who want to borrow money; we enhance yield for investors while making it more affordable for borrowers.

JULO provides affordable unsecured personal loan (KTA) exclusively to smartphone users.They strive to provide low cost loan product to the masses while ensuring that it's economically viable to their lender partners. This is achieved by exercising prudent underwriting assessments to ensure that approved applicants are both able and willing to pay back.They also reward positive behavior by giving cashback bonus and allowing good customers to borrow a higher amount at lower interest rate at loan maturity.

Comparison for consumer lending. is a trusted site that provides information on various financial products. We neither sell nor provide these products directly, but only to make it easier for you to find all the relevant information of all the products available on the market.

Online marketplace for small businesses to acquire loans and for lenders to fund small business loans to earn compelling returns

It provides financing and multi-use online loan,Loans For Non-Collateral Online Merchants

Teman Usaha
TEMANN USAHA is an application that compares business loan products from banks, cooperatives and finance and Jugan helps customers directly to the loan menngajukan marketing officer no more than 5 minutes.Teman Usaha is a micro-loan marketplace for small businesses that helps entrepreneurs search for loans on their smartphone and apply for credit. we help clients choose the loan with interest rate and type of loan that suits their needs. selaain pemasaar officer of a bank that can get customers through the existing features in the app

Artawana is a marketplace for highly secured loan products for everyone. We enable people to achieve greater things in life, starting from their financial security.Artawana is a marketplace for highly secured loan products for everyone. Artawana was founded in 2016 by a group of highly experienced financial services and technology professionals from London, Zurich, and Singapore to revolutionize financial inclusion with technology and enable everyone to master financial security. We believe that the advancement of our civilization will be in its maximum state if every single one of us can maximize our potential.We envision a world where everyone can attain his/her own means of life regardless of his social class or circumstances of birth. Artawana aims to provide the first step in this vision by providing equal opportunities for everyone to achieve financial security

Tunaiku (Part of Amar Bank) is the pioneer and the leader of FinTech industry. The easiest way to define Tunaiku is as a 'startup within a large organization'. Working at Tunaiku, would be the right place for us gaining great experiences with the best people. We do it by carrying value such as fun, growth, dream big, speed, experimentation, and customer focus. We also have encouraging environment with open space working area, monthly book club activity, skit & skill sharing, birthday challenge and so on. We have become the largest Fintech in Indonesia, providing financial solutions for the community. Now, we need you to bring excitement, the joyfulness, the passion and spirit. Let us, together, bring on 200 million smiles in Indonesia.

At KoinWorks, we strive to democratize finance for small businesses and those who are in need of financial help. It is our core passion to expand financial access to a much wider group of people that is currently being served by traditional financial institutions. We don't merely make solutions, but we make meaning. We are a collection of diverse talents with a common interest in learning and solving problems. We always try to be easy going, open minded, and transparent. If you strongly believe your talent is ought to be used for a greater purpose, then come join us and make a difference!

UangTeman is an online lending service that provides instant short-term microcredit to Indonesian consumers.

Sofis Lestari Fintechnindo
SOFIS is a leading peer to peer Lending for business and personal loans. We connect Lendes and Borrowers in our secured, easy to used platform.

Founded in Jan 2017, PT. Digital Tunai Kita is a joint venture between Wecash Southeast Asia, JAS Kapital and Kresna Usaha Kreatif that combines first principles of finance, mobile technology, big data and AI for faster and better credit evaluation and loans underwriting.

PT Home Credit Indonesia
PT Home Credit Indonesia provide in-store financing (direct non-cash financing in retail outlets) to qualified customers looking to purchase consumer durable goods such as home appliances, electronic goods, mobile phones and furniture, and also multi-purpose financing which we offer to our existing customers to finance their home renovations, tuition fees or even holiday travel.

Pinjam is a financial services technology company that provides cloud services platform online pawn. Besides, They also conduct financial services more effective and efficient for Their customers using platform for all your needs. Borrow Indonesia and started to develop Their initiation in December 2014. Starting from trying to facilitate a person in getting quick funds through the channel digital and minimizes pawn transactions with direct face to face. Their company's vision is becoming a trusted financial services provider in Indonesia with a technological base. do Services handover of the goods with the choice as follows, namely:

Share your wealth and get more in return Invest in Indonesian businesses Earn 10% yearly Diversify your investments Your investment is guaranteed

HaloMoney is an online comparable loan platform.

Ascend Money
Ascend Money established by Ascend Group for financail solution for banked and unbanked people. E-Wallet.

Helping homeowners lower their debt by refinancing. Helps mortage lenders significantly by cutting interest costs and shorten loan rePayments periods. Revenue generated from document processing fees and advertising.
Thailand's leading financial comparison site

Homerun is an online mortgage broker delivering the simplest and smartest way to getting your home today.

Leverloan is the best and easiest choice to access financial products."Leverloan is a financial products comparison website across financial institutions. We aim at developing the website to deliver users as much and useful information as possible prior to doing a business with a financial institution. In terms of financial institutions, Leverloan helps increase access to targets looking for information and application of; for instance, credit card, cash card, personal loan, insurance, and other financial products. This will help those financial institutions not only reduce a cost of operations but also increase a number of online transactions.

ThaiCyberCard is Thailand's #1 financial services comparison website. Compare and apply for Credit cards, personal loans online.

Carmana is a Used Car Web-stop shopping for a free, no middleman.

We're a team of experienced business leaders with over four decades of collective experience in investment banking, risk management and tech. As diverse as our backgrounds are, we are unified in our culture. Here are our core values:

MoneyTable is a new financial system that was created to help increase the welfare of workers. It also acts as an intermediary linking members to easy access to finance. For safe financial transactions Convenient and fair return.
Beehive directly connects investors and businesses to build mutually beneficial partnerships for growthOur platform applies the innovative technology of Crowdfunding to eliminate the cost and complexity of conventional finance, meaning investors get better returns and businesses get faster access to lower cost finance.
Stang Dee is an innovation in accessing loans in Thailand through online channels. We offer simplicity and fast credit at a 36% interest rate without meeting anyone.

Rangewell helps businesses and their advisors find, compare, and apply for every type of business finance.

Talad Invoice
Taladinvoice is the first Thailand peer-to-peer invoice finance platform. Our marketplace is the bridge for investors with creditworthy businesses looking for working capital finance. Get returns between 6-15% by helping thousands of Thailand small businesses grow.

Personal Lending and Borrowing record service with credit history and lender borrower connection tools

SILKSPANIs a thai company And the pioneer of the world's first Financial Supercenter, with the concept of gathering financial services such as credit cards, insurance loans in one place for easy comparison and selection by the general consumer.It is now SILKSPANopen for 15 years and has more than 70 financial and insurance products from over 30 leading financial institutions. Compare products And the price of the product online is smart, worth the money, and there are over 700 expert staffs who provide advice and answer customer inquiries willingly.

365 Capital
365 Capital was founded in 2015 by a group of small business owners and entrepreneurs to provide a better way for small businesses to borrow, without many of the constraints imposed by the traditional banks.Short term cashflow loans for businesses. They lend up to $100,000 against the cashflow of your business.

Through technology and innovation, Activistic exists to unite those who have a need with those who feel the need to help. Activistic's micro donations technology is a transformative idea. By tapping into existing billing systems, our micro Payments solution avoids the problems associated with credit cards and direct debits. It also creates greater security for givers and means they never feel hassled.Giving through an Activistic app is fully audited, with a minimum of 85 cents in every dollar reaching charity partners. This compares incredibly favourably with traditional methods of giving. Activistic are convinced that when people band together, they can achieve incredible things. All that's required is the vehicle for change. And that's where they come in.

Afterpay is revolutionising the way credit is offered and extended to Australian consumers online.Established in 2014, Afterpay was founded by executives with extensive experience in the Australian financial services and online retail industries, in combination with ASX listed, Touchcorp Limited (ASX: TCH). Utilising its proprietary technology, Afterpay has the capability to offer individually tailored consumer credit solutions in real time, at lower cost, at lower risk and with less information requirements than traditional methods.Afterpay's technology platform has been developed in association with Touchcorp and incorporates a transaction integrity engine which performs real time fraud and credit assessment. Touchcorp is at the forefront of providing scalable, secure transaction integrity and processing technology solutions to blue-chip companies in Australia and overseas.

APositive provides Payroll Funding & Invoice Finance exclusively designed for the recruitment, contracting and labour hire industry. Benefits: Up to 100% funding to cover payroll and more. Advanced technology allows for quick & easy access to funding. Integration with your payroll or contractor manager to relieve you of all your back office headaches. Flexible pricing options to suit any Recruitment / Labour Hire business. No upfront fees or fixed contract. Perm Fee funding to help boost your cash flow. Take on new business without the stress of meeting payroll with an APositive funding solution.

Banjo is an online lender providing secured and unsecured loans to small business. Their customers are the 51% of small business owners who have no lending product other than a credit card. We provide them with an alternative source of capital to balance cash flow and enable future growth. Banjo understand that dynamic, innovative businesses often move faster than traditional valuations. So when considering an application for a loan we look at more than just assets or collateral. They also consider business activity and multiple sources of industry data to obtain a more holistic view of a businesses' position. As a result, they can approve more loans. Banjo know the needs of a small business can change from one day to the next. So once approved, our customers have access to an ongoing loan facility and can withdraw additional funds without reapplying. They see ourselves as partners with our customers. So we never charge early exit fees if a loan is paid off early. Their loan process has been designed to be as easy as possible, with online applications and a simple fee structure. Loans can be approved in hours and funds deposited within 72 hours. Banjo recognise that business is much more than just numbers. At the heart of every business is passion, ideas, self-belief and a vision of the future. Their goal is to help you achieve yours.

Bigstone Capital
Bigstone Capital is an online finance market. They connect Australian small business in need of short-term capital with investors ('lenders') seeking fixed income returns. With Bigstone Capital: - Businesses get fast and easy access to capital at a competitive rate. - Lenders get access to a curated Investment Management with insight into business creditworthiness.

Brighte is innovating in 'no interest' consumer Payments plans by streamlining processes and targeting niche segments of the market such as solar and smart home technologies. Brighte will offer consumers a faster and simpler way to pay and provide vendors with a tool that will drive increased sales and assist with working capital.

Business Fuel
They're Business Fuel and they are making money happen. They provide quick capital from $5,000 to $250,000 to help SMEs across a range of industries. Their lending team has a wealth of experience in finance and are ready to help you find the right financial solution for your business. Tailoring finance to their customers' needs and transferring funds in 48 hours or less is their speciality. With more than 40% return customers, you can be confident their service is second to none. They take the time to listen to your needs and will walk you through the process every step of the way. They know the challenges for SMEs when it comes to securing fast finance from traditional lenders. In fact, their Managing Director has been lending to Australian businesses for more than 12 years. Whether you need the funds to buy stock, spend on advertising or marketing, expand operations, bring on new staff or capitalise on a promising opportunity, Business Fuel can provide the cash flow to fund your growth! Business Fuel believe in where your business could be, not just where it is now. Their simple online application process means minimal documents and a prompt decision, so you can get on with growing your business.

Pioneering unsecured alternative business finance in Australia since 2008, Capify have worked extensively to be renowned as a market-leading finance provider. With a customer-centric focus on service, technology and simplicity their vision is to support Australian businesses with effective and tailored funding solutions. Their philosophy has been echoed through offices in UK, US and Canada with incredible reception. Previously known as separate entities, they now work together to support the building blocks of their economy under one unified brand - Capify. This presents an opportunity to streamline their internal processes and pass on cost-savings directly to you. Capify's success and reputation in the Alternative Lending industry has been built around their continued technological innovation and expertise. Apply Online is their in-house custom-built online engine that serves as a simple, end-to-end application process that produces funding decisions within 60 seconds. This allows the ever-busy business owner to apply for finance 24/7 with support available every step of the way.

CapitalPitch believe that Startup Capital raising shouldn't be so F'ing HARD! It's MADNESS that 97.3% of Startups fail at fundraising. Founders shouldn't have to feel confused and frustrated when they try to raise capital and investors shouldn't have to waste time and money finding great Startups. CapitalPitch believe every great startup, no matter their location or circumstances, should be able to raise the capital they need to accelerate (and massively scale) the solution to a big problem that could change the world. It's time to disrupt a complex, opaque and dysfunctional finance sector that allows great Startups to struggle and fail. Today, like many revolutions before them, they're using technology and experts to create a movement to fast-track startup investing. They're helping hundreds of startups accelerate their equity capital raising and thousands of investors find awesome Startup businesses.

Chopin P2P
CHOPIN P2P and its P2P funding trusts are a critical support element in funding the goals and needs of SME Cash customers.

Clear Match
Clearmatch is a complete loan origination, credit assessment and loan portfolio management platform. As a unique SaaS-based, direct investment/borrow market ecosystem solution, Clearmatch powers one of Australia's leading marketplace Lendings, SocietyOne, as well as other financial services companies. Clearmatch is an advanced, smart, scalable and function-rich consumer finance system. And best of all, it has the power and versatility to support multiple finance companies on a single, yet segregated platform, delivering a unified view of your customer across all of your financial products.

Click Loans is an Australian owned business that was created to provide a great online home loan experience. While they are an online based business, they are real people based in real Australian cities, and are always available to chat, talk, message or video call anytime you want. You'll notice their website isn't about lead generation but focused on providing Aussie home owners with a great online home loan experience. Start with their preliminary 8 question rate quote. It generally takes less than 60 seconds. Whilst Click Loans has been backed by some of Australia's largest technological and financial institutions they'd like to think they are a small business at heart with a real focus on a great customer outcome. Click Loans is the easiest way to refinance your home loan online.

Credi is a professional Lending that allows you to lend or borrow money from friends and family. With Credi you have personal lending toolkit for fully automating the lending process and legally protecting the both sides along the way.

Credit Crowd
Credit Crowd delivers first mortgage secured term loans to borrowers that require funding for business or investment purposes, and great opportunities to investors, both individual and institutional, looking for attractive fixed interest investment returns through property secured lending. Their journey into first mortgage secured P2P business lending began at the pioneering start of the fintech era, back in 2012. Over the past five years, they have seen tremendous growth in their industry. As a company, they are committed first and foremost to quality credit assessment and risk management in business lending. In 2017, Credit Crowd reached a great milestone. As an underwriting team, they passed the $100 million mark in writing first mortgage property secured loans. More than $50 million of this total volume was managed in Credit Crowd's retail fund.

Crowd Property Capital
Crowd Property Capital Pty Ltd offers project finance via their loan partners to established Australian property developers. They are a non-bank lender providing their investor's distribution rates between 6-12%. Their investments are only available on a wholesale basis to local and international sophisticated investors with a minimum investment of $500,000 AUD. All investments are within a contributory mortgage scheme where their investors can select to invest in a single project or multiple projects. Each investment is secured against real property on a first mortgage basis. Their investors include high net worth individuals, small businesses, SMSF's and professional investors. Their investments are not equivalent to bank deposits; they carry additional risks which are outlined in the relevant Information Memorandum documents.

We are an auction platform for invoice financing where borrowers(business) and lenders(investors) meet to advance cash to borrowers.

Digital Mobile Money
Digital Mobile Money offers state of the art technology products, Compliance services, and solutions across unbanked to fully banked markets. Digital Mobile Money has developed digital Digital Bankings framework which efficiently transform any type of financial services architecture into highly integrated Omni-channel architecture, whether it is conventional banking, or Mobile Financial Services architecture. Digital Mobile Money provide you with the products and methodology that dramatically decreases your time-to-market to start providing high quality experience to your customers, that is simple, low cost, quick to deploy, and pluggable mobile banking products, raise brand image of your clients, cost efficient and re-use most of your existing IT systems.

DirectMoney is a pioneer in the rapidly growing marketplace lending industry. It brings together borrowers and lenders through web-based technology to offer a more attractive interest rate than banks and to deliver Australians better financial choice and improved investment outcomes. Their mission is to connect investors with borrowers offering superior returns for investors and great rates for the borrowers. They provide a simple and fast loan application process online. DirectMoney take the hassle out of applying for a personal loan providing a new option for Australians to borrow money. DirectMoney launched the DirectMoney Personal Loan Fund to provide investors with monthly income and a rate of return above the rate of return paid by Australian banks on savings and term deposits. The DirectMoney Personal Loan Fund is a registered Managed Investment Scheme.

Finding the right business loan to fit your business just got fast and simple with ebroker. Network with 25+ non-bank lenders offering Un-Secured business loans from 5k to 500k. ebroker was founded in 2015 by Simon Isaacs an entrepreneur with over 20 years of business experience. During this time Simon has seen first-hand how small business can be effected, limited and disadvantaged by the lack of funding when it's really needed; both in tough times or worse; when the business has great opportunity for growth that requires a capital injection. Access to funds will often make or break a small business; business's with easy access to capital prosper from the unequal ability to invest and inject cash into their business when required.

enably's mission is to provide simple & straightforward loans that enable you to get on and do the things that are important in life. They recognise that each of our customers has a unique set of circumstances, and they take the time to understand these so that they can genuinely help without putting you under any unnecessary financial pressure. Enably offer loans between $200 and $10,000 for up to 24 months that can be used for a variety of reasons, and along the way they've learned that everyone's situation is unique. Based on this insight, they've formulated a lending product that's truly different and completely flexible to your needs, your loan, your way. Their philosophy is that their customers need cash in a hurry; so they're there to facilitate that process in the easiest and quickest way whilst always ensuring we lend responsibly. Their utmost priority is in ensuring that they don't put anyone under financial pressure as a result of taking a loan with Enably.

Fair Go Finance
Fair Go Finance isn't your typical, online, small loan company - they're a passionate, caring culture dedicated to helping customers get much more than just a competitive short term loan. Their real passion is partnering with customers on their exciting journey to greater credit worthiness and ever-increasing financial opportunity. Their partnerships with other funders who share their 'fair go' philosophy enable them to offer ways to go forward that uniquely recognise customer circumstances and personal needs. Everyone's situation is different and they pride themselves on being able to help people with good and bad credit histories with loans from as small as $500 up to $50,000. Fair Go Finance was born out of a simple vision - to be there for those who couldn't get a fair go from other loan providers - those looking for someone who would genuinely listen and do their very best to help them go forward." Paul Walshe, Founder, Fair Go Finance.

FindBroker is fast becoming one of Australia's leading digital platform for finance and mortgage brokers. With over 2,000 registered brokers offering loans from over 40 lenders, finding the right loan has never been easier for borrowers.

Flongle is the home of independent, unbiased and impartial mortgage advice for Australian borrowers.An Australian technology company, flongle is pro-consumer, pro-fairness and our mortgage contest platform helps the best lenders and brokers to meet the best borrowers. Flongle are paid by borrowers and or their Financial Advisers to make sure they can access market leading options based on their own individual needs, quickly and easily. Flongle is backed by leading industry innovators in technology, marketing and mortgage & finance. They have more than 50 years combined experience in the mortgage industry and several decades in technology combining to deliver this innovative platform. Flongle do not sell our own home loans or mortgage broker service and are not owned by a mortgage broker or lender, so unlike other websites, the fox is not looking after the hen-house.

PrestaCap is a marketplace lender serving small businesses in Europe. Through our website, we provide them with direct access to capital from retail and institutional investors in a fast and convenient way. We are the first truly pan-European marketplace lender for small businesses. E.g. An investor in England can easily lend money to a German company. This means small business borrowers have access to a deep pool of capital, and investors can easily achieve diversification. We are not a bank, our solution is much simpler and allows investors to lend directly to small businesses meaning lower fees and better terms for both.

Fundexa Corporation is an invitation-only corporate access resource for investor relations professionals specialising in managing investor roadshows. Currently, 150 firms are part of the Fundexa network. The technology platform was developed in 2014, and Fundexa Corporation was formally established in July 2015 to provide listed companies with immediate access to funds and institutional investors in more than 50 investment centres around the world. Fundexa increases the corporate access capabilities of publicly listed companies by connecting them with experienced investor relations professionals and allowing them to reach funds and institutions anywhere. For investor relations firms, Fundexa offers appropriately qualified groups the opportunity to pitch on new business without the costs associated with business development and marketing.

Funding is a mortgage finance and funds management company.Since launching as one of Australia's first financial technology companies in the property lending space, has originated millions in mortgages and assisted countless satisfied customers. Their growing team continues to build and innovate to enhance the online mortgage space for borrowers and investors alike.

FundingPie is an online end to end solution for getting your development financed, from initial loan application to closing.They match you with the right lender for your loan application. You get direct access to lenders on their platform that are the best fit for your deal.FundingPie do the hard work for you and get your application in front of the top non bank and alternative lenders in the market. You work directly with the lender you choose to work with.

FundingPro is a fintech marketplace for business lending. The FundingPro technology platform and highly trained specialist staff provide expert advice to business owners on their best funding options, simplify the application process and match them to a panel of more than 70 specialist commercial lenders.

FundX helps businesses fix short term cashflow gaps by loaning money against their outstanding invoices. Fast, easy and transparent funding!

Get A better Rate
Comparing Home Loans

GetCapital is a leading non-bank provider of flexible business loans to SMEs in Australia. They are customer focused and technology enabled and flexible finance solutions are delivered 100% online. Using up to date business data, technology and proprietary credit processes, GetCapital offer a range of credit facilities to small business via a transparent and simple process.Their primary offering is a working capital facility that provides a number of advantages over invoice discounting, trade finance and other alternative finance options. SMEs can borrow up to $300,000 for periods of up to 12 months with the ability to repay early. Their facility also offers the option to redraw on the facility after half the principal has been repaid (subject to credit approval).

Grow Capital
Grow Capital is an innovative finance broking firm, headquartered in Sydney and serving clients Australia-wide. At Grow Capital they believe that loan products should enhance your business and lifestyle, not hinder them. They are committed to delivering the best loan that suits your unique requirements so you can achieve your goals, whether that's acquiring capital assets, a new home or expanding your business. Think of your licensed Grow Capital broker as being a professional resource in the same way you think of your accountant, financial planner or solicitor. A Grow Capital finance broker can ensure that you are always getting the best rate, product and service on any loan. The lending market changes constantly. Grow Capital have an in-depth knowledge of the market place because they are negotiating with the lenders on a daily basis. They therefore understand which lender will provide the most competitive terms and conditions for you. Grow Capital will work with you and your professional service providers (accountants, planners, solicitors, real estate agent and lender) during your purchasing process, while ensuring they help you obtain the finance that best suits your circumstances and needs. They can then offer ongoing support to ensure your loan continues to work for you.

The Australian & New Zealand finance markets are dominated by some of the most profitable banks in the world. Largely unchallenged and unchanging, the banks have reaped massive profits while leaving Aussies and Kiwis with little in the way of alternatives. They started Harmoney to change this. Peer-to-peer lending marketplaces have been disrupting the traditional finance market around the world by using technology to minimise the cost of financial intermediation, and passing the benefits to customers. Harmony brought the change to New Zealand in 2014, and now they're bringing it to Australia. They built Harmoney from the ground up to create a better financial experience. Better because it's branchless. Better because it's a transparent, two-sided market. And better because it's not focused on institutions, but on people. They don't believe that money is everything, but they do believe it's an effective tool to remove barriers, and find a balance between what people want, and what they need. They believe that peer to peer lending is changing the way that the world borrows and invests. Harmoney have brought the change to Australia.

HashChing was established to provide consumers free access to multiple home loan deals information and tools to make an informed and confident choice. The home loan deals information they make available to you is provided by the mortgage brokers themselves or sourced from them. Every individual mortgage broker they sign up is either an ACL Licensee or credit representative.Get more choice and savings on Australia's first online marketplace for home loans.

HERO Broker
Hero Broker uses powerful algorithms to match borrowers with the right home loans they are looking for, bypassing the need to consult with a mortgage broker and giving the ability to apply online directly with the mortgage lender of their choice.Savings made from not engaging with a broker go directly to the consumer making for better, easier & cheaper finance.

Home Quote Australia
Home Quote Australia is a mortgage broking platform that allows new and existing home loan borrowers to request home loan deals via a number of mortgage brokers competing to provide you a quote. The platform is free, quick and easy providing you accessibility to obtain and compare personalised and exclusive home loan interest rate quotes. All you need to do is enter your details once and within one minute you will have contacted a number of mortgage brokers, who are waiting to quote you the best home loan deals in the market. This not only applies to new borrowers but those looking to get a comparison on their existing rate with the connected mortgage brokers well placed to beat current rates in the market. Mortgage brokers registered to the platform work independently of one another providing the necessary element of competition between financiers with borrowers standing to benefit from this model.

The journey started with assembling a team of experts with broad experience across the financial services industry. Next came establishing relationships with some of Australia's top lenders, an ongoing process which will continue to evolve as we ensure our products meet customer needs. Finally, they launched their beta website so customers can join Huffle and start to use their collective people power to get a better home loan.The name Huffle refers to a "financial huddle" and represents the groups their customers join when signing up with them (the more early demand they get, the easier it becomes to bring their products to life).

Intiger Asset Management
Intiger Asset Management is Australia's first Australian Stock Exchange (ASX) listed Offshore Financial Service Processing Platform. A new beginning for Australian Financial Service. Private, personalised & bespoke, Intiger delivers Australia's first & only Outsourced Offshore Insurance, Secured & Unsecured Lending & Paraplanning/Back Office solution. Proudly Australian, Intiger drives dramatic margin growth & exceptional operational efficiency through Financial Planning Practises nationally. They produce a unique combination of industry first technology & offshore cost arbitrage; Intiger has the scale & track record to drive your bottom line. Intiger is by referral only.

InvoiceX provides a proven alternative approach to the funding gap faced by ambitious privately owned businesses. InvoiceX specialise in helping growing small-medium sized businesses that trade with big businesses, government and other large institutions achieve their potential. InvoiceX are a privately owned and operated Australian business run by experienced senior professionals with a passion for working with ambitious management teams. Their founders have worked in large institutions, including banks in their formative years before starting their own businesses. They have dealt with all sorts of businesses, sectors and situations over decades, always with a focus on growth.

Joust was created to solve a problem: to uncomplicate the residential mortgage lending process. The mortgage lending process is not complicated or confusing. At least, it shouldn't be. Good consumers with good credit ratings, stable employment and reasonable equity in their homes should get the best home loan rate. It's as simple as that. Joust's vision is to have the banks bidding for the loan business of consumers on a mobile device, in a live, totally transparent environment. It has been described as 'Tinder' for home loans, if you like!

Kikka Capital
Kikka Capital is an online small business Lending that will assist Australian business owners with their financing needs. A first mover in the online lending sector, Kikka Capital has the potential to change the traditional lending landscape in Australia significantly, providing fast and flexible financing alternatives for SMEs. The small business Lending is operated, funded and serviced by Kikka Capital and powered by the US market leader Kabbage Inc. ("Kabbage"), the only company in the industry with a fully automated technology and data platform. Kikka will provide Australian small businesses 24/7 access to working capital facilities of up to A$100,000, with credit approvals in just minutes. As an alternative to the banks, their online Lending will help Australian business owners access capital to grow their business in an safe and secure, trustworthy, efficient and user-friendly way. Kikka Capital is more than a company. They believe in community, giving small businesses a kick-a-long, offering fast and simple access to working capital and most importantly helping the Australian Small Business community grow! Kikka Capital aim to work hard to empower Aussie businesses with funds they need to thrive and take their business to the next level and have fun doing it!

La Trobe Financial
La Trobe Financial is one of Australia's leading credit specialists. They have over 60 years' experience in the sector and over twenty years' experience offering peer to peer investments (Australia's only independently rated peer to peer offering) through the La Trobe Australian Credit Fund. They have been a proven performer across all economic cycles and offer strong absolute and risk-adjusted returns with exceptionally low volatility.La Trobe Financial's Credit Fund is rated by Australia Ratings, Zenith, SQM Research, Lipper Ratings and Lonsec. They have been awarded Australia's best mortgage fund by Money magainze for the last seven years.

Lend provides small business loans to Australian Small Business.On a daily basis they know the average small business owner is already wearing 17 different hats. When it comes to getting funding for growth they know you want access to funding quickly. They've made our process simple. From their streamlined online application and approval process which enables a fast lending decision to same day funding.For clients wishing to lend larger amounts, they take a consultative approach. They take the time to listen and to understand your business at the start so in the years to come, money can be made available much quicker.

LendEx are a new kind of online financial services business that has created a highly efficient peer-to-peer / marketplace Lending that will soon connect investor's directly with creditworthy Australian small business owners and consumers looking to borrow.

Lendi is Australia's first home loan platform that uses advanced technology to simplify the home loan process. They match home loans from over 30 lenders to your home loan needs and get you approved in an easy online process. Their online Lending allows you to find competitive rates, submit a home loan application, securely upload and verify your documents, get approved and settle your loan - all online. They guarantee complete transparency and bank level security. By using Lendi platform, you are able to control the whole process yourself. It allows you to save time, reduce the cost of your loan and avoid human error. Skip trips to the bank and countless paperwork. Save time and money with their simple and secure online process.

LendingPost is an online marketplace where business owners and property developers connect directly with a range of non-bank lenders and private investors. Simple, fast and free.LendingPost was built to address two key problems: 1. SME businesses are being starved of finance by the big 4 banks; 2. Non-bank institutions, superannuation funds and investors are looking for a greater return on their money.

Founded in 1997, Liberty has become one of the leading finance companies in Australia and New Zealand. They have helped over 140,000 people to achieve their financial goals by providing home, car, business, as well as investments and debt finance solutions. Even those customers who don't satisfy the strict lending criteria of the big banks and other lenders, Liberty can help more households achieve their financial dreams. Today Liberty are a market leader with their innovative solutions at competitive prices combined with personalised service to help households and businesses achieve greater choice and freedom.

LoanDolphin is a free auction platform where banks and brokers bid for your Home Loan.At LoanDolphin they think the home loan industry has got it all wrong making shopping for a home loan hard work. LoanDolphin believe it's time to challenge that approach and change the way the industry works by putting their customers in the driver's seat once and for all.

Their passion is to revolutionise the way brokers serve their clients. LoanFlare seeks to transform mortgage brokers into financial concierges for life.LoanFlare provides an accessible and convenient solution for all brokers to turbocharge the lifetime value of their customers while slashing their administrative task by 4-5 hours for each loan. They have built a product that amazes and excites all users, designed with the borrower and the broker in mind throughout the entire platform.

Israelex, is an Australian industry-first loans and deposits marketplace.They're flipping the financial services industry on its head. Giving you the negotiation power. Let them come to you.

Marketlend - A Peer to Peer lender to small and medium enterprises in Australia - offering working capital solutions. Offering investors, secure and robust investment in business with loss protection and insurance. A typical SME borrower will apply, its credit is checked through external agencies, the risk is rated, then the loan application is placed on their marketplace for investors to select in parts or all of it. In certain cases, insurance will cover the credit risk and loss provision for expected loss is provided for all loans. Investors buy a tradeable note that secures part or all of the loan, and it is managed by a trust manager with the trustee handling all cash collections. Rates of return vary between 3-4% or more about the bank rate. Using securitisation methods implemented by banks as well as other financial institutions the debts is secure and tradeable on their trading platform.

Max Finance
Max Finance is a finance company that provides professional personal loan services, giving everyday Aussies a quick solution to their urgent needs, including car rego renewals, paying surprise bills or even going on a holiday trip. Being one of the fastest financial lending companies, Max Finance is definitely your number one choice when you need urgent funds.

Merchant Cash
The team at Merchant Cash are dedicated to helping small businesses all over Australia get the small business loans they need to grow. They have seen many successful small and medium sized businesses not receive the necessary funding which they require for their continued business success and expansion. So, they decided to do something about it and help business owners get the funds they need. Their application process is quick and easy, and their highly experienced team can approve your loan within hours of an application, and have funds into your account within 24hrs.

MoneyPlace is an online marketplace using peer to peer lending technology to connect investors with credit worthy borrowers looking for personal loans. MoneyPlace provides investors with a better way to manage their money and help borrowers build a better financial future.

Moneytech innovative financial solutions for small and medium enterprises, with advanced products fulfilling the cash-flow needs of businesses operating at every link in the supply chain.Moneytech's primary products are trade finance (also known as purchase order, import finance or supply chain finance), and debtor finance (also known as Invoice Discounting, Factoring or Receivables Finance).

Moroku is an Australian Financial Services Technology company that builds mobile banking and Payments platforms that banks white label to engage their customers.

Morgij Analytics
Sophisticated credit risk technology, software solutions and services to mortgage markets.

We’re revolutionising personal finance because we’re giving people options to support their plans for the future. With Neyber, everyone can get more value from their pay cheque through access to better rates and realistic terms, tailored individually. Hand in hand with employers, we’re part of a fresh approach that’s set to change the way everyone looks at borrowing and saving. Together, we will be creating opportunities for employees to borrow and save within their community — that’s why we’re called Neyber.

Moula is an Australian company that provides working capital to small and medium businesses. It has developed a platform that analyses business data, providing funding that is relevant and appropriate to help users grow. By linking users business' data to Moula, it is able to automatically view their transaction data and make a decision in a lot less time than a bank. This also means that it has the ability to provide finance where a traditional bank can't. Unlike a traditional commercial loan, it has eliminated the fine print, the hidden charges, and the complex and time consuming paperwork and process.

Through innovative technology and a simple, transparent, competitive process Neu.Capital ensures companies anonymously generate a wide range of offers from Australian and overseas investors in order to secure the best deal fast. Investors gain instant access (at no cost) to a broad range of pre-diligenced opportunities across both debt and equity through their smartphone, tablet or desktop computer. Investors have total flexibility to propose their best solution to a given funding target.

Nifty Finance Pty Ltd, trading as Nifty Personal Loans, is a highly regarded finance company specialising in short term lending solutions for almost any purpose. With a highly experienced team and state of the art technology, they have the ability to get you your money in a fraction of the time of traditional lenders. Know that when it comes to combating life's unexpected surprises, you can trust Nifty.

Nimble ( Cash Doctors before 2012 )
Nimble provides a fast solution to short-term financial hurdles. A Nimble loan is paid back over weeks, not months or years. Their world-leading profiling technology allows customers to receive an instant decision upon completing an application. You'll know if you've been approved straight away - not hours or days later. Their fresh approach to lending means there's no waiting around for someone to assess your application. No sitting around anxiously wondering whether you're approved or not. You'll have an answer within a minute and cash can be in your bank account within 60 minutes. Nimble re-branded from Cash Doctors in October 2012.

OnDeck uses technology to make the borrowing process simple, fast and efficient for small businesses.

OTHERA is a financial services technology company servicing lenders looking to streamline and automated SME credit decisioning and then manage post settlement credit risk. Othera is also about to launch a beta of it's Ethereum Blockchain Lending as a Service and associated Digital Asset Trading Exchange, designed to convert illiquid traditional assets in to highly digital liquid assets, traded with full asset provenance on the Ethereum Blockchain. Product Range: * Ethereum Blockchain Lending as a Service - Live Proof of Concept (World Wide Patent Pending) * Blockchain Digital Asset Exchange - Live Proof of Concept * Accounting data stream service for SME automated lending providers * SME credit scoring and banks style decision model and software tools * Big Data / AI Dynamic Risk Management software for lenders - Under Development

Peer Estate
Peer Estate is a peer-to-peer (P2P) platform for real estate debt that matches sophisticated investors with commercial real estate borrowers seeking an alternative source of funding for their developments.Peer Estate gives investors access to competitive fixed income returns, and allows property developers to access crucial funding not available from banks. Created in 2016, Peer Estate is backed by Qualitas, a real estate investment management firm focused on investing across the capital structure.

Pepper is a diversified, global financial services business with a core focus and strong experience in three key disciplines across the residential and commercial property sectors, namely Lending, Advisory and Asset Management.The Pepper Group's combined business activities in Australia, New Zealand, Europe and Asia include: Origination and servicing of consumer finance assets (home loans, car loans, SME loans), and commercial assets (loans, chattel mortgages and equipment leases). Providing tenant representation and strategic advisory services to the corporate real estate (CRE) sector; Raising debt and equity in the international capital markets for its own portfolio businesses in Australia and Europe, and for select third parties. Providing end-to-end loan origination, settlement processing, and asset management services (including primary and special servicing) to third parties on an outsourced basis. Managing their own proprietary residential mortgage-backed securities program (Pepper Residential Securities) and a series of high-yield fixed income and property funds.

Unlike the traditional financial institutions, Prospa have embraced a new generation of FinTech (Financial Technology) advancements that enable them to provide faster finance for business. Supported by expert lending teams, their goal is simple; to make business lending more accessible to business when they need it most.They're 'Yes' people. Be it a small loan for an immediate need, or a larger loan to grow your business, they are here to help. The more they understand your needs, the better they can tailor a finance solution that will help your business grow into the future. Where there's a will, they will always find a way. Prospa is leading the movement. As Australia's largest online business lender, they are changing the way Aussies experience finance. Prospa is leading the charge in Australia's FinTech (Financial Technology) evolution and empowering a new generation of SME business with innovative finance solutions.

RateSetter connects lenders who want a better rate on their money with creditworthy borrowers who want a simple, competitive personal loan.

Sail provides fast, flexible and fully transparent business loans to SMEs across Australia.They leverage cutting-edge technology and data science to assess the creditworthiness of businesses that are being under-serviced by banks and traditional lenders. Sail offer an alternative source of capital to small business; a new way to manage cash flow and enable future growth.

Scottish Pacific
Scottish Pacific are the largest specialist working capital provider in Australasia, with more than 1600 clients in industries including transport, labour hire, manufacturing, wholesale, import and printing, employing nearly 300 people across Australia, New Zealand, United Kingdom, Republic of Ireland and China.

StrideUp is transforming home ownership by breaking the binary nature of home finance and helping an entire generation meet its aspirations. Home ownership is artificially constrained by the financial leap needed between renting (and owning 0%) and buying (and owing 100% using a large mortgage). Using technology and data we are building a new way to own your home and invest in residential property. Join us and become part of this journey as we transform one of the largest markets in the world.

Launched in August 2012, SocietyOne is Australia's leading Peer-to-Peer (P2P) Lending. As a P2P lender, SocietyOne connects savvy investors and creditworthy borrowers in a way that is cheaper, faster and more efficient. SocietyOne enables individuals to borrow from and invest in each other without the intermediation of a bank or financial institution. Qualified borrowers can request up to $30,000 in unsecured personal loans at personalised rates determined by their unique credit history. Their philosophy is to exploit the structural mispricing and operating inefficiencies that exist in the traditional banking sector to bring borrowers and investors better rates. They are unencumbered by the branch infrastructure, overhead and capital requirements that drive up operating costs for traditional banks and believe their proprietary ClearMatch technology platform helps to radically reduce the cost of originating, servicing, and funding of traditional loans.

Providing fast and flexible working capital solutions to Australian SMEs online.

Springboard Capital
Springboard Capital is committed to making finance easier for Australian small business. They provide a range of alternative funding options for small businesses who need finance to grow. Springboard is a family owned Australian business and can provide finance to new businesses, growing businesses and mature businesses.

ThinCats Australia
Peer-to-Business Lending ThinCats Australia connects wholesale investors with SME borrowers across Australia. A new player in the FinTech space, they are poised to provide a disruptive service benefiting both borrowers and lenders. Launched in December 2014, ThinCats Australia operates under an Australian financial services licence and is 25% owned by ThinCats UK, one of UK's leading P2B lender to SMEs.

The World's First Instant Home Loan.

The Invoice Market (or tim, as it's fondly referred to) is the next generation, peer-to-peer invoice financier. With access to both institutional and private funds, tim's always ready to help. In a fairer, more flexible and far more affordable manner than ever before.

Trade Ledger
Trade Ledger technology is designed to help organisations get simple and efficient cash flow solutions from lenders. Getting the deal done should be the hard part, not dealing with the trade bureaucracy!The Trade Ledger team are experts in technology, supply chain optimisation and business funding

Businesses and investors agreeing their own interest rates.

UCapital was founded by Maurice and Jacques Pretorius, brothers who grew up working in their family steel business. It's business more than finance that is in their DNA, which is an important difference between UCapital and traditional lenders. Their focus is on understanding how businesses work, what keeps them healthy, and what they need to develop. The steel business is highly competitive, and operators are at the mercy of employment issues, problems with suppliers and fluctuating global commodity prices. Having employed up to 500 people at a time in factories nationwide, Jacques and Maurice know from experience just how quickly things outside your control can lead to a need for short-term finance. They also understand why you might not want to put up your house, your car or your other assets as security every time you need cash to seize an opportunity or ride out a temporary setback.

Uno gives you access to the tools brokers have used for years, to find the right home loan that matches your specific needs.The entire loan application process can be done from a desktop and mobile phone, and is supported by a team of experts that can help with real-time advice, from 8am - 10pm on weekdays and to 8pm on weekends.

Valiant Finance
Valiant Finance is an Australian FinTech startup based in Sydney with a focus on servicing small business customers through innovative digital solutions.Valiant is a free service that matches businesses with the best loan provider.

Findynamics has developed a platform to facilitate requests for funding from artisans, small businesses and SMEs. The idea is to allow the pros to find in minutes the best credit for their business without having to go around the banks and without knowing in detail the alternative possibilities.

YourShare is a leading Cash-back service provider encouraging Australians to claim the fees and commissions that may be paid to brokers of financial institutions on your financial products. They are also innovative brokers of general insurance, personal insurance and mortgages so if you are looking to save on any of these products get a free online quote or speak to them. YourShare is 100% owned by Australasian Wealth Investments (AWI), a publicly listed company on the Australian Securities Exchange. YourShare have been providing members the highest level of customer care for over 8 years.

As a fully-licensed marketplace lender, Zagga, via its licensed entities, Zagga Market Pty Ltd (Australian Credit Licence 490904) and Zagga Investments Pty Ltd (Australian Financial Services Licence 492354), provides a transparent platform to algorithmically link wholesale/sophisticated investors with creditworthy borrowers. All loans are secured by real property. For investors, Zagga offers a risk-managed, alternative investment opportunity to diversify your investment portfolio within Australia, and potentially increase returns, without a disproportionate increase in risk. You invest by funding loans to creditworthy borrowers via a fractionalised model i.e., one or many lenders can contribute to one loan. You are in full control of the types of loans in which you want to invest.For borrowers, Zagga means a funding alternative with more choice as they offer secured loans from $500,000 to $10 million or more, for any purpose, as long as the borrower satisfies eligibility and assessment, including having real property at an acceptable LVR to secure the loan.

Metaps is a data driven monetization platform for apps using AI data and the company also provides Fintech services.

Crowdcredit is a cross-border marketplace Lending operator.

Capital Float
Capital Float is an online platform that provides working capital finance to SMEs in India. We offer flexible, short-term loans that can be used to purchase inventory, service new orders or optimize cash cycles. Borrowers can apply online in minutes, select desired rePayments terms and receive funds in their bank accounts in 7 days with minimal hassle.

Lendingkart is an online financing company dedicated to help entrepreneurs and small businesses with Working Capital Loans. We use Analytics and Big data scoring to evaluate our customer's business. We are a small and motivated team of bankers, data scientists and techies trying to make a difference in the world of small business financing.

FlexiLoans is an online Lending started with an endeavour to solve the problem that SMEs face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Over 80% of Loan proposals from SMEs currently are rejected by institutional channels on account of inadequate financial history or collaterals. With the fast and ubiquitous digital adoption in India and increased avenues to leverage data analytics, they are standing on the verge of Banking transformation in this country which will help us efficiently cater to the large untapped and unserved demand. They wish to make the 'social and alternative scoring' of SMEs and Individuals a big opportunity for the economy that will far out place the limited insights that financial bureau provide. They believe our technology-powered online marketplace is the best model to meet the financial requirements of SME's who do not have credit history and hence cannot avail loans from traditional banking channels.

Indifi Technologies Private Limited
Debt financing for SMEs & B2B startups in India.

Veritas Finance
Veritas Finance Private Limited is an organization started with the primary intention of reaching out to the customers who either have no access or in-adequate access to financial services in the informal sector. 'Veritas' in Latin mean truth. True to its name, Veritas is focused on making a true impact through inclusive access to financial services on the customers engaged in informal activities.

Loan Frame
Loan Frame is a fintech company where ambition meets ability. They are building the largest SME lending marketplace in the sub-continent. Backed by leading global private equity and venture capital investors who have helped build some of the most iconic companies in the world, they are re-imagining small business lending. By merging world-class processes from leading global banks with deep Indian SME credit experience, data science and cutting edge proprietary technologies, they are laser focused on helping small businesses grow.

Invoice Bazaar
Supply Chain Finance platform which helps SME's in Dubai, Middle East, India and Singapore get access to working capital.InvoiceBazaar is a startup operating in the arena of Supply Chain Finance (SCF). We have built a platform for Buyers to list invoices that are payable, which enables Suppliers to get visibility on their approved invoices as well as early Payments options.

SMEcorner is an online platform that enables small and medium enterprises to access loans from banks and NBFCs. was founded by Samir Bhatia and Sneha Shah, and is based in Mumbai, Maharashtra.

NeoGrowth Credit
Neogrowth operates as a non-banking financial company in India. It is focused on meeting the financial needs of small businesses which sell goods and services to consumers. It offers business financing services to small- and medium-sized retail companies that sell apparel, consumer durables and electronic items, footwear and accessories, handicrafts, gifts, food and grocery items, and optical goods as well as to restaurants, beauty salons, hotels, gymnasiums, and health diagnostic centers. NeoGrowth began its commercial operations in 2013.

Founded in 2015 and based out of Mumbai, Paysense is a venture backed, financial services startup. They specialize in using advanced data sciences to provide credit without the hassle of complex application processes, arduous physical proofs and long waits.

ZestMoney is the fastest way for all kinds of people to pay using digital EMI, without the need of a credit card or a credit score. People are eager to upgrade their lifestyle, we work with fast growing e-commerce businesses to help people upgrade today and pay tomorrow. Using of mobile tech, digital banking and AI we've made ZestMoney accessible to millions of Indian consumers. Founded in 2015 by digital finance & technology professionals, Priya Sharma, Lizzie Chapman and Ashish Anantharaman, the company is backed by leading global digital financial services investors like PayU, Ribbit Capital, Omidiyar Networks among other. Visit to learn more about our products and services

IndiaLends is digital lending and borrowing marketplace that connects consumers and small businesses looking for low rate loans with institutional lenders looking for good returns. Available on both the web and mobile, the company also provides value-add services such as big-data analytics, credit risk assessment and verification, and automated work-flows for loan origination and management to lenders while borrowers can apply for unsecured personal loans online, get access to their credit reports for free and manage their daily spends via the IndiaLends Mobile App. Launched in 2015, the company is based in New Delhi, India.

Loantap is an online platform committed to deliver flexible loan products to salaried professionals. We innovate in an otherwise dull loan segment, to deliver smart products for millennials. The idea is to use technology for building flexibility in products, without adding cost to it.

Rubique, a leading financial online matchmaking platform was founded in 2014, with a vision to fulfil every financial aspiration in the simplest, shortest and speediest way possible through a wide range of loan, credit card and insurance products. Built on an AI-based recommendation engine, Rubique’s online credit marketplace platform has been integrated with financial institutions’ systems for real-time processing and providing online approvals to the customers. Financial Matchmaking Platform with End to End Fulfilment Built on a proprietary matchmaking algorithm, Rubique’s matchmaking platform has been integrated with financial institutions’ systems for real time processing and providing online approvals to the customers. The platform has paperless-focused features that transform the loan approval and processing – through e-KYC, bank statement analysis, and real-time status tracking – into an optimized and efficient system taking up minimal time and greatly increasing accuracy. The platform has also been integrated with CIBIL where customer can check his/her credit score. Data analytics performed on hundreds of data points on Rubique's platform assesses the creditworthiness of customers (loan origination qualification) bringing predictability by giving him eligible offers to choose from. Unlike any other online platform, Rubique has worked on credit policy digitization & deep integration with financial institutions systems. All credit policies are fed into matchmaking algorithm which does the base level underwriting checks on the platform before passing them to FI’s system. Taking a step ahead in distribution & adding the PLUS to overall online proposition, Rubique is reaching out to influencers (like CAs, insurance advisors, financial consultants etc) and other such entities to help do fulfilment and take care of the documentation part as well as to reach out the risk-averse customers, especially MSMEs, on digital platform, taking them offline to online. Amidst all the fintech firms operating in the country today, Rubique stands out as one of the few success stories driving India’s rapidly-growing digital financial services sector. Rubique has tied-up with over 90+ financial institutions for over 300+ products & has already facilitated loan disbursement worth approximately USD 450 million and over 1,00,000 and realized USD 8.4 million revenue till date with around 2,00,000 customers across 32 cities.

In India, credit and finance companies are able to service less than 10% of the customer base because there is no data, no widespread credit bureaus to profile and score customers. RedCarpet has access to much more data, including data on your mobile phone. We use this data to service customers who never had any access to credit before. Today our customer segment is young, future-prime students in colleges who use RedCarpetUp to find credit to fund online purchases - ecommerce, travel, etc. Tomorrow we hope to unlock credit to all of India.

The company gives customers the option to 'buy now and pay later' on online portals with just one click. The customers get 14 days to make the Payments and within that period they can make many more transactions via single-click checkouts and can bunch them all together to make a single Payments at the end of the period.

Faircent is a website where borrowers and lenders connect directly. Faircent helps in eliminating the high margins which intermediaries like banks and financial institutions make on our transactions. Banks have massive overheads, with thousands of employees to pay and hundreds of branches to maintain. Banks must take large margins on the money that passes through them. Whereas at people who have spare money lend it directly to people who want to borrow. There are no banks in the middle, no huge overheads

Early Salary
EarlySalary is a salary advance mobile application that enables Indian users to borrow money for urgent cash requirements before they get their monthly wages. It aims to help individuals who face month-end and mid-month financial crisis by providing small loans until they receive their salaries. Users of the application are able to login though their Facebook accounts, communicate the amount they need as a loan and a date they could settle it, submit basic documents, and get the money credited to their bank accounts. EarlySalary offers loans between 1,000 INR and 100,000 INR with payback terms ranging from 7 to 50 days.

Finomena provides access to flexible credit, to a large segment of India's young demographic who do not traditionally have access to it. Finomena aims to radically change the end-to-end customer experience of a borrower, for their personal and professional growth, and make young Indians more financially independent and financially literate, thus revolutionising the way banking is done for today's smartphone-wielding Indian.

RupeePower is India's most extensive marketplace for loans, credit card and other personal finance product offers. As a customer, you can instantly compare personalized loan / card offers from over 15 lenders (Banks, NBFCs and HFCs), apply online and also get an instant in-principle approval. Our goal is to be the one-stop personal finance platform for Indian consumers, bringing Personal Financial Planning, Credit, Insurance and Investment products under one roof. And most importantly, be able to maintain neutrality to help our customers make the best personal finance decisions. We have tied up with leading financial institutions and implemented their product offers, rules, criteria & processes to provide customers the best financial options every time they visit

AnyTimeLoan (ATL) is Peer to Peer Lending, powered by AI and Data Science, offering unsecured loans.

Nucleus Software
At Nucleus Software they provide lending and transaction banking products to the global financial services industry. As a pioneer in retail and corporate banking software since 1986, they combine deep expertise with an unprecedented track record and a total commitment to building lasting partnerships with their customers. Their software powers the operations of more than 150 companies in over 50 countries, supporting retail lending, corporate banking, cash management, mobile and internet banking, automotive finance and other business areas.

BankBazaar is the world's first neutral online marketplace that gives you instant customized rate quotes on loans and insurance products. You can instantly search for, compare and apply for loans, credit cards and insurance products on their site. Since they partner with India's leading financial institutions and insurance firms, you have to look in only one place to get a great deal: Their goal is to make it easy for everyone to get a great deal on a loan or an insurance product. On, you can easily compare the total costs of the loan offers made to you, and get access to unbiased customers' ratings of financial institutions. They want to make it easy for you to have a lot of options, to take a well-informed decision when choosing which product to apply for and to do all this instantly! And best of all,'s services are completely free.

Shiksha Finance
Shiksha Finance is a RBI licensed Non Bank Finance Company (NBFC) providing loans for asset creation, working capital and school fees in the education sector. Their loans are targeted at education entrepreneurs who seek to improve access to quality education with a particular emphasis on middle and low-income communities. Such entrepreneurs are typically driven by a mission to deliver higher quality education outcomes for children in their neighborhood. It is not uncommon for such schools to face a lack of funds to expand their classrooms and physical infrastructure, besides having inadequate access to academic and extracurricular tools for their students. This lack of capital is what Shiksha Finance aims to address, by providing finance and loans.

Vistaar Finance
Vistaar designs and delivers customized loan products that address the individual needs of small businesses in terms of loan amount and tenor. Vistaar targets the dominant livelihoods in specific markets, e.g. power looms/textiles, and creates financial products to address the specific needs of that industry. One of the company core strengths lies in its solid, experienced, and visionary leadership: Vistaar founders have more than 55 years of combined experience across commercial, agriculture and rural banking, technology, and operations.

Deals of Loan
Deals of Loan provides all types of Loan services online. The company is based in Pune,India and provides services in metro cities in India such as Pune, Mumbai, Bangalore, New Delhi and others. Deals of Loan specializes in loan comparison on quotes from various banks and private financing organizations and provide customers loans that are suitable to them according to the eligibility of the customers. The Loan that are offered are Personal loan, Mortgage Loan, Home Loan and many others.

At GyanDhan, we're on the mission to ensure that financial obstacles never stand in the way of someone's education dream. By combining data science with financial innovation, we provide affordable education loan options to Indian students pursuing higher studies.

FineTrain is a credit-enabling platform for small businesses, providing lenders with bulk leads supported with accurate business data, which helps lower their due diligence costs. FineTrain provides a transparent Lending that allows SMBs and financial institutions to connect. Upon registration, SMBs provide income patterns, past credit history, Compliance readiness, and business vintage. Eligibility is then assessed using data-driven analytics specific to the SMB's particular industry. If they are eligible for a loan, FineTrain selects the right funding partner among banks or non-banking financial companies (NBFCs). FineTrain underwrites a part of the risk by way of a non fund based instrument to provide credit enhancement on the loans it is recommending to lenders.

PaisaBazaar - a venture - is India's largest online destination for all kinds of loans, credit cards, and other financial products. Since its inception in early 2014, the company has marked a staggering growth in terms widening its customer base to almost half a million customers.

Loanboss (Taaza Finance)
Taaza finance, better known as Loan Boss solves all loan complications. One can get answers for all loan questions and find various options available in India.

Apna Paisa
ApnaLoan is an online marketplace for home loans, personal loans and credit cards in India. The idea is that on ApnaLoan, banks compete for your loan, which in turn means you get a better rate. The company says ApnaLoan is the 'largest online marketplace for loans and credit cards.'


Agile Financial Technology
Agile Financial Technologies is led by captains of the industry who envisioned the creation of an unparalleled enterprise that would be an agile technology partner to leading players in the BFSI (Banking, Financial Services and Insurance) sector. Agile was formed by acquiring and merging strategic software products technology companies in the space of insurance and lending software. We bring the energy and agility of a young enterprise, and the wisdom and rich experience that is given by a cumulative 45 operating years of the constituent enterprises that are now Agile Financial Technologies. Our strategic intent is to serve enterprises in the BFSI sector with a paradigm shift in services delivery that would enable us offer a combination of our products and outsourcing services that will enable our client's businesses. We understand technology's strategic relevance to business, and provide solutions that allow our client's focus on their core business. Our state of the art facilities are oriented to provide for the outsourcing of our client's business processes and back office, thus enabling them focus on their core business.

Kissht is a financial technology platform that enables instant, seamless credit for consumers to make purchases at digital points of sale (online and offline). Its plug and play gateway APIs can be easily integrated into any merchant checkout page for providing access to these loans to consumers.

BankerBay is the world's first deal origination platform to use a complex algorithmic approach to match middle-market corporates seeking capital with the most relevant providers of capital anywhere in the world. In just a few easy steps, that take 3-5 minutes, BankerBay helps members raise capital, buy and sell companies, locate potential investments and new clients. We use powerful, custom built algorithms and a global network of professionals, to match requirements entered by our members. BankerBay connects specific opportunities with precision, efficiency and intelligence, enabling buyers and sellers to reach far beyond the traditional boundaries of sectors, geographies and personal networks. It is designed to streamline the location, promotion and analysis efforts of professionals involved in middle-market deal making, while maintaining complete confidentiality about its members. BankerBay isn't designed or meant to replace in-person meetings. It is a platform to better source information and opportunities, prior to committing valuable resources further.

5nance (Innovage Fintech Private Limited)
We offer an integrated financial platform for budgeting, advisory and portfolio management.We provide wealth planning, creation & sustenance through a friendly interface.

We are, a Delhi based start-up that has pioneered the concept of online comparison for retail Loans in India . We are an online loan information and application portal, providing you with valuable information on all available loans in is a completely independent Loan comparison service and our directory of lenders gives you all the information you need about the online loan companies you are considering and what they offer. We at are not a broker or Dsa of any Bank.We do not sell loans through our teams and we do not deal with the customer directly. We act as online comparison engine and pass the customer request to the bank which he opts in. We have no offline sales team and do not do any sales activity for any bank. We do not charge any fee from the customer and act as online advertising platform for Banks.

131Loanzen helps small businesses get unsecured working capital loans against their their pending invoices.

i2i is a peer-to-peer (P2P) marketplace that connects borrowers with lenders. The unsecured loans can be used for gamut of reasons like purchase of consumer durable, debt consolidation (i.e. rePayments of credit card debt etc.), medical expenses, education expenses, cash cycle optimization etc. The entire credit process is transparent, quick and easy. Apart from providing end to end services, i2i diligently uses unconventional data points of a borrower like education, employment, transactions, salary, social network etc and not just solely dependent on CIBIL score for lending recommendations. This helps an Investor in greater understanding of borrower's riskiness which leads to better credit decisions.

LenDen Club
LenDen Club is a peer to peer lending marketplace of personal loans. In the current era of mobilization, our endeavour takes traditional lending processes online to make it beneficial, easy and hassle-free. Our finance and technology team, with a zeal to innovate, have blended their experience to resolve real world challenges faced by lenders and borrowers. The platform of LenDen Club ensures elimination of high cost intermediary institutions to bring monetary benefits to lenders and borrowers. We earn by charging transparent fees to borrowers and/or lenders!

An online marketplace that brings together creditworthy borrowers and individual lenders for a personal loan transaction without the intervention of traditional financial institutions like banks. Borrowers can apply for small loans between Rs.25k - Rs.1L for 6 Months or 12 month period. The interest rates vary between 18% - 24%, much lower than financial institutions. Lenders can higher returns compared to Savings Account & FDs.

We enable rural individuals to obtain small loans for education, farming or business from urban professionals. For certain types of businesses, entrepreneurs can obtain funds in the form of profit-sharing investments rather than loans.

Artoo's dream, in the short term, is for all field agents and borrowers to learn to use technology, as well as financial services, in a way that even the very wealthy do not, now. This is backed by our core values of creativity, compassion, authenticity and effectiveness; a mission of catalyzing equal opportunity for all; and a vision to become the Google of financial inclusion, democratizing financial services beyond the wildest current imagination. To that end, we are constantly building the most robust systems and processes. But the core dynamic is Artoo's missionary zeal to go the extra mile in order to empower the borrower, the field officer and the customer enterprise to leapfrog to success. It is this core dynamic that drives our innovations, systems and processes. This built-to-last, here-to-stay nature of the company, expressed not so much in words, as in concrete day-to-day actions, stemming from a fierce commitment to the cause, should persuade the most pragmatic customer that we are here for the long haul.

Aye Finance provides financial services to micro and small businesses in Northern India. There are thousands of profitable small and micro businesses across India which are locked out of the financial system. Though these micro enterprises employ millions of people, their Big Data & Analyticsest barrier to growth is lack of access to capital. We came together because we believed we could overcome this financing challenge and unlock a massive business opportunity. We have harnessed technology to keep our transaction costs low and designed smart processes to efficiently screen the applicants.

Kudos Finance
Pune-based Kudos Finance has three products: business loans, machinery loans and short-term loans. Under business loans, it offers unsecured loans to retailers, traders, kirana stores, saree centres, and restaurants etc., with a ticket size of Rs one lakh to Rs 20 lakh (term: 24 months).Kudos Finance & Investments Pvt. Ltd. is an NBFC formed in 2009 focused on providing unsecured loans to a niche market of small-scale urban businesses. The average ticket size of the loan given is Rs. 5 lakhs, however, the company can provide higher loan in certain cases where it seems fit. The company offers loans in three categories business loans, MSME loans, and Machinery loans.The company has borrowed funds from various banks and other financial institutions for its lending business.

Kinara Capital
Kinara Capital provides financing of USD $2,000 to $20,000 to small-to-medium enterprises (SME) in India. The company is focused on lending to growing businesses (usually 2-20 employees) that require funding for working capital, capital assets, and start-up needs. Kinara Capital focus industries include agri-products, handicraft production, water, food, and energy.Kinara Capital is a registered trademark of Visage Holdings and Finance Private Limited (NBFC). The company was founded in 2011 in Bangalore. The company provides loans in the range of Rs.1 Lakh to Rs.15 Lakhs to micro and small enterprises (MSMEs) filling the gap between microfinance and commercial capital.The company has received backing from VC firms like Michael & Susan Dell Foundation, Sorenson Impact Foundation, Unitus Impact and few others.

IntelleGrow (Jain Sons Finlease Limited)
IntelleGrow serves the 'missing middle' enterprises working in sectors which make a positive Environmental, Social and Governance Impact. IntelleGrow offers debt without limiting them on their vintage or the security value offered for the loan - instead, the proposition is based on trajectory of business cashflows. It is not only lending from its Balance Sheet but also syndicating and arranging debt from other sources - gradually emerging as a debt solutions provider for 'early-stage', 'high-growth' small and growing businesses (SGB) in India.

ZipLoan, RBI registered NBFC, is a technology enabled on-line Lending established to provide Small Business Loans. Small Business Loans as a segment until now has been ignored by Financial Institutions given the granular peculiarities of small businesses and poor cost benefit trade-off with respect to sourcing and underwriting small loans

Aditya Birla Nuvo

M-Pesa (Vodafone)
M-PESA, a subsidiary of Vodafone, is a mobile-phone based money transfer and microfinancing service. Founded in 2007, it was originally designed as a system to allow microfinance-loan rePayments to be made by phone, reducing the costs associated with handling cash and thus making possible lower interest rates. But after pilot testing it was broadened to become a general money-transfer service. M-PESA has since been extended to offer loans and savings products, and can also be used to disburse salaries or pay bills, which saves users further time and money. M-PESA was launched by Safaricom, a mobile-network operator in Kenya. HOW IT WORKS M-Pesa is the world's most successful money transfer service. It enables millions of people who have access to a mobile phone, but do not have or have only limited access to a bank account, to send and receive money, top-up airtime and make bill Payments. Customers register for the service at an authorised agent, often this is a small mobile phone store or retailer, and then deposit cash in exchange for electronic money which they can send to their family or friends. Once they have registered all transactions are completed securely by entering a PIN number and both parties receive an SMS confirming the amount that has been transferred. The recipient, who does not have to use the same network, receives the electronic money in real-time and then redeems it for cash by visiting another agent.

Qbera is a managed marketplace for unsecured personal loans that leverages tech-enabled acquisition, underwriting and loan processing capabilities to offer credit products co-created with banks that are part of Qbera's multi-lender network. Such origination of assets against a bank's liabilities is performed in a hybrid lending model wherein Qbera shares some of the risk with the bank. Banks and NBFCs plug their balance sheet into Qbera to tap into new customer segments using Qbera's programmatic lending solution and benefit from lower operating expense, data-driven underwriting and credit decisioning, reduction in turnaround time, no cost of customer acquisition, proven technology and increase in profitability. Qbera has capabilities across the lending lifecycle: Acquisition: We have an omni-channel borrower sourcing funnel that taps into best-in-class digital acquisition strategies and tech-enabled offline partners. We operate a Lending-as-a-Service (LaaS) model for our customer acquisition partners which enables them to offer credit products to their customers.

IFMR Holdings
IFMR Holdings is positioned as a financial inclusion platform and houses three businesses: IFMR Capital - a debt capital markets platform for 75 originators offering micro-loans, small business finance, affordable housing and commercial vehicles finance; IFMR Rural Finance - a technology licensor that developed the Kshetriya Gramin Financial Services (KGFS) model for remote rural markets

InstaPaisa is a credit decisioning platform connecting borrowers to lenders to execute instant loan transactions. Their online and mobile platform brings together lenders and borrowers, creates credit profiles using their proprietary, new-age data based proxy credit score technology, matches borrowers to the best lenders for their profile, and executes lending transactions.

Vayana Network is a financing network that enables Businesses and their Trade Partners to capture their entire receivable and payable trades electronically and finance through Banks and Financial Institutions. Businesses can finance their payables, or factor their receivables or make financing available to their counterparties. Vayana Network, in partnership with MasterCard and Banks, also offers its award winning Commercial Card solution for Payable financing.

Rang De
Rang De is a Bangalore based non-profit that operates a online platform that enables you to lend Rs.100 or more to a rural entrepreneur of your choice. Rang De is essentially Kiva for India. Mission: To make poverty history in India! Company Overview: Rang De is a social initiative that began with a mission to make microcredit affordable to people. Through our online portal, we enable individuals (who we call social investors) to lend small sums of money to entrepreneurs from low income households.

CATAPOOOLT is India's first industry-backed and most rewarding crowd-engagement platform for movies, music and performing arts. Primarily aimed at enabling Crowdfunding for independent creative projects - the platform will also help the industry to seek resources and professional assistance for making, production, distribution and release of creative projects. Founded by the team who first launched crowd-funding in India, the platform will seek partnerships with leading industry luminaries and organizations to unleash a new cinema and creative revolution.

InCred is credit for Incredible India. It uses technology and data-science to make lending quick, simple and hassle-free. InCred offers a broad portfolio of products that cuts across affordable home loans, personal loans, education loans and SME business loans. InCred is founded by Bhupinder Singh, former Head of Investment Banking, Asia-Pacific at Deutsche Bank.

KredX is an Indian invoice discounting platform that provides short-term investment opportunities to small- and medium-sized enterprises in India. The online platform has developed a proprietary credit risk assessment model for borrowers and a technology platform. For financiers, it provides complete trade services from sourcing curated invoices to conducting due diligence using its proprietary credit underwriting algorithms. Launched by Manish Kumar, Anurag Jain, and Puneet Agarwal in 2015, KredX partners with banks, accounting firms, and law firms to ensure all aspects of the service are compliant with regulations and ensure consumer protection at all times.

Instakash has aim to empower small businesses and let them grow by using new methods of lending. They want to transform the experience of borrowing by making it simpler and more efficient. They are currently offering loans and line of credit to small businesses, the application process for which can be completed in minutes.

Cointribe operates an online lending marketplace that enables small business and salaried individuals to get funds and capital. The company's service enables companies to apply for business and personal loans through its website or mobile application.

LoanXpress is an online loan portal that assists SMEs in Business Loans and related services like CMA data, Project report, Company presentation, etc. It is an initiative by the Vermillion Group which provides fund-raising & advisory services. Knowing what SMEs have to go through to get a Business Loan and wanting to change the scenario for the SMEs, was formed by a team of veterans in Debt & Equity markets. Team LoanXpress firmly believes that the most significant hurdle a businessman faces while trying to raise funds is not knowing the next step and not knowing who is giving the right answers and who is trustworthy. There are a lot of professionals, agents & syndicators in the market who mislead the SME for their ease or benefit. LoanXpress wishes to become that name that SMEs across India can rely on. Our mission is to support and collaborate with young, trend-setting companies in today's fast paced market space, elevating them to a whole new level. We accomplish this by arranging the funds and term capital so that SMEs can focus on the core business leaving the stressful hassles on our experienced shoulders.

Origa Leasing
ORIGA in greek means Charioteer. They want to be the charioteer of your growth at all times. Guided by the philosophy of "Access to Finance", ORIGA extends asset leasing solutions to enterprises that aim for business expansion. . ORIGA puts more emphasis on innovation and high growth business model than on the credit history of the applicant. It thus acts as a growth engine for entities at all stages. The leasing solutions offered by ORIGA to the entities help them build capacities that empower them financially to scale up and provide the last mile delivery of their services and goods in a highly effective manner. They bridge the gap between new age businesses and traditional financing!

LoanCircle aspires to disrupt and redefine the way lending is done in India. Their online platform empowers people who want better and speedier alternatives to existing financing channels, or have so far been underserved by those channels. They go beyond conventional credit scores, and consider a person's education, work experience, expected career growth, and up to 1000 other data points, while evaluating a loan application. Their data driven underwriting model lets us identify high quality borrowers, which helps the lenders on their platform make good returns on their investments.
- FinBox continually engages the user through beautiful analytics of spends and aggregated spend statistics of the FinBox community and it does all this by tracking SMS's, no need to share banking credentials! - FinBox is the most engaging and intuitive tool to reach your investment and saving goals. - -



About 124 million people save and borrow in informal and formal lending circles in India, outside of the formal banking system. With cash becoming a less reliable instrument, Pareto uses the social trust within the workplace to help employees participate in commitment savings, get easy access to low cost credit and healthy returns, while building a formal reputation. Pareto is a Y Combinator fellowship from Summer 2016. Currently the founder works partly out of Mumbai and Bangalore, and is mainly focused on talking to users and building the product. Come work with us on a problem that matters.

Trustio is your personal financial security net. Trustio is trying to create a closed alumni community where members can raise money from their alumni in times of need (for variety of reasons) and invest money in their peers to help them as well as make decent returns on their investments.

Good Money
Goodmoney is a debt financing platform for small business owners and individuals. At Goodmoney, we aim to provide a unique service, built on cutting-edge technologies and data science techniques, where loan seekers can meet lenders. Our vision is to create a smart community of loan seekers and lenders who can use technology to address their requirement of getting a loan or giving a loan. We intend to help individuals and small business owners to have easy and convenient access to loans from anywhere at any time. We want to become an end-to-end solution provider for individual loan seekers and corporate (both small and medium) who struggle to arrange for required finances from the traditional sources

Brazilian micro-credit company Avante recently acquired Sling, an Israeli startup that enables micro-merchants to tap into mobile financial technologies via "Slings" such as bracelets or stickers facilitating customer Payments by credit or debit card. The company is expanding in Latin America and has established an innovation center in Israel.

CreditPlace is a peer-to-peer Investment Management based in Tel Aviv that enables investors to buy outstanding receivables owed by stable Israeli companies, state-owned enterprises and government ministries. This helps companies and businesses improve cash flow while creating an alternative low-risk high-yield short-term liquid investment for private investors. CreditPlace raised ?$1.6 million last September and plans expansion to other countries during 2017.

With offices in Tel Aviv and San Francisco, Fundbox offers a cash-flow management platform for small businesses and freelancers by purchasing outstanding invoices or giving a business-purpose loan to fill the cash-flow gap between billing and Payments. The company, founded in 2013, was named to the Forbes Fintech 50 for 2016 and has raised $107.5 million.

Commercial real estate development is a business heavily reliant on the accurate analysis of complex data and information. CrediFI's big data software platform simplifies the ability of Commercial Real Estate Finance professionals to compile and analyze key information needed to make informed decisions regarding potential deals. From financial and loan data to property specific information and market related analysis CrediFI's platform is a 21st century solution to commercial real estate deal analysis. To date, CrediFI has raised $23 million in financing, having completed a $13 million venture round in mid February.

As +50 million micro-businesses continue to remain 'invisible' to the financial system, Avante is focusing on providing micro-finance to businesses operating in 'the bottom of the pyramid. The company's grand mission is to humanize financial services to the audiences suffering from Financial Inclusion. Avante is empowering the massive, underserved, sector of micro-entrepreneurs across South America, by providing them an advanced suite of FinTech services. Its disruptive combination of Credit, Payments and Digital Banking, offer a ground-breaking approach to class E/D businesses, certifying the company as a B Corporation and 2015 B Corp Best for the World honoree. The company is one of the fastest growing Brazilian financial organizations, encompassing 30 people in So Paulo's HeartQuarter, and over 100 agents in Brazil's north-east regions. The company is currently deploying a full-fledged R&D center in the bustling high-tech center of Tel-Aviv, Israel.

Salaryo provides credit-as-a-service and a proprietary risk management model for freelancers. Using a chat-based interface to evaluate the creditworthiness of a candidate, Salaryo provides access to small amounts of credit at any given moment. By paying a small monthly fee, users get access to a flexible credit line, from which they can withdraw as much as they need and that they repay when they can during a set period. The funds are wired to the user's bank account on the same business day.

Hello Rented
HelloRented built financial and underwriting technology to simplify rental finance for landlords, tenants, and rental brokers. The company partners with property professionals who own, manage, or represent properties. HelloRented's platform helps landlords find the right tenant and equips tenants with financial support.

Lendeez provides a mobile financial service designed specifically for social lending. Its app enables end-to-end management of digital lending between friends and family.

Auto1 offers price comparison services in various categories including new vehicles, second-hand vehicles, leasing for businesses, financing, car insurance, and rentals. The platform allows users to compare car models and provides them with a fuel calculator. Auto1 also provides the latest news and reviews from the automotive industry.

CaseSee develops AI algorithmic technology that enables lenders and borrowers to predict the final financial value and time to resolution of every lawsuit and exploit it as a standard collateral. Using AI and AI technologies, CaseSee turns financial lawsuits into tangible financial assets, predicting the chance of winning, time to resolution, and financial net value and providing the lien infrastructure and documentation.

Cinch offers a platform that enables businesses to sell future services in a personalized and discounted manner in exchange for upfront cash. The platform allows retail businesses such as health and wellness companies, restaurants, and coffee shops to access funds with which to operate and grow. By creating win-win solutions, Cinch prevents many SMBs from having to fear being held liable for business loans.

FIDO is a financial institution that provides short-term loans in underserved markets that traditional financial institutions have avoided due to the population's insufficient credit history and inconsistent cash flow. With FIDO, customers are able to pay for unexpected expenses such as family events, school expenses, and health care, as well as to develop and grow small businesses. FIDO's customers can apply for a FIDO loan directly from their own mobile device or in one of FIDO's branches and receive a decision within minutes. The loan is available to salaried, contracted, and self-employed professionals. No collateral or guarantors are required, just a one-time verification of ID and bank account is necessary before disbursement. FIDO is based in Accra, Ghana, and is licensed by the Bank of Ghana.

Be the Bank
Be the Bank is a crowd-Lending that lets lenders earn 5%-10% annually while supporting the growth of Israel's small- medium-sized businesses. Be the Bank lenders are private individuals or businesses who provide a miniumum of 500 NIS, which is automatically distributed among various small- to medium- sized businesses that have gone through a selection process. Borrowers can receive up to 500,000 NIS for three to five years.

My-Payz is a loan exchange incorporated as a Payments means within shopping carts. The exchange will present a shopper with multiple lender offers to finance the current shopping cart without burdening existing credit lines. The loan is executed immediately, and funds are transferred directly to the merchant. The monthly Payments is collected via the customer's credit/debit card.

Tarya is a P2P money-lending venture that provides a direct, online platform that facilitates interaction between borrowers and lenders. This direct connection, bypassing existing credit organizations and banks, lets borrowers obtain credit at significantly lower costs, while lenders yield far better interest rates than those available by the alternatives.

Behalf is an alternative financing provider that specializes in working capital credit for small businesses. Behalf increases sales and improves cash flow by enabling merchants to offer instant point-of-sale financing and flexible rePayments terms on almost any product or business service needed to run a business.

Innovative Assessments
Innovative Assessments' flagship product is Worthy Credit, a proprietary platform for accurately assessing creditworthiness based on a borrower's character. Worthy Credit measures a key set of personal competencies related to the underlying psychology of

ShareRate's 'CrowdBorrowing' process and algorithms innovate the borrower-side of the lending equation, enabling borrowers to cooperate to retain and manage the cost and risk of defaults and thereby significantly reduce interest premiums. ShareRate created the first at-cost consumer loan product for a low, fixed-rate service fee across all grades of borrowers.

Backed Inc is a US-based online Lending that gives borrowers easier access to a fair loan by letting them add a backer (co-signer reinvented) to their loan application to help them qualify or reduce their rate. The company's patent-pending AI underwriting algorithm offers a predictive scoring model to mitigate risk, which is then reflected in the loan approval and pricing offers. Parents, for example, can provide their own credit-score ratings and help approve their childrens' loans -- the greater the quantity of personal information provided, the better the terms of the loans because the system is better able to predict likelihood of default. Backed offers one-, two-, and three-year personal loans for diverse purposes in amounts ranging from $3,000- $25,000 at APRs starting at 2.9%.

Lenderly provides end-to-end management for social lending transactions, allowing borrowers to easily access loan capital from their online and offline social circles. Lenderly's platform also creates incentives and services for lenders, including facilitating all cash transfers between the borrower and lenders.

BlueVine is an online invoice factoring company that helps small businesses overcome their short-term cash-flow challenges. BlueVine bridges the cash gap that results from slow-paying customers by enabling businesses to sell their unpaid invoices so there is no need to wait for net 30 or 60 Payments. Opening an account is quick and easy, and funds are typically available within one business day.

BLender provides a multicontinental, cross-border marketplace lending service in countries with limited consumer credit information. BLender's online platform features DirectMatch, a solution based on a sophisticated, innovative mathematical algorithm that determines the best match between applicant demand for funding and the expectations of those who give out loans.

CreditStacks issues credit cards for so-called pre-prime customers' individuals with no credit history in the United States. The company uses deep banking partnerships, alternative data sources, innovative data crunching, and advanced risk and behavioral analysis models to detect prime customers, and issues them a superior and fair credit card that recognizes their international financial standing. The Lightning Credit Card comes with prime rewards, full service, no hidden fees, mobile-first experience and guidance on how to build U.S. credit history.

Ezbob, the trading name for Orange Money Ltd, is an online-financing company that has developed an automated platform that provides immediate funding for any qualified applicant. Business owners seeking funding can visit and complete a one-time registration in under 10 minutes with no paperwork. Investors in ezbob include the UK Government's Angel Co-Fund and Bank Leumi. It is the first Internet company to be appointed as a financial intermediary by the EU.

WorkCapital has developed an app through which small- and medium-sized businesses can upload their ERPs, sell their invoices, and receive immediate loans. The company's platform offers risk analysis and applies proprietary algorithms to determine a feasible time frame within which clients will repay their loans. WorkCapital operates in Brazil.

ChargeAfter's global financing platform facilitates and connects lenders with merchants, creating a global financing network that enables merchants to offer real-time, low-cost, accessible financing options to their consumers. By using this platform, merchants can increase sales by increasing the buying power of consumers, recover declined transactions, and increase conversion at the point of sale.

DivergentCapital is a high-yield alternative funder of small and medium-sized businesses in the United States. It developed SaaS tools for commercial loan brokers and ISO shops that work to help businesses get fast, affordable, safe, and transparent access to capital. Using predictive algorithms to purchase a portion of the business's future sales at a high discount, DivergentCapital serves a market of credit invisible businesses that cannot cost-effectively fund their immediate cash needs elsewhere.

PocketCause Ltd is a developer of disruptive technology for the global nonprofit sector. Its mobile app and platform aim to increase global giving by helping nonprofits better engage with and raise funds from their mobile-based users. PocketCause provides users with updates from all of their social causes and enables them to see and follow the causes their friends are supporting. The app allows users to safely store their Payments methods and donate to more than 2 million nonprofit organizations in just a single click. The platform uses gamification and rewards to encourage users to support and promote the causes of their choice. In addition, by sharing a charity's posts, users earn CauseCash, an in-app currency that can be redeemed or donated to any organization. Users also receive 1 percent in CauseCash whenever they give to their favorite cause.

LendingTree for Russian market

Making money lending a much easier task

pay p.s
Instant loan platform

We are a Financial Technology (FinTech) company focused on providing financial services to the underserved. . We established our offices in five countries/regions (e.g Malaysia, Indonesia and Philippines), providing localized services to our users, including online shopping mall, where you can buy items on installment Akulaku is the first ever online installment shopping mall which you can buy every items in installment. PH: STREETCORNER LENDING CORP. Unit 309, Ortigas Bldg, Ortigas Ave, Pasig, 1605 Metro Manila, Philippines INDO: PT SILVRR ARTHA INDONESIA Gedung Graha Lestari Lantai 11 Zona 5 Jalan kesehatan raya no 48/jalan petojo sabangan no 2A cideng, Jakarta pusat 10160 MY: Suite 3B-20-7, Level 20, Block 3B, Plaza Sentral, Jalan Stesen Sentral 5, 50470 Kuala Lumpur

Fundaztic's mission is to provide insights & knowledge on Crowdfunding with particular focus on peer-to-peer financing as an alternative financing platform in Asia.

A LendingStar account holder will see many investors with different preferences. We help you reach to the investors who are right for you.

Pconnex application is peer to peer funding, utilizing peer to peer connection based on needs and ideas. is a Chinese automobile financial Lending.

China Rapid Finance
China Rapid Finance is China's largest online consumer lending marketplace serving online users and China's emerging middle class. has an experienced team of financial and technology specialists that provide market oriented borrowing and lending solutions for domestic and overseas financial services institutions including banks.

eLoancn is a China-based online Lending that offers solutions in borrowing and lending money among its users.

Firstp2p is a Chinese online peer-to-peer (P2P) financing site

Haodai is one of the largest online platforms that engages in searching for best loan channels and products.

PINTEC utilises big data and other innovative technologies to provide smart financial services and solutions to consumers and small businesses as well as to help broaden access to financial services generally.

PPDAI is an online platform for peer-to-peer small unsecured loans in China.

Qudian Group operates two main business platforms: a consumer finance platform and a micro credit Lending.

Renrendai is a Beijing-based company providing P2P financial services such as loans, debts, investment, and others.

Tuandaiwang is a Chinese peer-to-peer lending company that offers a group loan network loan Investment Management.

Weidai is an early stage personal credit system based in China. As a peer-to-peer lending service that uses vehicles as collateral, Weidai plans to expand to use property as collateral and provide personal loans as well.

Loanvi or Huydong is to building a personal finance portal to provide financial literacy skills for Vietnamese

iwoca combines the growth of e-commerce, scarcity of credit and emergence of innovative data sources to create an exciting investment opportunity. The company provide working capital of up to £50,000 to successful merchants by using their feedback scores, sales history and social behaviour to assess their credit profile.

We provide an online marketplace for people and institutions to invest in loans that are secured against property to property professionals.

MarketInvoice is a peer-to-peer lender for businesses based on outstanding invoices. Marketinvoice allows businesses to selectively sell the invoices of large business customers to raise flexible working capital.

Zopa offers peer-to-peer loans with low rates, flexible terms, and no early repayment fees. Zopa’s peer-to-peer loans offer borrowers competitive low rates and flexible terms with no early repayment fees or hidden charges. Zopa lenders earn higher returns on their money by being part of social lending online and helping the UK’s safest borrowers get a loan to help with buying a new car, home improvement or consolidating existing debts.

Funding Circle
Funding Circle is an online marketplace for business loans that connects businesses borrowing with investors.

French P2P Lending platform dedicated to SMEs looking for loans (bonds) or equity, and retail investors looking for better returns

Prodigy Finance
Prodigy Finance provides borderless postgraduate student loans to international students to attend a top school.

NoviCap allows businesses to receive early Payments for their outstanding invoices within 48 hours. The ability to get financing in a fast and flexible way puts the business back in control of its working capital needs.

Lendr is an end-to-end loans origination and loans management
platform that you can access via your desktop or mobile device.
Loansolutions is an online platform, which matches borrowers with financial institutions.

Timelio is an online marketplace that brings together businesses that have invoices to sell with investors. They enable businesses to grow quicker by accessing cash tied up in customer invoices that would otherwise be paid in 30 to 90 days.

Waddle delivers "cash on demand" for small businesses with its automated revolving line of credit that eliminates lengthy applications, approvals and fixed rePayments, providing healthy cost-effective working capital to SME's across Australia. Waddle lends to growing small businesses that have somewhere passed their initial startup successes and are on their way to reaching more traditional financing. There aren't a lot of affordable healthy options outside of banks and Waddle helps small business owners graduate from unhealthy or expensive financing options and eventually progress to more conventional funding.

Efficient Finance
Efficient Finance (EF) is a global, multi-bank, supply-chain finance provider serving a substantial and diversified client base that includes corporations, financial institutions, and SMEs. EF is the provider of a patent-protected platform connecting financial institutions and businesses with the aim of making better use of working capital and enhancing the buyer-supplier trade relationship. uses real-time financial indicators that increase business transparency to mitigate investor risk. The solution allows more affordable working capital financing to SMEs to support their growth, while removing SMEs 'geographical presence' dependency on banks.

Wisor changes the way mortgages are granted and managed, moving from standardized to personalized loans. Its technology learns each borrower's profile and then structures the optimal portfolio, matching risk and liquidity preferences. Once a loan is closed, Wisor manages and monitors each portfolio, offering adjustments until the loan is fully reimbursed. The company calls this method, adaptive lending. For mortgage lenders it decreases overall risk by offering safer loans while retaining (if not improving) profits and lowering operational costs.

Platiza is an online microfinance service that provides short-term payday loans.

mobile Internet and cloud technologies to provide financial online and offline services for retail chains and their customers.

First Circle
First Circle exists to radically improve the course of opportunity for SMEs across South East Asia.

Lunar Way
Lunar Way is a mobile banking app developer that markets to the millennial generation.

platform for mortage lending, providing consumers with access to professional investors bidding to provide the mortgage.

CodersTrust is a financial firm that provides education and micro loans to students in emerging countries.

CrediWire is a real-time financial data connector that collects data to help companies provide loans and better risk management.

Invoice Interchange
InvoiceInterchange is a Singapore-based Fintech company, a P2P invoice trading marketplace connecting SMEs and investors. The company's mission is to support Singapore SME growth by helping businesses unlock cash tied up in their unpaid invoices, simply and quickly. We have helped fund over S$20 million (as of Aug'17) in invoices to date since our first transaction in Aug 2015. It is co-founded by Brian Teng (CEO) and Nalinee Chinowuthichai (COO) who together has over two decades experience in accounting, finance and IT industries. InvoiceInterchange is one of the top three Fintechs selected for the PayPal incubation programme in Singapore in 2016. Currently participating in the Bangkok Bank Innohub programme 2017 and winner of Best early stage Fintech at Fintech Finals 2016 organised and sponsored by NextBank and Visa. We are also a graduate from the DBS HotSpot pre-accelerator 2015 programme, where DBS selected 11 start-ups to help accelerate their growth.

3rd largest online loans marketplace for retail loans in India with over 30,000 daily visitors for various types of secured and unsecured loans like home loan, personal loan, auto loan, loan against property, business loan, gold loan and education loan. MyLoanCare receives a fresh loan query every 30 seconds. Partner with all major prime segment banks such as Axis Bank, Bajaj Finserv, Citibank, HDFC Bank, HDFC Limited, ICICI Bank, IDFC Bank, IndusInd Bank, PNB Housing, RBL Bank, SBI, Tata Capital, Yes Bank and others. Disbursed loans in over 300 locations in India.

Cloud Lending Inc.
Cloud Lending, Inc. is a company that develops software for the financial lending industry.

Affirm, a financial technology services company, offers installment loans to consumers at the point of sale.

Credit Karma
Founded in 2007, Credit Karma is a personal finance company that's focused on helping everyone make financial progress. Whether they're interested in getting a better deal on a loan, looking for ways to save, or simply monitoring their credit, we offer a range of tools and personalized recommendations designed to help them make the most of their money. Our business model is unique in that no matter what new products or services we introduce, we're committed to providing a service that's always free. With more than 60 million members, we help people gain insight into their finances and credit information – and ultimately, improve their financial standing.

Fundera is the place small business owners go when they need funding to grow their business. Free, easy, fast, and honest in an industry known for only the opposite, Fundera strives to break the mold.

Funding Circle
Funding Circle is the world’s leading lending platform focused exclusively on small businesses, matching established and creditworthy businesses who want to borrow with investors who want to lend in the U.S., the U.K., and Continental Europe.

Orchard Platform
Orchard is the leading provider of data, technology, and software to the online lending industry. Founded in New York City in 2013, Orchard is building the infrastructure to power the many interactions between originators and institutional investors and help grow online lending into an efficient, transparent, and global financial market. Orchard has been named to the Next Billion Dollar Startups list, produces the Orchard US Consumer Marketplace Lending Index — the only industry-wide benchmark distributed on the Bloomberg Professional service — and is recognized for its technical and analytical thought leadership as explored on its blog.

Social Finance (SoFi) is a finance company that offers a range of lending and wealth management services. The company primarily caters to early-stage professionals and offers variable and fixed rate parent, personal, and MBA loans, mortgage refinancing, and more. Based in San Francisco, California, the company was founded in April 2011.

Dwolla provides platforms a simple, fast, and robust service for bank transfers (i.e. ACH transactions). Use branded or white label APIs to verify bank accounts instantly, transfer payments, keep balances, or route funds directly to bank account and routing numbers. A flat, transparent pricing model keeps transactions free of charge and monthly costs consistent. Additional features and services, like White Label or next day payments, may cost extra.

Monk is platform that provides financial security by enabling social circles to save, borrow and lend together. By saving together as a group, our users can leverage the power of his/her social networks to create a layer of financial security during times of need, as well as having a channel of liquidity to seize opportunities and eventually achieve financial independence.

Zikher provides small banks with a singular white-label platform where their customers can originate and streamline different types of loans. This will help banks cut time and increase efficiency due to data reusability and auto cross-population of customer data between different loan origination systems in real-time.

Culum Capital
Culum Capital enables businesses to grow by providing them with funding options. The funding solutions offered by them are receivables purchase or Invoice Financing for small companies and Supply Chain Finance or supplier finance for large companies. The investment platform also enables accredited investors to invest in short term invoices.

Minterest is a peer-to-peer lending platform that offers value proposition for both borrowers and investors. It provides tailor-made financing solutions to the borrowers as per their business requirements. It also provides advice to investors by identifying suitable Singapore companies for investment.

KyePot offers social financial services to people and also provides saving, lending, and borrowing facilities in money trusted digital communities. The mobile platform enables the under-banked customers to save and borrow money in trusted social groups at a reduced interest rate. KyePot’s platform uses the power of collective by bringing individuals together to achieve their financial goals while simultaneously benefiting the group and the community.

Turnary is a financial service based platform which is currently operating in stealth mode.

Incomlend is an online multi-currency invoice exchange connecting businesses and private funders. It serves as a marketplace where suppliers can sell their invoices online directly to individuals or to companies willing to purchase them. As a result, the supplier obtains cash in exchange for a discount rate paid to the funders of the invoices.

Managing Cash Flow, Intelligently Finaxar is your smart solution for small businesses and SMEs. Built by a team of financial professionals and technological innovators, with the mission of being your trade finance expert and partner as you grow. Finaxar enables businesses to manage their cash flow intelligently. It does this by providing innovative trade finance solutions. It uses state-of-the-art data science to provide clients with supply chain financing solutions. The company website does not have any product information as of August 2017

Genie Financial Services Pte Ltd
Genie is the next generation virtual auto finance solution provider that aims to make automobile financing simple, hassle free and easy for you. We provide a simplified service that assists you in finding the best finance deal for your car. We can provide financing for a car you've already found - either from a dealer, distributor or private seller. Genie Financial Services is a member of the Hire Purchase Association, Finance and Leasing Association of Singapore and is run by a team of experienced auto financing executives with over 50 years of combined industry experience. We are dedicated to making online car financing superb with competitive rates and simpler, smarter experiences for all our customers.

Lendr helps users get the best mortgage deal quickly and easily.


Dwell Capital (Burrow)
Dwell makes mortgages delightfully digital, accompanied by expert human advice

Cites Gestion
Agnès has more than 20 years of experience in international finance, start up and asset management for Tier 1 banks, investment funds and advisory firms. She is also the co-founder of Cites Gestion, a Singapore based FinTech company that focuses on the needs of Small & Medium Enterprises. She focuses on SMEs because they are essential to the economy and don’t get enough financing to grow.

Bizfi (Merchant Cash and Capital)
For nearly a decade, Merchant Cash and Capital, LLC has been an industry leader in providing alternatives to traditional funding sources and an innovator in providing merchant cash advances and other financial services to businesses in the retail, restaurant and services industries. MCC and its affiliates specialize in offering a unique avenue to funding by “purchasing” a small, fixed percentage of future credit card revenues and advancing that money to qualified businesses up-front. The MCC philosophy is to seek a funding option for almost every business that qualifies, regardless of credit history with no strings attached, no hassles, no hidden fees or unreasonable repayment requirements. MCC seeks to be a partner in helping businesses reach their potential by providing the funds required.

Pearl Capital
one of the fastest growing providers of alternative small business financing in America. In 2015, we were acquired by Capital Z Partners, a leading specialty finance private equity group that has invested over 3 billion dollars over the last 25 years. Our vision is to provide the best financing to the underbanked, while we provide ISOs and other origination channels with the best service, efficiency, support and integrity.

MoneyFellows gives individuals access to interest free credit and better saving achievements, all fully powered by just their social network. It was launched in December 2014 and is based in Munich, Germany.

Liberis provide a better way for small business to borrow. They can advance your business anything from £2,500 to £300,000, depending on your requirements. There are no fixed monthly payments, APR or hidden fees. Just one single cost that’s agreed upfront and can be paid back as a small percentage from your customer card transactions.

Crowdfunding platform dedicated to corporate bonds.

Lending Platform for Small Business in France

This brand-new startup– launched this year –provides users with immediate financing for cash-based expenses. The company targets businesses, which then distribute the solution to their employees. Here is how it works: employees sign up for MedPut with their employer, then upload their medical bills via the startup’s dashboard. Next, MedPut audits and negotiates bill payment by the employer, and further facilitates employee loan repayment through small payroll deductions over time.

AutoGravity’s unique mobile platform delivers auto financing to the palm of your hand.

Better Mortgage
We're making mortgages fast, simple, and totally better.

Bond Street
Bond Street is a startup focused on transforming small business lending through technology, data and design. Small business owners are the foundation for growth in our economy, and yet today’s banking system has left them behind. We’re building a better future where access to financing is simple, transparent and fair.

If you can't say anything nice about predatory lenders, just thank them for inspiring Bread. With its network of merchants and friendly one-stop consumer interface, Bread allows consumers to set up monthly payment plans for much-needed provisions, emphasizing speed, transparency, and dignity for those in need.

CampusLogic is a cloud-based student engagement platform for financial aid.

Capify offers an online technology platform that provides business loans to small and medium-sized businesse in the UK.

Capsilon Corporation provides cloud-based imaging and collaboration solutions for the mortgage industry.

College Ave Student Loans
The College Ave Student Loans Product is made by Firstrust Bank, member FDIC

CommLoan’s passion for technology guarantees that you are always matched with the best possible loan.

CommonBond is an online lending platform that connects borrowers and investors to make education finance better.

Cross River Bank
Cross River Bank, a financial institution in the banking industry, offers consumers and businesses with banking services and loan products.

CUneXus Solutions
Application-free Consumer Lending for Banks and Credit Unions

Domuso Inc.
Domuso is a data-driven payments and financing technology for the rental housing industry.

Avant operates an online marketplace that provides users with access to personal loans to consolidate debt, pay unexpected medical expenses, and for family vacations. Through the use of big data and machine-learning algorithms, the company offers a customized approach to streamline credit options. The company caters to consumers in the United States and the United Kingdom. Headquartered in Chicago, Illinois, Avant was founded in November 2012.

Currency Capital
Currency Capital is an equipment financing, lending and technology investment company.

Dwell Capital
Dwell makes mortgages delightfully digital, accompanied by expert human advice

Fundation is an online direct lender offering simple interest small business loans to companies through a technology driven process.

GreenSky offers fast and paperless solutions and financial services to businesses of all sizes.

InterNex Capital
InterNex Capital is a digital asset-based lender providing short term working capital financing to small businesses.

Juvo establishes financial identities for the billions of people worldwide who are creditworthy, yet financially excluded.

Kabbage is a financial technology company. Its fully automated technology and data platform powers lending directly and for its partners.

Lending Club is an online financial community that brings together creditworthy borrowers and savvy investors.

Bilbus, a working capital platform, helps small businesses invoice, collect and connect with commercial lenders via a single dashboard.Bilbus unlocks commercial lending to SMBs, giving businesses the visibility to work out when they will need cash and simplifying how they meet funding gaps. Bilbus is a working capital platform that enables small businesses to invoice, collect and connect with commercial lenders via a single dashboard.


"LendFriend is a FinTech startup focused on undeserved lending markets. The team has built 3 products: - Online p2p lending platform targeting friends and family. Grew to $3MM+ loans. - Multiple underwriting models utilizing proprietary data from traditional brick and mortar high-interest lenders. The identified customer profiles are targeted for larger loans with lower interest rates because their loan repayment is disproportional to their credit score. - Online platform that matches high-risk borrowers with an aggregated network of online lenders and places these loans on prepaid cards. Product's purpose is to bank the underbanked."

"With $11 million dollars in loan volume and growing, BTCJam has served more than 100,000 users from over 200 countries. BTCJam’s mission is to offer affordable credit to everyone. The company employs a proprietary credit scoring algorithm to predict the repayment rate of borrowers, and uses bitcoin to offer fast and inexpensive transactions. If you would like to borrow bitcoin, apply for loans with rates as low as 6.7% APR. Want to earn interest on your bitcoin? Investments on BTCJam average 19% APR. Integrated with Coinbase, bitcoin transfers are simple for borrowers and investors. Try it today! "

"LendingRobot automates loan selection and investment in Peer Lending. With sophisticated yet simple-to-use analytics tools, LendingRobot allows investors to optimize their strategies and define rules to systematically execute them. Automation also helps save time and increase returns by continuously reinvesting idle cash. LendingRobot selects and submits orders in less than one second after new loans appear, allowing individual investors to compete with hedge funds and institutions for the most sought-after opportunities. LendingRobot was created by veteran entrepreneurs Gilad Golan and Emmanuel Marot after they became frustrated by how time-consuming it was to manage their Peer Lending investments. "

Finova Financial
Finova Financial is a socially responsible lender that provides fast affordable loans based on the equity in your car, to the 70 million financially underserved Americans that spend $138 billion in fees and interest annually. Finova’s Car Equity Line of Credit (C-LOC) costs 70% less than the current national average, provides instant access to capital, and a 12-month pathway back to financial health, online, mobile, anywhere, 24/7. Finova clients benefit from the ability to complete the loan process online, instant approval decisions and same day cash funding. The Finova client portal provides personalized access to our financial dashboard allowing real time management of your financial health. Payments can be made from the convenience of any computer or mobile device and at 32,000 US retail locations. Successful payment history provides declining rates, the opportunity to establish and build credit, along with access to additional funds on demand. Finova provides an immediate solution to our clients’ credit needs, the ability to monitor their progress in real time, which when coupled with Finova’s ongoing financial education provides a pathway to improved economic health. The Finova C-LOC is the first of many digital financial service products we will launch to address the unfulfilled needs of financially underserved Americans. At Finova we are in the business of relationships, not transactions. Our clients tell us Finova is the first positive relationship they have with any financial services provider. This is our passion and what drives us forward."

Renovate America
Renovate America provides financing solutions for homes and communities in the areas of energy and water in the United States. It aims to lead the way in making homes and communities more energy and water efficient. The company offers HERO Program, a financing solution made possible by the Property Assessed Clean Energy legislation. It partners with cities and counties to implement low-risk, scalable programs that deliver multiple benefits, including energy savings, lower utility bills, reduced emissions, new jobs, and local economic stimulus. Its in-house development team creates custom tools to support all users of its product, from property owners and contractors to municipal leaders.

Founded by Pavleen Thukral and Allen Nance in 2015, Atlanta-based Stackfolio is a fintech startup that uses modern technology to serve a vibrant online marketplace for loan trading between financial institutions. The integrated data research platform helps institutions make sophisticated trading decisions.

"FINOBOT : Robo counseling system based on natural language processing using machine leaning algorithm NF2F Identification: an online real-time identification and KYC solution without visiting branch FinoContract : provides secure, anti-forgery and denial prevention dcoumentation dolution NF2F Mortgage Lon solution: one-stop platform from loan application to loan receipt without visiting a branch. "

MoneyQ is the only platform which provides investment products with safe collateral unlike other P2P platforms. MoneyQ deals with products which have been verified by financial professionals with more than 100 years of experience and real estate professionals. MoneyQ is the world’s safest crowd funding platform. In the event of overdue, MoneyQ will take over receivables or reassign it to companies and individuals to minimize investment losses.

"-Create meaningful patterns based on big data (ML / AI technique) -Continuous upgrades with meaningful features (with partners) -P2P and Market Place Loan Platform -Customer orientation analysis and segmentation using FinTech -Matching Loan Products (Loan Brokerage) -Personalized marketing strategy based on customer analysis (curating financial products)"

Student Loan Hero
Founded in 2012, Student Loan Hero is a website that helps student loan borrowers find the best way to manage and repay student loans. We provide student loan borrowers with the tools and education they need to save money, eliminate debts faster, and make smart financial decisions. Our student loan dashboard, repayment plan builder, and calculators help student loan borrowers sync and manage their student loans, find out the best repayment options, and calculate different repayment methods. Student Loan Hero generates revenue through performance based advertising relationships with banking partners such as student loan refinancing companies. We are a remote company with headquarters in Austin, Texas.

IXSC is an Invoice exchange, settlement, and clearing platform. It works as an industry moderator with SMEs, trade unions and financial institutions, to manage timeliness problems with business receivables.IXSC’s platform allows vendors to send invoices to their clients and have their clients validate them. Settlement is monitored through the platform, and purchasers are incentivized to make timely payment within contract terms.

Small business credit is driven by daily cash flow not a consumer score which is at the center of consumer platforms or dated GAAP financials which are at the center of large commercial credits. Their integrated platform unleashes the power and uniqueness of small business data to streamline and automate activities that are too costly and time consuming to execute by conventional means.

LendingStandard provides a collaborative platform to drastically improve a lenders ability to aquire, process and fund a complex commercial loan transaction. Their LendingStandard service allows banks to provide the differentiation they need to set them apart from the bank next door and also provide better service to their business customers with technology. They provide an easy up-front application that can be shared with the business owner, their controller, accountant, partners or anyone that needs or can provide the information to start the decision process a bank needs for a commercial loan.

LendUp’s mission is to provide anyone with a path to better financial health. We build technology, credit products and educational experiences for the 56% of the US population who are shut out of mainstream banking because of poor credit or volatile incomes. All of our technology is built in-house. We currently offer several types of credit products, including loans and credit cards. We embed education into our products, and where available, credit building opportunities, to help borrowers improve their long-term financial health and break out of vicious debt cycles. We were founded by two step-brothers, CEO Sasha Orloff and CTO Jake Rosenberg. Sasha puts the “fin” in fintech, having worked at Citi, World Bank and Grameen Bank. Jake puts the “tech” in fintech; he was a platform CTO at Zynga at 29 and began working at Yahoo! at age 16, as employee #80.

Lendio operates an online marketplace that enables small business owners find lenders and secure loans. After filling out an application form, the platform matches its customers with suitable loan options. It works with a network of over 50 lenders to enable its users to compare and choose from among a range of loans, including SBA, startup, equipment, commercial real estate, and more. It also offers loan calculators, an informative blog and educative resources. Launched in March 2006, Lendio is based in South Jordan, Utah.

Maxwell Financial Labs, Inc.
Hi, we're Maxwell. We’re on a mission to revolutionize the $8.5T residential mortgage market by reimagining how loan officers work together with homebuyers and real estate agents to buy a home. We connect this network on one seamless, intuitively-designed platform, so the focus isn’t the paperwork, it’s the place to call home.

MoneyLion is a leading mobile personal finance and consumer lending platform that empowers consumers to take control of their financial lives through free spending, saving and credit tracking tools, and smarter credit products. Founded in 2013 by a team of leading technologists and financiers, MoneyLion uses superior analytics and machine learning-based risk technology to gain a 360-degree view of its users’ personal finances, enabling better underwriting and the development of tailored financial product offers. With its built-in system of referrals, points and rewards, MoneyLion endorses good financial behavior. MoneyLion is headquartered in New York with offices in San Francisco and Kuala Lumpur, Malaysia. For more information, visit or download the app at

Morty is on a mission to revolutionize the outdated mortgage industry by letting people shop, compare, and close on any mortgage from any lender, completely online. Purchasing a home is the largest, most important financial transaction of most people’s lives. We believe getting a mortgage should be just as simple, modern, and transparent as buying anything else online. We’re building the first-ever, fully digital marketplace to make this possible - like Kayak, but for mortgages.

MPower Financing
MPOWER lends to highly-employable domestic & international students at top US campuses who are left out of traditional banking options. Loans are either 3 or 10-year, fixed rate, and range between $2,000 and $25,000. MPOWER disburses payments directly to the university on behalf of the students to pay for tuition or university-sponsored services like housing, meal plans, or health insurance. Students start paying back the loan within 6 months after graduation. The loan comes with free personal finance education courses, credit-building, and a job placement service for the students.

Nexera Holding
Nexera Holding is a dynamic start-up setting the standard for efficiency, simplicity and transparency in the mortgage lending marketplace. We operate under two brands, Newfi for our direct-to-borrower business, and Blustream for our wholesale business. We deliver proprietary web technology with an exceptional combination of automation and personal touch that will reshape the way a consumers and mortgage brokers shops for and close a loan.

Octane Lending
Octane Lending is a point of sale financing platform focused on niche consumer lending markets.

Ovamba created a culturally astute risk measuring algorithm to better understand and serve Africans with financial services and capital for growth. They also created a natural language chatbot which allows Africans who do not speak english, french or Arabic to be able to apply for funding from Ovamba in their own language and receive business coaching to help them grow and run better businesses. The model blends Sharia & ethical business elements with eCommerce, logistics & warehousing to deliver full end-to-end services help grow SMEs operating in the trade sector. Ovamba also funds commodities and exports.

Payoff is a financial wellness company that provides its members with personal loans. It develops products and services to support its members attain their targets by focusing on the connection between financial behavior and personality. The company partners with First Electronic Bank to originate loans for its clients. Payoff uses 256-bit encryption to protect its clients’ information such as bank account numbers and social security numbers from other parties. It offers fixed loan rates and loan amounts for its clients while charging a one-time origination fee for its service.

Peerform is a peer-to-peer lending platform that connects people who want to borrow money with investors. Peerform provides 3-year terms personal loans ranging from $1,000 to $25,000: Borrowers create listings for a fixed-rate personal loan and are then funded by investors who chose their target return and build their portfolios. Peerform offers investors a new asset class with which they can diversify and optimize their portfolio. Peer-to-peer lending is an alternative to the banking system that provides better interest rates for borrowers along with better returns for investors, by eliminating intermediation between parties. Peerform was created by a solid team of professionals from financial services, strategy consulting, technology, and consumer products

Prosper’s mission is to advance financial well-being. The company’s online lending platform connects people who want to borrow money with individuals and institutions that want to invest in consumer credit. Borrowers get access to affordable fixed-rate, fixed-term personal loans. Investors have the opportunity to earn solid returns via a data-driven underwriting model. To date, over $10 billion in personal loans have been originated through the Prosper platform for debt consolidation and large purchases such as home improvement projects, medical expenses and special occasions. Prosper Marketplace, Inc. was founded in 2005 and is headquartered in San Francisco. The lending platform is owned by Prosper Funding LLC, a subsidiary of Prosper Marketplace, Inc. Loans originated through the Prosper marketplace are made by WebBank, member FDIC. Visit and follow @Prosperloans to learn more. Prosper notes are offered by Prospectus.

QuarterSpot is an online lending platform that offers credit-starved small businesses working capital on attractive rates and terms. We accelerate access to capital using advanced technologies that enable instant underwriting and approval, same-day closings and repayment to investors in as little as 24 hours. Contact for more information.
The college landscape today is broken for millions of students. Equal access to higher ed has become one of the greatest issues of our time. At RaiseMe, we're reinventing educational pathways and changing the way students access billions of dollars each year in financial aid for college. Rather than waiting until the end of high school to award financial aid, which is too late to affect students' college ambitions or specific application decisions, RaiseMe enables students to earn "Micro-Scholarships" automatically throughout high school based on their individual achievements in and outside of the classroom. Over $1 billion in Micro-Scholarships have already been made available by colleges, universities, and other sponsors across the US. We're on the look out for talented individuals to help us build a large, impactful business and a product that will change millions of lives.

RateGravity provides a software solution that enables residential lending from various lenders. The company allows consumers to finance their homes by eliminating the salesperson and providing a solution to compare, choose, and close with lenders. It supports primary residences, second homes, and investment properties, including single-family and multi-family homes, condos, and townhomes. RateGravity was founded by Mike Tassone, and Patrick Boyaggi in 2015 and is headquartered in Boston, Massachusetts.

Self Lender
self lender helps you build credit with a savings plan.

Semble is an online lending platform that facilitates low cost financing for nonprofit organizations. This is done by using Semble’s ("Social Investment") model that allows socially responsible investors to invest in the loan needs of nonprofits that they support. As enough funds to address the need are invested by supporters, the nonprofit receives these funds as a loan. Loan payments are then directed back to those that invested.

Sunlight Financial
Sunlight Financial is a residential solar finance company trusted by leading independent power producers, manufacturers, distributors and installers to provide innovative long-term solar loans. Customized to meet our partners’ needs, our loan products provide homeowners with the combined benefits of system ownership, immediate savings on their energy bills,

SURETLY offers people an absolutely new kind of investment alternative - "crowdvouching". Crowdvouching is the practice of financially securing a loan repayment by vouching monetary contributions from a large number of people. Unlike P2P lending, SURETLY users (vouchers) do not lend money directly to the borrowers but guarantee to repay the loan to the lender in case of borrower's default. Vouchers act as a collective mind in order to determine whether to approve loans or not. Each voucher approval serves like an insurance of the loan capped at $10 USD per borrower. In order for the loan to be approved, the entire loan amount should be guaranteed by the big pool of vouchers. SURETLY connects lenders, borrowers and vouchers providing the following benefits: 1. eliminating default risk for lenders while expanding the loan portfolio due to higher loan approval. 2. decreasing the loan interest rate for borrowers. 3. providing an investment opportunity for a market segment that was unable to invest before.

Unison Home Ownership Investors
Unison Home Ownership Investors introduced the home ownership investment category in 2007. Unison provides homeowners with long-term financing in exchange for the opportunity to share in the gain or loss in the home’s value when they decide to sell – up to 30 years later. There are no interest charges or monthly payments on the investment. Over the last decade, we’ve become the largest home ownership investor and expanded nationwide by working with lenders, regulators, and institutional investors to integrate home ownership investing into the U.S. housing finance system. What sets Unison apart is true partnership: we invest at the same home value as the homeowner and share with them the downside risk and upside potential - in Unison. Unison HomeBuyer opens the door for people to buy the home they want with less debt and risk, typically by doubling the purchaser’s down payment. This larger down payment makes it easier to qualify for a loan, increases buying power, lowers the monthly payment and/or allows a buyer to reserve cash. Unison HomeOwner provides cash now to current homeowners without the added debt or payments of a home equity loan or HELOC. Homeowners use the money to eliminate debt, remodel, pay for school, invest, or as a cash cushion for financial stability.

Upgrade is an online lending platform that combines personal loans with free credit monitoring, helping you secure more affordable credit in the long run. Learn more at Upgrade offers loans up to $50,000 with low fixed rates, affordable monthly payments and no prepayment fees. Our one-page online application is quick and easy, and you’ll get a decision in just seconds - with no negative impact on your credit score. With repayments plans of either 36 or 60 months, you get to choose the loan that fits your budget and timeline. After approval, your loan will be funded the next day and you can use your funds to pay off credit cards, for major purchases or home improvement. We’re here to help you build your financial future. Set yourself up for success by choosing a custom due date and signing up for automatic payments. You can circle the date on your calendar when you will be debt free. In the coming months, we’ll also be launching new tools to help you better manage and monitor your credit score. Two members of our founding team, Renaud Laplanche and Soul Htite, are the co-founders of Lending Club, a pioneer in marketplace lending that facilitated over $24 billion in loans and made credit more affordable for nearly 2 million American families over the last decade. Soul also founded Dianrong, one of the largest marketplace lending platforms in China. Our founders have now designed a new credit platform that attempts to create even more value to our customers and be more helpful to more people.

Founded by ex-Googlers, Upstart is the first lending platform to leverage artificial intelligence and machine learning to price credit and automate the borrowing process. The company's proprietary underwriting model identifies high-quality borrowers despite limited credit and employment history by using variables including schools attended, area of study, and work experience. Upstart offers 3-year and 5-year fixed-rate interest loans, which are primarily used to pay off credit cards, consolidate debt, make large purchases, or invest in vocational education. In addition to its direct-to-consumer lending platform, Upstart provides technology to banks, credit unions and other partners via a “Software-as-a-Service” offering called Powered by Upstart.

Vyze is a financial technology leader in consumer financing solutions. NCL helps merchants launch and implement innovative lending programs that provide more consumers with the financing options they want and need. NCL’s simple solutions deliver increased sales and a better consumer financing experience while giving retailers and manufacturers greater control over their lending options.

Zibby is a consumer leasing platform for online, brick and mortar and omnichannel retailers. Customers can apply in 30 seconds in-store or via the Zibby button on a retailer’s website and be approved for $300 to $3,500. Zibby increases retailer sales by providing a fast and easy lease payment option for nonprime consumers seeking to acquire furniture, appliances, electronics, and other consumer durables. Zibby was founded at Cornell University and is based in New York City.

Jetty is a new kind of financial services company that empowers modern consumers to access the home, career & life they’re working hard for.

Finexkap is a unique web-based marketplace providing a revolutionary web solution to short-term capital funding. Bringing together SMEs and qualified investors, Finexkap is fast, user-friendly and highly secure. Finexkap offers a short-term, flexible and paperless funding solution with no volume or timeframe conditions attached. The service focuses on simplicity and easy-to-use features : in just a few clicks, SMEs can sell their receivables and gain access to short-term funding with competitive advantages compared to factoring solutions: - No lock-in, SMEs access capital on a need-be basis, - No obligations, no warranty, mortgage ou guarantee needed, - No paperwork, the whole process is 100% online, - Competitive cost, from 1.49% only of the receivable value.

Unilend is a Paris, France-based crowdlending platform. Launched in November 2013 by Nicolas Lesur, Unilend operates a sector agnostic platform that allows SMEs to borrow from a community of credit institutions.

Anaxago aims at changing the traditional equity capital investment model. Our goal is to forget about the capitalistic-only and go for a truly sharing and participative investment model. Thanks to Anaxago, entrepreneurs can benefit from the financial support of their investors but also learn from the shareholders' experience, expertise and network. Each investor can take an active part to the company life and so be a part of a lively entrepreneurial adventure. We offer a small range of companies each month to our investors community. Startups and small companies are chosen with good care and have to go through a whole process of financial analysis. We also prefer to select companies with a real innovative value added. With Anaxago, young and small companies can find funding and support to grow and develop. We give them a chance to be the actors of tomorrow's growth and reboost our economy. Since its launch, Anaxago gathered 60 000 members and raised more than 40M€ funding 80 young businesses.

Younited Credit
Younited Credit provides an online plaftorm designed to connect and facilitate financial transactions between lenders and borrowers without the intermediation of a traditional financial institution. The company was founded in 2009 and is headquartered in Paris, France.

Lendix is an online marketplace for business loans, enabling investors to lend money directly to small- and medium-sized enterprises. It was launched in September 2014 and is based in Paris, France.

The missing step between renting and a mortgage

French short-term working capital SME lending marketplace is the French specialist in crowdlending1 for small businesses financing. enables retail clients to lend directly to rigorously-selected smaller businesses and SMEs under advantageous conditions for the borrowing companies and paying an attractive yield to lenders.

Crowdstacker (Nineyards Capital)
Crowdstacker is a peer-to-peer business crowdfunding platform that enables individuals to lend directly to established British businesses and earn interest on their investments. As an FCA-regulated platform, it makes lending both accessible and rewarding for investors and borrowers. Crowdstacker was founded in May 2014 and is based in London, United Kingdom.

Credio is a new type of lending company focused on good value short-term instalment loans from £50-£1000 that can be repaid over multiple months. They are are not a paydaylender providing credit to the next payday but instead they provide fair and flexible instalment loans at affordable and reasonable price. In fact, They have one of the lowest APR of the current short-term loan market in the UK. They have designed their process to be fast and easy. Their loan terms are fair and completely transparent. There are no hidden fees or balloon payments. Their team is very responsible and They strictly follow the rules of Responsible Lending, as they only give out financing to people who can afford this service. They are fast, flexible, and most importantly, they always take good care of their customers.

QuidCycle was formed in 2013 with a unique purpose: To create a responsible and credible financial industry by helping middle income UK families and individuals achieve financial success through its comprehensive suite of ethical financial products and services. Whether borrowing or investing, QuidCycle is the unbeatable choice for responsible professionals to manage and grow their finances. Much has been said about peer-to-peer finance. We believe it is a vehicle for creating value. At QuidCycle, it is clear that our customers want a sense of control, a peace of mind, and confidence in their plans to meet their most treasured financial goals. Therefore, by educating and working with borrowers or “aspiring investors” as we would like to think of them, we improve their lives and accelerate achievement of their goals. Our premier borrowing product is Refinance Plus - a low-risk lending to middle-income families and professionals refinancing high interest credit cards, loans and store cards. Enhanced with an incentive-led financial education wrapper and cash bonuses for reaching key milestones. For our investors, the most popular is SwiftInvest, which is lending direct and earning a healthy gross return of up to 6.1%. Key features include a provision fund, transparency - you know what good your money is doing and you start earning your interest immediately. Your CAPITAL IS AT RISK when lending direct.

Hello I'm Moni and this is my fanpage! You can ask me for an advance of up to $ 4,000. It's very simple! Complete an online form and immediately you confirm if it was approved and I'll transfer it within the same day into your bank account. devolvés Like me? It is also very easy. Just the day debitaré agreed as your bank account. Arrives ends meet and are tight? He left a trip with friends? You had some unexpectedly? Want to go to a mega concert? Here I can help with a short term loan for you to solve some of these situations. Join and you'll see how easy it is :)

French P2P Lending platform dedicated to SMEs looking for loans (bonds) or equity, and retail investors looking for better returns

Downing Crowd
Downing Crowd is a platform that enables companies to raise debt to support their growth plans. They are building on 20 years of experience of working with businesses to offer you access to an alternative source of funding. They are an investment partner who understands your market and who can help you to continue to develop. They have set out Their borrower criteria for Downing Crowd below - if this fits with your company, then please get in touch with an outline of your business plan, funding needs, historic and forecast financials, and any indication you have of business / property valuation.

Inefficient links between SMEs & lenders have been nipping SMEs’ strong growth. We are on a mission to change the links by rewarding to honest SMEs & lenders.

Founded in 2016, CreditSCRIPT develops technology solutions to help professional investors assess loans and portfolios originated by online marketplace lenders. We provide the latest technology and analytics solutions to evaluate price and monitor large financial portfolios of loans (consumer, student, SME, auto and mortgages). Our solutions are built upon the belief that superior returns start with superior technology. We help our clients to deliver the alpha in their daily performance and understand and monitor their risk in real time.

Salaryfits aims to make sustainable credit a reality. Our solution consists of a BI tool to integrate fastly and efficiently the offers from local financial providers to the payroll systems of entities, allowing those providers to better access the credit profile of the employees of those entities. We are focused on promoting financial inclusion and sustainability, always enhancing the security and reliability of the environment of the transactions, and offering benefits for employees of the companies which are integrated to our platform. Besides our unique and disruptive business model, we rely on previous and very successful experiences from our parent companies in Brazil and Mexico. Our product is based on a patented platform and a business strategy that has been tested and improved within these markets for more than 15 years.

Finsquare was launched in 2014 by Adrien Wiart and Polexandre Joly. The short term lending platform is said to have 3,500 active lenders. Finsquare has originated over € 4 million to date.

Our mission is to make commercial property lending accessible for everyone. We enable private individuals to lend alongside institutional investors towards selected commercial property transactions and potentially benefit from advantageous

Founded by Frederic Nze in 2006, Oakam is challenging traditional doorstep lending models by using smartphone technology to make borrowing more accessible, transparent, and rewarding for the working class. Oakam’s mobile app encourages customers to become more engaged and in control of their finances by offering seamless options to make repayments, apply for top-up loans, or access educational content. To encourage the development of good financial habits, Oakam has gamified the mobile experience for its customers. Through its in-app rewards programme, customers have the opportunity to lower their rates, skip a payment, earn cash-back or access other savings when they demonstrate responsible borrowing behaviour. Since its launch, Oakam has handled nearly 800,000 customer applications. For more information, visit

Instant Credit Go is an online financial services provider. It enables users to check for loan eligibility without affecting their credit score. It also offers suitable financial investments opportunities to users. It helps users to ensure themselves against accidental death, disability, loss of employment or work stoppage, and credit repayment problems.

BillFront is a leading and fast growing technology-enabled finance provider dedicated to digital media companies globally. Through its technology platform, BillFront frees up working capital within the industry, thereby enabling its clients’ to accelerate their growth. BillFront provides financing between €50,000 and several millions of euros per month through integrating into its customers’ invoicing systems. The company was founded in 2015 and is run out of London and Berlin. The BillFront team is led by former media M&A banker, Greg Dimitriou and advertising technology expert Christopher Vogt.

CompareEuropeGroup is Europe's fastest growing financial comparison platform for insurance, banking, and telco products, such as car insurance, personal loans, credit cards, and broadband subsriptions.

Fleximize is a B2B lender that provides loans for its clients. The company offers loans for SMEs and enterprises. Its range of services consists of Flexipay cards, business loans, and alterium business loans. Fleximize was founded in 2013 by Maxim Chmyshuk, Peter Tuvey, and Max Chmyshuk.

Boost Capital provides financing solutions to SMEs in the UK. You can get approved within 24 hours of applying for capital, and gain access to your funding within five days.

Collection House Limited
We are based between the villages of Steeple Ashton and Edington in Wiltshire, a short distance from the commercial centres of Bath and Bristol. Collection House was founded in 1999 by Richard C Matthews, a Member of the Institute of Credit Management (MCICM), and incorporated in November 2000. Richard C Matthews MCICM has an extensive background in Credit Management and Business Law and prior to Collection House worked as the Legal and Debt Recovery Manager of a large collection agency. Richard has assembled a team of dedicated professionals driven by the belief that Collection House really can make a difference. Collection House was developed to provide professional and cost-effective Debt Recovery Services on an industry leading commission rate and on a no-collection no-fee basis, and has continued to do so since the company’s inception. Our expertise within the Debt Recovery industry has made Collection House the most cost-effective and pro-active agency for both Domestic and International Debt Recovery. We now boast a very impressive and extensive client base ranging from large multi-national blue-chip companies to small and medium sized enterprises (SMEs), to local trades people. No client is too big or too small; no debt is too high or too low. It is the mission of Collection House to provide professional and cost-effective Debt Recovery and Legal Services of a standard not available elsewhere.

ThinCats is one of Europe’s largest peer-to-peer business lenders specialising in secured loans. We connect UK SMEs with investors using our unique sponsorship network and bidding platform. Founded in 2010, ThinCats cuts out the banks and connects experienced investors directly with established UK business borrowers, providing a real alternative for both investors who are seeking decent returns on their investment with security and for companies who may be struggling to access funding to develop their business. We help UK SMEs meet their funding needs by going beyond standard credit checks and check boxes; we believe a human touch is essential to decide on the suitability of a loan. Supporting businesses in all industry sectors, from all over the UK, for a full range of business needs, with flexible loans to suit, we avoid the lengthy delays often seen when dealing with Banks by streamlining processes and reducing complicated covenants and conditions; from receipt of information to drawing funds is down to days, not months. Borrowers can get loans of between £100,000 - £5,000,000 over periods ranging from a few months to five years or more, at competitive rates, in order to develop their business. ThinCats. Go to our website to find out more.

Lending Works is a marketplace which facilitates lending from person to person, an idea called peer-to-peer lending. We believe this is a fantastic innovation which allows both lenders and borrowers to enjoy fantastic benefits, and is set to be the future of financial services. Lending and borrowing through Lending Works is a credible and safe alternative to using traditional financial institutions.

Aire is committed to helping people with the world of credit. We work with financial institutions by enhancing their ability to reach more customers and serve them responsibly. We are authorised & regulated in the UK by the FCA to provide credit references as one of the newest entrants in this sector. Learn more about how we are making a difference on our website:

Welcome to the crowdfunding platform dedicated to French companies

LANDBAY - The full-stack mortgage lender Landbay facilitates retail, institutional and local government investment into UK residential mortgages. We direct-match funding to diversified portfolios via our platform, supporting the growth of quality private rental accommodation throughout England and Wales. Landbay mortgages are originated through a network of accredited intermediaries and via strategic partnerships, including Zoopla Property Group. Fully authorised and regulated by the FCA. No FSCS. Capital at risk.

CapitalStackers offers an online P2P lending platform for real estate investment and development. It provides financial modeling, analysis and professional advice from different external firms for values, cost consultants, and project monitors.

Obillex is a corporate member of the Association of Corporate Treasurers. In 2010 it’s team of funding, payments and trade finance experts set out to solve the finance problem faced by small and medium sized businesses as a result of the ongoing banking crisis. In conjunction with discussions with the government, it set up the Obillex platform so that acredited investors and their brokers can help fill the funding gap faced by SMEs as banks reduce their front line services. The Obillex solution enables non-bank investors to directly support SMEs at a low cost and helps safeguard the future prosperity of the UK.

Aerapay™ moves funds from any customers payments card and places it into merchant bank account instantly. It is a mobile commerce platform that provides and supports the B2C mobile payments technology.

MortgageGym is the world’s only regulated mortgage robo-adviser, allowing UK homebuyers to complete their entire application online in 15 minutes through a free, hybrid advice website offering mortgage eligibility matching within 60 seconds, regulated robo-advice and access to live advisors. MortgageGym is being brought to market in official partnership with Experian, the global information services group, and is fully integrated with users’ credit files and the credit risk scorecards of 12 of the top 20 mortgage lenders in the UK, which it uses to provide live eligibility matching and mortgage affordability advice. It is also the world’s first digital mortgage network, which empowers brokers to acquire customers independently, operate a paperless business and remain MMR-compliant through a professional portal called MortgageGym Pro. The business was formed in 2016 by entrepreneurs John Ingram and David Vertannes. It was authorised by the FCA in February 2017 and is due to launch to the public in the summer of 2017.

Crowdstacker is a peer-to-peer business crowdfunding platform that enables individuals to lend directly to established British businesses and earn interest on their investments. As an FCA-regulated platform, it makes lending both accessible and rewarding for investors and borrowers. Crowdstacker was founded in May 2014 and is based in London, United Kingdom.

Easy Finance UK
Easy Finance UK is an online financial firm that offers loan deals on the basis of current requirements and cash demands of customers. It follows a complete responsible lending procedure and provides the most suitable short-term credit offers. The firm offers several types of loans, including payday loans, text loans, 12 month loans, and no-guarantor loans as well as unsecured credit services.

Nostrum Group
Nostrum provides market leading innovative technology and process outsource services to instalment lending organisations. By harnessing our technology, processes and people, we help our clients solve complex business challenges such as attracting and retaining customers, balancing risk and maximising efficiency and value. Our technology and services support the whole lifecycle of a lender’s operation from front-end lead generation and application processing through customer servicing to delinquency management, across a number of different consumer and commercial financial products. In an increasingly multi channel world, it’s reassuring to know that Nostrum has it covered. Customers can be served whatever their chosen contact method; mobile, internet, branch, call centre, introducer or direct, they’re all supported.

Payday Financial is an independent marketing website which helps people looking for a lender and lenders looking for customers to come together. Our panel of lenders offers short term financing. We have partnerships with several of the leading payday lenders in the UK today. is not a payday loan lender but an online loan matching service. We are the bridge between consumers wanting payday loans and the payday lenders themselves. Our simple online application process is designed to match you with the best lender to suit your short-term money needs, right when you need it most.

Better P2P Investing: enabling investors to effortlessly earn 7.0% from approved P2P platforms and loans

FundingKnight is a UK crowdlender which brings business borrowers together with a crowd of private and institutional investors. Loans are available up to £1million for businesses, property developers and green energy projects. FundingKnight evaluates each potential borrower and assigns each a quality rating and a “reserve interest rate” – the borrower will pay no more than this. However each loan goes through an auction process wherein investors bid to invest. This process actively lowers the final interest rate payable. Investors can choose which opportunities to invest in and can invest as little as £25 per loan. The Marketplace allows investors to buy and sell whole or part loans between themselves. Through this system, new investors can quickly build up a diversified portfolio of investments. Alternatively, investors can access their cash by selling their loans to other investors and withdrawing the money. The platform was designed, built and is maintained in-house, and undergoes continual improvement. In July 2015 the company released “AutoBuy”, a feature which automates the balancing of portfolios on an ongoing basis by buying loan parts from other investors. Together with AutoBid – automated bidding in new auctions – and Automatic Cash Withdrawal, these tools make portfolio and money management significantly easier, especially for those new to investing. FundingKnight was founded in 2011. Loans are available only to UK businesses or developers. Investors must pass identity checks but can be based anywhere worldwide. FundingKnight is a member of the fraud prevention agency CIFAS, and the industry association UKCFA.

Real Funds is London based peer-to-peer lending platform disrupting the oligopolistic position of a few major house builders by providing alternative finance to small and medium-sized house builders, who currently have limited access to finance, especially after 2008 banking crisis. At the same time, we are opening this exclusive market, which was previously available only to those with high capital and the right connections. Through our platform, one can invest in asset-backed property development projects in their local community and beyond for as little as £100, for returns of up to 7% per annum with monthly interest from the date of the investment. In addition, all our projects have first legal charge, meaning all the investment is secured against the property making them assets backed. Our ultimate vision for the future is where cities will be financially self-sustainable, with local communities investing in local property development projects.

Flender - Friendly CrowdFinance
Flender ® is a Peer-to-Peer finance platform which helps people and businesses raise crowdfinance. With Flender your customers, friends, and connections become part of your success. • Flender brings friends into finance • Your social circle shares in your success • Your customers become more loyal • You get better interest rates • Fast, simple and all digital (no paperwork) • Regulated by the FCA

Zuto is a web-based, financing platform that finds lenders and guides its users through their car-buying processes. It provides its users with one-to-one support and helps them make better buying decisions. The platform offers a range of car finance options to people from a variety of financial backgrounds. It also provides its users with the tools they need to choose the most suitable vehicle, free information about vehicle history, and valuation checks as well as help with paperwork.

Bitbond is a peer-to-peer bitcoin lending platform. Users can borrow bitcoins or lend bitcoins to other users. Bitbond conducts a credit rating for all borrowers before they can publish projects on its marketplace.

Auxmoney is an online peer-to-peer loan marketplace. It brings private borrowers and private investors together and, in cooperation with the credit-worthwhile SWK bank, handles credit processing.

Giromatch offers innovative financial solutions and creates advantages for banks & B2B partners with a fully automated loan solution. Giromatch is a platform that connects investors and borrowers in a common German portfolio(Investment product). Investors receive automatically diversified loan portfolio with an attractive interest rate. Borrowers receive a cheap online credit in a fast and digitized process.

Kreditech Group’s mission is to improve financial freedom for the underbanked with the use of technology. Combining non-traditional data sources and machine learning, the company is aiming to provide access to better credit and a higher convenience for digital banking services. The product offerings include consumer loans, a digital wallet and a personal finance manager designed to help customers manage their credit score and plan their spending. Kreditech also offers a “Lending as a Service” model, allowing partners to integrate Kreditech’s credit products via an API into their own platform and services. Founded in 2012 and headquartered in Hamburg, Germany, Kreditech covers more than 5 markets worldwide, amongst others Russia, Mexico, Spain and Poland. Up until now, the company has processed more than four million loan applications through its subsidiaries. Kreditech’s team of more than 350 people is led by CEO and Co-Founder Alexander Graubner-Müller and is financially backed by world-class investors including PayU, J.C. Flowers, Peter Thiel, and the World Bank’s IFC.

COMPEON is Germany’s leading financing portal for SMEs. Companies can obtain tailored offers from various financing partners for their planned projects by submitting a query free of charge at COMPEON works with more than 220 banks, leasing companies and special providers and handles financing enquiries with a total volume of €2.5 billion every year. In addition to credit, loans and leasing agreements, the firm brokers also factoring and alternative financing products – such as mezzanine capital, purchase and project financing or private debt. The fintech company has been on the market since 2013. In addition to its three founders and managing directors Kai Böringschulte, Dr Nico Peters and Dr Frank Wüller, COMPEON is owned by DvH Ventures, b-to-v and Tengelmann Ventures

Spotcap offers online business loans to companies in Spain, the Netherlands, the UK and Australia. The company is supported by [Rocket Internet] ( Spotcap was founded by Jens Woloszczak in August 2014 and is based in Berlin, Germany with a presence in Spain, the Netherlands, the UK and Australia.

SMAVA is Germany's largest online credit market. Borrowers can obtain cheap online credit at as a clever alternative to a bank loan with investors financing these loans directly. This way, establishes a direct connection between investor funds and the use of these funds by private persons and the self-employed. The resulting savings are passed on to customers in the form of better terms: Borrowers receive cheaper credit than is available to them through banks and investors benefit from better yields than could be obtained from other interest-bearing investments. smava GmbH is a German company headquartered in Berlin and is managed by an experienced team of finance and Internet experts. Since its launch in 2007, more than 15,000 investors and 6,000 borrowers have done business with each other through the credit market, with loans totalling around EUR 55 million in value

FinanzCheck is an independent consumer loan technology platform that enables German consumers to compare their personal loans and private financial products. The platform gives its customers visibility on all loans available covering the complete value chain from customer acquisition to credit scoring and ultimately contract signing. In addition, Finanzcheck offers B2B2C white label and B2B consumer financing technology solutions for brokers and banks. The company receives funding from Acton Capital Partners, HarbourVest Partners, TA Ventures, HarbourVest Partners, Acton Capital Partners, and various other investors.

Blackbill Internet GmbH (Finiata)
Blackbill has rebranded to Finiata! Please visit us on our new website: BlackBill provides working capital financing for freelancers and SME's over a fully automated data driven scoring technology, which can provide same-day decision-making and liquidity. We are a 7 digit funded stealth startup created by strong investors and experienced founders. Everybody in C level of Blackbill has built a > 50mn EUR Fintech company before. We are pragmatic, fast moving and eager to go the extra mile. Blackbill is fast executed, data driven and will have a huge impact on the finance industry. This is the place to be if you want to learn everything from probably the most experienced Fintech team out there. You should bring good humor and eagerness to learn. We bring you up to speed and show you how to explore your whole potential.

awamo GmbH is a fintech startup with operations in Frankfurt/Main (Germany) and Kampala (Uganda). We offer a comprehensive, mobile and easy-to-use microfinance management solution for microfinance institutions (MFIs) in emerging markets. Our microfinance management software is user friendly, affordable and tailor made to the specific needs of MFIs. It features reliable biometric identification/authentication, is fully designed for mobile use and completely digitizes all stages of credit-, risk and portfolio management for MFIs. It is cloud based, secure and robust, plus it boosts an MFIs productivity

Monedo is a suite of financial products. It is part of Kreditech Group and the firm that offers four products Monedo Now, Monedo Flex, Monedo Pay.

Unternehmerich is the marketplace for corporate finance and investment platform. The platform brings companies with financing needs together with private and institutional investors. Starting at € 250, investors can give their capital to selected companies and create their own investment portfolio with attractive returns. Companies have the opportunity to present their projects on the marketplace from a financing volume of € 50,000.

Onlinekredit-Vergleich is a comparison platform that allows user to compare loans for different products like house loan, auto loan, furniture, travel etc from different banks.

SIMPLEFIN provides short-term loans for small and medium-sized businesses, according to the invoices issued to large and stable operating companies. They also help businesses unlock funds in 48 hours by buying their invoices.

FundTier is a licensed online crowdfunding platform that provides alternative financing to different tiers of businesses by connecting them with individuals and businesses looking for alternative investments.

Grab is Southeast Asia’s leading ride-hailing platform. They solve critical transportation challenges and make transport freedom a reality for 620 million people in Southeast Asia. Grab will also offer loans and insurance with its new fintech platform - Grab Financial.

Credital verslui

Aventus Group
Aventus Group is a fast-growing company engaged in providing consumer loans, holding a strong position in Poland, Latvia, Czech Republic and Georgia. They have been operating for 7 years now, and their business entities have been continuously expanding ever since they entered the market. Their aim is to increase their market share and launch new products in existing markets, as well as enter new ones.

DEBIFO offers a new invoice finance solution for small and medium business in Lithuania. Its platform enables small and medium business to free up frozen working capital by providing funds based on outstanding invoices. DEBIFO invoice finance solution allows to shorten receivable payment terms from 30 - 120 days to only a few days.

LEND connects investors with borrowers. Investors earn substantial returns and borrowers benefit from low interest rates.

Omni Prime
Omni Prime provides micro loan service for underbanked customers to buy smart phones within 15 minutes with a complex risk evaluation system through an APP ‘Paymax’. Paymax focuses on China’s blue-collar and service industry workers. With Paymax, applicants could purchase smart phones valued more than their monthly earning. is a Chinese automobile financial lending platform.

58fangdai is a national rental staging leaders living under the scenes of consumer financial service providers.

Rupeek aims to bring financial inclusion for the masses and introduce products that are transparent, people friendly and provide value for lenders and borrowers. Simplified and affordable gold loans are only the beginning.

CASHe, a fin-tech product from TSLC PTE. LTD., is as unique as the young professionals it serves. In a smart digital world, CASHe offers millennials quick and easy personal loans through processes that are transparent, innovative and tuned to the times. CASHe utilizes sophisticated algorithms and machine learning capabilities to deliver an amazing and improved lending experience to our customers, thereby helping young professionals achieve their financial goals effortlessly. An app that offers instant transfer of funds for approved applicants.

Namaste Credit
The company has created a marketplace that connects borrowers and lenders through a secure and efficient loan bidding platform. Using their proprietary credit scoring and requirement matching algorithms, they connect borrowers looking for financing with a large number of relevant lenders.

OptaCredit is an Artificial Intelligence-powered and Data-Driven online lender, with the aim of democratizing credit by making it accessible to millions of eligible borrowers across India.

Avail Finance
Avail is a fintech startup based out of Bangalore. They are a mobile first platform aiming to financially include the urban mass of India. They offer customers quick and easy access to loans with flexible repayment options.

SlicePay is an Artificial Intelligence based digital credit platform which was founded with a mission to simplify payments for the young.

KrazyBee is a Student Credit Platform, where college students can purchase anything online, and pay back later via flexible monthly payments.

Cash Suvidha

FinEX Asia
FinEX Asia is a fintech platform connecting professional and institutional Asian investors with high quality, low volatility asset classes, including U.S. consumer loans, an asset class that was traditionally dominated by global institutional investors and banks. They aim to maximise return for qualified investors through technology, professionalism, expertise and an extensive global network.